沒收未領取的 2015 年度末期及 2016 年度中期股息 根據中國平安保險（集團）股份有限公司（「本公司」）章程，未領取的2015年度末期 及2016年度中期股息將於2023年10月31日被沒收及復歸本公司。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產 生或因倚賴該等內容而引致的任何損失承擔任何責任。 按照本公司章程的規定，凡在股息派付日期起計六年後仍未領取的股息將予沒收及復歸本 公司。因此，本公司應於2016年7月28日派付而仍為未領取的2015年度末期股息每股人民 幣0.35元（相等於每股0.41394港元）（含適用稅項）（「末期股息」），以及本公司應 於2016年10月14日派付而仍為未領取的2016年度中期股息每股人民幣0.20元（相等於每股 0.2336港元）（含適用稅項）（「中期股息」）將於2023年10月31日被沒收及復歸本公 司。 凡有權收取但仍未收到末期股息和/或中期股息的股東，請盡快聯絡本公司的股份過戶登 記處香港中央證券登記有限公司，地址為香港灣仔皇后大道東183號合和中 ...

董事會召開日期 中國平安保險（集團）股份有限公司（「本公司」及其附屬公司「本集團」）董事會（「董 事會」）兹通告謹定於二零二三年十月二十七日（星期五）舉行董事會會議，以考慮及 通過本集團截至二零二三年九月三十日止九個月之第三季度業績，以及處理其他任何事 項。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 承董事會命 盛瑞生 公司秘書 中國深圳，2023年9月21日 於本公告日期，本公司的執行董事為馬明哲、謝永林、陳心穎及蔡方方；非執行董事為謝 吉人、楊小平、何建鋒、蔡潯及姚波；獨立非執行董事為伍成業、儲一昀、劉宏、吳港平、 金李及王廣謙。 ...

Premium Income and Business Growth - In the first half of 2023, the premium income from Ping An Health Insurance through life insurance agents increased by 13.6% year-on-year[1]. - As of June 30, 2023, Ping An Property Insurance reported a premium income of RMB 19,648 million, accounting for 12.7% of total income, while Ping An Health Insurance accounted for RMB 5,763 million, representing 69.0%[1]. - The total insurance premium income for the group reached CNY 459.848 billion, representing a year-on-year growth of 7.2%[15]. - The new business value of life and health insurance for the first half of 2023 increased by 32.6% year-on-year, with a comparable increase of 45.0%[31]. - The new business value for the life and health insurance segment reached RMB 25,387 million, with a year-on-year growth of 45.0% on a comparable basis[127]. - The first-year premium income for the same period was RMB 113.90 billion, up 49.6% compared to the previous year[104]. - The new business value from the bancassurance channel was RMB 2.83 billion, showing a significant year-on-year growth of 174.7%[105]. - The new business premium from the agent channel was RMB 101,072 million, up from RMB 59,363 million in 2022, indicating a growth of 70.4%[169]. Customer Base and Retention - As of June 30, 2023, Ping An has over 229 million individual customers, with an average of 2.99 contracts per customer, reflecting a 0.7% increase since the beginning of the year[10]. - The group has a high customer retention rate, with 66.7% of customers having been with the company for over five years, totaling approximately 153 million[17]. - The number of personal customers increased to 22.926 million, a year-on-year growth of 1.2%[78]. - The persistency rate for existing customers improved by 5.7 percentage points year-on-year, demonstrating enhanced customer retention[157]. - Over 64% of Ping An's individual customers, totaling more than 229 million, utilized services from the medical health ecosystem, with an average of 3.43 contracts per customer and an average AUM of RMB 55,800[4]. Financial Performance - The operating profit attributable to shareholders for the first half of 2023 reached CNY 81.957 billion, with an annualized return on equity (ROE) of 18.2%[15]. - The operating profit for the first half of 2023 was RMB 58.59 billion, slightly down by 1.7% from the previous year[104]. - The net profit for the same period was RMB 46.34 billion, an increase of 4.5% year-on-year[104]. - The total net profit for the group was RMB 83,426 million, with the net profit attributable to the parent company's shareholders at RMB 69,841 million[121]. - The annualized return on equity (ROE) dropped by 3.0 percentage points year-on-year to 18.2%[78]. Insurance and Healthcare Ecosystem - The company has established a medical health ecosystem with nearly 4,000 in-house doctors and over 50,000 contracted external doctors, achieving 100% cooperation coverage with top hospitals in China[4]. - The "Ping An Health" online flagship platform has served over 16 million Ping An Life Insurance customers, with nearly 70% of new contract customers using health services[7]. - The health management services of Ping An Life Insurance served over 16 million customers in the first half of 2023, achieving a service satisfaction rate of 99%[40]. - The company has served over 200,000 customers through its "health insurance + service" products, combining insurance with high-end medical services[64]. - The company completed the acquisition of Peking University Medical Group, integrating six top-tier hospitals and specialty medical institutions into its healthcare ecosystem[92]. Investment and Asset Management - Ping An has invested over CNY 8.27 trillion to support the real economy, with green investment in insurance funds amounting to CNY 140.929 billion[12]. - The company's insurance fund investment portfolio reached approximately RMB 4.62 trillion, growing by 6.5% since the beginning of the year[184]. - The annualized comprehensive investment return rate for the insurance fund investment portfolio was 4.1%, an increase of 0.7 percentage points year-on-year[189]. - The total investment income for the same period was RMB 8,044 million, representing a significant increase of 33.2% from RMB 6,040 million in the previous year[198]. - The company continues to enhance its investment research, product innovation, and post-investment management capabilities to maximize the value of its investment assets[187]. Product Development and Innovation - The company is enhancing its insurance product system by gradually introducing "insurance + service" products to address changing customer needs and market competition[57]. - The company has introduced new insurance products to meet the growing demand for wealth management and retirement planning, including flexible pension products[133]. - The company launched 51 key products under the "Three Savings" value evaluation system in the first half of 2023, covering various financial and lifestyle scenarios[39]. - The average number of contracts held by high-net-worth customers reached 21.44, significantly higher than that of affluent customers, indicating a strong cross-selling strategy[47]. Technology and Digital Transformation - The digital marketing platform helped agents reach over 110 million customers in the first half of 2023, with AI service handling 81% of total customer service volume[69]. - The company aims to enhance customer value by providing a one-stop financial solution, with 39.6% of total customers holding multiple contracts[69]. - The company has expanded its overseas cooperation network to cover over 1,000 medical institutions across 16 countries[63]. - The company has launched 550 home care services and increased the number of cooperating pharmacies to 226,000, achieving a national coverage rate of over 36%[63].

