[Executive Summary](index=1&type=section&id=Executive%20Summary) This section provides a high-level overview of Fathom Holdings' strong Q2 2025 financial and operational performance, strategic initiatives, and outlook for sustained profitability [Q2 2025 Performance Overview](index=1&type=section&id=Q2%202025%20Performance%20Overview) Fathom Holdings reported strong second-quarter 2025 results, achieving significant year-over-year growth in revenue, transactions, and agent count, alongside a return to adjusted EBITDA profitability Q2 2025 Key Performance Indicators (YoY Growth) | Metric | Q2 2025 Performance | | :--------------------- | :------------------ | | Revenue Growth | 36% | | Transaction Growth | 25% | | Agent Count Increase | 23% | | Adjusted EBITDA | Return to profitability | [CEO's Strategic Outlook](index=1&type=section&id=CEO's%20Strategic%20Outlook) CEO Marco Fregenal highlighted the strength of Fathom's platform and diversified growth strategy, emphasizing the success of the Elevate program and the expansion of the intelliAgent platform through licensing agreements, aiming for sustained adjusted EBITDA profitability - The Elevate concierge program has onboarded over **70 agents**, averaging eight closings per year, and aims to scale to more than **300 agents by year-end**[3](index=3&type=chunk) - Fathom successfully implemented its first intelliAgent platform and Elevate program licensing agreement with Sovereign Realty Partners, operating under the Fathom Elite brand, marking the beginning of a broader platform expansion strategy[4](index=4&type=chunk) - Fathom is committed to scaling topline revenue and gross profit to achieve sustained **adjusted EBITDA profitability**, leveraging a growing agent network, expanding ancillary services, and new intelliAgent licensing partnerships[5](index=5&type=chunk) [Second Quarter 2025 Financial and Operational Highlights](index=2&type=section&id=Second%20Quarter%202025%20Financial%20and%20Operational%20Highlights) This section details Fathom Holdings' financial and operational performance for the second quarter of 2025, highlighting key metrics, segment revenue, and profitability [Key Financial Metrics](index=2&type=section&id=Key%20Financial%20Metrics%20-%20Q2%202025) Fathom reported a 36.1% year-over-year increase in total revenue to $121.4 million, primarily driven by the acquisition of My Home Group, with real estate transactions also growing significantly by 25.4% to 12,710 Q2 2025 Key Financial Metrics | Metric | Q2 2025 | Q2 2024 | YoY Change | | :----------------------- | :-------- | :-------- | :--------- | | Real Estate Transactions | 12,710 | 10,137 | +25.4% | | Total Revenue (in millions) | $121.4 | $89.2 | +36.1% | | Gross Profit (excl. insurance, in millions) | $9.4 | $7.5 | +24.7% | [Revenue by Segment](index=2&type=section&id=Revenue%20by%20Segment%20-%20Q2%202025) Brokerage revenue saw substantial growth, increasing by 39.6%, while Title revenue nearly doubled, with Mortgage revenue experiencing a slight decline and Technology revenue remaining stable Q2 2025 Segment Revenue (in millions) | Segment | Q2 2025 Revenue | Q2 2024 Revenue | YoY Change | | :----------------------- | :-------------- | :-------------- | :--------- | | Real Estate Brokerage | $116.0 | $83.1 | +39.6% | | Mortgage | $3.3 | $3.7 | -10.8% | | Technology | $1.1 | $1.1 | 0% | | Corporate and other services | $1.0 | $1.3 | -23.1% | | **Total Revenue** | **$121.4** | **$89.2** | **+36.1%** | [Profitability Analysis (GAAP & Non-GAAP)](index=3&type=section&id=Profitability%20Analysis%20(GAAP%20%26%20Non-GAAP)%20-%20Q2%202025) Fathom reported a GAAP net loss of $3.6 million for Q2 2025, an increase from the prior year, primarily due to a gain recognized from the sale of its insurance business in Q2 2024, but achieved positive Adjusted EBITDA of $0.03 million, marking its first positive Adjusted EBITDA quarter since Q2 2024 Q2 2025 Profitability (in millions, except per share) | Metric | Q2 2025 | Q2 2024 | YoY Change | | :--------------- | :-------- | :-------- | :--------- | | GAAP Net Loss | $(3.6) | $(1.3) | -176.9% | | GAAP Net Loss/Share | $(0.13) | $(0.07) | -85.7% | | Adjusted EBITDA | $0.03 | $0.2 | -85% | - The year-over-year increase in GAAP net loss was primarily attributable to the gain recognized from the sale of the Company's insurance