(1) See appendix for reconciliation of Non-GAAP items. CRE O.O., 25% C&I, 16% CRE N.O.O., 21% 1-4 Mortgage, 17% C&D, 12% Multifamily, 5% Home Equity, 3%Consumer, 1% Composition Market Diversification Non-Owner Occupied CRE • Approximately 20.7% of total loans $1.2 million Houston Baton Rouge Northshore Acadiana New Orleans C&D Portfolio Historic Charge-off (Recovery Rate) 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Jun-24 YTD (0.25)% —% 0.25% 0.50% 0.75% 1.00% | 10 Criticized ...

Home Bancorp (HBCP) reported $33.15 million in revenue for the quarter ended June 2024, representing a year-over-year decline of 1.8%. EPS of $1.02 for the same period compares to $1.21 a year ago. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Here is how Home Bancorp performed in the just reported quarter in terms of ...

Company Performance - Home Bancorp reported quarterly earnings of $1.02 per share, exceeding the Zacks Consensus Estimate of $0.98 per share, but down from $1.21 per share a year ago [8] - The company posted revenues of $33.15 million for the quarter ended June 2024, surpassing the Zacks Consensus Estimate by 3.91%, but down from $33.75 million year-over-year [2] - Over the last four quarters, Home Bancorp has surpassed consensus EPS estimates four times [9] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.99 on revenues of $32.55 million, and for the current fiscal year, it is $4.10 on revenues of $129.9 million [5] - The estimate revisions trend for Home Bancorp is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [12] - The company is expected to post quarterly earnings of $1.12 per share in its upcoming report, reflecting a year-over-year change of -15.8% [14] Industry Context - Home Bancorp belongs to the Zacks Banks - Southeast industry, which is currently in the bottom 26% of over 250 Zacks industries [13] - The performance of Home Bancorp's stock may be influenced by the overall outlook for the banking industry [13]

HOME BANCORP, INC. ANNOUNCES 2024 SECOND QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND • Loans totaled $2.7 billion at June 30, 2024, up $39.7 million, or 1.5% (6% on an annualized basis), from March 31, 2024. • The net interest margin ("NIM") was 3.66% in the second quarter of 2024 compared to 3.64% in the first quarter of 2024. • Net loan charge-offs were $510,000 for the second quarter of 2024, compared to net loan charge-offs of $217,000 during the first quarter of 2024. Annualized year-to-date net lo ...

The upcoming report from Home Bancorp (HBCP) is expected to reveal quarterly earnings of $0.98 per share, indicating a decline of 19% compared to the year-ago period. Analysts forecast revenues of $31.9 million, representing a decrease of 5.5% year over year. The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period. Prior to a compa ...

Home Bancorp (HBCP) shares ended the last trading session 6.7% higher at $41.77. The jump came on an impressive volume with a higher-than-average number of shares changing hands in the session. This compares to the stock's 2.7% gain over the past four weeks. This financial holding company is expected to post quarterly earnings of $0.98 per share in its upcoming report, which represents a year-over-year change of -19%. Revenues are expected to be $31.9 million, down 5.5% from the year-ago quarter. For Home B ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks. Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors use fundamental analysis and ...

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use a variety of methods, including tried-and-true valuation metrics, to find these ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 001-34190 HOME BANCORP, INC. (Exact name of Registrant as specified in its charter) Louisiana 71-1051785 (State or Other Jurisdict ...

Home Bancorp, Inc. (NASDAQ:HBCP) Q1 2024 Earnings Conference Call April 18, 2024 11:30 AM ET Company Participants David Kirkley - CFO John Bordelon - Chairman, President & CEO Conference Call Participants Graham Dick - Piper Sandler Brett Rabatin - Hovde Group Joseph Yanchunis - Raymond James Operator Good morning, ladies and gentlemen, and welcome to the Home Bancorp's First Quarter 2024 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After the today’s presen ...