Core Points - The Bancorp, Inc. will release its third quarter 2025 financial results after market hours on October 30, 2025 [1] - An earnings results conference call is scheduled for October 31, 2025, at 8:00 a.m. Eastern time [1] - Interested parties can access the live conference call webcast through The Bancorp's website [1]

Core Insights - Fifth Third Bancorp reported a year-over-year growth of 3% in demand deposits, indicating stability in its deposit base [1] - The company experienced a 14% improvement in commercial non-performing assets (NPAs) compared to the previous quarter [1] - Tangible book value per share increased by 7% year-over-year, reflecting positive growth in shareholder equity [1] - The net interest margin was highlighted as a key profitability metric, although specific figures were not provided in the excerpt [1]

Core Viewpoint - Bank First Corporation has received all necessary regulatory approvals to proceed with its merger with Centre 1 Bancorp, which is set to close on January 1, 2026, pending customary closing conditions and shareholder approval from Centre [1][2]. Group 1: Merger Details - The merger will allow Bank First to operate under a unified brand, enhancing its commitment to long-term growth and community-focused banking [2]. - Following the merger, First National Bank and Trust will operate as a division of Bank First until a system conversion is expected in the second quarter of 2026, after which all branches will transition to the Bank First name [2]. Group 2: Company Profiles - Bank First Corporation, headquartered in Manitowoc, Wisconsin, has total assets of approximately $4.4 billion and offers a range of financial services including commercial, mortgage, and consumer lending [3]. - Centre 1 Bancorp, based in Beloit, Wisconsin, operates The First National Bank and Trust Company, which has a strong presence in southern Wisconsin and northern Illinois, focusing on full-service banking and exceptional customer service [4].

FRANKLIN, Ind.--(BUSINESS WIRE)--(OTCID: TDCB) - Third Century Bancorp ("Company†), the holding company for Mutual Savings Bank ("Bank†), announced it recorded unaudited net income of $498,000 for the quarter ended September 30, 2025, or $0.43 per basic share and $0.42 per diluted share, compared to net income of $262,000 for the quarter ended September 30, 2024, or $0.22 per basic and diluted share. "The improved financial performance of the Bank was the direct result of the efforts of our tea. ...

Core Insights - U.S. Bancorp's third-quarter 2025 earnings per share (EPS) of $1.22 exceeded the Zacks Consensus Estimate of $1.11, marking an 18.4% increase from the prior-year quarter [1][8] - The company's shares rose approximately 1.5% in pre-market trading following the earnings announcement [1] - Key drivers of the results included lower expenses, higher non-interest income, and an increase in net interest income (NII) [1][9] Financial Performance - Net income attributable to U.S. Bancorp was $2 billion, reflecting a 16.6% increase from the prior-year quarter [2] - Total revenues for the quarter reached $7.33 billion, up 6.8% year over year, surpassing the Zacks Consensus Estimate by 2.4% [3] - Tax-equivalent NII was $4.25 billion, a 2% increase from the previous year, driven by fixed asset repricing and a favorable loan mix [3] - Non-interest income rose 14.1% year over year to $3.08 billion, supported by growth across nearly all components [4] - Non-interest expenses decreased by 2% year over year to $4.19 billion, primarily due to lower compensation and employee benefits [4] - The efficiency ratio improved to 57.2%, down from 60.2% in the prior-year quarter, indicating enhanced profitability [4] Loan and Deposit Growth - Average total loans increased slightly to $379.2 billion from the previous quarter [5] - Average total deposits rose by 1.8% from the previous quarter to $511.8 billion [5] Credit Quality - The total allowance for credit losses was $7.89 billion, showing a marginal year-over-year decline [6] - Non-performing assets decreased by 10.4% year over year to $1.65 billion [6] - Net charge-offs were $536 million, down 4.9% from the prior-year quarter [6] - The provision for credit losses increased by 2.5% year over year to $571 million [6] Capital Ratios - The Tier 1 capital ratio improved to 12.4% as of September 30, 2025, up from 12.2% in the prior-year quarter [7] - The Common Equity Tier 1 capital ratio was 10.9%, an increase from 10.5% year over year [7] - The tangible common equity to tangible assets ratio rose to 6.4%, up from 5.7% in the prior-year quarter [7] Overall Assessment - U.S. Bancorp's diversified revenue streams, solid balance sheet, and disciplined cost control continue to support strong financial performance [9] - Growth in NII and non-interest income, along with improved efficiency, is expected to enhance future profitability [9] - Despite a modest rise in provisions, U.S. Bancorp is well-positioned to deliver steady returns on tangible common equity and maintain positive operating leverage in upcoming quarters [9]

