HILLSDALE, Mich.--(BUSINESS WIRE)--CNB COMMUNITY BANCORP, INC. REPORTS 2025 RESULTS. ...

Core Viewpoint - Redwood Capital Bancorp has appointed Jennifer P. Budwig to the Boards of Directors of both the Company and Redwood Capital Bank, effective January 21, 2026, reflecting the organization's commitment to strong leadership and succession planning [1][5]. Group 1: Leadership Appointment - Jennifer P. Budwig has been with Redwood Capital Bank since July 24, 2006, and has held various positions, demonstrating operational expertise and strategic insight [2][3]. - Budwig has served as Senior Vice President and Chief Operating Officer since November 20, 2024, overseeing critical operational functions and supporting long-term growth [3][4]. - The Board of Directors expressed strong confidence in Budwig's leadership and operational expertise, highlighting her respect within the organization [5]. Group 2: Future Leadership Transition - The Board anticipates that Budwig will transition into the role of President in the second quarter of 2026, while John E. Dalby will continue as Chief Executive Officer [5]. - In her future role, Budwig will assist in developing the Bank's strategic objectives and remain actively involved in community service [5][6]. - Dalby will oversee the overall performance of the Bank and provide mentorship and guidance to ensure the execution of the Company's mission and strategic initiatives [6].

Core Insights - Customers Bancorp, Inc. reported strong financial performance for Q4 and full year 2025, highlighting successful execution of strategic priorities and growth in franchise value [2][6]. Financial Performance - Q4 2025 GAAP earnings were $70.1 million, or $1.98 per diluted share, while core earnings were $72.9 million, or $2.06 per diluted share [5][13]. - For the full year 2025, net income available to common shareholders was $209.2 million, or $6.26 per diluted share, with core earnings of $254.5 million, or $7.61 per diluted share [13][6]. - The company achieved a record net interest income of $750.5 million in 2025, an increase of $96.1 million, or 14.7%, from 2024 [13][22]. Loan and Deposit Growth - Total loans and leases grew by 14.5% in 2025, with significant contributions from various verticals, maintaining strong credit quality [3][6]. - Total deposits increased by $1.9 billion, or 10.3%, year-over-year, reaching $20.8 billion at December 31, 2025 [15][14]. Asset Quality - The non-performing asset (NPA) ratio was 0.29% of total assets, with reserves at 356% of total non-performing loans at the end of Q4 2025 [5][20]. - The allowance for credit losses on loans and leases was $156 million at December 31, 2025, reflecting a robust credit quality management [19]. Capital and Borrowings - The common equity increased to $2.1 billion, with a CET1 capital ratio of 13.0% at December 31, 2025, compared to 12.1% a year earlier [13][18]. - Total borrowings increased by $228.1 million, or 15.4%, to $1.7 billion at December 31, 2025, primarily due to net draws of FHLB advances [17]. Non-Interest Income and Expenses - Non-interest income for Q4 2025 was $32.5 million, an increase of $2.3 million from Q3 2025, driven by higher commercial lease income [24][25]. - Non-interest expenses totaled $117.3 million in Q4 2025, an increase of $12.1 million from Q3 2025, mainly due to higher salaries and employee benefits [26][28]. Outlook - The company targets loan growth of 8% to 12% and deposit growth of 8% to 12% for 2026, projecting net interest income to grow to $800 to $830 million [32][31]. - Continued focus on recruitment, payment capabilities, and technology investments is expected to drive sustainable long-term growth [30][33].

LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the "Company†) (NASDAQ: OPBK), parent company of Open Bank, today reported: As of and For the Quarter Fourth Quarter Highlights ($ in thousands, except per share data)  4Q2025  3Q2025  4Q2024  Comparisons reflect 4Q25 vs. 3Q25 Income Statement: Income Statement Net interest income $ 20,863   $ 20,346   $ 16,929   Net interest income increased 3%. Revenue remained relatively stable, and net interest margin. ...

LOS ANGELES--(BUSINESS WIRE)--OP Bancorp (the "Company†) (NASDAQ: OPBK), the holding company of Open Bank (the "Bank†), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the "Bank†), is a California corporation whose common stock is quot. ...

