UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) Delaware 51-0483352 (State or other jurisdiction of inco ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL Delaware 51-0483352 (State or Other Jurisdiction of Incorporation or Organization) 777 Long Ridge Road St ...

Synchrony Financial (NYSE:SYF) Q4 2020 Earnings Conference Call January 29, 2021 8:30 AM ET Company Participants Kathryn Miller - SVP, Director IR Margaret Keane - Chief Executive Officer Brian Doubles - President Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Sanjay Sakhrani - KBW Moshe Orenbuch - Credit Suisse Mihir Bhatia - Bank of America Don Fandetti - Wells Fargo Betsy Graseck - Morgan Stanley Bill Carcache - Wolfe Research Joh ...

4Q'20 FINANCIAL RESULTS J A N U A R Y 2 9 , 2 0 2 1 Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results. No representation is made that the information in these slides is complete. For additional information, see the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.synchr ...

Synchrony Financial (NYSE:SYF) Q3 2020 Earnings Conference Call October 20, 2020 8:30 AM ET Company Participants Greg Ketron - Director, Investor Relations Margaret Keane - Chief Executive Officer Brian Doubles - President Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants John Hecht - Jefferies Moshe Orenbuch - Credit Suisse Mihir Bhatia - Bank of America Rick Shane - JPMorgan Betsy Graseck - Morgan Stanley Bill Carcache - Wolfe Research Vincent Caintic - Stephen ...

3Q'20 Financial Results October 20, 2020 - 1 synch Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results. No representation is made that the information in these slides is complete. For additional information, see the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.synchro ...