Synchrony Financial (SYF) is well-poised to grow on the back of higher interest earned, thanks to a high interest rate environment, expanding average loan receivables, growing digital capabilities and elevated benchmark rates. Its balance sheet strength is a major positive. Over the past three months, the stock has jumped 30.4%, outperforming the industry average of 23.7%.Synchrony — with a market cap of $15.7 billion — is a premier consumer financial services company that offers a wide range of credit prod ...

Synchrony Financial (NYSE:SYF) Q3 2023 Results Conference Call October 24, 2023 9:00 AM ET Company Participants Kathryn Miller - SVP of IR Brian Doubles - President and CEO Brian Wenzel - EVP and CFO Conference Call Participants Ryan Nash - Goldman Sachs Erika Najarian - UBS Sanjay Sakhrani - KBW John Hecht - Jefferies Kevin Barker - Piper Sandler Jeff Allison - Morgan Stanley John Pancari - Evercore ISI Mihir Bhatia - Bank of America Don Fandetti - Wells Fargo Rick Shane - JP Morgan Saul Martinez - HSBC Ar ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) Delaware 51-0483352 (State or other jurisdiction of ...

FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Delaware 51-0483352 (State or other jurisdiction of incorporation or organization) 777 Long Ridge Road Stamford, Connecticut 06902 (Address of principal executive offi ...

Synchrony Financial (NYSE:SYF) Q2 2023 Earnings Conference Call July 18, 2023 8:00 AM ET Company Participants Kathryn Miller - SVP of IR Brian Doubles - President and CEO Brian Wenzel - EVP and CFO Conference Call Participants Arren Cyganovich - Citi Don Fandetti - Wells Fargo Mihir Bhatia - Bank of America Ryan Nash - Goldman Sachs Kevin Barker - Piper Sandler Rick Shane - JPMorgan Sanjay Sakhrani - KBW John Pancari - Evercore ISI Jeff Allison - Morgan Stanley John Hecht - Jefferies Dominick Gabriele - Opp ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL | Title of each class | Trading Symbol(s) | Name of each exchange on which registered | | --- | --- | --- | | C ...

Synchrony Financial (NYSE:SYF) Q1 2023 Results Conference Call April 19, 2023 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President & CEO Brian Wenzel - EVP & CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Ryan Nash - Goldman Sachs Erika Najarian - UBS John Hecht - Jefferies Sanjay Sakhrani - KBW Betsy Graseck - Morgan Stanley John Pancari - Evercore Dominick Gabriele - Oppenheimer David Scharf - JMP Securities Operator Good morning, and welcome to the Synchrony ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to 001-36560 (Commission File Number) SYNCHRONY FINANCIAL (Exact name of registrant as specified in its charter) (State or Other Jurisdiction of Incorporation or O ...

2 4Q'22 Business Highlights Financial Results • Retailer share arrangements decreased (18)% – Decrease driven by the impact of portfolios sold during 2Q'22 and higher net charge-offs, partially offset by higher net interest income 4Q'22 Highlights Accounts Disclaimers This presentation contains certain forward-looking statements as defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, which are subject to the "safe harbor" creat ...

Synchrony Financial (NYSE:SYF) Q4 2022 Earnings Conference Call January 23, 2023 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President & CEO Brian Wenzel - EVP & CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Ryan Nash - Goldman Sachs Donald Fandetti - Wells Fargo Sanjay Sakhrani - KBW Erika Najarian - UBS Arren Cyganovich - Citigroup Betsy Graseck - Morgan Stanley Kevin Barker - Piper Sandler John Hecht - Jefferies Richard Shane - JPMorgan Operator Good m ...