Financial Performance - Revenue for Q3 2023 was RMB 216.155 billion, a slight increase of 0.1% compared to the adjusted figure of RMB 216.037 billion in the same period last year[6] - Net profit attributable to parent company shareholders for Q3 2023 was RMB 17.734 billion, a decrease of 19.6% compared to the adjusted figure of RMB 22.056 billion in the same period last year[6] - Basic earnings per share for Q3 2023 were RMB 1.00, a decrease of 21.3% compared to the adjusted figure of RMB 1.27 in the same period last year[6] - Weighted average return on equity (non-annualized) for Q3 2023 was 1.9%, a decrease of 0.7 percentage points compared to the adjusted figure of 2.6% in the same period last year[6] - Group's operating profit attributable to parent company shareholders reached RMB 112.482 billion in the first three quarters of 2023, with an annualized operating ROE of 16.7%[12] - Net profit attributable to parent company shareholders decreased by 5.6% year-on-year to RMB 87.575 billion in the first three quarters of 2023[14] - Operating profit attributable to parent company shareholders decreased by 9.8% year-on-year to RMB 112.482 billion in the first three quarters of 2023[16] - Group operating profit reached RMB 143.667 billion, with net profit attributable to parent company shareholders at RMB 92.781 billion[19] - Net profit for the first nine months of 2023 decreased by 3.1% to RMB 108.111 billion, compared to RMB 111.525 billion in the same period of 2022[57] - Total revenue for the first nine months of 2023 reached RMB 704.938 billion, a 5.2% increase compared to RMB 670.101 billion in the same period of 2022[56] - Insurance service income grew by 2.2% to RMB 404.483 billion in the first nine months of 2023, up from RMB 395.658 billion in the same period of 2022[56] - Basic earnings per share decreased by 7.1% to RMB 4.94 in the first nine months of 2023, compared to RMB 5.32 in the same period of 2022[57] - Investment income increased by 48.8% to RMB 34.484 billion in the first nine months of 2023, up from RMB 23.174 billion in the same period of 2022[56] - Total operating income for the first nine months of 2023 was RMB 33,201 million, a decrease from RMB 44,320 million in the same period of 2022[61] - Net profit for the first nine months of 2023 was RMB 31,684 million, down from RMB 43,022 million in the same period of 2022[61] - Investment income for the first nine months of 2023 was RMB 31,895 million, compared to RMB 42,929 million in the same period of 2022[61] - Total comprehensive income for the first nine months of 2023 was RMB 31,717 million, down from RMB 43,000 million in the same period of 2022[61] - Interest income for the first nine months of 2023 was RMB 1,173 million, slightly up from RMB 1,142 million in the same period of 2022[61] - Total operating expenses for the first nine months of 2023 were RMB 1,399 million, compared to RMB 1,322 million in the same period of 2022[61] Assets and Liabilities - Total assets as of September 30, 2023, were RMB 11.465779 trillion, an increase of 4.1% compared to the adjusted figure at the beginning of the year[6] - Total assets increased by 4.1% to RMB 11.465779 trillion as of September 2023, compared to RMB 11.009940 trillion at the end of 2022[55] - Total liabilities increased by 4.2% to RMB 10.233691 trillion as of September 2023, compared to RMB 9.823944 trillion at the end of 2022[55] - Insurance contract liabilities grew by 10.7% to RMB 4.063780 trillion as of September 2023, up from RMB 3.671177 trillion at the end of 2022[55] - Total equity attributable to parent company shareholders increased by 3.9% to RMB 903.103 billion as of September 2023, compared to RMB 869.191 billion at the end of 2022[55] - Total assets as of September 30, 2023, were RMB 305,862 million, a slight increase from RMB 302,771 million at the end of 2022[60] - Long-term equity investments as of September 30, 2023, were RMB 239,098 million, compared to RMB 238,108 million at the end of 2022[60] - Total liabilities