证券代码：601318 证券简称：中国平安 公告编号：临 2023-047 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2023 年 1 月 1 日至 2023 年 8 月 31 日 期间的原保险合同保费收入为： | | | 2023 年 | 1-8 月 | | --- | --- | --- | --- | | 子公司名称 | 原保险合同保费收入 | | 同比 | | | （人民币万元） | | （%） | | 中国平安财产保险股份有限公司 | 20,034,328 | | 2.6 | | 中国平安人寿保险股份有限公司 | 35,238,821 | | 8.8 | | 平安养老保险股份有限公司 | 1,313,050 | | -6.4 | | 平安健康保险股份有限公司 | 1,078,682 | | 12.1 | 以 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中国平安保险（集团）股份有限公司 呈交日期: 2023年9月4日 FF301 第 1 頁 共 6 頁 v 1.0.2 II. 已發行股份變動 | 1. 股份分類 | 普通股 | | 股份類別 | H | 於香港聯交所上市 (註1) | 是 | | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 02318 | | 說明 | H股 | | | | 多櫃檯證券代號 | 82318 | RMB | 說明 | | | | | 上月底結存 | | | 7,447,576,912 | | | | | 增加 / 減少 (-) | | | | | | | | 本月底結存 | | | 7,447,576,912 | | | | | 2. 股份分類 | 普通股 | 股份類別 | A | 於香港聯交所上市 (註1) | 否 | | --- | --- | --- | --- | --- | --- | | 證 ...

专业·价值( 2023 Interim Results August 2023 Cautionary Statements Regarding Forward-Looking Statements To the extent any statements made in this Report contain information that is not historical, these statements are essentially forward-looking. These forward-looking statements include but are not limited to projections, targets, estimates and business plans that the Company expects or anticipates may or may not occur in the future. Words such as "potential", "estimates", "expects", "anticipates", "objective", ...

