Core Insights - China Industrial and Commercial Bank has obtained a patent for a "cash transport box" with the authorization announcement number CN117027588B, applied for on September 2023 [1] Company Overview - China Industrial and Commercial Bank, established in 1985 and located in Beijing, primarily engages in monetary financial services [1] - The company has a registered capital of 35,640,625.7089 thousand RMB [1] Investment and Intellectual Property - The bank has invested in 28 enterprises and participated in 5,000 bidding projects [1] - It holds 988 trademark registrations and 5,000 patent registrations, along with 77 administrative licenses [1]

Core Viewpoint - The People's Bank of China has launched a financial reform policy to optimize and upgrade the functions of free trade accounts, which is now in practical application as of December 5, 2025 [2][3]. Group 1: Policy Implementation - The upgraded free trade account allows qualified enterprises to manage cross-border funds with a certain degree of control while enabling free receipt and payment of funds across borders [2]. - The implementation of the policy is supported by the Shanghai Free Trade Zone's new guidelines, which enhance the existing free trade account system [2]. Group 2: Banking Operations - Industrial and Commercial Bank of China (ICBC) Shanghai Branch has successfully processed cross-border RMB loans and USD payment for goods using the upgraded free trade account [2]. - The bank utilized a "no-review" method for capital project cross-border debt transactions, improving the efficiency of cross-border financial services in the Shanghai Free Trade Zone [3]. Group 3: Business Impact - The upgraded free trade account is expected to facilitate the cross-border flow of RMB funds, with enterprises indicating plans to use it as their primary account for trade settlements [3]. - ICBC Shanghai Branch aims to promote the upgraded free trade account model to enhance cross-border trade and investment liberalization, contributing to the internationalization of the RMB [3].

Group 1 - The core project involves two nickel-iron alloy smelting projects in Indonesia, which are key initiatives under the Belt and Road Initiative, aimed at enhancing Indonesia's nickel resource supply chain for the global new energy industry [1] - Approximately 4,000 Chinese technical workers are engaged in the construction of these projects, operating advanced smelting equipment and monitoring data in high-temperature environments [1] - The projects are expected to provide critical raw materials for the global new energy sector, thereby supporting the development of the industry [1] Group 2 - The financial challenges faced by foreign enterprises in cross-border payment processes have been highlighted, particularly the delays in salary disbursement due to stringent review requirements [3] - The Industrial and Commercial Bank of China (ICBC) Chengdu Branch has established a special service team to address these challenges, significantly reducing the processing time for cross-border transactions by 80% [3] - ICBC Chengdu Branch has successfully processed 80 million RMB in cross-border settlements for a foreign enterprise, ensuring same-day fund transfers and salary payments, thus fulfilling their commitment to timely payroll [4] Group 3 - The ongoing operations of the nickel-iron alloy production line in Jakarta reflect the steady progress of the projects, supported by the dedication of the Chinese workers [4] - ICBC Chengdu Branch aims to enhance the professionalism of its financial services, providing comprehensive support for the high-quality development of new productivity as companies expand internationally [4] - The bank's efforts are positioned as a crucial support mechanism for the implementation of the Belt and Road Initiative, emphasizing the importance of financial services in facilitating international cooperation [4]

Core Insights - China Industrial and Commercial Bank has obtained a patent for a video processing method, device, electronic equipment, and storage medium, with the authorization announcement number CN119788792B and an application date of December 2024 [1] Company Overview - China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] Investment and Operations - The company has invested in 28 enterprises and participated in 5,000 bidding projects [1] - It holds 988 trademark information records and 5,000 patent information records, along with 77 administrative licenses [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a self-service terminal status reporting method, system, device, and storage medium, with the patent announcement number CN117173840B and an application date of September 2023 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 28 enterprises, participated in 5,000 bidding projects, holds 988 trademark information records, and has 5,000 patent information records, along with 77 administrative licenses [1]

天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"资源链接的发放方法、装置、设 备及存储介质"的专利，授权公告号CN119520548B，申请日期为2023年8月。 来源：市场资讯 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has launched the first set of multi-currency debit cards in collaboration with Mastercard, aimed at enhancing cross-border payment services and supporting China's dual circulation strategy and high-level opening-up [1] Group 1: Product Features - The new debit card series includes the Xianglu Gold Card and the Pixiu Platinum Card, integrating a Renminbi account with accounts in 10 major foreign currencies [1] - Supported currencies include USD, EUR, CAD, AUD, NZD, GBP, HKD, CHF, JPY, and SGD, allowing cardholders to choose the corresponding foreign currency account for cross-border transactions [1] - The product aims to reduce common costs associated with dynamic currency conversion and multiple exchange rate conversions in traditional cross-border payments [1] Group 2: Customer Benefits - The card series offers various user benefits, including annual fee waivers, tailored for scenarios such as outbound tourism, overseas study, cross-border e-commerce, and international business travel [1] - The initiative is designed to provide a safe, efficient, intelligent, and convenient integrated payment experience for users both domestically and internationally [1] Group 3: Strategic Collaboration - ICBC plans to deepen its collaboration with Mastercard, focusing on areas such as card management, consumption stimulation, and payment innovation [1] - The goal is to continuously enrich the multi-currency payment product matrix and expand high-value application scenarios, contributing to the high-quality development of China's payment industry and its high-level opening-up [1]

二、中国工商银行义乌分行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国 工商银行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任 的，本批复文件失效，金华金融监管分局将办理行政许可注销手续。 三、中国工商银行义乌分行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固 树立风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 2025年12月1日，金华金融监管分局发布批复称，《中国工商银行（601398）浙江省分行关于厉江同志 任职资格审查的请示》（工银浙报〔2025〕137号）及相关补正材料收悉。经审核，现批复如下： 一、核准厉江中国工商银行义乌分行副行长的任职资格。 ...

当清晨的第一缕阳光洒向城市街巷，快递小哥用手机完成收款提现；田间地头的农户轻点屏幕，就 能获得春耕备耕的信贷支持；社区的屋檐下，银发老人通过简化版App轻松缴纳水电费……这些渗透在 日常生活中的金融场景，正是工商银行以金融活水赋能实体经济、滋养民生福祉的生动缩影。 金融活，经济活；金融稳，经济稳。党的二十届四中全会通过的《中共中央关于制定国民经济和社 会发展第十五个五年规划的建议》中，对"十五五"时期，加快建设金融强国，大力发展科技金融、绿色 金融、普惠金融、养老金融、数字金融等进行战略部署。这为"十五五"时期经济社会发展绘就宏伟蓝 图，也对下一阶段提升金融机构服务实体经济质效、支持重点领域建设指明了方向。 "十四五"时期，工商银行始终锚定"国之大者"，将服务实体经济作为根本宗旨，把金融创新与发展 需求深度融合，在科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"领域深耕细作。 站在"十四五"与"十五五"交替的关键节点，工行正以亮眼业绩交出优异答卷，更以奋进姿态开启新 篇，为基本实现社会主义现代化注入坚实金融力量。 浇灌科技之花 赋能自立自强 科技创新是引领发展的第一动力，而科技金融作为金融"五篇 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"跨系统资源的访问方法、装置、 程序产品及电子设备"的专利，授权公告号CN118473744B，申请日期为2024年5月。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息988条，专利信息 5000条，此外企业还拥有行政许可77个。 ...