business in May 2024, which favorably impacted the prior year's results[11](index=11&type=chunk) - The second quarter of 2025 marked the Company's first **positive Adjusted EBITDA quarter** since the second quarter of 2024, with a commitment to remaining Adjusted EBITDA positive moving forward[12](index=12&type=chunk) [Operational Achievements](index=2&type=section&id=Operational%20Achievements%20-%20Q2%202025) Fathom's agent network expanded significantly, and key strategic initiatives like the Elevate program and intelliAgent platform licensing began to yield results - Fathom's real estate agent network grew **22.6%** to approximately **14,981 agent licenses** at June 30, 2025, up from approximately **12,224 agent licenses** at June 30, 2024[9](index=9&type=chunk) - Successfully onboarded **70 agents** to the Elevate program[9](index=9&type=chunk) - Began licensing of the proprietary intelliAgent software platform to Sovereign Realty Partners[9](index=9&type=chunk) [First Six Months 2025 Financial Highlights](index=3&type=section&id=First%20Six%20Months%202025%20Financial%20Highlights) This section presents Fathom Holdings' financial performance for the first six months of 2025, detailing key metrics, segment revenue, and profitability [Key Financial Metrics](index=3&type=section&id=Key%20Financial%20Metrics%20-%20H1%202025) For the first six months of 2025, Fathom reported a 34.4% increase in total revenue to $214.6 million, driven by a 28.5% rise in real estate transactions, largely due to the My Home Group acquisition H1 2025 Key Financial Metrics | Metric | H1 2025 | H1 2024 | YoY Change | | :----------------------- | :-------- | :-------- | :--------- | | Real Estate Transactions | 22,425 | N/A | +28.5% | | Total Revenue (in millions) | $214.6 | $159.7 | +34.4% | [Revenue by Segment](index=3&type=section&id=Revenue%20by%20Segment%20-%20H1%202025) Brokerage revenue significantly increased by 38.0% in the first half of 2025, primarily due to the My Home Group acquisition, which was partially offset by a decline in other service revenue following the sale of the insurance business H1 2025 Segment Revenue (in millions) | Segment | H1 2025 Revenue | H1 2024 Revenue | YoY Change | | :----------------------- | :-------------- | :-------------- | :--------- | | Real Estate Brokerage | $204.9 | $148.5 | +38.0% | | Mortgage | $5.9 | $5.9 | 0% | | Technology | $2.1 | $2.2 | -4.5% | | Corporate and other services | $1.7 | $3.1 | -45.2% | | **Total Revenue** | **$214.6** | **$159.7** | **+34.4%** | [Profitability Analysis (GAAP & Non-GAAP)](index=5&type=section&id=Profitability%20Analysis%20(GAAP%20%26%20Non-GAAP)%20-%20H1%202025) Fathom's GAAP net loss for the first six months of 2025 increased to $9.2 million, primarily due to the absence of a gain from the insurance business sale recognized in the prior year, while Adjusted EBITDA loss also slightly increased to $1.4 million, attributed to lower contributions from ancillary businesses H1 2025 Profitability (in millions, except per share) | Metric | H1 2025 | H1 2024 | YoY Change | | :--------------- | :-------- | :-------- | :--------- | | GAAP Net Loss | $(9.2) | $(7.2) | -27.8% | | GAAP Net Loss/Share | $(0.36) | $(0.37) | +2.7% | | Adjusted EBITDA Loss | $(1.4) | $(1.3) | -7.7% | - The increase in GAAP net loss for the first six months was primarily due to the gain recognized from the sale of the Company's insurance business in May 2024, which benefited the prior year's results[16](index=16&type=chunk) - The Adjusted EBITDA loss for the first six months of 2025 was primarily attributable to the lower total contribution of ancillary businesses[17](index=17&type=chunk) [Guidance and Outlook](index=5&type=section&id=Guidance%20and%20Outlook) This section outlines Fathom Holdings' guidance and future outlook, specifically addressing the company's approach to Q3 2025 guidance [Q3 2025 Guidance](index=5&type=section&id=Q3%202025%20Guidance) Fathom Holdings has elected to withhold guidance for the third quarter ending September 30, 2025, with management planning to reassess and potentially reinstate guidance expectations in the fourth quarter of 2025 - The Company has elected to **withhold guidance** for the third quarter ending September 30, 2025[19](index=19&type=chunk) - Management plans to reassess and potentially reinstate guidance