Financial Data and Key Metrics Changes - The operating profit for the first half of 2023 reached RMB 82 billion, with an operating ROE of 18.2% [8][9] - The interim dividend proposed is RMB 0.93 per share, reflecting a 1.1% year-on-year increase, marking 11 consecutive years of dividend growth [12][8] - The new business value (NBV) increased by 45% on a like-for-like basis in the first half of 2023 [7][11] Business Line Data and Key Metrics Changes - The banking and property & casualty (P&C) segments saw growth of 14.9% and 7.4% respectively [9] - Life insurance operating profit before tax increased by 1.9%, while the operating profit for the parent company decreased by 3% [10] - The agency channel's NBV grew by 43%, while the bank insurance channel experienced a remarkable growth of 174.7% [11][22] Market Data and Key Metrics Changes - The solvency ratio under C-ROSS Phase II is above regulatory requirements, with health, life, and P&C segments exceeding the 50% threshold [13] - The comprehensive investment yield of insurance income was 4.1%, up by 0.7 percentage points [17] Company Strategy and Development Direction - The company aims to become a world-leading integrated financial and healthcare company, leveraging technological empowerment [6] - The integrated finance model has shown effectiveness, with a stable growth in customer numbers and increased migration among different businesses [8][22] - The focus on high-quality growth is emphasized, with a commitment to shareholder returns and sustainable development [8][68] Management Comments on Operating Environment and Future Outlook - Management highlighted the importance of effective reform and strategic upgrading as key drivers of performance in H1 2023 [22] - The company remains positive about the future prospects of the Asia market, despite recent regulatory changes [26] - The management expressed confidence in the long-term economic development of China and the potential benefits from new policies [54] Other Important Information - The company has established a robust risk management system, with over 96.2% of debt schemes and trust schemes holding AAA credit ratings [16] - Ping An has committed to sustainable development, with significant investments in green finance and social responsibility initiatives [67][68] Q&A Session All Questions and Answers Question: Comment on the performance in H1 2023 and key drivers - Management attributed the strong performance to effective reforms and strategic upgrades, with a notable increase in NBV and operating profit [22][24] Question: Comment on the Asia market and future insurance products - Management remains positive about the Asia market, indicating plans for stable allocation and investment in equity products [26] Question: Reasons behind NBV growth and future expectations - The growth is attributed to macro factors and successful reforms, with expectations for continued strong performance [29][31] Question: Impact of extreme weather events on business - The company has a comprehensive emergency response plan and has already received RMB 1.14 billion in claims related to recent flooding [44][78] Question: Dividend policy amidst decreasing profit - Management confirmed a stable dividend policy, emphasizing the importance of returning value to shareholders despite fluctuations in operating profit [51][52] Question: Future impact of new accounting rules on business - Management indicated that the new accounting rules will not significantly impact the business's value proposition or dividend strategy [52] Question: Life insurance product changes and margin impact - Management expressed confidence that recent product changes will not adversely affect competitiveness or margins [56][57] Question: Plans for high-quality growth and measures to achieve it - The company is committed to high-quality growth through integrated finance and healthcare strategies, with ongoing reforms and customer engagement [60][64]

[0 -> 2] 各位媒體朋友大家上午好 [2 -> 4] 感謝各位出席中國平安 [4 -> 7] 2023年中期業績發佈會 [7 -> 9] 我是集團董事會秘書盛宇森 [9 -> 11] 今天的發佈會將由 [11 -> 14] 我和香港會場的集團 [14 -> 16] 國際公關和ESG主管 [16 -> 18] 艾爾斯先生共同主持 [18 -> 20] 本次發佈會我們採用 [20 -> 22] 現場會議視頻直播的方式 [22 -> 24] 同步進行 [24 -> 27] 相信很多跟蹤平安很多年的 [27 -> 28] 老的媒體朋友 [28 -> 31] 當然大家都非常熟悉平安的 [31 -> 33] 一個兩地連線的 [33 -> 35] 那種發佈會的模式 [35 -> 38] 首先請允許我們先介紹一下 [38 -> 40] 香港上海兩地的管理層 [40 -> 42] 有請艾爾斯介紹 [42 -> 44] 香港方面的管理層 [62 -> 63] 謝謝 [63 -> 65] 今天出席香港會場的管理層有 [65 -> 67] 董事長馬明哲先生 [67 -> 70] 聯席首席執行官陳欣盈女士 [70 -> 73] ...

