Core Viewpoint - Ademi LLP is investigating Stellar for potential breaches of fiduciary duty and other legal violations related to its transaction with Prosperity Bancshares, Inc. [1] Group 1: Transaction Details - Stellar stockholders will receive 0.3803 shares of common stock and $11.36 in cash for each outstanding share, valuing the transaction at approximately $2.002 billion based on Prosperity's closing price of $72.90 on January 27, 2026 [2] - Stellar insiders are set to receive substantial benefits as part of the change of control arrangements [2] Group 2: Board Conduct and Limitations - The transaction agreement imposes significant penalties on Stellar for accepting competing bids, which may limit competing transactions unreasonably [3] - The investigation focuses on whether the Stellar board of directors is fulfilling their fiduciary duties to all shareholders [3]

Core Insights - Pacific Valley Bancorp reported an 8.3% increase in total assets to $710 million for Q4 2025, driven by a 10.3% rise in total loans to $536 million and a 7.0% increase in total deposits to $620 million [1][6][10] - The net income for Q4 2025 was $774 thousand, reflecting an 18.5% decrease from the previous quarter, primarily due to increased personnel expenses and a credit loss provision [7][16] - The company has received positive feedback following Taylor Fresh Foods' acquisition of a 16.3% stake in Pacific Valley Bancorp, which is expected to support growth beyond Monterey County [4] Financial Performance - Total assets increased by $54.5 million or 8.3% year-over-year, and by $113.9 million or 19.1% quarter-over-quarter, mainly due to seasonal agricultural deposits [6] - Total gross loans outstanding grew by 10.3% or $49.8 million from the previous year, with significant contributions from commercial and industrial (C&I), agricultural real estate, and commercial real estate (CRE) loans [9] - Total deposits rose by $40.8 million or 7.0% compared to the prior year, attributed to higher money market and checking accounts [10] Income and Expenses - Net interest income for Q4 2025 was $5.6 million, up from $4.4 million in Q4 2024, with a net interest margin of 3.86% compared to 3.30% in the same period last year [11][12] - Non-interest expense increased by 30.1% year-over-year to $16.4 million, primarily due to higher personnel expenses [15] - A provision for credit losses of $281 thousand was recorded in 2025, marking a shift from no provision in 2024, reflecting growth in the loan portfolio [13] Liquidity and Capital - The primary liquidity ratio was 23.0% as of December 31, 2025, down from 24.7% a year earlier, with total on-balance sheet liquidity of $163 million [5] - Shareholders' equity increased by 24.3% to $70.1 million, largely due to the capital raise from Taylor Fresh Foods and retained earnings [11] - The Community Bank Leverage Ratio stood at 12.74%, well above the regulatory minimum of 9.00% [7][11]

Core Viewpoint - John Marshall Bancorp, Inc. has initiated a quarterly cash dividend program, marking a significant step in enhancing shareholder value after consistently paying annual dividends for the past four years [1][3] Dividend Announcement - The initial quarterly cash dividend is set at $0.09 per share, payable on March 4, 2026, to shareholders of record as of February 11, 2026, with an aggregate payment of approximately $1.3 million based on current shares outstanding [2] - This initial dividend represents a 20% increase compared to the 2025 annual cash dividend of $0.30 per share [2] Financial Performance and Outlook - The Board of Directors believes that the company's strong financial performance supports the initiation of the quarterly dividend program, reflecting confidence in the company's future performance [3] - Future dividends will be determined at the discretion of the Board, influenced by various factors including economic conditions, financial health, and regulatory requirements [3] Company Overview - John Marshall Bancorp, Inc. serves as the bank holding company for John Marshall Bank, headquartered in Reston, Virginia, with eight branches across Virginia, Maryland, and Washington, D.C. [4] - The bank focuses on providing personalized service and a comprehensive range of banking products to local businesses and professionals in the Washington, D.C. Metropolitan area [4]

Core Viewpoint - Stellar Bancorp, Inc. reported strong financial performance for the fourth quarter and full year of 2025, highlighting significant net income and earnings per share growth [1] Financial Performance - The company achieved net income of $26.1 million for Q4 2025, translating to diluted earnings per share of $0.51 [1] - For the full year 2025, net income reached $102.9 million, with diluted earnings per share of $1.99 [1] - Net interest income for Q4 2025 was $103.4 million, an increase from $100.6 million in Q3 2025 [1]

