UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________ FORM 20-F ____________________________ ¨ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ¨ SHELL COMPANY REPORT PURSUANT TO SECTION 1 ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q4 2022 Results Earnings Conference Call February 8, 2023 8:00 AM ET Company Participants Renato Lulia - Group Head of Investor Relations and Market Intelligence Milton Maluhy Filho - Chief Executive Officer Conference Call Participants Domingos Falavina - J.P. Morgan Thiago Batista - UBS Gustavo Schroden - Bradesco BBI Daniel Vaz - Credit Suisse Mario Pierry - Bank of America Merrill Lynch Eduardo Rosman - BTG Pactual Tito Labarta - Goldman Sachs Arnon Shirazi - Santa ...

1 Corporativo | Interno | --- | --- | --- | --- | |---------------|--------------|-------|----------| | | | | | | +90 days NPL | Consolidated | 2.9% | 0.1 p.p. | | | Brazil | 3.4% | 0.2 p.p. | Sep-22 51.5 106.0 -0.1% total ex- specific corporate credit provision (subsequent event) 2 14.2% 11.1% Itaú Unibanco Holding S.A. São Paulo, February 8th, 2023 2 Corporativo | Interno recurring managerial result Consolidated R$7.7 bn 5.1% 5.7% R$7.0 bn Brazil recurring managerial ROE Brazil 19.3% 1.7 p.p. 21.0% Consol ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q3 2022 Earnings Conference Call November 11, 2022 8:00 AM ET Company Participants Renato Lulia - Group Head, IR and Market Intelligence Milton Filho - CEO Conference Call Participants Flavio Yoshida - Bank of America Thiago Batista - UBS Gustavo Schroden - Bradesco BBI Rafael Frade - Citi Tito Labarta - Goldman Sachs Jason Mollin - Scotiabank Eduardo Rosman - BTG Pactual Henrique Navarro - Santander Marcelo Telles - Credit Suisse Nicolas Riva - Bank of America Operato ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q2 2022 Earnings Conference Call August 9, 2022 9:00 AM ET Company Participants Renato Lulia-Jacob - Head-IR and Market Intelligence Milton Maluhy Filho - CEO Conference Call Participants Flavio Yoshida - Merrill Lynch Tito Labarta - Goldman Sachs Daniel Vaz - Credit Suisse Jason Mollin - Scotiabank Domingos Falavina - JPMorgan Henrique Navarro - Santander Marcelo Telles - Credit Suisse Renato Lulia-Jacob Good morning, everyone. I'm Renato Lulia, the IR Officer for Ita ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q1 2022 Earnings Conference Call May 9, 2022 9:00 AM ET Company Participants Renato Lulia-Jacob – Head-Investor Relations and Market Intelligence Milton Maluhy Filho – Chief Executive Officer Conference Call Participants Flavio Yoshida – Bank of America Merrill Lynch Tito Labarta – Goldman Sachs Henrique Navarro – Santander Geoff Elliott – Autonomous Marcelo Telles – Credit Suisse Renato Lulia-Jacob Hello. Good morning, everyone. IÂ'm Renato Lulia. IÂ'm the Investor Re ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q4 2021 Earnings Conference Call February 11, 2022 8:00 AM ET Company Participants Milton Filho – Chief Executive Officer Alexsandro Broedel – Chief Financial Officer Renato Jacob – Group Head of Investor Relations and Marketing Intelligence Matias Granata – Group Chief Risk Officer Andre Sapoznik – Executive Vice President Ricardo Guerra – Chief Information Officer Carlos Constantini – Executive Director of Wealth Management Services Andre Rodrigues – Payments, Operat ...

Itaú Unibanco Holding S.A. 1 Corporativo | Interno earnings review 4Q21 São Paulo, February 11th, 2022 quarter highlights 4Q21 vs. 3Q21 change 15.5% 8.3% 9.6% credit portfolio credit cards R$1,027 bn 6.7% margin with clients R$19.9 bn 13.2% # of cards issued #4.8 mm 3.0% commissions and insurance R$11.9 bn 2.9% 43.0% 1.0 p.p. Brazil 40.7% 1.4 p.p. 日 + 8.8 million clients digitally acquired in 4Q21 54% vs. 3Q21 Itau iti za (s mortgage for individuals personal loans efficiency ratio recurring managerial resul ...

Itau Unibanco Holding SA Brands, Inc. (NYSE:ITUB) Q3 2021 Earnings Conference Call November 4, 2021 10:15 AM ET Company Participants Milton Filho - CEO Conference Call Participants Mario Pierry - Bank of America Merrill Lynch Jorge Kuri - Morgan Stanley Daer Labarta - Goldman Sachs Group Yuri Fernandes - JPMorgan Chase & Co. Carlos Gomez - HSBC Operator Good morning, ladies and gentlemen. Welcome to the Itaú Unibanco Holding conference call to discuss 2021 third quarter results. [Operator Instructions]. As ...

Itaú Unibanco Holding S.A. (NYSE:ITUB) Q2 2021 Earnings Conference Call August 3, 2021 10:30 AM ET Company Participants Milton Maluhy Filho - CEO Alexsandro Broedel - CFO Renato Lulia Jacob - Group Head of IR and Marketing Intelligence Conference Call Participants Mario Pierry - Banco da America Jorge Kuri - Morgan Stanley Tito Labarta - Goldman Sachs Geoffrey Elliott - Autonomous Thiago Batista - UBS Natalia Corfield - JPMorgan Carlos Gomez - HSBC Operator Good morning, ladies and gentlemen. Welcome to Ita ...