Core Highlights - The company reported a net income of $52.8 million for the second quarter of 2025, a decrease of 3 percent from the previous quarter but an increase of 18 percent year-over-year [2][3] - Diluted earnings per share for the current quarter was $0.45, down 6 percent from the prior quarter but up 15 percent from the same quarter last year [2][3] - The company completed the acquisition of Bank of Idaho Holding Co. and announced plans to acquire Guaranty Bancshares, Inc., expanding its presence in the southwest and entering Texas [2][5] Financial Performance - Net interest income for the current quarter was $208 million, an increase of 9 percent from the prior quarter and 25 percent from the same quarter last year [2][3] - The loan portfolio increased to $18.533 billion, up 8 percent from the prior quarter and 10 percent year-over-year [8] - Total deposits reached $21.629 billion, an increase of 5 percent from the prior quarter and 8 percent from the same quarter last year [2][16] Asset and Liability Management - The net interest margin for the current quarter was 3.21 percent, up 17 basis points from the prior quarter and 53 basis points from the same quarter last year [2][3] - Total assets as of June 30, 2025, were $29.010 billion, reflecting a year-over-year increase of 4 percent [7] - The company maintained a strong cash position of $916 million, a decrease from the prior quarter but an increase from the previous year [7][16] Credit Quality - The allowance for credit losses was 1.22 percent of total loans, consistent with the prior quarter and up from 1.19 percent a year ago [13][10] - Non-performing assets increased to $48.6 million, representing 0.17 percent of subsidiary assets, up from 0.14 percent in the prior quarter [10][11] - The current quarter provision for credit loss expense was $20.3 million, including $14.6 million related to loans from the acquisition of BOID [12][14] Shareholder Returns - The company declared a quarterly dividend of $0.33 per share, marking 161 consecutive quarterly dividends with 49 increases [2][3] - Tangible book value per common share increased to $19.79, up 3 percent from the prior quarter and 8 percent year-over-year [16]

AMESBURY, Mass., July 24, 2025 /PRNewswire/ -- Provident Bancorp, Inc. (the "Company") (NasdaqCM: PVBC), the holding company for BankProv (the "Bank"), reported net income for the quarter ended June 30, 2025 of $2.8 million, or $0.17 per diluted share, compared to net income of $2.2 million, or $0.13 per diluted share, for the quarter ended March 31, 2025, and a net loss of $3.3 million, or $0.20 per diluted share, for the quarter ended June 30, 2024. For the six months ended June 30, 2025, net income was $ ...

Core Viewpoint - First Financial Bancorp reported strong financial results for the second quarter of 2025, with significant increases in net income, revenue, and profitability metrics compared to previous periods [2][5][7]. Financial Performance - For the three months ended June 30, 2025, the company reported net income of $70.0 million, or $0.73 per diluted common share, compared to $51.3 million, or $0.54 per diluted common share in the first quarter of 2025 [2][17]. - The company achieved record revenue of $226.3 million, representing a 5% increase over the same quarter one year ago [5]. - Adjusted earnings per share for the second quarter were $0.74, with a return on average assets of 1.52% and a return on average tangible common equity of 19.61% [7][19]. Asset Quality and Loan Growth - Asset quality remained stable, with net charge-offs declining to 0.21% of total loans, a 15 basis point decrease from the first quarter [5][8]. - Loan growth was reported at 2% on an annualized basis, with broad-based growth in most portfolios, except for commercial real estate [5][8]. Noninterest Income and Expenses - Adjusted noninterest income for the second quarter was $67.8 million, an 11% increase over the linked quarter and a 10% increase over the second quarter of 2024 [5][8]. - Noninterest expenses increased by 1% compared to the first quarter, with adjusted noninterest expenses rising by less than 2% year over year [5][8]. Capital and Dividends - The company’s tangible common equity ratio increased to 8.40%, with tangible book value per share rising to $15.40, a 4% increase from the linked quarter [5][8]. - The Board of Directors approved a quarterly dividend of $0.25 per common share, reflecting a 4.2% increase [4][5]. Future Outlook - The company is optimistic about future loan growth in the second half of 2025 and is actively engaged in the integration process following the announcement of the acquisition of Westfield Bank [5][8].

Exhibit 99.1 The Bancorp, Inc. Reports Second Quarter Financial Results Wilmington, DE – July 24, 2025 – The Bancorp, Inc. ("The Bancorp" or the "Company" or "we" or "our") (NASDAQ: TBBK), a financial holding company, today reported its financial results for the second quarter of 2025. Highlights 1 · The Bancorp reported net income of $59.8 million, or $1.27 per diluted share ("EPS"), for the quarter ended June 30, 2025, compared to net income of $53.7 million, or $1.05 per diluted share, for the quarter en ...