as of September 30, 2023, increased by 72.5% to RMB 36,094 million, up from RMB 20,936 million at the end of 2022[60] - Shareholders' equity as of September 30, 2023, decreased by 4.3% to RMB 269,768 million, down from RMB 281,835 million at the end of 2022[60] - The company's total assets amounted to RMB 11,465,779 million as of September 30, 2023, compared to RMB 11,009,940 million at the end of 2022[53] - The company's monetary funds increased to RMB 649,036 million as of September 30, 2023, from RMB 613,737 million at the end of 2022[53] - The company's financial investments, including financial assets measured at fair value, debt investments, and other debt investments, totaled RMB 5,597,913 million as of September 30, 2023[53] - The company's total guarantee amount was RMB 8,899 million, accounting for 1.0% of the company's net assets as of September 30, 2023[51] - The company's total guarantee amount for subsidiaries with a debt-to-asset ratio exceeding 70% was RMB 8,133 million as of September 30, 2023[51] Shareholders and Ownership - Total number of shareholders as of September 30, 2023, was 909,538, with A-share shareholders accounting for 905,286 and H-share shareholders accounting for 4,252[10] - Hong Kong Securities Clearing (Nominees) Limited holds 38.17% of the company's shares, making it the largest shareholder[10] - Shenzhen Investment Holdings Co., Ltd., a state-owned legal entity, holds 5.29% of the company's shares[10] - The company's long-term service plan, which includes over 140,000 employees, holds 1.93% of the company's shares[10] - Charoen Pokphand Group indirectly holds approximately 6.12% of the company's shares through its subsidiaries[11] - The company's core personnel shareholding plan held 25,391,496 A shares, representing 0.139% of the total shares as of the reporting period[41] - The long-term service plan, approved in 2018, has a duration of ten years and aims to align the interests of shareholders, the company, and employees[42] - The long-term service plan held a total of 350,975,208 A shares of the company, accounting for 1.927% of the company's total shares as of the reporting period[44] - In 2023, the long-term service plan involved 83,651 participants, purchasing 96,608,364 A shares at a total transaction amount of RMB 4,450,946,615.20, accounting for 0.528% of the company's total shares[44] Insurance Business - Life and health insurance new business value increased by 40.9% year-on-year to RMB 33.574 billion in the first three quarters of 2023[12] - Property insurance service income grew 6.8% year-on-year to RMB 235.538 billion in the first three quarters of 2023, with a comprehensive cost ratio of 97.4% for auto insurance[12] - Ping An's healthcare ecosystem covered approximately 68% of life insurance new business value in the first three quarters of 2023[12] - Green insurance premium income reached RMB 26.276 billion in the first three quarters of 2023[13] - The comprehensive cost ratio of property insurance increased by 1.6 percentage points to 99.3% in the first three quarters of 2023[14] - Health insurance premium income exceeded RMB 110 billion, contributing approximately 68% to new business value of life insurance[22] - Ping An Life Insurance achieved an operating profit of RMB 84.911 billion in the first three quarters of 2023, with a new business value of RMB 33.574 billion, a year-on-year increase of 40.9%[25][26] - The number of individual life insurance sales agents decreased by 3.7% to 360,000 as of September 30, 2023, compared to June 30, 2023[25] - Ping An Life Insurance's per capita new business value increased by 94.4% year-on-year in the first three quarters of 2023[25] - Ping An Property & Casualty Insurance achieved insurance service revenue of RMB 235.538 billion in the first three quarters of 2023, a year-on-year increase of 6.8%[27][28] - The company's life and health insurance business generated a scale premium of RMB 497,538 million and an original insurance premium income of RMB 409,703 