expectations in the fourth quarter of 2025[19](index=19&type=chunk) [Company Information](index=5&type=section&id=Company%20Information) This section provides essential information about Fathom Holdings Inc., including its business description, cautionary notes on forward-looking statements, and investor relations contact details [About Fathom Holdings Inc.](index=5&type=section&id=About%20Fathom%20Holdings%20Inc.) Fathom Holdings Inc. is a national, technology-driven real estate services platform that integrates residential brokerage, mortgage, title, and SaaS offerings through its proprietary cloud-based software, intelliAgent - Fathom Holdings Inc. is a national, technology-driven, end-to-end real estate services platform integrating residential brokerage, mortgage, title, and SaaS offerings for brokerages and agents[22](index=22&type=chunk) - The Company leverages its proprietary cloud-based software, intelliAgent, and its brands include Fathom Realty, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone[22](index=22&type=chunk) [Cautionary Note Concerning Forward-Looking Statements](index=5&type=section&id=Cautionary%20Note%20Concerning%20Forward-Looking%20Statements) This section provides a disclaimer regarding forward-looking statements, highlighting inherent risks and uncertainties that may impact Fathom's business, financial condition, and results of operations, including general economic conditions, profitability, and litigation risks - The press release contains forward-looking statements subject to numerous conditions and risks beyond the Company's control[23](index=23&type=chunk) - Key risks include general economic conditions (e.g., rising interest rates), ability to generate positive operational cash flow, achieving significant growth and profitability, and ongoing litigation[23](index=23&type=chunk) - The Company undertakes no obligation to update these statements for revisions or changes after the date of this release, except as required by law[24](index=24&type=chunk) [Investor Relations Contact](index=6&type=section&id=Investor%20Relations%20Contact) Contact information for investor inquiries is provided through Gateway Group, Inc - Investor contact is Matt Glover and Clay Liolios of Gateway Group, Inc., reachable at **949-574-3860** or **FTHM@gateway-grp.com**[25](index=25&type=chunk) [Financial Statements](index=7&type=section&id=Financial%20Statements) This section presents Fathom Holdings' condensed consolidated financial statements, including the balance sheet, statement of operations, and cash flows for relevant periods [Condensed Consolidated Balance Sheet](index=7&type=section&id=Condensed%20Consolidated%20Balance%20Sheet) The balance sheet shows Fathom's financial position, with total assets increasing to $80.4 million at June 30, 2025, from $75.4 million at December 31, 2024, primarily driven by an increase in current assets Condensed Consolidated Balance Sheet Highlights (in thousands) | Metric | June 30, 2025 | December 31, 2024 | | :---------------------- | :------------ | :---------------- | | Total Assets | $80,446 | $75,397 | | Total Liabilities | $39,746 | $30,716 | | Total Stockholders' Equity | $40,700 | $44,681 | - Current assets increased from **$24,956 thousand** at December 31, 2024, to **$33,946 thousand** at June 30, 2025, largely due to increases in accounts receivable and mortgage loans held for sale[27](index=27&type=chunk) [Condensed Consolidated Statement of Operations](index=8&type=section&id=Condensed%20Consolidated%20Statement%20of%20Operations) The statement of operations details Fathom's revenue and expenses, showing a net loss of $3.6 million for Q2 2025 and $9.2 million for the first six months of 2025, with significant revenue growth offset by increased commission and service costs Condensed Consolidated Statement of Operations Highlights (in thousands, except per share) | Metric | Q2 2025 | Q2 2024 | H1 2025 | H1 2024 | | :----------------- | :---------- | :---------- | :---------- | :---------- | | Revenue | $121,423 | $89,207 | $214,558 | $159,710 | | Commission & Service Costs | $112,025 | $81,072 | $197,071 | $144,709 | | Loss from Operations | $(2,379) | $(3,629) | $(6,804) | $(9,282) | | Net Loss | $(3,592) | $(1,294) | $(9,238) | $(7,221) | | Net Loss per Share | $(0.13) | $(0.07) | $(0.36) | $(0.37) | [Condensed