Group 1 - Societe Generale Board of Directors has co-opted Ms. Laura Barlow as a Director effective 1 September 2025, following the resignation of Ms. Béatrice Cossa-Dumurguier [1] - The General Meeting on 27 May 2026 will convene to ratify Ms. Barlow's appointment [1] - Ms. Barlow has held significant positions in NatWest Group and Barclays, notably as Head of Restructuring and Sustainability [2] Group 2 - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [4] - The bank has been operational for 160 years, providing a wide array of advisory and financial solutions [4] - The Group is committed to sustainability and is included in major socially responsible investment indices [5]

Core Points - The total number of shares composing the current share capital as of 31 July 2025 is 785,180,327 shares, with a total number of voting rights amounting to 874,556,412 [2][6] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients across 62 countries, providing a wide range of advisory and financial solutions for 160 years [3][4] - The company operates three complementary business segments, focusing on retail banking, global banking and investor solutions, and mobility and financial services [7] ESG Commitment - Societe Generale is committed to sustainability and environmental transition, embedding ESG offerings for all clients and being included in major socially responsible investment indices [4]

Core Points - Societe Generale initiated a EUR 1 billion ordinary share buy-back program aimed at share cancellation, starting on August 4, 2025 [1][2] - The program has received all necessary authorizations from supervisory authorities and complies with the conditions set forth by the General Meeting [2] - As of August 8, 2025, Societe Generale completed 9.6% of its buy-back program, which represents 0.2% of its total share capital of 785,180,327 shares [3] Buy-Back Transactions - The total number of shares repurchased from August 4 to August 8, 2025, was 1,718,926 shares at a daily weighted average price of EUR 55.8487 [5] - Daily transactions included: - August 4: 220,414 shares at EUR 54.8104 [4] - August 5: 209,844 shares at EUR 55.3552 [4] - August 6: 200,000 shares at EUR 55.4404 [5] - August 7: 200,000 shares at EUR 56.4492 [5] - August 8: 195,329 shares at EUR 57.2547 [5] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [6] - The bank has a strong commitment to sustainability and is included in major socially responsible investment indices [7]

Group 1 - The European Banking Authority published the results of the 2025 Europe-wide stress-testing exercise covering 64 banks in the European Union [1] - The complete results and methodology used for the stress test are available on the European Banking Authority website [1] Group 2 - Societe Generale is a top-tier European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [2] - The bank has been supporting economic development for 160 years, providing a wide array of advisory and financial solutions [2] - Societe Generale aims to deliver sustainable value creation for all stakeholders through its long-lasting client relationships and innovative capabilities [2] Group 3 - Societe Generale operates three complementary business sets, embedding ESG offerings for all clients [3] - The bank is committed to being a leading partner in environmental transition and sustainability [3] - Societe Generale is included in major socially responsible investment indices, such as DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [3] Group 4 - The bank's services include French Retail, Private Banking, Insurance, Global Banking, and Investor Solutions, as well as Mobility and International Retail Banking [6] - Societe Generale has a leading position in equity derivatives, structured finance, and ESG solutions [6]

Group 1 - The second amendment to the 2025 Universal Registration Document was filed with the French Financial Markets Authority (AMF) on 1 August 2025 [1] - The document is available to the public free of charge and can be accessed on the Company's website and the AMF's website [2] - Societe Generale employs around 119,000 people and serves over 26 million clients in 62 countries, providing a wide array of financial solutions [3] Group 2 - Societe Generale is committed to sustainability and aims to be a leading partner in environmental transition, embedding ESG offerings across its business [4] - The Group is included in major socially responsible investment indices, highlighting its commitment to ESG principles [4] - The company operates three complementary business segments: French Retail, Global Banking and Investor Solutions, and Mobility, International Retail Banking and Financial Services [7]