Financial Performance - The operating profit attributable to the parent company's shareholders for the first half of 2023 reached RMB 81.96 billion, with an annualized operating ROE of 18.2%[10]. - The net profit of the bank was RMB 25.39 billion, reflecting a year-on-year growth of 14.9%[10]. - The net profit attributable to shareholders of the parent company for the first half of 2023 was RMB 69,841 million, a decrease of 1.2% compared to the same period in 2022[25]. - The company achieved a net cash flow from operating activities of RMB 162,297 million, down 48.0% year-on-year[25]. - The company's financial report for the first half of 2023 is unaudited, reflecting its ongoing commitment to transparency[7]. - The basic earnings per share for the first half of 2023 was RMB 3.94, a decrease of 2.7% compared to the previous year[25]. - The annualized operating ROE decreased by 3.0 percentage points to 18.2% compared to the previous year[28]. - The net profit from the banking business was RMB 25.39 billion, a 14.9% increase year-on-year[28]. - The group's operating profit attributable to shareholders was RMB 81.96 billion, a 5.0% decrease year-on-year[28]. - The net profit for the same period was RMB 46,335 million, representing a 4.5% increase from RMB 44,336 million in 2022[84]. Customer Base and Services - The company serves over 229 million individual customers, providing a diverse range of products and convenient services[9]. - The number of individual customers exceeded 229 million, with an average contract number per customer increasing by 0.7% to 2.99 contracts[10]. - The number of cooperative pharmacies reached 226,000, with nearly 2,000 new additions since the beginning of the year[10]. - The number of paid users for Ping An Health exceeded 45 million in the past 12 months, with health insurance premium income surpassing RMB 70 billion in the first half of 2023[22]. - The health management service of Ping An Life Insurance served over 16 million customers in the first half of 2023, achieving a service satisfaction rate of 99%[37]. - The number of customers with over 5 years of tenure reached 153 million, accounting for 66.7% of the total customer base, indicating high customer loyalty[45]. - The average number of contracts per individual customer increased to 2.99, reflecting a growing cross-penetration among customers[30]. - Over 1,600 million Ping An life insurance clients utilized health ecosystem services in the first half of 2023, with nearly 70% of new contract clients using health services[55]. Insurance and Investment - The new business value for life and health insurance reached RMB 25.96 billion, representing a year-on-year growth of 32.6%[10]. - The total premium income from the insurance business reached RMB 459.848 billion, representing a year-on-year growth of 7.2%[17]. - The insurance service revenue for property insurance reached RMB 155.899 billion, growing by 7.8% year-on-year, with a combined ratio of 98.0%[20]. - The new business value from the insurance agent channel saw a substantial increase of 94.3% year-on-year, while the bancassurance channel recruited over 2,000 new agents, achieving a new business value of RMB 2.825 billion, up 174.7%[20]. - The total scale premium for life and health insurance business reached RMB 379,918 million, up from RMB 328,456 million in the same period last year, marking a growth of 15.6%[89]. - The company reported a net underwriting loss in guarantee insurance of RMB 2.541 billion, with a combined cost ratio of 117.7% due to macroeconomic pressures[102]. - The company is focusing on innovation in agricultural insurance products, achieving a premium income of RMB 5.528 billion, a year-on-year increase of 53.1%[100]. Digital Transformation and Strategy - The company is actively pursuing digital transformation to improve financial business efficiency and accelerate ecosystem development[9]. - The company aims to deepen the integration of "comprehensive finance + healthcare" strategies to enhance customer service and experience[16]. - The company plans to continue focusing on "integrated finance + healthcare" and digital transformation to enhance service quality and support economic growth[23]. - The company has established partnerships with 100% of top hospitals and tertiary hospitals in China, with a total of 22,600 pharmacies cooperating, an increase of nearly 2,000 since the beginning of the year[22]. - The company has adopted the new insurance contract standards from January 1, 2023, which has led to retrospective adjustments in the financial statements[7]. Sustainability and Social Responsibility - The company has invested over RMB 8.27 trillion to support the real economy, with green loan balances reaching RMB 1349.26 billion[11]. - The company reported a total of RMB 96.06 billion in poverty alleviation and rural revitalization support since 2018[200]. - The scale of green investments reached RMB 140.93 billion, supporting the national carbon neutrality goals[200]. - The balance of green loans was RMB 134.93 billion, indicating a strong commitment to sustainable finance[200]. Corporate Governance - The board of directors confirmed the accuracy and completeness of the interim report, with all 15 attending directors approving the report on August 29, 2023[7]. - The company has no non-operational fund occupation by controlling shareholders or related parties, ensuring compliance with decision-making procedures[7]. - The company ranked 33rd in the Fortune Global 500 and maintained its position as the top global insurance company[11].

证券代码：601318 证券简称：中国平安 公告编号：临 2023-044 中国平安保险（集团）股份有限公司 第十二届董事会第十七次会议决议公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董 事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内 容的真实性、准确性和完整性承担法律责任。 本公司第十二届董事会第十七次会议（以下简称"会议"）通知于 2023 年 8 月 15 日发出，会议于 2023 年 8 月 29 日在深圳市召开。会议应出席董事 15 人， 实到董事 15 人，会议有效行使表决权票数 15 票。本公司全体监事和高级管理人 员列席了会议。会议的召集、召开程序符合《中华人民共和国公司法》和《中国 平安保险（集团）股份有限公司章程》的相关规定，会议合法、有效。 会议由本公司董事长马明哲主持，与会董事经充分讨论，审议通过了如下议 案： 一、审议通过了《关于审议公司 2023 年中期报告及摘要的议案》 具体内容请见本公司于同日在上海证券交易所网站（www.sse.com.cn）披露 的《中国平安保险（集团）股份有限公司 2023 年中期报告》及《中国平安保险 （ ...