Consolidated Statements of Cash Flows](index=9&type=section&id=Condensed%20Consolidated%20Statements%20of%20Cash%20Flows) Fathom's cash flow statement indicates net cash used in operating activities of $11.7 million for the first six months of 2025, while investing activities provided $2.4 million and financing activities provided $7.0 million Condensed Consolidated Statements of Cash Flows Highlights (in thousands) | Cash Flow Activity | H1 2025 | H1 2024 | | :----------------------- | :---------- | :---------- | | Net cash used in operating activities | $(11,671) | $(4,041) | | Net cash provided by investing activities | $2,441 | $6,100 | | Net cash provided by financing activities | $6,962 | $1,181 | | Net increase (decrease) in cash | $(2,268) | $3,240 | | Cash, cash equivalents, and restricted cash at end of period | $5,121 | $10,780 | - Proceeds from the sale of business contributed **$4,000 thousand** to investing activities in H1 2025, compared to **$7,435 thousand** in H1 2024[31](index=31&type=chunk) [Non-GAAP Financial Measures](index=10&type=section&id=Non-GAAP%20Financial%20Measures) This section explains Fathom Holdings' use of non-GAAP financial measures, providing a reconciliation of GAAP to Adjusted EBITDA and a note on its purpose and limitations [Reconciliation of GAAP to Non-GAAP Measures](index=10&type=section&id=Reconciliation%20of%20GAAP%20to%20Non-GAAP%20Measures) This section provides a reconciliation of GAAP net loss to Adjusted EBITDA, a non-GAAP measure, for both the second quarter and first six months of 2025 and 2024, detailing adjustments for items like stock-based compensation and depreciation Adjusted EBITDA Reconciliation (in thousands) | Metric | Q2 2025 | Q2 2024 | H1 2025 | H1 2024 | | :----------------------- | :---------- | :---------- | :---------- | :---------- | | Loss before income tax | $(3,530) | $(1,300) | $(9,160) | $(7,210) | | Gain on sale of business | - | $(2,958) | - | $(2,958) | | Stock based compensation | $945 | $2,499 | $2,450 | $5,151 | | Depreciation & amortization | $1,458 | $1,319 | $2,897 | $2,799 | | Litigation contingency | $6 | - | $10 | - | | Other expense, net | $1,151 | $629 | $2,356 | $886 | | **Adjusted EBITDA** | **$29** | **$189** | **$(1,447)** | **$(1,332)** | [Note about Non-GAAP Financial Measures](index=10&type=section&id=Note%20about%20Non-GAAP%20Financial%20Measures) Fathom uses Adjusted EBITDA as a non-GAAP financial measure to provide additional insight into its core operating performance, excluding specific non-cash and non-recurring items, emphasizing that this measure should not replace GAAP financial information and acknowledging its limitations - Adjusted EBITDA is used to understand and evaluate core operating performance, enhancing investors' overall understanding of financial performance[34](index=34&type=chunk)[36](index=36&type=chunk) - Adjusted EBITDA is defined as net income (loss) excluding other expense, income tax benefit, depreciation and amortization, share-based compensation expense, gain on sale of business benefit, NAR related litigation contingency expenses, and transaction-related costs[35](index=35&type=chunk) - Limitations of Adjusted EBITDA include the exclusion of significant recurring expenses like share-based compensation, transaction-related costs, and non-cash charges such as depreciation and amortization, as well as non-recurring items like gain on sale of business and NAR related litigation expenses[38](index=38&type=chunk)[39](index=39&type=chunk)

Core Insights - Fathom Holdings Inc. reported a 36% year-over-year revenue growth for Q2 2025, driven by a 25% increase in transactions and a 23% rise in agent count [1][8][9] Financial Performance - Total revenue for Q2 2025 reached $121.4 million, up from $89.2 million in Q2 2024, marking a 36.1% increase [8][9] - Brokerage revenue increased by 39.6% to $116.0 million, while mortgage revenue decreased by 10.8% to $3.3 million, and title revenue surged by 88% to $1.5 million [9][10] - The company achieved adjusted EBITDA of $0.03 million in Q2 2025, its first positive quarter since Q2 2024 [12][29] Operational Highlights - Real estate transactions grew approximately 25.4% year-over-year to 12,710 in Q2 2025, largely due to the acquisition of My Home Group in November 2024 [7][13] - The agent network expanded by 22.6% to approximately 14,981 licenses as of June 30, 2025 [9][14] Strategic Initiatives - Fathom launched its intelliAgent platform and Elevate program licensing agreement with Sovereign Realty Partners, aiming to enhance profitability and agent satisfaction [3][4] - The Elevate program has onboarded over 70 agents, with plans to scale to over 300 agents by year-end [2][5] Future Outlook - The company is focused on scaling topline revenue and gross profit, with a commitment to achieving sustained adjusted EBITDA profitability [5][19] - Management plans to reassess guidance expectations for Q3 2025 in the fourth quarter [19]

