Backlog and Home Prices - The backlog totaled 10,229 units valued at approximately $4.8 billion as of December 31, 2023, compared to 9,162 units valued at approximately $4.3 billion as of December 31, 2022[20]. - The average price of homes in backlog decreased to $465,000 at December 31, 2023, down from $472,200 at December 31, 2022[20]. - The average price at which homes were settled in 2023 was $450,700, compared to $454,300 in 2022[18]. Loan Activity - NVRM closed approximately 15,900 loans with an aggregate principal amount of approximately $5.7 billion in 2023, compared to approximately 17,000 loans with an aggregate principal amount of approximately $6.3 billion in 2022[28]. - The cancellation rate was approximately 13% in 2023, compared to 14% in 2022 and 9% in 2021[20]. - The mortgage loans in process that had not closed totaled approximately $2.9 billion as of December 31, 2023, compared to approximately $2.5 billion as of December 31, 2022[28]. Employment and Operations - The company employs approximately 6,300 full-time employees as of December 31, 2023, down from approximately 6,550 employees as of December 31, 2022[32]. - The company utilizes independent subcontractors under fixed price contracts for construction work, ensuring no dependency on a small number of subcontractors[22]. - The company anticipates continued improvements in supply chains and construction cycle times following disruptions in 2021 and 2022[27]. Financial Metrics - Mortgage loans held for sale amount to $216,211,000 with an average interest rate of 6.5%[181]. - Interest-bearing deposits in the homebuilding segment total $3,085,220,000 with an average interest rate of 5.3%[181]. - Fixed rate obligations are recorded at $900,000,000 with an average interest rate of 3.0%[181]. - Forward loan commitments amount to $60,982,000[181]. - The fair value of forward trades of mortgage-backed securities is $(18,297,000)[181].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (State or other jurisdiction of incorporation or organization) Virginia 54-1394360 (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 1-12378 NVR, Inc. (Exact name of registrant ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ NVR, Inc. Commission File Number: 1-12378 (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 1-12378 NVR, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or ...

Backlog and Home Prices - The backlog totaled 9,162 units valued at approximately $4.3 billion as of December 31, 2022, down from 12,730 units valued at approximately $5.8 billion a year earlier[20] - The average price of homes in backlog increased to $472,200 at December 31, 2022, compared to $454,200 at December 31, 2021[20] - The average price at which homes were settled in 2022 was $454,300, up from $403,900 in 2021[18] Loan Activity - NVRM closed approximately 17,000 loans with an aggregate principal amount of approximately $6.3 billion in 2022, compared to approximately 17,700 loans with an aggregate principal amount of approximately $6.1 billion in 2021[28] - NVRM's mortgage loans in process that had not closed totaled approximately $2.5 billion as of December 31, 2022, down from approximately $3.9 billion a year earlier[28] - Mortgage loans held for sale amount to $319,481,000 with an average interest rate of 5.6%[183] - Forward loan commitments stand at $11,300,000[183] Cancellation Rates - The cancellation rate for homes sold was 14.2% in 2022, compared to 9.2% in 2021 and 14.9% in 2020[20] Operational Insights - The company expects to settle substantially all of its December 31, 2022 backlog during 2023, subject to potential construction delays due to supply chain disruptions[20] - The company operates in four reportable homebuilding segments across various geographic regions, including the Mid Atlantic, North East, Mid East, and South East[19] - The company employs approximately 6,550 full-time employees as of December 31, 2022, a slight decrease from approximately 6,600 employees in the previous year[32] - The company utilizes independent subcontractors under fixed price contracts for construction work, ensuring a diverse supply chain[22] Financial Obligations - Interest-bearing deposits in the homebuilding segment total $2,453,692,000 with an average interest rate of 4.4%[183] - Fixed rate obligations are recorded at $900,000,000 with an average interest rate of 3.0%[183] - The fair value of forward trades of mortgage-backed securities is $(16,060,000)[183]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Virginia 54-1394360 (I.R.S. Employer Identification No.) 11700 Plaza America Drive, Suite 500 Reston, Virginia 20190 (703) 956-4000 ☐ TRANSITION REPORT PURSUA ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 1-12378 NVR, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 1-12378 NVR, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________ FORM 10-K _____________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-1237 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____ to ____ Commission File Number: 1-12378 NVR, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporatio ...