Group 1 - OneMain Holdings is highlighted as a potential investment opportunity due to its focus on small personal loans for higher-risk borrowers, which often struggle to obtain traditional credit [1] - The company operates 1,300 physical locations across 47 states and also offers loans through its iLoan platform, indicating a strong physical and digital presence [1] - OneMain Holdings has shown impressive financial performance, providing an 8% yield to investors, supported by solid fundamentals [4] Group 2 - OneMain Holdings has received an upgrade to its IBD Relative Strength Rating, reflecting improving price performance [2][4] - The company's Relative Strength Rating has jumped to 83, indicating strong relative price performance compared to its peers [4] - Despite the positive trends, OneMain Holdings is still shy of key benchmarks, suggesting there may be room for further growth [4]

Core Viewpoint - OneMain Holdings (OMF) is currently viewed as a more attractive investment option compared to Sallie Mae (SLM) for value investors based on various financial metrics and rankings [1][3][7] Valuation Metrics - OMF has a forward P/E ratio of 9.60, while SLM has a slightly higher forward P/E of 9.61 [5] - The PEG ratio for OMF is 0.47, indicating better expected EPS growth relative to its price compared to SLM's PEG ratio of 0.84 [5] - OMF's P/B ratio stands at 2.19, which is lower than SLM's P/B ratio of 2.93, suggesting OMF is more favorably valued in terms of market value versus book value [6] Earnings Outlook - OMF holds a Zacks Rank of 2 (Buy), indicating a positive earnings outlook with recent revisions to earnings estimates, while SLM has a Zacks Rank of 3 (Hold) [3][7] - The stronger estimate revision activity for OMF further supports its position as a superior choice for value investors [7] Value Grades - OMF has received a Value grade of A, while SLM has a Value grade of C, reflecting OMF's more attractive valuation metrics [6]

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors use tried-and-true metrics and fundamental ...

Question-and-Answer SessionYes. So we'll jump right into it. I wanted to start with the economic environment and the health of the consumer, specifically OneMain's focus on nonprime consumer. How would you characterize the healthier borrower base?Douglas ShulmanChairman, President & CEO Yes. No. Let me give my standard caveat, which is that we lend to individuals, right? Not to the broad consumer. And we're seeing plenty of individuals who can pay their loan back with us. And we kind of look at income, we l ...

Question-and-Answer SessionYes. So we'll jump right into it. I wanted to start with the economic environment and the health of the consumer, specifically OneMain's focus on nonprime consumer. How would you characterize the healthier borrower base?Douglas ShulmanChairman, President & CEO Yes. No. Let me give my standard caveat, which is that we lend to individuals, right? Not to the broad consumer. And we're seeing plenty of individuals who can pay their loan back with us. And we kind of look at income, we l ...

OneMain (NYSE:OMF) FY Conference September 09, 2025 09:45 AM ET Company ParticipantsNone - Unknown SpeakerDoug Shulman - CEOTerry MaAll right. Good morning. Thank you for joining, everyone. My name is Terry Ma, I'm a consumer finance analyst at Barclays. I'm very pleased to have on stage Doug Shulman, CEO of OneMain Financial. Welcome, Doug.Doug ShulmanThanks. Thanks for having me here.Terry MaYeah. We'll jump right into it. I wanted to start with the economic environment and the health of the consumer, spe ...

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Core Insights - OneMain Financial is expanding its financial education program, Credit Worthy, to reach an additional 500 high schools annually, aiming for a total of 2,000 schools each year through 2029 [1][3] - The program has already benefited over 500,000 students across more than 4,700 high schools, focusing on essential skills like understanding credit scores and managing debt [1][4] - Research indicates that only 30% of high school students understand credit scores, highlighting the need for effective financial education [2] Program Effectiveness - The Credit Worthy curriculum, developed in partnership with EVERFI, teaches practical financial skills, including banking and budgeting [2] - Students participating in the Build: Credit Fundamentals course experienced significant improvements in their understanding of credit, with a 43% increase in acquiring credit knowledge and a 126% increase in managing credit [4] Educational Impact - The program is active in 17% of public high schools across all 50 states, Washington, D.C., and Puerto Rico, addressing the growing requirement for personal finance education in schools [3] - OneMain Financial has committed nearly $300,000 in scholarships for students completing the curriculum, with an additional $300,000 planned through 2029, totaling $600,000 [5]

Company Overview - OneMain Holdings Inc. is a financial services company engaged in consumer finance and insurance businesses, headquartered in Evansville, IN [11] - The company was formerly known as Springleaf Holdings, Inc. and changed its name after acquiring OneMain Financial from Citigroup in 2015 [11] Zacks Rank and Style Scores - OneMain Holdings has a Zacks Rank of 3 (Hold) and a VGM Score of A, indicating a solid position in the market [11] - The company also has a Value Style Score of A, supported by attractive valuation metrics such as a forward P/E ratio of 9.23, which is appealing to value investors [12] Earnings Estimates and Performance - In the last 60 days, eight analysts have revised their earnings estimates upwards for fiscal 2025, with the Zacks Consensus Estimate increasing by $0.16 to $6.34 per share [12] - OneMain Holdings has demonstrated an average earnings surprise of +9.3%, indicating a positive trend in earnings performance [12] Investment Consideration - With a solid Zacks Rank and top-tier Value and VGM Style Scores, OneMain Holdings is recommended to be on investors' short lists for potential investment opportunities [12]

Group 1 - The logistics sector has seen significant engagement from investors, particularly in the ASEAN and US markets, with a focus on banks, telecommunications, logistics, and hotels [1] - The popularity of insurance companies in the Philippines has influenced investment strategies, leading to diversification beyond traditional savings in banks and properties [1] - The investment approach has evolved from initially focusing on blue-chip companies to a more diversified portfolio across various industries and market capitalizations [1] Group 2 - The entry into the US market occurred in 2020, following a period of learning and analysis through platforms like Seeking Alpha [1] - The investor has holdings in US banks, hotels, shipping, and logistics companies, indicating a broad interest in these sectors [1] - The comparative analysis between the US and Philippine markets has been a key aspect of the investment strategy, enhancing market understanding [1]