Core Insights - Fathom Holdings Inc. is expanding its presence in the Arizona real estate market through a strategic partnership with industry leaders Jeff Hawke, Joel Moyes, and Patrick Lewis, who will operate under the name Fathom Realty Elite [1][2] - This partnership is a significant milestone in Fathom's strategy to expand its intelliAgent platform, enhancing its footprint in one of the largest and fastest-growing real estate markets in the U.S. [2][3] - The combined experience of the new partners totals 81 years in commercial and residential real estate, which aligns with Fathom's mission to provide excellent service to agents and clients [3][4] Company Strategy - The partnership is expected to be the first of many as independent brokerages seek to enhance their operations with advanced technology and a robust network [3] - Fathom's intelliAgent platform and the Elevate program are highlighted as key tools that will benefit Arizona's real estate professionals [4] - The company emphasizes its commitment to integrity, collaboration, and support for agents, aiming to build a leading real estate advisory firm in Arizona [4][5] Technology and Services - Fathom Holdings Inc. is described as a technology-driven real estate services platform that integrates various offerings, including brokerage, mortgage, title, and SaaS solutions [5] - The company leverages its proprietary cloud-based software, intelliAgent, to empower agents and enhance consumer experiences [5]

Core Viewpoint - Fathom Holdings Inc. will hold a conference call to discuss its financial results for the second quarter ended June 30, 2025, on August 12, 2025 [1] Group 1: Conference Call Details - The conference call is scheduled for Tuesday, August 12, 2025, at 5:00 p.m. Eastern time (2:00 p.m. Pacific time) [2] - A live audio webcast will be available in listen-only mode via the investor relations section of the company's website [2] Group 2: Company Overview - Fathom Holdings Inc. is a technology-driven real estate services platform that integrates residential brokerage, mortgage, title, and SaaS offerings [3] - The company leverages its proprietary cloud-based software, intelliAgent, and operates several brands including Fathom Realty, Encompass Lending, and Verus Title [3]

Core Viewpoint - Fathom Nickel Inc. has commenced its summer field exploration program at the Gochager Lake Project, following a delay due to wildfires, with the aim of expanding on the successful 2024 field program [1][2][3] Group 1: Exploration Program Details - The summer field program includes establishing a 100m-spaced grid for future geophysical surveys and completing a 3.5 km trail from Weaver Lake Camp to Gochager Lake [3] - The geological crew will focus on mapping and prospecting areas northeast and southwest of the historic Gochager Lake deposit, with plans to collect approximately 4,000 B-horizon soil samples [3][4] - The program is expected to be completed within three weeks, with soil assays and findings reported as they become available [3][4] Group 2: Soil Geochemical Anomalies - Three significant multi-element soil geochemical anomalies have been identified: 1. Anomaly 1: A 600m x 150m feature with assay values >98th percentile Ni, with the highest sample at 973ppm Ni, also showing 295ppm Cu and 91ppm Co [3][4] 2. Anomaly 2: Located 1.5km north-northwest of Camp, with the highest value at 712ppm Ni, along with 76.4ppm Cu and 91.1ppm Co [3][4] 3. Anomaly 3: Found along the northern shore of Gochager Lake, with the highest value at 1,650ppm Ni, 116.5ppm Cu, and 373ppm Co [3][4] Group 3: Company Background and Objectives - Fathom Nickel Inc. is focused on exploring for magmatic nickel sulphide deposits to support the green energy transition and secure North American critical minerals [7] - The company holds a portfolio of three exploration projects in Saskatchewan, including the Gochager Lake Project, which has a historic non-compliant resource of 4.3 million tons at 0.295% Ni and 0.081% Cu [8][11]

