Form 20-F 2020 Confidential and contains price sensitive information Lloyds Banking Group plc 2020 Annual Report on Form 20-F As filed with the Securities and Exchange Commission on 26 February 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended 31 December 2020 ...

Lloyds Banking Group plc (NYSE:LYG) Full Year 2020 Earnings Conference Call February 24, 2021 4:30 AM ET Company Participants Robin Budenberg – Chairman António Horta-Osório – Executive Director and Group Chief Executive Officer William Chalmers – Executive Director and Chief Financial Officer Conference Call Participants Raul Sinha – JPMorgan Guy Stebbings – Exane BNP Paribas Alvaro Serrano – Morgan Stanley Edward Firth – KBW Andrew Coombs – Citi Chris Cant – Autonomous Aman Rakkar – Barclays Jonathan Pier ...

2020 RESULTS Presentation to analysts and investors | 24 February 2021 Classification: Public | --- | --- | |-----------------------|---------------------------------------------| | Introduction | António Horta-Osório, Group Chief Executive | | Financial Update | William Chalmers, Chief Financial Officer | | Strategic Review 2021 | William Chalmers, Chief Financial Officer | | Q&A | | 1 Classification: Public | --- | |--------------------------------------------| | | | | | Introduction | | | | | | António H ...

Lloyds Banking Group plc (NYSE:LYG) Q3 2020 Earnings Conference Call October 29, 2020 5:30 AM ET Company Participants António Horta-Osório – Executive Director and Group Chief Executive Officer William Chalmers – Executive Director and Chief Financial Officer | --- | --- | |------------------------------------------------------------|-------| | | | | Conference Call Participants | | | Rahul Sinha – J.P. Morgan | | | Aman Rakkar – Barclays | | | Guy Stebbings – Exane | | | Chris Cant – Autonomous | | | Marti ...

Lloyds Banking Group plc (NYSE:LYG) Q2 2020 Earnings Conference Call July 30, 2020 4:30 AM ET Company Participants António Horta-Osório - Executive Director and Group Chief Executive William Chalmers - Executive Director and Chief Financial Officer Conference Call Participants Raul Sinha - JPMorgan Aman Rakkar - Barclays Andrew Coombs - Citi Robert Noble - Deutsche Bank Martin Leitgeb - Goldman Sachs Guy Stebbings - Exane Fahed Kunwar - Redburn Jonathan Pierce - Numis António Horta-Osório Thank you. Good mo ...

| --- | --- | --- | --- | --- | |-------|-------|---------|--------------------------------------------------------|-------| | | | | | | | | | | | | | | | | | | | | | RESULTS | 2020 HALF YEAR | | | | | | Presentation to analysts and investors \| 30 July 2020 | | Classification: Public | --- | --- | |--------------------------------------------|-------| | | | | | | | Introduction | | | | | | António Horta-Osório Group Chief Executive | | 1 Classification: Public Quick response to the crisis with transformati ...

Lloyds Banking Group plc (NYSE:LYG) Q1 2020 Earnings Conference Call April 30, 2020 4:30 AM ET Company Participants António Horta-Osório – Executive Director and Group Chief Executive William Chalmers – Executive Director and Chief Financial Officer | --- | --- | |--------------------------------|-------| | | | | Conference Call Participants | | | Joe Dickerson – Jefferies | | | Aman Rakkar – Barclays | | | Raul Sinha – JPMorgan | | | Andrew Coombs – Citi | | | Jonathan Pierce – Numis | | | Martin Leitgeb – ...

As filed with the Securities and Exchange Commission on 25 February 2020 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended 31 December 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR o SHELL COMPANY REPORT PURSU ...

Lloyds Banking Group plc (NYSE:LYG) Q4 2019 Results Conference Call February 20, 2020 4:30 AM ET Company Participants António Horta-Osório - Executive Director and Group Chief Executive William Chalmers - Executive Director and Chief Financial Officer Vimlesh Maru - Group Director, Retail Conference Call Participants Joe Dickerson - Jefferies Rohith Chandra-Rajan - Bank of America Merrill Lynch Guy Stebbings - Exane BNP Paribas Aman Rakkar - Barclays Andrew Coombs - Citi Raul Sinha - JPMorgan James Invine - ...

2019 RESULTS Presentation to analysts and investors | 20 February 2020 | --- | --- | |--------------------|--------------------------------------------| | | | | Introduction | António Horta-Osório Group Chief Executive | | Retail Bank update | Vim Maru Group Director, Retail Bank | | Financials | William Chalmers Chief Financial Officer | | Q&A | | 1 | --- | --- | |--------------------------------------------|-------| | | | | Full year results – Introduction | | | | | | António Horta-Osório Group Chief Exec ...