Core Points - Societe Generale has launched a new global employee share ownership program, allowing eligible employees and retired former employees to subscribe for a capital increase on preferential terms [1][4] - The subscription period for the share offer is set from June 2 to June 16, 2025, with settlement and delivery of shares scheduled for July 24, 2025 [1][12] - This program is the 32nd offered by the Group, aimed at involving employees in the company's development and enabling them to benefit from long-term value creation [4] Subscription Details - The capital increase targets a maximum of 12,044,800 shares, with a total nominal amount of EUR 15,056,000 [5][8] - The subscription price is set at EUR 35.76, reflecting a 20% discount based on the average market price [8][10] - The subscription will be available through employee mutual funds in France and directly via registered shares outside France [8][12] Eligibility and Limits - Eligible participants include employees with at least three months of seniority and retired former employees who have retained assets in the Company or Group Savings Plans [10] - The total amount of payments made by beneficiaries cannot exceed 25% of their gross annual remuneration or EUR 20,000 [10][12] - The program includes two tranches: one for employees under Company or Group Savings Plans and another for those under the International Group Savings Plan [9][13] Rights and Marketability - New shares will bear dividend rights as of January 1, 2025, and will be fully assimilated with existing shares [14] - Shares will be subject to a five-year unavailability period, with specific conditions for early release depending on local legislation [14][12] - The new shares will be listed on Euronext Paris, with the listing expected around July 29, 2025 [12][14]

Group 1 - As of 30 April 2025, the total number of shares composing the current share capital is 800,316,777 and the total number of voting rights is 888,385,614 [2][6] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries [3][4] - The company is committed to sustainability and is included in major socially responsible investment indices such as DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [4] Group 2 - Societe Generale operates three complementary business segments: French Retail, Global Banking and Investor Solutions, and Mobility, International Retail Banking and Financial Services [7] - The bank offers a wide range of financial solutions, including advisory services and tailored-made solutions in equity derivatives and structured finance [4][7] - The company emphasizes its ESG capabilities and aims to be a leading partner in environmental transition and sustainability [4]

AVAILABILITY OF THE FIRST AMENDMENT TO 2025 UNIVERSAL REGISTRATION DOCUMENT Regulated Information Paris, 30 April 2025 Societe Generale hereby informs the public that the first amendment to the 2025 Universal Registration Document filed on 12th March 2025 under number D.25-0088, has been filed with the French Financial Markets Authority (AMF) on 30th April 2025 under number D-25-0088-A01. This document is made available to the public, free of charge, in accordance with the conditions provided for by the reg ...

Core Insights - The company reported strong quarterly results for Q1 2025, with revenues of EUR 7.1 billion, representing a 6.6% increase compared to Q1 2024, and a 10.2% increase when excluding asset disposals, exceeding the annual target of more than 3% growth [1][5] - Group net income reached EUR 1,608 million, a 2.4 times increase compared to Q1 2024, with a Return on Tangible Equity (ROTE) of 11.0%, surpassing the 2025 target of more than 8% [2][14] - The company maintained a solid capital and liquidity profile, with a Common Equity Tier 1 (CET1) ratio of 13.4%, significantly above regulatory requirements, and a Liquidity Coverage Ratio (LCR) of 140% [2][17] Group Consolidated Results - Net banking income for Q1 2025 was EUR 7,083 million, up 6.6% from Q1 2024, while operating expenses decreased by 7.6% to EUR 4,604 million [4][10] - The cost-to-income ratio improved to 65.0% in Q1 2025, down from 74.9% in Q1 2024, and below the target of less than 66% for 2025 [11][4] - The net cost of risk was EUR 344 million, representing a decrease of 13.9% compared to Q1 2024 [4][11] Business Performance French Retail, Private Banking and Insurance - Revenues increased by 14.1% to EUR 2.3 billion, with net interest income rising sharply by 28.4% [6][21] - Operating expenses decreased by 9.4% to EUR 1,566 million, leading to a significant improvement in gross operating income [21][29] - Group net income from this segment reached EUR 421 million, a 13.4 times increase compared to Q1 2024 [21][67] Global Banking and Investor Solutions - Revenues grew by 10.0% to EUR 2.9 billion, driven by strong performance in equities and financing and advisory services [7][34] - The Equities business achieved a record revenue of EUR 1,061 million, up 21.8% compared to Q1 2024 [35] - Group net income for this segment was EUR 856 million, a 22.8% increase from Q1 2024 [42][67] Mobility, International Retail Banking and Financial Services - Revenues decreased by 7.4% to EUR 2.0 billion, primarily due to asset disposals, but showed a slight increase of 0.8% when excluding these impacts [8][44] - Operating expenses were reduced by 12.6% to EUR 1,180 million, improving the cost-to-income ratio to 59.0% [52][44] - Group net income for this segment rose by 14.5% to EUR 319 million [55][67] Corporate Centre - The Corporate Centre recorded net banking income of EUR -112 million, an improvement from EUR -162 million in Q1 2024 [56][67] - Group net income from the Corporate Centre was EUR 12 million, compared to a loss of EUR 327 million in Q1 2024 [60][67] Financial Structure - As of March 31, 2025, the CET1 ratio stood at 13.4%, approximately 320 basis points above the regulatory requirement [17][18] - The total consolidated balance sheet amounted to EUR 1,554 billion, with total shareholders' equity of EUR 71 billion [18][69] - The company issued EUR 10.0 billion in medium/long-term debt under its 2025 financing program [18][19]

