Core Viewpoint - OBOOK Holdings Inc. (OwlTing) emphasizes a long-term value creation strategy in the blockchain industry, focusing on building a reliable financial infrastructure rather than pursuing short-term gains [1][20]. Group 1: Company Philosophy - The company aims to solve real-world problems related to money transfer, highlighting the disparity between the speed of information and money movement [4][6]. - OwlTing prioritizes compliance and technology, believing that operating within regulatory frameworks is essential for building trust in financial systems [5][8]. - The company’s long-term vision is inspired by successful models like Amazon, focusing on sustainable growth and competitive barriers [7][8]. Group 2: Recent Developments - Over the past five years, OwlTing has chosen a slower, more deliberate approach to development, focusing on building a solid foundation rather than chasing visibility [10]. - In 2025, the company further slowed its pace to strengthen its infrastructure, dedicating resources to partnerships and compliance [11][14]. - Key integrations include partnerships with Visa Direct and the Circle Payments Network, enhancing the usability of stablecoins in financial workflows [12][13]. Group 3: Future Focus - For 2026, OwlTing plans to lower barriers to stablecoin access, aiming to improve user experience without complicating the underlying technology [16][18]. - The company emphasizes disciplined cost management and the importance of hiring exceptional talent to drive long-term shareholder value [17]. - OwlTing's goal is to enable businesses and consumers to benefit from stablecoins through familiar tools, enhancing settlement speed and cost efficiency [18]. Group 4: Company Background - OBOOK Holdings Inc. operates as OwlTing Group, with a diversified ecosystem across payments, hospitality, and e-commerce, and is recognized as a top player in the stablecoin market [21].

Core Insights - OBOOK Holdings Inc. reported a 20% year-over-year revenue increase for its SaaS-based hospitality software service, OwlNest, in the first half of 2025, indicating strong growth compared to broader market trends in the hospitality software sector [2] - The platform now supports over 2,700 hospitality operators globally, reflecting a significant shift towards automation solutions in response to labor constraints in the industry [2][3] Company Performance - OwlNest's revenue growth is attributed to the increasing reliance on automation, allowing hospitality operators to maintain service quality without proportionally increasing staffing levels [3][4] - The platform facilitated a total transaction value exceeding US$100 million during the first half of 2025, highlighting its critical role in customer operations [4] Industry Context - The hospitality industry is facing persistent labor shortages and rising operating costs, leading operators to adopt scalable, system-driven operations rather than incremental hiring [3] - The global market for hotel and hospitality management software is projected to grow at a CAGR of approximately 7.6% from 2024 to 2030, indicating a favorable environment for companies like OwlTing [10] Strategic Focus - The company remains committed to disciplined execution of its hospitality software strategy, focusing on expanding platform capabilities and aligning with regulatory and market conditions [5] - Future commentary on platform evolution and strategic opportunities will be provided during the upcoming earnings call [5]

Core Insights - OBOOK Holdings Inc. (OwlTing) is launching OwlPay Cash, a mobile-first remittance app developed in collaboration with Visa, aimed at facilitating payments abroad in local currencies to eligible bank accounts in 26 key regions worldwide [2][3][5] - The app leverages Visa Direct, connecting to over 11 billion endpoints globally, which helps reduce hidden fees and provides greater transparency on foreign exchange rates [3][4] - OwlPay Cash is designed to significantly lower costs, offering transfers up to 70% cheaper than traditional SWIFT options, with no monthly fees [5][8] Company Overview - OBOOK Holdings Inc. operates as the OwlTing Group, a blockchain technology company headquartered in Taiwan, with subsidiaries in multiple countries including the U.S., Japan, and Singapore [6] - The company focuses on a diversified ecosystem across payments, hospitality, and e-commerce, and was ranked among the top 2 global players in the "Enterprise & B2B" category for stablecoins in 2025 [6] - The mission of the company is to utilize blockchain technology for reliable data management and to transform global fund flows for businesses and consumers [6] Market Context - Global remittances are projected to reach $905 billion in 2024, with $230 billion expected to flow from the U.S. alone, highlighting the significant demand for cost-effective remittance solutions [4][11] - The U.S. has nearly 48 million immigrants, many of whom rely on remittances for essential expenses such as housing and education [4][11] - Current cross-border transfer fees average around 6.6%, which is above the UN's target of 3% set in the Sustainable Development Goals [4][12]

