Accessibility StatementSkip Navigation 2025 report underscores the combined impact of hurricanes, hail and flooding as severity and loss costs continue to climb ATLANTA, Oct. 23, 2025 /PRNewswire/ -- LexisNexis® Risk Solutions today released its 10 annual LexisNexis U.S. Home Trends Report, providing an updated analysis of by-peril claims trends in the U.S. home insurance industry to help carriers make more informed, strategic decisions. Examining loss cost and claims frequency and severity, the report al ...

Group 1 - The company reported a strong underlying revenue growth of 7% in the first nine months of the year, indicating positive momentum across the group [1] - The full year outlook remains unchanged at both the group level and for each of the four business areas [2] - In the Risk segment, underlying revenue growth was 8%, while Business Services, which accounts for over 40% of divisional revenue, experienced strong growth driven by financial crime compliance and fraud solutions [2] Group 2 - The Insurance segment, representing around 40% of divisional revenue, also saw strong growth due to the expansion of its solution set and positive market factors [2] - The STM segment achieved an underlying revenue growth of 5%, supported by new product introductions and renewals [2] - Databases, tools, and electronic reference, which represent around 40% of divisional revenue, delivered strong growth [3]

Financial Data and Key Metrics Changes - The company reported a strong underlying revenue growth of 7% for the first nine months of the year, with an unchanged full-year outlook at both the group level and for each of the four business areas [2][4] - In the risk segment, underlying revenue growth was 8%, while business services, which accounts for over 40% of divisional revenue, also showed strong growth driven by Financial Crime Compliance and Fraud and Identity solutions [2][3] - The STM segment experienced a 5% underlying revenue growth, supported by new product introductions and strong article submission growth of over 20% [3][4] - The legal segment reported a 9% underlying revenue growth, with double-digit growth in law firms and corporate legal driven by the success of Lexis+AI [4][5] Business Line Data and Key Metrics Changes - Risk: Underlying revenue growth of 8%, with strong performance in Financial Crime Compliance and Fraud and Identity solutions [2][3] - Business Services: Continued strong growth, particularly in Financial Crime Compliance [2] - STM: Underlying revenue growth of 5%, with significant growth in databases and electronic reference tools [3] - Legal: Underlying revenue growth of 9%, with strong renewals and new sales across all key segments [4] Market Data and Key Metrics Changes - The legal industry is currently in relatively good shape, with law firms showing interest in leveraging new tools for competitive advantage [74] - The company maintains a strong position in the auto insurance market, continuously innovating and adding value without raising prices on existing tools [72] Company Strategy and Development Direction - The company is focused on a higher quality growth profile, driven by a shift towards higher growth analytics and decision tools [2][4] - The strategy includes integrating AI solutions across all relevant touchpoints in the legal ecosystem, enhancing customer accessibility and value [10][51] - The company aims to leverage AI-driven digital tools to add value in both academic and applied research, with a gradual increase in STM growth potential [36][37] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the long-term structural growth of the Financial Crime Compliance market, driven by innovation and technology [8][9] - The company anticipates gradual growth in the STM segment, acknowledging the complexity and regulatory nature of the industry [36][37] - Management noted that the legal industry is receptive to new product launches, indicating a positive sales cycle [75] Other Important Information - The company has established partnerships with around 25 legal technology vendors to enhance the accessibility of its AI solutions [10] - The company continues to focus on organic development while remaining open to acquisitions that align with its growth strategy [77] Q&A Session Summary Question: Growth in Financial Crime and Compliance - Management highlighted strong growth in Financial Crime Compliance driven by innovation and a long-term structural growth market [8][9] Question: Legal Product Sales - Management clarified that Protégé is designed to complement existing tools like Harvey, allowing law firms to utilize multiple solutions [10][13] Question: STM Solution Launch - The STM solution is positioned as a next-generation upgrade to ScienceDirect AI, with separate pricing and capabilities [19][20] Question: Legal Industry Financial State - Management indicated that the legal industry is in good shape, with law firms interested in leveraging new tools for competitive advantage [74][75] Question: Capital Allocation Strategy - Management confirmed a focus on organic growth, with buybacks and potential acquisitions considered to enhance development [77]