Core Viewpoint - Momentum investing focuses on buying stocks that are trending upwards, contrasting with the traditional strategy of buying low and selling high. This approach can lead to significant gains but carries risks if stocks lose momentum after reaching high valuations [1]. Group 1: Momentum Investing Strategy - Momentum investing involves buying high and selling higher, aiming for quick profits from fast-moving stocks [1]. - Identifying the right entry point for momentum stocks is challenging, as they may lose momentum if their valuations exceed future growth potential [1]. Group 2: Bargain Momentum Stocks - A safer investment strategy includes buying bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [2]. - The 'Fast-Paced Momentum at a Bargain' screen helps investors find fast-moving stocks that remain attractively priced [2]. Group 3: Fathom Holdings (FTHM) Analysis - Fathom Holdings (FTHM) has shown a four-week price change of 6.3%, indicating growing investor interest [3]. - Over the past 12 weeks, FTHM's stock price has increased by 82.2%, demonstrating its ability to deliver positive returns over a longer timeframe [4]. - FTHM has a beta of 2.12, suggesting it moves 112% higher than the market in either direction, indicating fast-paced momentum [4]. - The stock has a Momentum Score of A, suggesting it is an opportune time to invest [5]. - FTHM has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which typically attract more investors [6]. - The stock is trading at a Price-to-Sales ratio of 0.10, indicating it is undervalued at 10 cents for each dollar of sales [6]. Group 4: Additional Investment Opportunities - Besides FTHM, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, presenting further investment opportunities [7]. - Investors can explore over 45 Zacks Premium Screens tailored to different investing styles to identify potential winning stocks [8].

Company Overview - Fathom Nickel Inc. has appointed Alan Coutts, former President and CEO of Noront Resources, to its Board of Directors, enhancing its leadership team with significant industry experience [1][4] - Coutts orchestrated the sale of Noront Resources to Wyloo Metals in 2022, a transaction valued at over C$650 million, marking it as the largest nickel acquisition in the past decade [1][2] Leadership Experience - Alan Coutts brings over 35 years of mining experience, having held senior management roles in various companies, including Xstrata Nickel and Noranda [2] - His expertise includes navigating complex permitting, financing, and exploration challenges, which will be beneficial for Fathom's projects [4] Project Portfolio - Fathom Nickel is focused on magmatic nickel sulphide discoveries to support the green energy transition and secure North American critical minerals [6] - The company has three high-quality exploration projects in Saskatchewan: 1. Albert Lake Project, over 90,000 hectares, previously hosted the Rottenstone Mine, which produced 28,724 tons at 3.3% Ni [8] 2. Gochager Lake Project, over 34,000 hectares, with a historic resource of 4.3 million tons at 0.295% Ni [8][11] 3. Friesen Lake Project, over 10,000 hectares, located near the historic Rottenstone Mine [8] Strategic Vision - Coutts sees potential in Fathom's properties, identifying them as hallmarks of an emerging nickel district, with favorable mining jurisdiction and identified nickel showings [4]

Financial Performance & Growth - Fathom achieved a 24% revenue growth in 2024[9], with Q4 2024 revenue reaching $91.7 million compared to $74.1 million in Q4 2023[104] - The company experienced a 22% increase in transactions in Q4 2024 compared to Q4 2023[10] - Agent growth was also significant, with a 21% increase in Q4 2024 compared to Q4 2023[10] - Gross profit increased by 59% in Q4 2024, reaching $6.7 million compared to $4.2 million in Q4 2023 (excluding Dagley Insurance)[106] Strategic Initiatives - Fathom estimates $100 million in revenue and 12,000 transactions for 2025[10] - The company acquired My Home Group in November 2024, adding 2,200 