Core Insights - Katapult Holdings, Inc. reported strong performance in Q4 2024, with significant growth in gross originations and application volume, indicating a successful holiday season and positive momentum heading into 2025 [2][4][6] - The company is transitioning to a two-sided marketplace model, which has resulted in increased customer engagement and repeat business, with 61% of gross originations originating from the Katapult app marketplace [2][4][11] - For 2025, Katapult expects gross originations to grow at least 20%, driven by strategic marketing and the introduction of new merchants to its platform [6][7][11] Financial Performance - In Q4 2024, gross originations reached $75.2 million, an increase of 11.3% year-over-year, while total revenue was $63.0 million, up 9.4% [8][37] - The company achieved a net loss of $9.6 million in Q4 2024, an improvement from a net loss of $14.6 million in Q4 2023 [8][30] - For the full year 2024, total revenue was $247 million, reflecting an 11.6% increase compared to 2023 [8][37] Customer Engagement and Market Strategy - The company reported a 50% year-over-year increase in lease applications during Q4 2024, driven by both new and existing customers [4][8] - Katapult's KPay platform contributed to approximately 52% year-over-year growth in gross originations, with 41% of total gross originations transacted using KPay [4][8] - The company launched new partnerships with merchants, expanding its ecosystem to 33 merchants, and executed co-branded marketing campaigns that significantly boosted originations during the Cyber 5 period [4][8] Outlook and Market Position - Katapult is well-positioned to continue growth in 2025, targeting underserved non-prime consumers, particularly as traditional credit options may become less available [6][11] - The company anticipates maintaining strong credit quality in its portfolio through enhanced risk modeling and onboarding high-quality merchants [15] - The strategic focus on a two-sided marketplace model is expected to allow for scalable revenue growth without a proportional increase in expenses, enhancing profitability [11][15]

Group 1 - Futu Holdings Limited Sponsored ADR is part of the Business Services group, which includes 289 companies and ranks 8 in the Zacks Sector Rank [2] - The Zacks Rank for Futu Holdings is currently 1 (Strong Buy), indicating a positive outlook based on earnings estimates and revisions [3] - Over the past three months, the Zacks Consensus Estimate for Futu's full-year earnings has increased by 10.2%, reflecting improved analyst sentiment [4] Group 2 - Futu Holdings has achieved a year-to-date return of approximately 33%, outperforming the Business Services sector, which has returned an average of -0.5% [4] - In the Technology Services industry, which includes 151 stocks, Futu Holdings ranks 71 and has performed better than the average loss of 27.9% in the industry this year [6] - Another stock in the Business Services sector, Katapult Holdings, Inc., has a year-to-date return of 90.7% and a Zacks Rank of 2 (Buy) [5][6]

Group 1 - Momentum investing contrasts with the traditional "buy low and sell high" strategy, focusing instead on "buying high and selling higher" to capitalize on fast-moving stocks [1] - Identifying the right entry point for trending stocks can be challenging, as they may lose momentum if future growth does not justify their high valuations [1] - Investing in bargain stocks that have recently shown price momentum may be a safer strategy, with tools like the Zacks Momentum Style Score aiding in identifying such stocks [2] Group 2 - Katapult Holdings, Inc. (KPLT) is highlighted as a strong candidate for momentum investing, having experienced a four-week price change of 17.5% [3] - KPLT has gained 107.5% over the past 12 weeks, indicating its ability to deliver positive returns over a longer timeframe [4] - The stock has a beta of 1.64, suggesting it moves 64% more than the market, reflecting its fast-paced momentum [4] Group 3 - KPLT has a Momentum Score of B, indicating a favorable time to invest in the stock to leverage its momentum [5] - The stock has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which typically attract more investor interest [6] - KPLT is trading at a low Price-to-Sales ratio of 0.21, suggesting it is undervalued and offers significant upside potential [6] Group 4 - In addition to KPLT, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, presenting additional investment opportunities [7] - Zacks offers over 45 Premium Screens tailored to different investing styles, which can help identify winning stock picks [8]

