UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-11 ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q1 2022 Earnings Conference Call November 9, 2021 8:45 AM ET Company Participants David Foss – Board Chair, President & Chief Executive Officer Kevin Williams – Chief Financial Officer & Treasurer Conference Call Participants Vasu Govil – KBW Kartik Mehta – Northcoast Peter Heckman – DA and Davidson David Koning – Baird Ken Suchoski – Autonomous Research Dominic Gabriel – Oppenheimer Operator Ladies and gentlemen, thank you for standing by. Welcome to the Jack Hen ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASS ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q4 2021 Results Conference Call August 18, 2021 8:45 AM ET Company Participants David Foss – President & Chief Executive Officer Kevin Williams – Chief Financial Officer & Treasurer Conference Call Participants Vasu Govil – KBW Peter Heckmann – D.A. Davidson Dave Koning – Baird Kartik Mehta – Northcoast Research John Davis – Raymond James Dominick Gabriele – Oppenheimer Ken Suchoski – Autonomous Research Dan Perlin – RBC Capital Markets Operator Good day and thank ...

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-1128385 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 O ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q3 2021 Earnings Conference Call May 4, 2021 8:45 AM ET Company Participants Kevin Williams - Chief Financial Officer & Treasurer David Foss - President & Chief Executive Officer Conference Call Participants Peter Heckmann - D.A. Davidson Kartik Mehta - Northcoast Research David Togut - Evercore. ISI Steve Comery - G Research John Davis - Raymond James Ken Suchoski - Autonomous Research Dominick Gabriele - Oppenheimer Vasu Govil - KBW Operator Ladies and gentlemen ...

For the quarterly period ended December 31, 2020 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...

Financial Data and Key Metrics Changes - For Q2 of fiscal 2021, total revenue increased by 1% year-over-year and by 2% on a non-GAAP basis [10][28] - Net income was $72 million for the second quarter, compared to $72.1 million last year, with earnings per share of $0.94 in both quarters [32] - The effective tax rate for the quarter was essentially flat at 23.1% compared to 23.2% last year [32] Business Line Data and Key Metrics Changes - Core segment revenue increased by 1% for the quarter and by 4% on a non-GAAP basis [11] - Payments segment revenue posted a 2% increase this quarter and a 3% increase on a non-GAAP basis [11] - Complementary solutions business saw a 3% increase in revenue this quarter and a 4% increase on a non-GAAP basis [11] Market Data and Key Metrics Changes - 73% of banks in the target market expect to increase their technology spending in 2021, with 22% indicating an increase of greater than 10% year-over-year [22] - The sales pipeline is robust, with the company experiencing the fifth largest sales quarter in its history [12][23] Company Strategy and Development Direction - The company is focusing on digital banking solutions, with over 4 million users on the Banno Digital platform [15] - The company is actively participating in the FedNow pilot program to enhance its payments solutions [17] - The company aims to improve margins and return to historical levels by migrating customers to its private cloud and enhancing its card processing platform [90][92] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the strength of technology solutions and the spending environment as the economy recovers [23] - The company anticipates a significant decrease in deconversion revenue in Q3, impacting revenue growth in the short term but is viewed positively in the long term [37] - Management noted that the sales pipeline is back to pre-pandemic levels, indicating potential for increased core wins in the future [82] Other Important Information - The company released its first corporate sustainability report, highlighting commitments to stakeholders and corporate responsibility [20][21] - The company plans to hold a virtual Analyst Day on May 11 [95] Q&A Session Summary Question: Could you walk through the revenue guidance part again? - The GAAP guidance provided is $1.760 million to $1.770 million, with a $30 million decrease in deconversion fees impacting the non-GAAP revenue guidance [45][46] Question: What is the demand for credit card business? - There is ongoing demand, with five new credit card customers signed this year, but the company is cautious about overextending during the debit conversion [47][48] Question: How are customers responding to fintech competition? - Customers are exploring digital-only banks and partnerships with fintechs to enhance their offerings [50][51] Question: What is the expected impact of the legacy debit processing platform shutdown? - The company expects to recognize around 15% to 20% of the annualized direct cost reduction in fiscal '21 [54] Question: What is driving the difference in core and complementary demand? - Core replacements are challenging during the pandemic, while demand for complementary solutions has increased due to the need for digital services [58][59] Question: Will new core wins return to pre-COVID levels? - The pipeline is back to pre-pandemic levels, and management expects new core wins to increase later this year [82][84] Question: How will sales trend as the economy reopens? - The company expects to see more core signings while maintaining strong complementary bookings [86][87]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-11 ...

Financial Data and Key Metrics Changes - Total revenue increased by 3% for the quarter and by over 5% on a non-GAAP basis [15][32] - Net income was $91.2 million for the first quarter compared to $89.4 million last year, with earnings per share of $1.19 compared to $1.16 [37] - The effective tax rate for the quarter decreased to 22.4% from 24.6% last year [37] Business Line Data and Key Metrics Changes - Core segment revenue increased by 2% for the quarter and by 5% on a non-GAAP basis [16] - Payment segment revenue posted a 5% increase this quarter and a 7% increase on a non-GAAP basis [16] - Complementary solutions businesses saw a 6% increase in revenue this quarter and a 7% increase on a non-GAAP basis [16] Market Data and Key Metrics Changes - The company signed 29 new contracts for its Banno Digital suite in Q1, with over 3 million active monthly users [20][21] - The Bank Director Technology Survey indicated that 64% of respondents increased their technology spending expectations by 5% to 15% compared to pre-pandemic budgets [21] Company Strategy and Development Direction - The company continues to focus on enhancing its digital offerings and customer experience, which have become top priorities for banks due to the pandemic [21][96] - The company is committed to maintaining an open API strategy to facilitate connectivity with other technology providers [86][88] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's fundamentals, noting a solid cash position and a high percentage of recurring revenue [27][28] - The company anticipates some revenue headwinds in the first half of the year due to delayed implementations and the shift to private cloud [45] Other Important Information - The company divested its CruiseNet business, which had minimal impact on overall performance [24][25] - The company has a cash position of $195.3 million and no long-term debt other than leases [40] Q&A Session Summary Question: Why was the support and service line growth lower than previous years? - Management explained that delayed implementations and ongoing shifts to outsourcing impacted revenue growth, resulting in a 4% increase this quarter [48][50] Question: What are the expectations for revenue growth in Q2? - Management indicated that Q2 might see slower growth due to seasonal patterns and anticipated decreases in deconversion fees [52][53] Question: How is the Banno digital suite performing? - Management reported strong performance with 29 new customers signed and a high consumer rating of 4.79 out of 5 stars [67][68] Question: What are the capital allocation priorities given the cash position? - Management stated that acquisitions are a priority, but they will also continue dividends and stock buybacks if no suitable acquisition opportunities arise [82][84] Question: How are banks adapting to digital trends? - Management noted an increase in RFPs for core solutions, indicating a growing interest in technology upgrades among banks [74][75] Question: What is the impact of potential partnerships between tech giants and banks? - Management reported no immediate threat perceived by customers regarding partnerships like Google's, but they are monitoring the situation closely [104][105]