Core Viewpoint - OBOOK Holdings Inc. is launching OwlPay Cash, a mobile-first remittance app in collaboration with Visa, enabling U.S. users to send money directly to bank accounts in 26 countries, significantly reducing costs and improving transaction speed [3][4][5]. Company Overview - OBOOK Holdings Inc. operates as the OwlTing Group, focusing on blockchain technology and has a diversified ecosystem across payments, hospitality, and e-commerce [7]. - The company is headquartered in Taiwan and has subsidiaries in multiple countries, including the U.S., Japan, and Singapore [7]. Product Features - OwlPay Cash utilizes Visa Direct, connecting to over 11 billion endpoints globally, which helps reduce hidden fees and provides transparency on foreign exchange rates [4]. - The app is designed to cut costs by up to 70% compared to traditional SWIFT options and will be available on major app stores [6][9]. - It offers a mobile-first design for quick and easy transfers, with no monthly fees and built-in foreign exchange conversion [9]. Market Context - Global remittances are projected to reach $905 billion in 2024, with $230 billion originating from the U.S., highlighting the significant demand for affordable remittance solutions [5]. - The U.S. has nearly 48 million immigrants, many of whom rely on remittances for essential expenses [5]. Regulatory Compliance - OwlPay Cash is licensed in 39 U.S. states and is ISO 27001 certified, ensuring user data protection and compliance with regulatory standards [9][11].

Core Insights - OBOOK Holdings Inc. (OwlTing) has completed its integration with Circle Payments Network (CPN), enhancing its payment infrastructure for cross-border transactions [2][3] - This collaboration positions OwlTing to facilitate near-instant settlements using regulated stablecoins like USDC in the $194 trillion cross-border payments market [3][5] - The initial service rollout targets high-demand regions such as Brazil, Nigeria, and the European Union, highlighting significant remittance inflows and economic opportunities [5][6] Company Overview - OwlTing operates as a blockchain technology company with a diversified ecosystem across payments, hospitality, and e-commerce, and is headquartered in Taiwan [7] - The company holds Money Transmitter Licenses in 39 U.S. states and has licenses in Europe and Japan, with plans for further expansion in Hong Kong, Singapore, and Latin America [6][7] - OwlTing was ranked among the top 2 global players in the "Enterprise & B2B" category according to CB Insights' Stablecoin Market Map in 2025 [7] Market Context - The cross-border payments market is projected to grow from $194 trillion to $320 trillion by 2032, indicating a compound annual growth rate (CAGR) of 6.2% [11] - The European Union is expected to see annual remittance inflows of $213 billion, while Nigeria's remittance inflows are projected to reach $26 billion, underscoring the demand for efficient payment solutions [5][11]

Core Viewpoint - OBOOK Holdings Inc. (OwlTing) has authorized a share repurchase program of up to USD $10 million, reflecting the Board's belief that the current market valuation does not fully represent the company's strengths and upcoming catalysts in its payment technology pipeline [1][2]. Share Repurchase Program - The repurchase program is effective for nine months and allows the company to buy back shares through various methods, including open-market purchases and block trades, in compliance with applicable securities laws [2][4]. - The company is not obligated to repurchase a specific number of shares, and the program may be modified or terminated based on market conditions or corporate needs [5]. Strategic Roadmap - OwlTing is set to launch transformative technologies that integrate traditional financial systems, stablecoin settlements, and AI-driven payment models, positioning itself as a critical infrastructure provider for digital currency adoption [3]. - Key anticipated milestones include the integration with a major global card network for seamless digital currency settlement, the implementation of stablecoin-based settlement architecture, and the deployment of an AI-driven autonomous settlement engine [7]. Company Overview - OBOOK Holdings Inc. operates as OwlTing Group, headquartered in Taiwan, with subsidiaries in multiple countries, and is recognized as a top player in the "Enterprise & B2B" category of the stablecoin market [6]. - The company's mission is to leverage blockchain technology for reliable data management and to facilitate the digital transformation of business operations, exemplified by its hybrid payment solution, OwlPay [6].