Core Viewpoint - Katapult Holdings, Inc. is set to release its fourth quarter and full year 2024 financial results on March 28, 2025, before market opening, followed by a conference call to discuss these results [1]. Company Overview - Katapult is a technology-driven lease-to-own platform that collaborates with omni-channel retailers and e-commerce platforms to facilitate the purchase of durable goods for underserved U.S. non-prime consumers [3]. - The company offers a simple, fast, and transparent process through point-of-sale integrations and its mobile app, Katapult Pay™, enabling consumers who lack access to traditional financing to shop from a growing network of merchant partners [3]. - Katapult emphasizes a business model based on fairness and dignity, aiming to humanize the purchasing experience for underserved consumers [3]. Investor Relations - A live audio webcast of the financial results conference call will be available on the Katapult Investor Relations website, with a replay accessible after the call [2]. - For further inquiries, Jennifer Kull serves as the VP of Investor Relations and can be contacted via email [5].

Company Performance - Katapult Holdings, Inc. (KPLT) has shown a year-to-date performance increase of approximately 55.4%, significantly outperforming the average return of 4.4% in the Business Services sector [4] - The Zacks Consensus Estimate for KPLT's full-year earnings has risen by 11% over the past 90 days, indicating improved analyst sentiment and earnings outlook [4] Industry Comparison - Katapult Holdings, Inc. is part of the Technology Services industry, which consists of 151 companies and currently ranks 68 in the Zacks Industry Rank, with an average gain of 4% year-to-date [6] - In contrast, PagSeguro Digital Ltd. operates within the Financial Transaction Services industry, which has 37 stocks and ranks 88, with a year-to-date increase of 5.3% [6] Zacks Rank - Katapult Holdings, Inc. holds a Zacks Rank of 2 (Buy), suggesting it is positioned to outperform the broader market in the near term [3] - PagSeguro Digital Ltd. also has a Zacks Rank of 2 (Buy), indicating strong potential for continued performance [5]

Core Viewpoint - Katapult Holdings, Inc. (KPLT) has experienced a downtrend, losing 17.1% over the past week, but a hammer chart pattern suggests a potential trend reversal as buying interest may be emerging to counteract selling pressure [1][2]. Technical Analysis - The hammer chart pattern indicates a possible bottoming out, with reduced selling pressure, suggesting that bulls may be regaining control [2][4]. - A hammer pattern forms when there is a small candle body with a long lower wick, indicating that the stock opened lower, made a new low, but closed near or above the opening price, reflecting buying interest [3][4]. - This pattern can occur across various timeframes and is utilized by both short-term and long-term investors [4]. Fundamental Analysis - There has been a positive trend in earnings estimate revisions for KPLT, which is a bullish indicator, as it typically leads to price appreciation [6]. - The consensus EPS estimate for KPLT has increased by 11% over the last 30 days, indicating strong agreement among analysts regarding the company's potential for better earnings [7]. - KPLT holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks, which historically outperform the market [8].

Group 1: Momentum Investing Overview - Momentum investing contrasts with the traditional strategy of "buy low and sell high," focusing instead on "buying high and selling higher" to capitalize on fast-moving stocks [1] - Identifying the right entry point for trending stocks is challenging, as they may lose momentum if future growth does not justify their high valuations [1] Group 2: Investment Strategy - A safer investment approach involves targeting bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [2] - The 'Fast-Paced Momentum at a Bargain' screen is effective in spotting fast-moving stocks that remain attractively priced [2] Group 3: Katapult Holdings, Inc. (KPLT) Analysis - Katapult Holdings, Inc. (KPLT) has shown a 7% price increase over the past four weeks, indicating growing investor interest [3] - KPLT has gained 23.5% over the past 12 weeks, demonstrating its ability to deliver positive returns over a longer timeframe [4] - The stock has a beta of 1.72, suggesting it moves 72% more than the market in either direction, indicating fast-paced momentum [4] Group 4: Valuation and Earnings Estimates - KPLT has a Momentum Score of B, suggesting it is an opportune time to invest in the stock [5] - The stock has a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which typically attract more investor interest [6] - KPLT is trading at a Price-to-Sales ratio of 0.17, indicating it is relatively cheap at 17 cents for each dollar of sales [6] Group 5: Additional Investment Opportunities - KPLT is not the only stock that meets the criteria of the 'Fast-Paced Momentum at a Bargain' screen, with several other stocks also available for consideration [7] - Investors can explore over 45 Zacks Premium Screens tailored to different investing styles to identify potential winning stocks [8]