Financial Data and Key Metrics Changes - The company reported a strong underlying revenue growth of 7% for the first nine months of the year, with an unchanged full-year outlook at both the group level and for each of the four business areas [2][4] - In the risk segment, underlying revenue growth was 8%, while business services, which accounts for over 40% of divisional revenue, also showed strong growth driven by financial crime compliance and fraud solutions [2][3] - The STM segment experienced a 5% underlying revenue growth, supported by new product introductions and strong article submission growth of over 20% [3][4] Business Line Data and Key Metrics Changes - In the insurance sector, which represents around 40% of divisional revenue, strong growth was attributed to the expansion of solution sets and positive market factors [3] - The legal division saw an underlying revenue growth of 9%, with double-digit growth in law firms and corporate legal driven by the success of Lexis+ AI and the Protégé product [4][25] - The exhibitions segment also reported an 8% underlying revenue growth, reflecting improved event portfolio performance and digital initiatives [4] Market Data and Key Metrics Changes - The company continues to see positive momentum across all segments, indicating a healthy market environment for its offerings [2][4] - The legal industry is described as being in relatively good shape, with law firms interested in leveraging new tools for competitive advantage [75] Company Strategy and Development Direction - The company is focused on a long-term growth trajectory with a higher quality growth profile, driven by a shift towards higher growth analytics and decision tools [2][4] - There is an emphasis on integrating AI solutions across all business lines to enhance customer value and improve operational efficiency [10][39] - The company aims to maintain a competitive edge by continuously innovating and introducing new products that add value to customers [72][77] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the long-term structural growth of the financial crime compliance market, indicating that this growth is expected to continue [8][9] - The company is optimistic about the potential of AI-driven tools to enhance value for customers in both academic and applied research sectors, although growth in the STM segment may take longer to materialize [36][37] - Management noted that the legal industry is receptive to new product launches, which bodes well for future sales [75] Other Important Information - The company maintains a strong position in the auto insurance market, focusing on adding value through innovation rather than raising prices [72] - The company has a diverse portfolio of journals and continues to adapt to changes in open access and copyright regulations [40][49] Q&A Session Summary Question: Growth in financial crime and compliance - Management highlighted strong growth in financial crime compliance driven by innovation and a long-term structural growth market [8][9] Question: Legal product differentiation - Management clarified that Lexis+ AI and Protégé can coexist in law firms, enhancing their legal research capabilities [10][13] Question: STM solution launch timing - Management confirmed that the new STM solution is expected to be available for purchase early next year, with a focus on integrating it with existing products [19][20] Question: Legal industry financial state - Management indicated that the legal industry is in good shape, with law firms interested in leveraging new tools for competitive advantage [75] Question: Capital allocation strategy - Management stated that the focus remains on organic development, with buybacks used to balance capital structure while considering M&A opportunities that align with growth strategies [77]

Financial Data and Key Metrics Changes - The company reported a strong underlying revenue growth of 7% in the first nine months of the year, with an unchanged full-year outlook at both the group level and for each of the four business areas [1][3] - In the risk segment, underlying revenue growth was 8%, while business services, which accounts for over 40% of divisional revenue, also showed strong growth driven by financial crime compliance and fraud solutions [1][2] - The legal division experienced a 9% underlying revenue growth, with double-digit growth in law firms and corporate legal segments [2][3] Business Line Data and Key Metrics Changes - In business services, strong growth was attributed to financial crime compliance and fraud and identity solutions, with robust new sales [1][2] - The insurance segment, representing around 40% of divisional revenue, also saw strong growth due to the expansion of solution sets and positive market factors [2] - The STM segment had an underlying revenue growth of 5%, supported by new product introductions and renewals, with databases and electronic reference tools showing strong performance [2][3] Market Data and Key Metrics Changes - The legal segment's growth was driven by the success of Lexis+ AI and the rapid adoption of Protégé, the next-generation AI legal assistant [3] - The exhibitions segment reported an 8% underlying revenue growth, reflecting improved growth profiles and progress on digital initiatives [3] Company Strategy and Development Direction - The company is focusing on a higher quality growth profile, driven by a shift towards higher growth analytics and decision tools [1][3] - There is an emphasis on integrating AI solutions across various platforms to enhance customer accessibility and value [9][10] - The company aims to leverage AI-driven tools to add value in academic and applied research, with a gradual approach to growth in the STM segment [30][31] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the long-term structural growth of the financial crime compliance market, driven by innovation and technology [7][8] - The legal industry is currently in good shape, with customers interested in leveraging new tools for competitive advantage [67] - The company does not foresee any material impact from economic cycles on the growth trajectory of its STM division due to its global and diverse nature [26][27] Other Important Information - The company maintains a focus on organic development while being open to acquisitions that can enhance growth [71] - The legal division's renewal discussions are ongoing, with a significant portion of renewals now involving generative AI solutions [55][56] Q&A Session Summary Question: Growth in financial crime and compliance - Management noted strong growth in financial crime compliance due to ongoing innovation and a long-term structural growth market [6][7] Question: Differences between Protégé and Harvey - Management clarified that Protégé is designed to integrate with various legal tech tools, including Harvey, and aims to enhance customer accessibility [9][10] Question: New STM solution launch timing - The STM solution is expected to be available for purchase early next year, with a focus on being an upgrade to existing products [14][16] Question: Legal industry financial state and budget capacity - The legal industry is in relatively good shape, with customers actively seeking new tools to enhance their competitive edge [67] Question: Capital allocation strategy - The company plans to balance capital structure through buybacks while focusing on organic growth opportunities [71]

