UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...

Financial Data and Key Metrics Changes - For Q2 of fiscal 2020, total revenue increased by 9% year-over-year, and on a non-GAAP basis, it increased by 8% [10][26] - Reported consolidated operating margins decreased slightly from 20.8% last year to 22.4% this year, primarily due to lower license fees and increased costs related to the card processing platform migration [26][29] - Operating cash flow for year-to-date was $215 million, up from $192 million last year [31] Business Line Data and Key Metrics Changes - Core segment revenue increased by 7% for the quarter and by 6% on a non-GAAP basis [11] - Payments segment revenue grew by 10% on both GAAP and non-GAAP basis [11] - Complimentary solutions businesses saw a 10% increase in revenue this quarter and an 8% increase on a non-GAAP basis [12] Market Data and Key Metrics Changes - Total sales bookings are running 18% ahead of last year's record pace [12] - The company signed 30 new clients for its debit card processing solution and three new clients for credit card processing [14] - The company became the first processor in the country to bring a financial institution live with the real-time payments network [19] Company Strategy and Development Direction - The company is optimistic about the strengths of its technology solutions and its ability to expand customer relationships [21] - The introduction of the new JHA bank anywhere solution aims to serve digital-only banks and enhance connectivity with Fintech providers [15][16] - The company is committed to moving upmarket and has been making strategic moves to serve larger financial institutions [140] Management's Comments on Operating Environment and Future Outlook - Management noted strong demand for digital solutions and a solid pipeline of new product sales [42] - The company anticipates continued growth in revenue from processing and private cloud customers [33] - Management expressed confidence in achieving cost reductions and improving operating margins in the upcoming fiscal year [26][96] Other Important Information - The effective tax rate for the quarter was relatively flat at 23.2% compared to 22.9% last year [29] - The company expects GAAP revenue to grow a little over 9% for the full fiscal year FY20 compared to FY19 [33] Q&A Session Summary Question: Can you discuss the strength outside of deconversion fees and the sustainability of 8% non-GAAP revenue growth? - Management highlighted strong win rates on core business and the signing of long-term contracts with hosted core customers, indicating sustainable growth [39][40] Question: How is the company positioned in the current M&A environment in the banking industry? - Management acknowledged competitors' dominant positions but emphasized their own solutions' capabilities and the potential for non-core revenue even if they lose core deals [46][50] Question: What is the status of customer retention during the migration to the new platform? - Management reported minimal customer loss, primarily due to mergers, and emphasized the successful onboarding of new clients [55][58] Question: Can you provide insights on the competitive environment and market share? - Management noted a high level of interest in their solutions and a strong pace of activity, although they refrained from attributing this solely to competitors' distractions [81][83] Question: What are the expectations for cost savings from platform migrations? - Management expressed confidence in achieving significant cost savings as they complete migrations, which will positively impact margins [96] Question: How is the company addressing regulatory changes and their impact on bookings? - Management indicated that recent regulatory changes, such as CECL, are not currently driving revenue, and there are no major regulatory catalysts on the horizon [102][103]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-1128385 (State or Other Jurisdiction of Incorporation) (I.R.S Employer Identification No.) 663 Highway 60, P.O. Box 807, Monett, MO 65708 (Address of Principle Executive Offices) For the quarterly period ended Se ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q1 2020 Earnings Conference Call November 5, 2019 8:45 AM ET Company Participants David Foss - President and Chief Executive Officer Kevin Williams - Chief Financial Officer and Treasurer Conference Call Participants Peter Heckmann - D.A. Davidson Kartik Mehta - Northcoast Research Partners John Davis - Raymond James Operator Good morning, ladies and gentlemen and welcome to the Jack Henry & Associates First Quarter Fiscal Year 2020 Earnings Conference Call. [Oper ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) (X) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2019 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASS ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q4 2019 Results Conference Call August 21, 2019 8:45 AM ET Company Participants David Foss - President and CEO Kevin Williams - CFO Conference Call Participants Vasu Govil - KBW David Togut - Evercore ISI Peter Heckmann - D.A. Davidson Kartik Mehta - Northcoast Research John Davis - Raymond James Brett Huff - Stephens Tim Willi - Wells Fargo Joseph Foresi - Cantor Fitzgerald Dave Koning - Baird Operator Good day, ladies and gentlemen, and welcome to Jack Henry & A ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF (X) 1934 For the quarterly period ended March 31, 2019 Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-1128385 (State or Other Jurisdiction of Incorporation) (I.R.S Employer Identification No.) 663 Highway 60, P.O. Box 807, Monett, MO 65708 (Address of Principle Exec ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q3 2019 Earnings Conference Call May 1, 2019 8:45 AM ET Company Participants Kevin Williams - CFO David Foss - President and CEO Conference Call Participants Joseph Foresi - Cantor Fitzgerald Peter Heckmann - Davidson David Koning - Baird Brett Huff - Stephens Operator Good day, ladies and gentlemen, and welcome to the Jack Henry & Associates’ Third Quarter FY 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will c ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF For the quarterly period ended December 31, 2018 OR ( ) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (X) 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) (State or O ...

Jack Henry & Associates, Inc (NASDAQ:JKHY) Q2 2019 Earnings Conference Call February 6, 2019 8:45 AM ET Company Participants David Foss - President and Chief Executive Officer Kevin Williams - Chief Financial Officer and Treasurer Conference Call Participants David Togut - Evercore ISI Kartik Mehta - Northcoast Research Peter Heckmann - D.A. Davidson & Co. Glenn Greene - Oppenheimer Tim Willi - Wells Fargo Securities Joseph Foresi - Cantor Fitzgerald David Koning - Robert W. Baird Brett Huff - Stephens In ...