Group Financial Performance - Group net income for H1 2025 reached EUR 3.1 billion, representing a 71% increase compared to H1 2024 [2][5][17] - Revenues for H1 2025 totaled EUR 13.9 billion, up 8.6% excluding asset disposals, exceeding the annual target of over 3% [5][11] - Operating expenses decreased by 2.6% in H1 2025 compared to H1 2024, ahead of the annual target of a decrease greater than 1% [5][12] - Cost-to-income ratio improved to 64.4% in H1 2025, below the initial target of less than 66% for the year [5][13] Shareholder Returns - The company announced a share buy-back program of EUR 1 billion, to commence on August 4, 2025 [5][19][20] - An interim cash dividend of EUR 0.61 per share will be paid on October 9, 2025, marking the introduction of a new distribution policy [5][18] Business Segment Performance - French Retail, Private Banking, and Insurance revenues increased by 6.5% in Q2 2025 compared to Q2 2024, with net interest income growing by 14.8% [8][29] - Global Banking and Investor Solutions reported revenues of EUR 2.6 billion in Q2 2025, up 0.7% year-on-year, driven by strong performance in Fixed Income and Currencies [9][42] - Mobility, International Retail Banking, and Financial Services saw revenues of EUR 2.0 billion in Q2 2025, up 7.2% compared to Q2 2024 [10][61] Cost Management - Operating expenses for Q2 2025 were EUR 4.3 billion, down 5.2% from Q2 2024, reflecting strong cost control measures [12][39] - The cost of risk remained low at 25 basis points in Q2 2025, below the target range of 25 to 30 basis points for the year [14][68] Capital and Liquidity - The Common Equity Tier 1 (CET1) ratio stood at 13.5% at the end of Q2 2025, significantly above the regulatory requirement [23][24] - The Liquidity Coverage Ratio (LCR) was 148% at the end of Q2 2025, indicating strong liquidity position [23][24]

Group 1 - The total number of shares composing the current share capital as of 28 July 2025 is 785,180,327 [2] - The total number of voting rights is reported as 874,777,040 [2] - This information is disclosed in compliance with the French Commercial Code and AMF General Regulations [1] Group 2 - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3] - The bank has been operational for 160 years, providing a wide range of advisory and financial solutions [3] - Societe Generale emphasizes its commitment to environmental transition and sustainability, embedding ESG offerings across its business [4] Group 3 - The Group operates three complementary business segments: Retail, Private Banking and Insurance; Global Banking and Investor Solutions; and Mobility, International Retail Banking and Financial Services [7] - It is recognized in major socially responsible investment indices, including DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [4]

Capital Decrease - Societe Generale has reduced its share capital by cancelling 22,667,515 treasury shares, representing 2.8% of the share capital, effective from 24 July 2025, with a total buy-back amounting to EUR 872 million [2][3]. Capital Increase - The capital increase related to the 32 Global Employee Share Ownership Programme was completed on 24 July 2025, amounting to EUR 269,310,884.40, resulting in the issuance of 7,531,065 new shares, which is 0.97% of the share capital post-decrease [4][5]. Impact on CET1 Ratio - The capital increase is expected to positively impact the CET1 ratio by approximately 7 basis points, effective at the end of Q3 2025, with around 51,000 employees participating in the programme [5]. New Share Capital Structure - Following the capital decrease and increase, Societe Generale's new share capital stands at EUR 981,475,408.75, divided into 785,180,327 shares with a nominal value of EUR 1.25 each [6].

Group 1 - Societe Generale has signed an agreement with the State of Cameroon to sell its 58.08% stake in Société Générale Cameroun, resulting in the State of Cameroon holding 83.68% of the shares in the subsidiary [1] - The transaction is expected to positively impact the Group's CET1 ratio by approximately 6 basis points upon completion, anticipated by the end of 2025 [2] - The divestment is subject to standard conditions and requires validation from relevant financial and regulatory authorities [2] Group 2 - Societe Generale operates with around 119,000 employees and serves over 26 million clients across 62 countries, providing a wide range of advisory and financial solutions [2] - The Group is committed to sustainability and environmental transition, embedding ESG offerings in its business model and is included in major socially responsible investment indices [3]

Group 1 - As of 30 June 2025, the total number of shares composing the current share capital is 800,316,777 and the total number of voting rights is 889,511,445 [2][6] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3][4] - The company has a strong commitment to environmental, social, and governance (ESG) principles, being included in major socially responsible investment indices [4]