PEORIA, Ill.--(BUSINESS WIRE)-- #AMBest--RLI Corp. announces AM Best has upgraded its financial strength rating to A++ Superior. ...

also issued by Intact. The outlook as...## AM Best Affirms Credit Ratings of Ma'aden Re LimitedLONDON--([BUSINESS WIRE])--AM Best has affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of "bbb+†(Good) of Ma'aden Re Limited (MRE) (United Arab Emirates), a captive reinsurer of Saudi Arabian Mining Company (Ma'aden) (Saudi Arabia). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect MRE's balance sheet strength, which AM Best assesses as strong, ...

Financial Risks - The company reviews historical data and various factors to establish loss reserves, assuming that past experience is a basis for predicting future events [125]. - Catastrophic losses, particularly from hurricanes and earthquakes, are unpredictable and could lead to material financial losses for the company [126]. - The company uses models to assess exposure to catastrophic events, but actual losses may exceed modeled expectations, impacting financial results [128]. - Economic downturns could lower demand for insurance products, adversely affecting revenue and profitability, especially in the construction sector, which constitutes approximately one-third of the business [133]. - Access to capital and market liquidity is crucial for the company’s growth; disruptions could adversely affect business opportunities [134]. - The company relies on dividends from its insurance subsidiaries to meet obligations, but state insurance laws restrict these payments, potentially impacting financial flexibility [135]. - The ability to pay dividends on common stock is not guaranteed and depends on the company's financial condition and regulatory constraints [136]. - The investment portfolio's value may fluctuate due to changes in interest rates and market conditions, impacting the company's financial condition [137]. Operational Risks - Operational risks, including reliance on third-party vendors and potential cybersecurity breaches, could disrupt business and incur significant expenses [143]. - Any significant interruption in operations could materially impact the company's financial condition and profitability [144]. - The company faces risks from cyber security incidents that could disrupt operations and result in significant liabilities, potentially impacting reputation and financial performance [146]. - The company is subject to litigation risks that could materially affect financial condition and operations, with uncertainties surrounding potential unfavorable outcomes [151]. Market and Investment Risks - The fair value of the fixed income portfolio as of December 31, 2025, is $3.5 billion, with potential decreases of $184 million and $352 million if interest rates increase by 100 and 200 basis points, respectively [336]. - The equity portfolio's fair value as of December 31, 2025, is $899 million, with potential decreases of $85 million and $169 million if the S&P 500 Index declines by 10% and 20%, respectively [337]. - The company has a beta of 0.9 for its equity portfolio compared to the S&P 500's beta of 1.0, indicating a lower sensitivity to market fluctuations [334]. - The company has been managing market risk through diversification and matching the duration of assets to liabilities to mitigate interest rate risk [332]. Technological and Competitive Risks - The company’s ability to compete may be impaired if it cannot keep pace with technological advancements in the insurance industry [147]. Regulatory and Structural Risks - The company is subject to anti-takeover provisions that could delay or prevent beneficial changes in control [152]. - The company has cyber insurance, but coverage may not fully protect against all potential cyber security incidents [146]. Health-Related Risks - The company may experience reduced cash flows and increased claims due to public health outbreaks, which could adversely affect revenues and profitability [148].

A month has gone by since the last earnings report for RLI Corp. (RLI) . Shares have added about 6.2% in that time frame, outperforming the S&P 500.But investors have to be wondering, will the recent positive trend continue leading up to its next earnings release, or is RLI Corp. due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important drivers.RLI's Q4 Earnings Beat ...

PEORIA, Ill.--(BUSINESS WIRE)-- #casualtyinsurance--RLI declares a first quarter dividend of $0.16 per share marking 50 consecutive years of dividend increases. ...

Core Viewpoint - Kettle has partnered with RLI to launch a new multi-peril commercial property insurance product aimed at providing comprehensive coverage in challenging markets like California and Nevada [1][2]. Group 1: Product Details - The new insurance product is a non-admitted offering that includes protection against wildfires and all other perils (AOP) for commercial properties [2]. - The program will be available through a select group of wholesale brokers, focusing on the California and Nevada commercial property markets [2]. Group 2: Strategic Investment - RLI has made a strategic equity investment in Kettle, providing additional capital to enhance Kettle's growth and improve its risk modeling and underwriting capabilities [3]. - This investment reflects RLI's confidence in Kettle's technology and team, as well as a commitment to sustainable insurance solutions in underserved markets [5]. Group 3: Partnership Benefits - The partnership combines Kettle's advanced AI and deep learning models for catastrophic risk with RLI's financial strength and expertise in commercial property insurance [4]. - Kettle's proprietary risk modeling offers an innovative approach to wildfire underwriting, complementing RLI's existing commercial property solutions [4].

Core Viewpoint - RLI Corp. has appointed Justin Doss as Vice President of Personal Lines Underwriting, highlighting the company's focus on leadership in its Personal Lines business [1][2]. Group 1: Appointment Details - Justin Doss will lead the underwriting and distribution strategy for RLI's Personal Lines business [2]. - Doss has over 25 years of industry experience, including roles in personal lines underwriting, sales, and agency operations [2]. - He joined RLI in June 2016 and has held various leadership positions, most recently as Vice President of Distribution and Strategic Partnerships [2]. Group 2: Previous Experience - Before joining RLI, Doss served as Senior District Sales Manager at Erie Insurance Group [3]. - He has also held positions at Travelers and Affirmative Insurance earlier in his career [3]. Group 3: Leadership Endorsement - Jen Klobnak, COO of RLI Corp., praised Doss for his contributions to the disciplined and profitable growth of the Personal Lines business [3]. - Klobnak emphasized Doss's industry experience, relationship-building skills, integrity, and collaborative leadership style as key factors for his success in the new role [3].

Group 1 - The CrickAnt serves as an actuary for an insurance company, leveraging experience to analyze insurance and reinsurance companies [1] - The Cash Flow Club, co-founded by The CrickAnt, focuses on company cash flows and access to capital, offering features like a personal income portfolio targeting yields over 6%, community chat, and a "Best Opportunities" List [1] - The Cash Flow Club covers sectors including energy midstream, commercial mREITs, BDCs, and shipping [1]

Core Insights - RLI Insurance Company has reduced its catastrophe reinsurance limit by $150 million for 2026, indicating lower exposure and a soft market environment described as a "buyer's market" for property [1][2] - The company achieved a 15%–20% rate reduction on its catastrophe program and modest pricing relief on property working layers during the January renewals [2] - The competitive environment has led to a modest premium growth for RLI, with casualty rates down around 5% [3] Financial Performance - RLI reported underwriting income of $70.9 million for Q4 2025, with a combined ratio (CoR) of 82.6%, an improvement from $22.2 million and 94.4% in Q4 2024 [5] - For the full year, RLI posted underwriting income of $264.2 million and a CoR of 83.6%, compared to $210.7 million and 86.2% in 2024 [6] - The favorable results for both periods were supported by prior-year loss reserve development, contributing a net $87.4 million to underwriting income in 2025 and $84.1 million in 2024 [6] Strategic Approach - The company remains open to midterm market opportunities, reflecting a cautious yet flexible approach to risk management [3][5] - RLI emphasizes the importance of sustainable growth over rapid expansion, focusing on long-term decision-making [4] - The firm maintains a diversified specialty portfolio and a strong balance sheet, providing confidence in navigating market conditions [5]

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]