AVAILABILITY OR CONSULTATION OF THE INFORMATION RELATING TO THE COMBINED GENERAL MEETING OF SHAREHOLDERS DATED 20 MAY 2025 Press releaseParis, 15 April 2025The Combined General Meeting of shareholders will be held on 20 May 2025, at 4 pm, at CNIT Forest, 2, Place de la Défense, 92092 Puteaux, France.The notice of meeting and the convening notice relating to this Meeting were respectively published in the Bulletins des Annonces Légales Obligatoires (BALO) dated 12 March and 14 April 2025.These notices, the c ...

Core Points - William Connelly has been selected as the future Chairman of the Board of Directors for Societe Generale, effective from the General Meeting on 27 May 2026, succeeding Lorenzo Bini Smaghi [1][2] - The selection process was conducted by the Nomination and Corporate Governance Committee with the help of an independent consultant, concluding in late 2023 [2] - Connelly has been a member of Societe Generale's Board since 2017 and has chaired the Risk Committee since 2019 [2][4] - Lorenzo Bini Smaghi emphasized that Connelly's appointment reflects Societe Generale's commitment to high governance standards and continuity in leadership [3] Company Overview - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients across 62 countries [7] - The bank has a diverse range of services including French Retail, Private Banking and Insurance, Global Banking and Investor Solutions, and Mobility, International Retail Banking and Financial Services [8][9] - Societe Generale is committed to sustainability and is included in major socially responsible investment indices such as DJSI, FTSE4Good, and MSCI Low Carbon Leaders Index [9] Leadership Background - William Connelly has extensive experience in the financial services sector, having held various executive roles at Chase Manhattan Bank, Baring Brothers, and ING Group NV [5] - He is currently the Chairman of the Board of Directors of Amadeus IT Group and Aegon, and has served as an independent director for Singular Bank [4][5] - Connelly holds a degree in Economics from Georgetown University and is a French citizen [6]

Core Points - Societe Generale has completed its share buyback program for cancellation, amounting to 872 million euros [1][2] - A total of 22,667,515 ordinary shares were purchased during this program [2] - The buyback program commenced on February 10, 2025, and the liquidity contract with Rothschild was temporarily suspended during this period [1][3] Share Buyback Details - The share buyback involved purchases from April 7 to April 8, 2025, with a total of 3,099 shares acquired on those days [3] - The daily weighted average price of shares acquired ranged from approximately 33.0179 euros to 35.2255 euros [3] - The shares will be cancelled following the completion of the buyback program [2] Company Overview - Societe Generale is a leading European bank with around 119,000 employees serving over 26 million clients in 62 countries [5] - The bank has a long history of supporting economic development and offers a wide range of financial solutions [5] - Societe Generale is committed to sustainability and is included in major socially responsible investment indices [6]

SOCIETE GENERALE ANNOUNCES RESULTS OF THE OFFER TO PURCHASE CERTAIN OF ITS DEBT SECURITIES Press release Paris, April 8, 2025 NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN OR INTO OR TO ANY PERSON LOCATED OR RESIDENT IN ANY JURISDICTION WHERE OR TO WHOM IT IS UNLAWFUL TO RELEASE, PUBLISH OR DISTRIBUTE THIS ANNOUNCEMENT. Further to the announcement on April 1, 2025 of the launch of an offer to purchase for cash (the “Offer”) any and all of its outstanding Undated Deeply Subordinated Resettable Interest Ra ...

NUMBER OF SHARES COMPOSING CURRENT SHARE CAPITAL AND TOTAL NUMBER OF VOTING RIGHTS AS OF 31 MARCH 2025 Regulated Information Paris, 7 April 2025 Information about the total number of voting rights and shares pursuant to Article L.233-8 II of the French Commercial Code and Article 223-16 of the AMF General Regulations. DateNumber of shares composing current share capitalTotal number ofvoting rights31 March 2025800,316,777Gross: 888,605,454 Press contacts: Jean-Baptiste Froville_+33 1 58 98 68 00_ jean-baptis ...

SOCIETE GENERALE OFFER TO PURCHASE CERTAIN OF ITS DEBT SECURITIES Press release Paris, April 1, 2025 The purpose of the Offer is to efficiently manage Societe Generale's regulatory capital while providing liquidity to Holders. NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN OR INTO OR TO ANY PERSON LOCATED OR RESIDENT IN ANY JURISDICTION WHERE OR TO WHOM IT IS UNLAWFUL TO RELEASE, PUBLISH OR DISTRIBUTE THIS ANNOUNCEMENT. Societe Generale announces today the launch of an offer to purchase for cash (the "Offe ...