million in 2023[47] - The property insurance business recorded an original insurance premium income of RMB 225,932 million in 2023, a 1.8% increase compared to 2022[48] - The core capital of Ping An Life Insurance was RMB 484,739 million, with a core solvency adequacy ratio of 121.5% and a comprehensive solvency adequacy ratio of 213.9% as of September 30, 2023[50] Banking Business - Ping An Bank achieved a net profit of RMB 39.635 billion in the first three quarters of 2023, an 8.1% year-on-year increase, with a non-performing loan ratio of 1.04%[12] - Ping An Bank's net profit increased by 8.1% year-on-year to RMB 39.635 billion in the first three quarters of 2023[30][32] - Ping An Bank's retail customer assets under management (AUM) reached RMB 3,998.848 billion as of September 30, 2023, an increase of 11.5% compared to the beginning of the year[30] - Ping An Bank's non-performing loan ratio decreased by 0.01 percentage points to 1.04% as of September 30, 2023, compared to the beginning of the year[31] - Ping An Bank's core tier 1 capital adequacy ratio increased to 9.23% as of September 30, 2023[31] - Total deposits increased by 4.3% to RMB 3,454,796 million as of September 30, 2023, compared to RMB 3,312,684 million at the end of 2022[33] - Total loans and advances grew by 2.9% to RMB 3,426,092 million as of September 30, 2023, from RMB 3,329,161 million at the end of 2022[33] - Non-performing loan ratio decreased by 0.01 percentage points to 1.04% as of September 30, 2023[33] - Provision coverage ratio declined by 7.66 percentage points to 282.62% as of September 30, 2023[33] - Core Tier 1 capital adequacy ratio rose by 0.59 percentage points to 9.23% as of September 30, 2023[33] Healthcare Ecosystem - Ping An's individual customer base reached nearly 230 million by the end of September 2023, with an average of 2.99 contracts per customer[12] - 64% of personal customers used medical health ecosystem services, with average contracts per customer at 3.42 and average AUM at RMB 56,100[22][24] - Over 4.5 million corporate clients used medical health services, with Ping An Health's paying users exceeding 44 million in the past 12 months[22] - Ping An completed the acquisition of Peking University Medical Group, integrating 6 top-tier hospitals and 13 specialty medical institutions[23] - External contracted doctors reached nearly 50,000, with cooperation covering over 10,000 hospitals and 228,000 pharmacies[23] - Ping An Health's online consultation platform achieved a 99% monthly five-star rating with zero major medical incidents[24] - The "insurance + medical" model was piloted in Beijing, combining life and health insurance with high-end medical services from Peking University International Hospital[24] Investment and Asset Management - Ping An's insurance fund investment portfolio achieved an annualized comprehensive investment yield of 3.7% and an annualized net investment yield of 4.0% in the first three quarters of 2023[29] - Asset management scale exceeded RMB 6 trillion as of September 30, 2023[34] - The company has over 3,200 scientists and a cumulative total of 50,815 patent applications, with 95% being invention patents[36] - AI-driven sales accounted for 45% of total sales through customer service channels in the first three quarters of 2023[36] Cash Flow and Financing - Operating cash flow for the first nine months of 2023 was RMB 312,648 million, a decrease of 7.7% compared to RMB 338,743 million in the same period last year[58] - Premiums received from insurance contracts in the first nine months of 2023 increased by 11.7% to RMB 736,367 million, up from RMB 659,014 million in the same period last year[58] - Net cash inflow from investment activities in the first nine months of 2023 was RMB -35,313 million, compared to RMB -253,910 million in the same period last year[59] - Cash and cash equivalents at the end of September 2023 increased by 17.4% to RMB 448,643 million, up from RMB 382,006 million at the end of September 2022[59] - Net cash inflow