Core Insights - The company aims to integrate the x402 Protocol to support the emerging AI agent economy, leveraging its regulatory presence across 40 U.S. states to capitalize on a trillion-dollar shift in global value movement [1] - OBOOK Holdings Inc. has unveiled a comprehensive global strategy to establish itself as a next-generation infrastructure provider for Stablecoin and tokenized-asset settlement across over 20 global markets [1]

Core Insights - The company aims to integrate the x402 Protocol to support the emerging AI agent economy, leveraging its regulatory presence across 40 U.S. states to capture a significant shift in global value movement [1][5][6] Company Strategy - OBOOK Holdings Inc. (OwlTing) has unveiled a global strategy to become a next-generation infrastructure provider for Stablecoin and tokenized-asset settlement across over 20 markets [3][4] - The company is accelerating the rollout of a compliant, stablecoin-based infrastructure designed to facilitate institutional finance and AI-driven commerce [5][6] Market Trends - There is a growing demand for stablecoin-based settlement and tokenized financial infrastructure, with organizations transitioning from pilot programs to full-scale deployments [4][12] - The global stablecoin circulation is projected to reach $2.8 trillion by 2028, potentially supporting up to $200 trillion in annual transactions by 2030 [7][8] Technological Integration - The integration of AI into OwlTing's payment infrastructure is a key component of its strategy, enabling AI agents to execute transactions autonomously [9][10] - The x402 protocol will standardize how AI agents identify, invoice, and settle transactions, positioning OwlTing as a critical infrastructure provider for autonomous commerce [10][11] Compliance and Regulatory Advantage - The company emphasizes its compliance-first approach as a competitive advantage, believing that regulatory standing will be crucial for institutional partners [12][15] - OwlTing has achieved a strong regulatory footprint in 40 U.S. states and is pursuing additional licenses globally to create a regulated corridor for fiat-to-stablecoin flows [15][20] Operational Efficiency - OwlTing's unified settlement layer aims to resolve the fragmentation of traditional banking, replacing the T+2 settlement cycle with near-instant T+0 finality [8] - The company’s infrastructure is designed to reduce costs by eliminating intermediaries in cross-border transactions, providing transparency through on-chain, auditable records [8][14]

Core Points - U.S. stock futures are lower, with Dow futures down approximately 200 points [1] - Helmerich and Payne Inc reported a fourth-quarter loss of 1 cent per share, with quarterly sales of $1.012 billion, exceeding analyst expectations of $973.678 million [1] - Helmerich and Payne shares fell 7% to $25.69 in pre-market trading [1] Company Movements - Alpha Technology Group Ltd shares decreased by 19% to $17.50 after a significant surge of 132% on Monday [4] - Invivyd Inc shares fell 13.4% to $2.46 following the announcement of a $125 million public offering [4] - Nice Ltd shares dropped 7.3% to $112.00 after a 9% decline on the previous day [4] - H World Group Ltd shares fell 6.7% to $41.95 despite reporting better-than-expected third-quarter results [4] - Fulcrum Therapeutics Inc shares decreased by 6.6% to $9.01 after a 12% gain on Monday [4] - Rocket Pharmaceuticals Inc shares declined 6% to $2.86 [4] - OBOOK Holdings Inc shares fell 5.6% to $7.53 [4] - Iperionx Ltd shares decreased by 5% to $33.00 [4] - Home Depot Inc shares slipped 2% to $351.01 after reporting worse-than-expected third-quarter adjusted EPS and lowering FY25 adjusted EPS outlook [4]

Core Insights - OBOOK Holdings Inc. (OwlTing) is experiencing a significant increase in enterprise adoption of stablecoin-based settlement and tokenized financial infrastructure as companies transition from pilot projects to real production integration [1][2] Industry Momentum - The shift towards stablecoins and tokenization is driven by two global forces: the rising adoption of tokenized assets by major banks and trading platforms, and the demand for compliant, real-time settlement layers for cross-border transactions [4][5] - Analysts predict that the tokenized-equity segment could exceed US$1 trillion if just 1% of global equities migrate on-chain [4] Client Engagement - Since its Nasdaq listing on October 16, OwlTing has seen increased interest from payment companies and financial institutions, with multiple clients in Canada, Europe, Africa, and Asia moving to API integration and live transaction testing with OwlPay Harbor [2][3] - Current clients collectively manage up to US$100 million in monthly cross-border fiat volume, indicating substantial potential for migration to stablecoin systems [3] Product Offerings - OwlTing has introduced OwlPay Stablecoin Checkout, allowing global merchants to accept stablecoin payments and settle instantly, thus reducing card fees and bypassing traditional payment networks [7][8] - The company is preparing to launch x402, an AI-driven settlement engine that automates various processes in cross-border stablecoin settlement, enhancing efficiency [9] Market Potential - Citi projects that the stablecoin and tokenized cash market could reach up to US$4 trillion by 2030, prompting OwlTing to roll out a comprehensive product suite for 2025 aimed at capturing this growth [10]