Q1 2022 Earnings Presentation MAY 10, 2022 Disclaimer This presentation contains, in addition to historical information, certain forward-looking statements, as defined in Private Securities Litigation Reform Act of 1995, that are based on our current assumptions, expectations and projections about future performance and events and relate to, among other matters, our future financial performance, our business strategy, industry and market trends, future expectations concerning our market position, future ope ...

Katapult Holdings, Inc. (NASDAQ:KPLT) Q1 2022 Results Conference Call May 10, 2022 8:00 AM ET Company Participants Bill Wright - Vice President, Investor Relations Orlando Zayas - Chief Executive Officer Karissa Cupito - Chief Financial Officer Derek Medlin - Chief Operating Officer Conference Call Participants Josh Siegler - Cantor Fitzgerald Anthony Chukumba - Loop Capital Markets Vincent Caintic - Stephens Operator Thank you for standing by. And welcome to the Katapult Holdings, Inc. First Quarter 2022 E ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number 001-39116 Katapult Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of ...

Katapult Holdings, Inc. (NASDAQ:KPLT) Q4 2021 Earnings Conference Call March 15, 2022 8:00 AM ET Company Participants Bill Wright - Vice President, Investor Relations Orlando Zayas - Chief Executive Officer Karissa Cupito - Chief Financial Officer Derek Medlin - Chief Operating Officer Conference Call Participants Josh Siegler - Cantor Fitzgerald Anthony Chukumba - Loop Capital Markets Hal Goetsch - Loop Capital Markets Operator Good day and thank you for standing by. Welcome to the Katapult Fourth Quarter ...

Financial Performance - FY 2021 revenue grew 23% year-over-year from $247.2 million to $303.1 million[18] - Gross originations for FY 2021 increased by 5% year-over-year, reaching $248 million compared to $236.4 million in FY 2020[24] - Adjusted EBITDA for FY 2021 was $17.3 million, a decrease of 57% compared to $40.2 million in FY 2020[24] - Q4 2021 gross originations decreased by 4% year-over-year, from $61.1 million to $58.9 million[20] - Q4 2021 total revenue remained flat year-over-year at $73.3 million[20] Strategic Initiatives and Market Position - Katapult estimates it has captured less than 1% of the $40 billion to $50 billion virtual lease-to-own market[33, 34] - The company onboarded over 100 new merchants during 2021, expanding its partner network[18] - Katapult is investing approximately $8 million to $10 million in sales and marketing, $1 million to $3 million in product development, and $6 million to $8 million in technology in 2022[52] Customer and Portfolio Metrics - As of December 31, 2021, Katapult had a Net Promoter Score of 54[18] - 53% of Q4 2021 gross originations came from repeat customers[18] Accounting Standard Adoption - The company is adopting ASC 842, recognizing revenue when earned and cash is collected, effective January 1, 2022, and will not restate prior periods[9, 26]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number 001-39116 Katapult Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incor ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39116 Katapult Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorpo ...

Katapult Holdings, Inc. (NASDAQ:KPLT) Q3 2021 Results Conference Call November 9, 2021 8:00 AM ET Company Participants Bill Wright - Vice President of Investor Relations Orlando Zayas - Chief Executive Officer Karissa Cupito - Chief Financial Officer Derek Medlin - Chief Operating Officer Conference Call Participants Ramsey El-Assal - Barclays Capital Josh Siegler - Cantor Fitzgerald Mark Argento - Lake Street Capital Markets Anthony Chukumba - Loop Capital Markets Bill Wright Thank you and good morning. We ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39116 Katapult Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporatio ...

(MARK ONE) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarter ended March 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 For the transition period from to FORM 10-Q Commission file number: 001-39116 FinServ Acquisition Corp. (Exact Name of Registrant as Specified in Its Charter) Securities registered pursuant to Section 12(b) of t ...