CHICAGO--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY), today reported: Â Â Â Â At or for the quarter Full Year Highlights (compared to prior year) 4Q25 3Q25 4Q24 Â Financial Results ($ in thousands) • Delivered solid full year 2025 results reflecting record revenues of $446.3 million Net interest income $ 101,255 $ 99,890 $ 88,524 Non-interest income 15,750 15,845 16,149 Total revenue(1) 117,005 115,735 Â 104,673 • Net i. ...

STURGIS, MI / ACCESS Newswire / January 22, 2026 / Sturgis Bancorp, Inc. (OTCQX:STBI) today announced that its Board of Directors has declared a cash dividend of $0.18 per common share, payable March 13, 2026, to stockholders of record at the close of business on February 13, 2026. This declaration increases the quarterly dividend by $0.01 to the highest level in the Company's history. ...

The Bancorp (TBBK) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended December 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on January ...

Core Insights - S&T Bancorp, Inc. reported a net income of $34.0 million for Q4 2025, a slight decrease from $35.0 million in Q3 2025, but an increase from $33.1 million in Q4 2024 [1][2] - For the full year 2025, net income reached $134.2 million, up from $131.3 million in 2024, with earnings per diluted share increasing to $3.49 from $3.41 [2][12] Fourth Quarter 2025 Highlights - Net interest income rose by $1.8 million, or 1.93%, to $91.0 million compared to Q3 2025 [6] - The net interest margin (NIM) expanded by 6 basis points to 3.99% [6] - Total portfolio loans increased by $91.0 million, or 4.52% annualized, while total deposits grew by $36.9 million, or 1.85% annualized [6][10] - Net charge-offs increased to $11.0 million, or 0.54% of average loans, compared to $2.4 million, or 0.12%, in Q3 2025 [6][8] Full Year 2025 Highlights - Net interest income for the year increased by $15.3 million, or 4.57%, to $350.1 million compared to 2024 [13] - NIM for the year improved by 8 basis points to 3.90% [13] - Total portfolio loans rose by $329.0 million, or 4.25%, and total deposits increased by $175.7 million compared to 2024 [10][26] - Net charge-offs for the year were $14.5 million, or 0.18% of average loans, up from $8.3 million, or 0.11%, in 2024 [16] Asset Quality - The allowance for credit losses (ACL) was $93.2 million, or 1.15% of total portfolio loans, down from $101.5 million, or 1.31%, at the end of 2024 [16] - Nonperforming assets (NPAs) increased to $55.6 million, or 0.69% of total loans plus other real estate owned (OREO), compared to $27.9 million, or 0.36%, at the end of 2024 [16] Shareholder Returns - The board of directors authorized a new $100 million share repurchase program, set to replace the existing program [17][18] - This reflects the company's focus on disciplined capital management and enhancing shareholder value [18] Financial Condition - Total assets were $9.9 billion at the end of Q4 2025, an increase of $53.5 million from Q3 2025 [10] - The company maintained a strong regulatory capital position, with all capital ratios above the well-capitalized thresholds [11][29]

Core Viewpoint - S&T Bancorp, Inc. has authorized a new $100 million share repurchase program to enhance shareholder value and manage capital effectively [1][3]. Group 1: Share Repurchase Program Details - The new share repurchase program will replace the existing program and is set to expire on February 1, 2027 [1]. - The program allows for the repurchase of common stock through open market and privately negotiated transactions, with the timing, price, and quantity at the discretion of S&T [2]. - The existing share repurchase program's remaining capacity has been terminated [1]. Group 2: Management's Perspective - The CEO emphasized that the new program reflects a disciplined approach to capital management, supporting long-term strategy and shareholder value enhancement [3]. - The program provides flexibility in capital deployment while maintaining a strong balance sheet [3]. Group 3: Company Overview - S&T Bancorp, Inc. is a $9.8 billion bank holding company headquartered in Indiana, Pennsylvania, and trades on NASDAQ under the symbol STBA [3]. - The principal subsidiary, S&T Bank, has been operating since 1902 and serves Pennsylvania and Ohio [3].