Call Start: 08:00 January 1, 0000 8:59 AM ET Synchrony Financial (NYSE:SYF) Q3 2021 Earnings Conference Call October 19, 2021, 08:00 AM ET Company Participants Brian Doubles – Chief Executive Officer Kathryn Miller – Investor Relations Brian Wenzel – Chief Financial Officer Conference Call Participants Betsy Graseck – Morgan Stanley John Hecht – Jefferies Rick Shane – JP Morgan Don Fandetti – Wells Fargo Sanjay Sakhrani – KBW Bill Carcache – Wolfe Research John Pancari – Evercore Mark Devries – Barclays Op ...

| synchrony Investor Day 2021 AMF Synchrony Investor Day 2021 Disclaimers Cautionary Statement Regarding Forward-Looking Statements This presentation contains certain forward-looking statements as delined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchang of 1934, as amended, which are subject to the "safe harbor" created by those sections. Forward-looking statements may be identified by words such as "expects," "intends," "anticipates," "plans," "believes," ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) Delaware 51-0483352 (State or other jurisdiction of incor ...

Synchrony Financial (NYSE:SYF) Q2 2021 Earnings Conference Call July 20, 2021 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President and CEO Brian Wenzel - Senior Executive VP and CFO Conference Call Participants Sanjay Sakhrani - KBW John Hecht - Jefferies Don Fandetti - Wells Fargo Betsy Graseck - Morgan Stanley Rick Shane - JPMorgan Moshe Orenbuch - Credit Suisse Mark Devries - Barclays Dominick Gabriele - Oppenheimer Bill Carcache - Wolfe Research Operator Welcome to the Sync ...

,| synchrony 2Q'21 FINANCIAL RESULTS July 20, 2021 Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results. No representation is made that the information in these slides is complete. For additional information, see the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.synchro ...

Synchrony Financial (NYSE:SYF) Q1 2021 Earnings Conference Call April 27, 2021 8:30 AM ET Company Participants Jennifer Church – Vice President of Investor Relations Brian Doubles – President and Chief Executive Officer Brian Wenzel – Senior Executive Vice President and Chief Financial Officer Conference Call Participants Moshe Orenbuch – Crédit Suisse Sanjay Sakhrani – KBW Ryan Nash – Goldman Sachs Betsy Graseck – Morgan Stanley John Hecht – Jefferies Don Fandetti – Wells Fargo Rick Shane – J.P. Morgan Mih ...

1Q'21 FINANCIAL RESULTS A P R I L 2 7 , 2 0 2 1 Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results. No representation is made that the information in these slides is complete. For additional information, see the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.synchronyf ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) Delaware 51-0483352 (State or other jurisdiction of inco ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL Delaware 51-0483352 (State or Other Jurisdiction of Incorporation or Organization) 777 Long Ridge Road St ...

Synchrony Financial (NYSE:SYF) Q4 2020 Earnings Conference Call January 29, 2021 8:30 AM ET Company Participants Kathryn Miller - SVP, Director IR Margaret Keane - Chief Executive Officer Brian Doubles - President Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Sanjay Sakhrani - KBW Moshe Orenbuch - Credit Suisse Mihir Bhatia - Bank of America Don Fandetti - Wells Fargo Betsy Graseck - Morgan Stanley Bill Carcache - Wolfe Research Joh ...