Group 1 - Momentum investing contrasts with the traditional strategy of "buy low and sell high," focusing instead on "buying high and selling higher" [1] - Identifying the right entry point for fast-moving stocks can be challenging, as they may lose momentum if future growth does not justify their high valuations [1] - Investing in bargain stocks that have recently shown price momentum may be a safer strategy [2] Group 2 - Katapult Holdings, Inc. (KPLT) is highlighted as a strong candidate for momentum investing, with a four-week price change of 37.7% [3] - KPLT has gained 30.7% over the past 12 weeks, indicating its ability to deliver positive returns over a longer timeframe [4] - The stock has a beta of 1.72, suggesting it moves 72% higher than the market in either direction, reflecting fast-paced momentum [4] Group 3 - KPLT has a Momentum Score of A, indicating a favorable time to invest based on momentum [5] - The stock has a Zacks Rank 2 (Buy), supported by upward revisions in earnings estimates, which attract more investor interest [6] - KPLT is trading at a Price-to-Sales ratio of 0.17, suggesting it is undervalued at 17 cents for each dollar of sales [6] Group 4 - KPLT shows potential for significant growth at a fast pace, and there are other stocks that meet the 'Fast-Paced Momentum at a Bargain' criteria [7] - Various Zacks Premium Screens are available to help identify winning stock picks based on different investing styles [8]

Core Insights - Katapult Holdings, Inc. reported gross originations of approximately $75.2 million for Q4 2024, marking an 11.3% year-over-year increase, surpassing the company's previous growth outlook of 6-8% [2] - This performance represents the ninth consecutive quarter of year-over-year growth in gross originations and is the second highest in the company's history [2] - The strong performance was attributed to a successful holiday season, with significant engagement from both new and existing customers [2] Financial Performance - Gross originations for Q4 2024 reached approximately $75.2 million, reflecting an 11.3% increase compared to the same quarter in the previous year [2] - Total lease application volume grew by approximately 50% year-over-year, with new customer lease applications increasing by about 51% and existing customer lease applications also growing by 50% [6] - The repeat customer rate accounted for approximately 61.5% of gross originations in Q4 2024 [6] Strategic Initiatives - The company has transformed its go-to-market strategy since launching its app and KPay in late 2022, aiming for continued growth in both direct-to-merchant and direct-to-consumer channels [2] - Katapult's KPay gross originations grew approximately 52% year-over-year, indicating strong engagement with the platform [6] - The company is optimistic about its future growth prospects and plans to discuss final financial results in early March [2] Company Overview - Katapult is a technology-driven lease-to-own platform that integrates with omnichannel retailers and e-commerce platforms, focusing on underserved U.S. non-prime consumers [3] - The company aims to provide simple, fast, and transparent payment solutions, emphasizing fairness and dignity in its services [3]

Core Insights - Katapult Holdings, Inc. reported gross originations of approximately $75.2 million for Q4 2024, marking an 11.3% year-over-year increase, surpassing the company's previous growth outlook of 6-8% [2] - This quarter represents the ninth consecutive quarter of year-over-year growth in gross originations and the second highest level in the company's history [2] - The strong performance was attributed to a successful holiday season, with significant engagement from both new and existing customers [2] Company Performance - The total lease application volume grew approximately 50% year-over-year, with new customer lease applications increasing by about 51% and existing customer lease applications by 50% [6] - Approximately 61.5% of gross originations in Q4 2024 came from repeat customers, indicating strong customer retention [6] - Engagement with Katapult Pay® (KPay) and the mobile app saw gross originations grow approximately 52% year-over-year [6] Strategic Outlook - The company aims to leverage its ecosystem to drive consumer engagement and sales for merchant partners, positioning itself well for future growth [2] - The launch of the app and KPay in late 2022 has transformed the company's go-to-market strategy, creating a roadmap for continued growth in both direct-to-merchant and direct-to-consumer channels [2]