Core Insights - First Northern Community Bancorp has appointed Jean-Luc Servat to its Board of Directors, effective February 1, 2026, enhancing the Board's expertise in corporate strategy and capital markets [1][3] Group 1: Appointment and Experience - Jean-Luc Servat is the Founder of Panoramic Capital Advisors Inc., where he advised over ten organizations and executed 23 transactions valued at more than $2.6 billion, primarily in the banking sector [2] - Servat has 45 years of experience in investment banking, having held leadership positions at Merrill Lynch and Royal Bank of Canada, advising on over 120 transactions and raising over $70 billion in capital [3] Group 2: Strategic Importance - The addition of Servat is expected to provide valuable insights into evaluating growth opportunities and enhancing long-term shareholder value, aligning with the company's balanced approach to growth [3] - His extensive experience in acquisitions and capital markets will strengthen the Board's oversight and strategic guidance, particularly in capital allocation and disciplined growth [3][4] Group 3: Company Overview - First Northern Bank, established in 1910, is an independent community bank serving multiple counties in California, specializing in relationship banking and various lending services [5] - The bank is recognized as a Veribanc "Green-3 Star Blue Ribbon" Bank and a "5-Star Superior" Bank by Bauer Financial for the earnings period ended September 30, 2025 [5]

DERBY, VT / ACCESS Newswire / January 27, 2026 / Community Bancorp. (OTCQX:CMTV), the parent company of Community National Bank (the "Bank"), reported consolidated earnings for the fourth quarter ended December 31, 2025, of $4.6 million or $0.83 per share, an increase of $536,850 or 13.10% compared to $4.1 million or $0.73 per share reported for the fourth quarter of 2024. ...

SOUTHERN PINES, N.C., Jan. 27, 2026 /PRNewswire/ -- On January 27, 2026, First Bancorp (NASDAQ: FBNC) (the "Company"), the parent company of First Bank, announced the retirement of Mary Clara Capel from the First Bancorp and First Bank Board of Directors effective immediately. Ms. Capel has served as a director of the Company since 2005 and is a former Chair of the Board of Directors. The Capel family's service to First Bancorp spans nearly 70 years, beginning with her father, Jesse Capel, who joined the b ...

Fifth Third Bancorp to Participate in the BofA Securities 2026 Financial Services ConferenceJan 27, 2026 3:53 PM Eastern Standard Time# Fifth Third Bancorp to Participate in the BofA Securities 2026 Financial Services ConferenceShare---CINCINNATI--([BUSINESS WIRE])--Fifth Third Bancorp (Nasdaq: FITB) will participate in the BofA Securities 2026 Financial Services Conference on February 10, 2026, at approximately 2:40 PM ET. Jamie Leonard, executive vice president and chief operating officer, and Brennen Wil ...

Core Viewpoint - US Metro Bancorp reported a decrease in net income for the fourth quarter of 2025 compared to the previous quarter, but showed significant year-over-year growth in annual earnings and key financial metrics [1] Financial Performance - Consolidated net income for Q4 2025 was $2.2 million, down from $2.9 million in Q3 2025 [1] - For the twelve months ending December 31, 2025, consolidated net income was $10.2 million, an increase from $7.1 million in 2024, representing a year-over-year growth of 43.36% [1] - Earnings per share (EPS) for Q4 2025 was $0.14, down from $0.18 in Q3 2025, but up from $0.43 in Q4 2024 [1] - The annualized return on average assets (ROAA) was 0.68% and return on average equity (ROAE) was 9.49% for the year [1] Asset and Deposit Growth - Total assets as of December 31, 2025, were $1.551 billion, an 11.1% increase from $1.397 billion a year earlier [1] - Year-over-year loan growth was $101.5 million, or 8.6% [1] - Total deposits at the end of Q4 2025 were $1.353 billion, reflecting a $124.2 million increase or 10.1% from $1.229 billion on December 31, 2024 [1] Non-Performing Assets and Credit Losses - Non-performing assets as a percentage of total assets increased to 1.56% as of December 31, 2025, compared to 0.66% a year earlier [1] - The allowance for credit losses (ACL) to gross loans was 1.24% as of December 31, 2025, slightly up from 1.20% in 2024 [1] - A provision for loan loss expense of $3.9 million was recorded for the twelve months ending December 31, 2025, compared to $1.6 million in 2024 [1] Management Commentary - The CEO expressed optimism about the bank's growth in loans and deposits, highlighting improved profitability and performance metrics in 2025 [1]

Core Viewpoint - Cornerstone Bancorp, Inc. has declared a special dividend of $2.75 per share, reflecting a 25% payout of its unaudited 2025 earnings, indicating a strong financial position and commitment to returning value to shareholders [1][2]. Company Overview - Cornerstone Bancorp, Inc. was founded in 2000 and operates through its subsidiary, Cornerstone National Bank & Trust Company, focusing on commercial banking and investment needs for families and family-owned businesses [3]. - The company emphasizes investing in people and technology to provide a unique relationship experience, successfully attracting new clients as larger banks shift towards a more institutional approach [3]. Services Offered - Cornerstone is a leader in commercial lending services, including equipment, real estate, construction loans, and business treasury management services [4]. - For individual clients, the company offers wealth management services such as investment management, trust and custody services, retirement plans, and estate administration [4]. Locations - The company is headquartered in Palatine, Illinois, with additional offices in Crystal Lake, Deer Park, Naperville, and Schaumburg [5].