from financing activities in the first nine months of 2023 was RMB -277,308 million, compared to RMB -116,387 million in the same period last year[59] - Cash received from issuing bonds in the first nine months of 2023 increased by 22.4% to RMB 734,916 million, up from RMB 600,325 million in the same period last year[59] - Net cash flow from operating activities for the first nine months of 2023 was negative RMB 346 million, compared to negative RMB 228 million in the same period of 2022[62] - Net cash flow from investing activities for the first nine months of 2023 was RMB 30,006 million, down from RMB 37,039 million in the same period of 2022[62] - Net cash flow from financing activities for the first nine months of 2023 was negative RMB 29,960 million, compared to negative RMB 27,638 million in the same period of 2022[62] - Cash and cash equivalents at the end of September 2023 were RMB 15,406 million, a decrease from RMB 22,668 million at the end of September 2022[62]

中国平安保险（集团）股份有限公司 信息披露暂缓与豁免事务管理制度 第一条 为了规范中国平安保险（集团）股份有限公司 （以下简称"本公司"）信息披露暂缓与豁免程序，保证本公 司依法及合规履行信息披露义务，根据《上海证券交易所股 票上市规则》、香港《证券及期货条例》、《香港联合交易所有 限公司证券上市规则》以及《中国平安保险（集团）股份有 限公司信息披露事务管理制度》等规定，特制定本制度。 第二条 本公司证券分别在上海证券交易所和香港联 合交易所有限公司上市。 本公司按照本公司证券上市地相关法律法规及上市规 则等规定，办理信息披露暂缓、豁免业务的，适用本制度。 第三条 本制度所称的商业秘密、商业敏感信息，是指 国家有关反不正当竞争法律法规及部门规章规定或经本公 司程序认定的，不为公众所知悉、能为权利人带来经济利益、 具有实用性并经权利人采取保密措施的技术信息和经营信 息。 本制度所称的国家秘密，是指国家有关保密法律法规及 部门规章规定的，关系国家安全和利益，依照法定程序确定， 在一定时间内只限一定范围的人员知悉，泄露后可能损害国 1 家在政治、经济、国防、外交等领域的安全和利益的信息。 第四条 本公司及相关信息披 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-055 中国平安保险（集团）股份有限公司 第十二届董事会第十九次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 本公司第十二届董事会第十九次会议（以下简称"会议"）通知于 2023 年 10 月 13 日发出，会议于 2023 年 10 月 27 日在成都市召开。会议应出席董事 15 人， 实到董事 15 人，会议有效行使表决权票数 15 票。本公司全体监事和高级管理人 员列席了会议。会议的召集、召开程序符合《中华人民共和国公司法》和《中国 平安保险（集团）股份有限公司章程》的相关规定，会议合法、有效。 会议由本公司董事长马明哲主持，与会董事经充分讨论，审议通过了如下议 案： 一、审议通过了《公司 2023 年第三季度经营报告》 表决结果：赞成 15 票、反对 0 票、弃权 0 票 二、审议通过了《公司 2023 年第三季度报告》及《截至 2023 年 9 月 30 日止九 个月的未经审核业绩公布 ...

(4) 因四捨五入，直接計算未必相等。 七、擔保情況 報告期內對外擔保發生額合計 – 公司及其子公司對子公司的擔保情況 | --- | --- | |-----------------------------------------------------------------------------------------------|---------| | 報告期內對子公司擔保發生額 (2) 合計 | (5,337) | | 報告期末對子公司擔保餘額合計 | 8,899 | | 公司擔保總額情況（包括對子公司的擔保） | | | 擔保總額 | 8,899 | | 擔保總額佔公司淨資產的比例 (%) | 1.0 | | 其中：直接或間接為資產負債率超過 70% （於 2023 年 9 月 30 日）的被擔保對象 提供的擔保金額 | 8,133 | | 公司及其子公司擔保總額超過公司 淨資產 50% 部分的金額 | – | （四）合併現金流量表 截至2023年9月30日止9個月期間 | --- | --- | --- | |----------------------------------------- ...

平安证券股份有限公司（以下简称"平安证券"）作为中国平安保险（集团） 股份有限公司（以下简称"中国平安"或"公司"）2023 年中期利润分配所涉及 差异化分红事项的财务顾问，根据《中华人民共和国公司法》（以下简称"《公司 法》"）、《中华人民共和国证券法》（以下简称"《证券法》"）、《上市公司股份回购 规则》（以下简称"《回购规则》"）、《上海证券交易所上市公司自律监管指引第 7 号——回购股份》（以下简称"《回购股份指引》"）、《上海证券交易所股票上市规 则》（以下简称"《上市规则》"）以及《中国平安保险（集团）股份有限公司章程》 （以下简称"《公司章程》"）等相关法律、法规及规范性文件的规定，对中国平 安 2023 年中期利润分配所涉及的差异化分红（以下简称"本次差异化分红"）相 关事项进行了审慎核查，并出具核查意见如下： 一、本次差异化分红的原因 2021 年 8 月 26 日，公司召开第十二届董事会第四次会议，审议通过了《关 于审议回购公司股份的议案》。根据该议案，公司拟使用不低于人民币 50 亿元且 不超过人民币 100 亿元（均包含本数）的自有资金，通过上海证券交易所以集中 竞价交易方式回购公司 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-051 中国平安保险（集团）股份有限公司 2023 年半年度分红派息实施公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事保证本公 告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担法律责任。 重要内容提示： 每股分配比例 每股派发现金红利人民币 0.93 元（含税） 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2023/10/24 | － | 2023/10/25 | 2023/10/25 | 差异化分红送转： 是 一、 通过分配方案的董事会届次和日期 根据《中国平安保险（集团）股份有限公司章程》规定，本公司 2023 年半年度分红派息 实施方案（以下简称"本次分红派息"）经本公司 2023 年 8 月 29 日召开的第十二届董事会第十 七次会议审议通过。 二、 分配方案 1. 发放年度：2023 年半年度 2. 分派对象： 截至 A 股股权登记 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2023-050 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 | 寿险及健康险业务 | | | --- | --- | | 个人业务 | 39,499,393 | | 新业务 | 10,980,122 | | 续期业务 | 28,519,271 | | 团体业务 | 1,470,913 | | 新业务 | 1,452,634 | | 续期业务 | 18,279 | | 合计 | 40,970,306 | 备注： 1、本公司通过中国平安人寿保险股份有限公司、平安养老保险股份有限公司及平安健康保险股份有 限公司经营寿险及健康险业务，本公司寿险及健康险业务原保险合同保费收入指这三家子公司原保 险合同保费收入的合计数。 2、按投保人为个人或团体，本公司将寿险及健康险业务类型分类为个人业务和团体业务。 于上述期间，中国平安财产保险股份有限公司的原保险合同保费收入分类明 细如下： ...

