Core Insights - The article compares Synchrony (SYF) and SoFi Technologies, Inc. (SOFI) to determine which stock is a better undervalued investment option for investors in the Financial - Miscellaneous Services sector [1] Valuation Metrics - Synchrony has a Zacks Rank of 2 (Buy), indicating a more favorable earnings estimate revision trend compared to SoFi, which has a Zacks Rank of 3 (Hold) [3] - SYF's forward P/E ratio is 9.99, significantly lower than SOFI's forward P/E of 59.09, suggesting SYF is more attractively priced [5] - SYF has a PEG ratio of 0.78, while SOFI's PEG ratio is 2.21, indicating SYF's expected earnings growth is more favorable relative to its valuation [5] - SYF's P/B ratio is 1.76, compared to SOFI's P/B of 2.91, further supporting SYF's valuation advantage [6] Value Grades - SYF has earned a Value grade of A, while SOFI has received a Value grade of F, highlighting the significant difference in their valuation metrics [6] - The stronger estimate revision activity and more attractive valuation metrics for SYF suggest it is the superior option for value investors at this time [7]

When I covered Synchrony Financial (NYSE: SYF ) last quarter, I noted the stock was not too expensive despite trading at what were then all-time highs. This turned out toI retired early after 22 years in the energy industry with roles in engineering, planning, and financial analysis. I have managed my own portfolio since 1998 and have met my goal to match the S+P 500 return over the long term with lower volatility and higher income. I mostly write on positions I already hold or am considering changing. I pr ...

NEW YORK, Jan. 28, 2025 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Synchrony Financial ("Synchrony" or the "Company") (NYSE: SYF). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.The investigation concerns whether Synchrony and certain of its officers and/or directors have engaged in securities fraud or other unlawful business practices. [Click here for information about joining the class action]On January 28, 2025, S ...

Synchrony Financial (SYF) reported fourth-quarter 2024 adjusted earnings per share (EPS) of $1.91, which beat the Zacks Consensus Estimate of $1.90. The bottom line also increased from $1.03 per share a year ago.See the Zacks Earnings Calendar to stay ahead of market-making news. Net interest income improved 2.7% year over year to $4.6 billion in the fourth quarter. However, it missed the consensus mark by a whisker.The strong quarterly earnings were supported by increased interest and fees on loans and an  ...

The consumer financing landscape is a dynamic one, where both strategy and execution are the key guardrails of success for financial service businesses.This was reiterated on Tuesday (Jan. 28) during Synchrony Financial’s fourth-quarter and full-year 2024 earnings report. The Stamford, Connecticut-based company reported net earnings of $774 million, or $1.91 per diluted share, a significant, 76% year-over-year increase from $440 million, or $1.03 per diluted share, in the same quarter of 2023.“We leveraged ...

Key TakeawaysSynchrony Financial's earnings and revenue came up short of forecasts on higher costs and less-than-expected net interest income.The online bank's net charge-offs as a percentage of total average loan receivables jumped.Net interest income rose 3%, but short of Visible Alpha estimates. Synchrony Financial (SYF) shares tumbled 7% Tuesday morning as the online bank's results missed estimates on increased credit expenses and weak net interest income. The financial firm reported fourth-quarter earn ...

4Q'24 FINANCIAL RESULTS January 28, 2025 Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results and should be read in conjunction with the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.investors.synchrony.com) and the SEC's website (www.sec.gov). All references to net ear ...

Synchrony (SYF) came out with quarterly earnings of $1.91 per share, beating the Zacks Consensus Estimate of $1.90 per share. This compares to earnings of $1.03 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 0.53%. A quarter ago, it was expected that this consumer credit company would post earnings of $1.77 per share when it actually produced earnings of $1.94, delivering a surprise of 9.60%.Over the last four quarters, the c ...

Exhibit 99.2 SYNCHRONY FINANCIAL FINANCIAL SUMMARY (unaudited, in millions, except per share statistics) | Quarter Ended | | | | | | | | | | | | | | | Twelve Months Ended | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Dec 31, | | | | Sep 30, | Jun 30, | | | Mar 31, | | Dec 31, | | | | Dec 31, | | Dec 31, | | | | | 2024 2024 | | | 2024 | 2024 | | | | | | 2023 | | 4Q'24 vs. 4Q'23 | | 2024 | | 2023 | | YTD'24 vs. YTD'23 | | ...

STAMFORD, Conn., Jan. 28, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its fourth quarter 2024 results for the period ending December 31, 2024. The earnings news release and presentation can be found on the company's investor relations website at https://investors.synchrony.com/financial-information/financial-results.Today at 8 a.m. ET, Brian Doubles, President and Chief Executive Officer, and Brian Wenzel Sr., Executive Vice President and Chief Financial Officer, will host a confere ...