Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers. Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by th ...

(1) See appendix for reconciliation of Non-GAAP items. CRE O.O., 25% C&I, 16% CRE N.O.O., 21% 1-4 Mortgage, 17% C&D, 12% Multifamily, 5% Home Equity, 3%Consumer, 1% Composition Market Diversification Non-Owner Occupied CRE • Approximately 20.7% of total loans $1.2 million Houston Baton Rouge Northshore Acadiana New Orleans C&D Portfolio Historic Charge-off (Recovery Rate) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Jun-24 YTD (0.25)% —% 0.25% 0.50% 0.75% 1.00% | 10 Criticized ...

Company Performance - Home Bancorp reported quarterly earnings of $1.02 per share, exceeding the Zacks Consensus Estimate of $0.98 per share, but down from $1.21 per share a year ago [8] - The company posted revenues of $33.15 million for the quarter ended June 2024, surpassing the Zacks Consensus Estimate by 3.91%, but down from $33.75 million year-over-year [2] - Over the last four quarters, Home Bancorp has surpassed consensus EPS estimates four times [9] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.99 on revenues of $32.55 million, and for the current fiscal year, it is $4.10 on revenues of $129.9 million [5] - The estimate revisions trend for Home Bancorp is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [12] - The company is expected to post quarterly earnings of $1.12 per share in its upcoming report, reflecting a year-over-year change of -15.8% [14] Industry Context - Home Bancorp belongs to the Zacks Banks - Southeast industry, which is currently in the bottom 26% of over 250 Zacks industries [13] - The performance of Home Bancorp's stock may be influenced by the overall outlook for the banking industry [13]

HOME BANCORP, INC. ANNOUNCES 2024 SECOND QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND • Loans totaled $2.7 billion at June 30, 2024, up $39.7 million, or 1.5% (6% on an annualized basis), from March 31, 2024. • The net interest margin ("NIM") was 3.66% in the second quarter of 2024 compared to 3.64% in the first quarter of 2024. • Net loan charge-offs were $510,000 for the second quarter of 2024, compared to net loan charge-offs of $217,000 during the first quarter of 2024. Annualized year-to-date net lo ...

Home Bancorp (HBCP) shares ended the last trading session 6.7% higher at $41.77. The jump came on an impressive volume with a higher-than-average number of shares changing hands in the session. This compares to the stock's 2.7% gain over the past four weeks. This financial holding company is expected to post quarterly earnings of $0.98 per share in its upcoming report, which represents a year-over-year change of -19%. Revenues are expected to be $31.9 million, down 5.5% from the year-ago quarter. For Home B ...

Core Viewpoint - The article emphasizes the importance of value investing and highlights Home Bancorp (HBCP) as a strong candidate for value investors due to its attractive valuation metrics [2][8]. Company Overview - Home Bancorp (HBCP) has a Zacks Rank of 2 (Buy) and an A for Value, indicating strong potential for value investors [4]. - The stock is currently trading at a P/E ratio of 8.69, which is lower than the industry average of 10.15 [4]. - HBCP's Forward P/E has fluctuated between 6.57 and 10.78 over the past year, with a median of 8.62 [4]. Valuation Metrics - HBCP has a P/B ratio of 0.80, significantly lower than the industry average of 1.71, suggesting it is undervalued [5]. - The stock's P/B ratio has ranged from 0.74 to 1.02 in the past 52 weeks, with a median of 0.81 [5]. - HBCP's P/S ratio stands at 1.62, compared to the industry's average of 1.76, indicating a favorable valuation [6]. - The P/CF ratio for HBCP is 6.44, which is attractive relative to the industry's average of 14.25 [7]. - Over the past year, HBCP's P/CF has varied between 5.02 and 7.15, with a median of 5.86 [7]. Investment Outlook - The combination of HBCP's strong earnings outlook and its attractive valuation metrics positions it as one of the strongest value stocks in the market [8].

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 001-34190 HOME BANCORP, INC. (Exact name of Registrant as specified in its charter) Louisiana 71-1051785 (State or Other Jurisdict ...

For the quarter ended March 2024, Home Bancorp (HBCP) reported revenue of $32.45 million, down 7.1% over the same period last year. EPS came in at $1.14, compared to $1.39 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $32.25 million, representing a surprise of +0.62%. The company delivered an EPS surprise of +14.00%, with the consensus EPS estimate being $1.00.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Stre ...

Home Bancorp (HBCP) came out with quarterly earnings of $1.14 per share, beating the Zacks Consensus Estimate of $1 per share. This compares to earnings of $1.39 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 14%. A quarter ago, it was expected that this financial holding company would post earnings of $1.03 per share when it actually produced earnings of $1.17, delivering a surprise of 13.59%.Over the last four quarters, the ...