伍成业、储一昀、刘宏、吴港平、金李及王广谦 2023 年 9 月 27 日 根据《上市公司独立董事管理办法》《上海证券交易所股票上市规则》《上海证券交易所 上市公司自律监管指引第 1 号——规范运作》和《中国平安保险（集团）股份有限公司章程》 （以下简称"《公司章程》"）等相关规定，我们作为中国平安保险（集团）股份有限公司（以 下简称"公司"）的独立董事，审阅了《关于聘任公司高级管理人员的议案》，并基于独立客 观判断发表独立意见如下： 经查阅郭晓涛先生的相关资料，我们认为其任职资格，以及公司对郭晓涛先生出任公司高 级管理人员的提名、审议及表决程序符合相关法律、行政法规和《公司章程》的相关规定，并 同意提交董事会审议。 独立董事： 中国平安保险（集团）股份有限公司 独立董事的独立意见 ...

本公司于 2023 年 9 月 27 日召开第十二届董事会第十八次会议审议通过了 《关于聘任公司高级管理人员的议案》。经审慎考虑和研究，本公司董事会一致 同意，聘任郭晓涛先生出任本公司联席首席执行官，自本公告之日起生效。 郭晓涛先生，51 岁，获得西安交通大学信息与控制工程学士学位、澳大利 亚新南威尔士大学工商管理硕士学位。郭晓涛先生于 2019 年 9 月加入本集团， 曾任中国平安财产保险股份有限公司常务副总经理，本公司首席人力资源执行 官。在加入本集团前，郭晓涛先生曾任波士顿咨询合伙人兼董事总经理等职。 同时，本公司董事会接受陈心颖女士因个人及家庭原因辞任本公司联席首席 执行官兼常务副总经理的请求。陈心颖女士将继续履行上述高级管理人员职务至 2023 年 12 月 31 日，并将继续出任本公司董事。陈心颖女士已确认与本公司董 事会、监事会并无意见分歧，亦无任何与其辞任有关而需要知会本公司股东的事 项。本公司董事会对陈心颖女士出任本公司高级管理人员期间为本公司所做出的 重要贡献表示衷心感谢。 特此公告。 证券代码：601318 证券简称：中国平安 公告编号：临 2023-049 中国平安保险（集团）股份有限 ...

表决结果：赞成 15 票、反对 0 票、弃权 0 票 特此公告。 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 本公司第十二届董事会第十八次会议（以下简称"会议"）通知于 2023 年 9 月 21 日发出，会议于 2023 年 9 月 27 日在深圳市召开。会议应出席董事 15 人， 实到董事 15 人，会议有效行使表决权票数 15 票。本公司全体监事和部分高级管 理人员列席了会议。会议的召集、召开程序符合《中华人民共和国公司法》和《中 国平安保险（集团）股份有限公司章程》的相关规定，会议合法、有效。 会议由本公司董事长马明哲主持，与会董事经充分讨论，审议通过了《关于 聘任公司高级管理人员的议案》，具体内容请见本公司于同日在上海证券交易所 网站（www.sse.com.cn）披露的《中国平安保险（集团）股份有限公司高级管理 人员变动公告》。 本公司董事会提名薪酬委员会已审议通过本项议案，本公司独立董事对本项 议案发表了同意的独立意见。 证券代码：601318 证券简称：中国 ...