PRINCETON, N.J., July 24, 2025 /PRNewswire/ -- Princeton Bancorp, Inc. (the "Company") (NASDAQ - BPRN), the bank holding company for The Bank of Princeton (the "Bank"), today reported its unaudited financial condition and results of operations for the quarter and six months ended June 30, 2025.President/CEO Edward Dietzler commented on the quarter results, "Although we were disappointed with the large previously disclosed credit loss recorded in the second quarter, we are encouraged by the improvement in ne ...

Old National Bancorp (NASDAQ: ONB ) is a bank founded back in 1834 and based in Evansville, Indiana. In my last article , I described its ability to grow its loan portfolio over time, but at the same time, its enormous challengeHi there, welcome to my profile. My name is Eugenio Catone, I live in Italy and I am 27 years old.In 2023 I graduated in Business Administration and I completed CFA level 1 in 2024. I am currently a Popular Investor on the investing platform eToro, you can see there my public portfol ...

Core Insights - S&T Bancorp, Inc. reported a net income of $31.9 million, or $0.83 per diluted share, for Q2 2025, a decrease from $33.4 million, or $0.87 per diluted share, in Q1 2025 and $34.4 million, or $0.89 per diluted share, in Q2 2024 [1][16]. Financial Performance - Net interest income increased by $3.3 million, or 3.90%, to $86.6 million in Q2 2025 compared to $83.3 million in Q1 2025 [4]. - Average interest-earning assets rose by $112.5 million to $9.0 billion in Q2 2025 from $8.9 billion in Q1 2025 [4]. - The net interest margin (NIM) expanded by 7 basis points to 3.88% in Q2 2025 from 3.81% in Q1 2025 [4][22]. Asset Quality - The allowance for credit losses (ACL) was $98.6 million, or 1.24% of total portfolio loans, at June 30, 2025, compared to $99.0 million, or 1.26%, at March 31, 2025 [5]. - Nonperforming assets decreased by $1.1 million to $21.3 million, or 0.27% of total loans plus other real estate owned (OREO), from $22.4 million, or 0.29%, at March 31, 2025 [5][7]. Noninterest Income and Expense - Noninterest income increased by $3.1 million to $13.5 million in Q2 2025 compared to $10.4 million in Q1 2025, primarily due to higher debit and credit card fees and service charges [6]. - Total noninterest expense rose by $3.0 million to $58.1 million compared to $55.1 million in Q1 2025, with salaries and employee benefits increasing by $3.1 million [6]. Financial Condition - Total assets were $9.8 billion at June 30, 2025, compared to $9.7 billion at March 31, 2025 [7]. - Total portfolio loans increased by $98.1 million, or 5.02% annualized, compared to March 31, 2025 [7]. - Total deposits increased by $28.0 million, or 1.42% annualized, compared to March 31, 2025 [8]. Capital Position - S&T Bancorp maintained a strong regulatory capital position with all capital ratios above the well-capitalized thresholds set by federal bank regulatory agencies [9].

OPELOUSAS, La., July 24, 2025 /PRNewswire/ -- Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $521,000 for the second quarter of 2025, compared to net income of $586,000 for the first quarter of 2025. "We're pleased to see both loan and deposit growth during the quarter," said Joe Zanco, President and Chief Executive Officer of the Company and Bank. "When given the opportunity to earn new business, our ...

Financial Results - Eagle Bancorp (EGBN) announced its financial results for Q2 of the 2025 fiscal year after market close on July 23rd [1] - Revenue exceeded expectations, but adjusted earnings per share declined [1] Investment Focus - Crude Value Insights provides an investment service centered on oil and natural gas, emphasizing cash flow and companies that generate it [1] - The service aims to identify value and growth prospects with real potential in the sector [1]

NEEDHAM, Mass., July 23, 2025 /PRNewswire/ -- NB Bancorp, Inc. (the "Company") (Nasdaq Capital Market: NBBK), the holding company of Needham Bank (the "Bank"), today announced its second quarter 2025 financial results. The Company reported net income of $14.6 million, or $0.39 per diluted common share, compared to net income of $12.7 million, or $0.33 per diluted common share, for the prior quarter. Operating net income, excluding one-time charges, amounted to $15.0 million, or $0.40 per diluted common shar ...