RELX (NYSE:RELX) Q3 2025 Earnings Call October 23, 2025 03:30 AM ET Speaker0Good morning, everybody. Thank you for taking time to join us today. As you may have seen from our press release this morning, we delivered strong underlying revenue growth of 7% in the first nine months and we continue to see positive momentum across the group. Our improving long term growth trajectory with a higher quality growth profile continues to be driven by the ongoing shift in business mix towards higher growth analytics an ...

Core Insights - LexisNexis Risk Solutions Data Services CEO Dean Curtis has been recognized as 1 on INvolve's Heroes Advocates Role Model List for his leadership in promoting gender equity and inclusive workplace practices [1][2][3] - The Heroes Advocate Role Model List is an annual recognition that highlights leaders who advocate for gender diversity and the success of women in business [2][4] - Dean Curtis has been a five-year veteran of the Heroes Role Model list and has implemented programs to foster community, mentoring, and inclusivity, particularly for women in the industry [3] Company Overview - LexisNexis Risk Solutions utilizes data, analytics, and technology to provide insights that help businesses and governmental entities reduce risk and improve decision-making [4] - The company is headquartered in metro Atlanta, Georgia, and is part of RELX, a global provider of information-based analytics and decision tools [4]

Core Insights - A new dashboard has been introduced to assist U.S. property insurers in navigating market shifts and benchmarking claims performance [1] - The tool aims to accelerate decision-making processes and address the increasing severity of claims with enhanced confidence [1] Group 1 - The dashboard provides insights that help insurers adapt to changing market conditions [1] - It enables insurers to benchmark their claims performance against industry standards [1] - The tool is designed to improve the speed and confidence of decision-making in response to rising claim severities [1]

Core Insights - The volume of fraudulent cases in the Supplemental Nutrition Assistance Program (SNAP) has doubled since 2024, driven by increased digital access and complex eligibility systems [1][4] - For every $1 lost to fraud in SNAP, agencies now incur $4.14 in total costs, an increase from $3.93 the previous year [1] Fraud Trends - Digital channels account for nearly half of all fraud costs, with high volumes of online and mobile applications leading to disproportionately higher fraud losses [5] - Fraud costs rise to $4.18 per $1 lost in multi-program systems, and can reach as high as $4.55 when five or more programs are integrated [5] Operational Challenges - Agencies are facing delays and errors due to overwhelming application volumes, staffing shortages, and outdated systems, with 74% reporting increased errors [5] - Nearly half of the agencies report lower productivity, undermining confidence in eligibility decisions [5] Human Impact - Delayed approvals can lead to hunger, malnutrition, and financial stress for households in need, while also affecting staff morale and increasing turnover [5] Recommendations - Agencies that invest in advanced fraud detection and integrate systems report lower fraud costs of $3.98 per $1 lost and fewer errors [5] - Leveraging real-time data and identity verification can help agencies combat fraud while ensuring timely benefits for those in need [2][4]

Core Viewpoint - RELX PLC is considered a "Buy" due to its current share price being undervalued, primarily attributed to unwarranted concerns related to AI [1]. Group 1: Company Overview - RELX PLC is listed on both NYSE and LSE, indicating its international presence and appeal to a broad range of investors [1]. - The stock is currently trading at a significant discount compared to its listed peers, presenting a potential investment opportunity [1]. Group 2: Investment Strategy - The focus is on identifying value stocks in Asia, particularly those with substantial discrepancies between market price and intrinsic value [2]. - The investment strategy emphasizes deep value balance sheet bargains and wide moat stocks, which are characterized by strong competitive advantages and earnings power [2].