Flywire (NasdaqGS:FLYW) Q4 2025 Earnings call February 24, 2026 05:00 PM ET Speaker9Good day. Thank you for standing by. Welcome to the Flywire Fourth Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press star 1 1 on your telephone. You will hear an automated message advising your hand is raised. To withdraw your question, plea ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-40430 FLYWIRE CORPORATION (Exact name of registrant as specified in its charter) Delaware 27-0690799 (State or other jurisdiction of ...

Fourth Quarter Revenue Increased 34.0% Year-over-Year Fourth Quarter Revenue Less Ancillary Services Increased 35.3% Year-over-Year Company Provides First Quarter and Fiscal-Year 2026 Outlook Exhibit 99.1 Flywire Reports Fourth Quarter and Fiscal-Year 2025 Financial Results Boston, MA – February 24, 2025: Flywire Corporation (Nasdaq: FLYW) ("Flywire" or the "Company"), a global payments enablement and software company, today reported financial results for its fourth quarter and fiscal-year ended December 31 ...

Fourth Quarter Revenue Increased 34.0% Year-over-Year Fourth Quarter Revenue Less Ancillary Services Increased 35.3% Year-over-Year Company Provides First Quarter and Fiscal-Year 2026 Outlook BOSTON, Feb. 24, 2026 (GLOBE NEWSWIRE) -- Flywire Corporation (Nasdaq: FLYW) (“Flywire” or the “Company”), a global payments enablement and software company, today reported financial results for its fourth quarter and fiscal-year ended December 31, 2025. “Flywire delivered a strong fourth quarter, further validating th ...

Core Insights - Flywire Corporation has appointed Patrick Blanc as Chief Technology Officer to lead its global engineering and technology strategy, enhancing its AI-first engineering approach and scaling to meet client demand [1][2][3] Company Overview - Flywire is a global payments enablement and software company that combines a proprietary global payments network with next-gen payments platform and vertical-specific software to facilitate complex payments for clients [4] - The company supports over 4,900 clients with diverse payment methods in more than 140 currencies across 240 countries and territories [5] Leadership Changes - Patrick Blanc's appointment comes as David King transitions to a new role as Chief Product Officer and Co-President of Global Education, highlighting Flywire's commitment to product innovation and scaling software capabilities [3]

Group 1 - Flywire Corporation (NASDAQ:FLYW) is identified as one of the 9 small-cap software infrastructure stocks with significant upside potential, with a price target increase from $16 to $17 by Truist analyst Matthew Coad, indicating an upside potential of almost 58% [1] - Stephens analyst Charles Nabhan upgraded Flywire from Equal Weight to Overweight, raising the price target from $17 to $19, which reflects an upside of more than 76% [2] - The company specializes in payments enablement and software, facilitating both cross-border and domestic transactions, and offers vertical-specific software for B2B payment needs across various segments [3] Group 2 - Analysts express a positive outlook for the FinTech sector in 2026, with Coad noting that some companies may need to adjust expectations below initial guidance [1] - Nabhan highlights a favorable higher education environment as a growth driver for Flywire, alongside the stock's low valuation and recent outperformance [2]

BOSTON, Feb. 09, 2026 (GLOBE NEWSWIRE) -- Flywire Corporation (Flywire) (Nasdaq: FLYW), a global payments enablement and software company, announced that its fourth-quarter financial results will be released after market close on Tuesday, February 24, 2026. Flywire will host a conference call to discuss its fourth-quarter financial results at 5:00 pm ET the same day. Hosting the call will be Mike Massaro, CEO, Rob Orgel, President and COO, and Cosmin Pitigoi, CFO. The conference call will be webcast live fr ...

Core Thesis - Flywire Corporation is positioned as a leading vertical payments and software company, focusing on digitizing complex payment processes in education, travel, and healthcare sectors, leveraging superior technology for faster settlements and lower fees [3][4][6] Company Overview - Flywire's share price was $14.30 as of January 13th, with trailing and forward P/E ratios of 271.80 and 19.08 respectively [1] - The company was founded to address inefficiencies in international tuition payments, disrupting traditional players by offering a modern, asset-light platform that enhances collection accuracy [4] Revenue Breakdown - Education is the dominant vertical for Flywire, accounting for 77% of its revenue, where it leads in cross-border higher-education payments and is expanding into domestic campus payments [4] - Other growing verticals include travel, healthcare, and a nascent B2B business [4] Strategic Shifts - In response to macro pressures, Flywire has shifted towards disciplined execution and margin expansion, including headcount reductions and a focus on profitability [5] - The acquisition of Sertifi has significantly scaled its travel segment and created cross-sell opportunities, while also reducing the appeal for private-equity takeout [5] Management and Market Position - The management team possesses strong expertise in technology and operations, contributing to high customer retention and expansion [6] - Long-term concerns regarding globalization and student mobility are viewed as cyclical rather than structural, indicating a geographical shift in demand rather than a decline [6] Financial Outlook - Flywire is expected to benefit from improving margins, recurring revenues, and conservative guidance, presenting a compelling risk-reward profile with potential for significant upside from normalized growth and multiple expansion [6]

Group 1 - Flywire Corporation is a leading vertical payments and software company that focuses on digitizing complex areas of accounts receivable, particularly in education, travel, and healthcare [3][4] - The company has a modern, asset-light platform that enhances collection accuracy and reduces manual processes, making it a market leader in cross-border higher-education payments, which account for 77% of its revenue [4] - Flywire has shifted its strategy towards disciplined execution and margin expansion due to macro pressures, including student visa caps, leading to headcount reductions and a focus on profitability [5] Group 2 - The acquisition of Sertifi has significantly scaled Flywire's travel segment and created cross-sell opportunities, while also reducing the appeal for private-equity takeout [5] - Management's expertise in technology and operations has resulted in strong customer retention and expansion, with long-term concerns about globalization and student mobility viewed as cyclical rather than structural [6] - Flywire's improving margins, recurring revenues, and conservative guidance present a compelling risk-reward profile, with potential for significant upside from normalized growth and multiple expansion [6]

Partnership provides Flywire a strategic foothold in the DACH region (Germany, Austria, and Switzerland) and underscores Flywire’s continued growth outside the “Big 4” education marketsFlywire is the only payments provider directly embedded within academyFIVE to help streamline tuition workflows and ensure compliance in one of the world’s most regulated education markets BOSTON, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Flywire Corporation (NASDAQ: FLYW) (Flywire), a global payments enablement and software company, ...