agents and over 12,000 transactions completed in 2024[96] - Fathom projects over $100 million in revenue and $1.2 million in EBITDA for My Home Group in 2025, and over $130 million in revenue and $2.0 million in EBITDA for 2026[97] - Fathom's direct cost per transaction is $264, significantly lower than the industry average of $1,200 to $1,800[89] Agent Value Proposition - Fathom agents can earn $3,018 more income on just one sale compared to traditional brokerages, based on Fathom's Max Plan[32] - The company's revenue sharing program allows agents to earn additional income, with tiered earnings ranging from 5% to 35% based on the level of recruits[43]

Core Viewpoint - Fathom Nickel Inc. has expanded the Gochager Lake Property by adding 10,519.43 hectares, bringing the total area to 34,409.34 hectares, while the planned summer field exploration has been delayed due to wildfires in Saskatchewan [2][4]. Company Update - Fathom Nickel is hosting a live update webinar for shareholders and stakeholders on June 11, 2025 [2]. - The company has expanded the Gochager Lake Property through direct staking with the Government of Saskatchewan [2]. Property Expansion Details - The expansion includes three contiguous mineral dispositions totaling 10,519.43 hectares [4]. - The Gochager Lake Property now consists of 39 contiguous mineral claims [4]. - The new staking covers known nickel-copper occurrences and gold occurrences, as well as potential extensions of the Borys Lake VMS-style trend [4]. Exploration Plans - The planned field exploration at Gochager Lake has been postponed due to wildfire conditions in the La Ronge area [4]. - Fathom intends to commence the field exploration later in the summer when conditions allow [4]. Geological Insights - The Gochager Lake Property hosts the historic Gochager Lake deposit, with a re-interpretation of a 2008 VTEM™ survey identifying a prospective structural corridor known as the "Gochager Trend" [5]. - The 2008 VTEM™ survey highlights complex conductors along the Gochager Trend [5]. - Fathom's analyses confirm that the mineralization at Mal Lake is analogous to the Gochager Lake deposit [5]. CEO Statement - The CEO of Fathom Nickel emphasized the potential of the Gochager Lake Property, highlighting not only nickel-copper-cobalt but also the importance of gold opportunities in Saskatchewan [6]. - The recent property expansion was motivated by an evolving understanding of the area and the potential for additional magmatic nickel sulphide deposits [6]. Additional Geological Data - The newly staked claims report multiple occurrences of anomalous Ni-Cu-Zn in bedrock and gold up to 2.68 g/t Au associated with shear-hosted quartz veins [7].

Core Viewpoint - Momentum investing focuses on "buying high and selling higher," contrasting with traditional strategies of "buying low and selling high" [1] Group 1: Momentum Investing Characteristics - Momentum investing can be risky as stocks may lose momentum when their valuations exceed future growth potential, leading to potential losses for investors [2] - A safer approach involves investing in bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [3] Group 2: Fathom Holdings (FTHM) Analysis - Fathom Holdings (FTHM) has shown significant price movement, with a 52.4% increase over the past four weeks, indicating strong investor interest [4] - The stock has gained 41.2% over the past 12 weeks, demonstrating its ability to deliver positive returns over a longer timeframe [5] - FTHM has a beta of 2.13, suggesting it moves 113% higher than the market in either direction, indicating fast-paced momentum [5] - The stock has a Momentum Score of B, suggesting it is an opportune time to invest [6] - FTHM has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which typically attract more investor interest [7] - The stock is trading at a low Price-to-Sales ratio of 0.10, indicating it is reasonably valued at present [7] Group 3: Investment Opportunities - FTHM is highlighted as a strong candidate for investment, with potential for further price appreciation [8] - There are additional stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, suggesting a broader opportunity for investors [8] - Zacks offers over 45 Premium Screens tailored to different investing styles, providing various strategies to identify winning stocks [9]