Financial Performance Highlights - OneMain Financial's 1Q21 net income was $413 million, a 1,191% increase year-over-year[21] - Consumer & Insurance (C&I) adjusted net income was $455 million, up 911% year-over-year[21] - Strong capital generation of $299 million in 1Q21, a 35% increase year-over-year[4,20] - Net charge-offs decreased to 47% in 1Q21, down 179 bps year-over-year[4,24] Capital and Liquidity - Increased minimum dividend by 56% to $070 per share in 2Q21[4,20] - Commenced a $150 million share repurchase program[4,20] - Liquidity runway in excess of 24 months as of March 31, 2021[4,20] Portfolio and Receivables - Ending net receivables (ENR) of $176 billion, down 4% year-over-year, impacted by mid-March stimulus[24] - Portfolio secured mix of 52%, flat year-over-year[24] - Yield of 240%, down 3 bps year-over-year[24] Strategic Initiatives - Accelerated omni-channel distribution with 46% of loans closed digitally in 1Q21[4,20] - Credit card launch on track for 2H21, building infrastructure to support a multi-billion-dollar product line[4,20] - Acquired Trim, a customer-focused financial wellness fintech, with over 600K linked bank accounts and ~1 billion customer transactions[32,34]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36129 (OneMain Holdings, Inc.) 001-06155 (OneMain Finance Corporation) ONEMAIN HOLDINGS, INC. ONEMAIN FINANCE CORPORATION (Exact ...

OneMain Financial. OneMain Financial Company Overview February 25th, 2021 Important Information This presentation contains summarized information concerning OneMain Holdings, Inc. (the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the information in this presentation is complete. For additional financial, statistical and business related information see the Company's most recent Annual Report on Form 10-K ("Form 10-K") and Quarterly Repor ...

OneMain Holdings, Inc. (NYSE:OMF) Q4 2020 Earnings Conference Call February 9, 2021 8:00 AM ET Company Participants Rohit Dewan - Interim Head, IR Doug Shulman - Chairman & CEO Micah Conrad - CFO Conference Call Participants Michael Kaye - Wells Fargo Mark DeVries - Barclays Moshe Orenbuch - Crédit Suisse John Rowan - Janney Rick Shane - JPMorgan John Hecht - Jefferies Kenneth Lee - RBC David Scharf - JMP Kevin Barker - Piper Sandler Bill Ryan - Compass Point Mike Grondahl - Northland Securities Operator We ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 001-36129 (OneMain Holdings, Inc.) 001-06155 (OneMain Finance Corporation) ONEMAIN HOLDINGS, INC. ONEMAIN FINANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware (OneMain Holdings, Inc.) 27-3379612 Indiana (OneMain Finance Corporation) 35-0416090 (State of incorporation) (I.R.S. Employer Identification ...

1 OneMain Financial. | --- | --- | --- | --- | --- | |-------|-------|--------------|-------------------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | OneMain Financial | | | | | | | | | | | | | | | | | | | | | | | | | | | 3Q20 | | Earnings | | | | | | | | | | | | Presentation | | | October 26, 2020 2 Important Information 2 This presentation contains summarized information concerning OneMain Holdings, Inc. (the "Company") and the Company's business, operations, financial performance and ...

OneMain Holdings, Inc. (NYSE:OMF) Q3 2020 Earnings Conference Call October 27, 2020 8:00 AM ET Company Participants Kathryn Miller – Head-Investor Relations Doug Shulman – President and Chief Executive Officer Micah Conrad – Chief Financial Officer Conference Call Participants Michael Kaye – Wells Fargo Kevin Barker – Piper Sandler Rick Shane – JPMorgan Moshe Orenbuch – Crédit Suisse Kenneth Lee – RBC Capital Vincent Caintic – Stephens John Hecht – Jefferies John Rowan – Janney Mark Hammond – Bank of Americ ...

OneMain Holdings, Inc. (NYSE:OMF) Q2 2020 Results Earnings Conference Call July 28, 2020 8:00 AM ET Company Participants Kathryn Miller - Head of Investor Relations Douglas Shulman - President and Chief Executive Officer Micah Conrad - Executive Vice President and Chief Financial Officer Conference Call Participants Michael Kaye - Wells Fargo Eric Wasserstrom - UBS Mark Hammond - Bank of America Merrill Lynch David Scharf - JMP Securities Vincent Caintic - Stephens Inc Kevin Barker - Piper Sandler John Hech ...