Core Insights - Seneca Bancorp, Inc. has qualified to trade on the OTCQX® Best Market, marking a significant upgrade from the OTCID™ Basic Market [1][3][4] - The company began trading under the symbol "SNNF" and aims to enhance visibility and accessibility to U.S. investors [2][4] - This upgrade reflects the company's commitment to transparency, sound governance, and long-term shareholder value [4] Company Overview - Seneca Bancorp, Inc. is the successor to Seneca Financial Corp. and serves as the bank holding company for Seneca Savings Bank, National Association, headquartered in Baldwinsville, New York [6] - The Bank operates five full-service locations in Onondaga and Madison Counties in New York [6] Market Context - The OTCQX Market provides a premium platform for investor-focused companies, requiring high financial standards and compliance with securities laws for qualification [3][7] - OTC Markets Group Inc. operates regulated markets for trading 12,000 U.S. and international securities, facilitating efficient access to financial markets [7]

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Reports Third Quarter 2025 Results. ...

Core Points - Plumas Bancorp reported a net income of $5.1 million or $0.74 per share for Q3 2025, a decrease from $7.8 million or $1.33 per share in Q3 2024 [1] - The company completed the acquisition of Cornerstone Community Bank, which significantly impacted its financial results [3][9] Financial Performance - For the nine months ended September 30, 2025, net income was $18.6 million or $2.98 per share, down from $20.9 million or $3.54 per share in the same period of 2024 [2] - Net interest income increased by $6.3 million in Q3 2025, totaling $25.2 million, while the provision for credit losses rose by $5.8 million [1][32] - The annualized return on average assets decreased to 0.90% in Q3 2025 from 1.84% in Q3 2024, and return on average equity fell from 18.1% to 8.5% [1] Acquisition Details - The acquisition of Cornerstone Community Bank included total assets of $658 million, gross loans of $478 million, and deposits of $580 million [3] - Goodwill from the acquisition was recorded at $18.7 million, with a core deposit intangible of $11.6 million [3] Balance Sheet Highlights - Total assets increased by 34% to $2.23 billion as of September 30, 2025, compared to $1.66 billion a year earlier [57] - Gross loans rose by 49% to $1.5 billion, while total deposits increased by 35% to $1.8 billion [11][13][14] Non-Interest Income and Expenses - Non-interest income for Q3 2025 was $2.2 million, a slight increase from the previous year, with notable gains from the acquisition [46] - Non-interest expenses rose by $4.3 million to $15.1 million, driven by merger-related costs and increased salary expenses [47] Asset Quality - Nonperforming assets increased to $15.2 million, representing 0.68% of total assets, up from 0.29% a year prior [16] - The provision for credit losses for the first nine months of 2025 was $6.5 million, significantly higher than $1.3 million in the same period of 2024 [17] Shareholders' Equity - Total shareholders' equity increased by $64 million to $246 million as of September 30, 2025, reflecting earnings and stock issued during the acquisition [21]

Core Viewpoint - Community Trust Bancorp, Inc. reported a net income of $23.9 million for the third quarter of 2025, reflecting a decrease from the previous quarter but an increase compared to the same quarter last year. The company experienced growth in net interest income and total revenue, while facing increases in noninterest expenses and provisions for credit losses. Financial Performance - Net income for 3Q2025 was $23.9 million, or $1.33 per basic share, down from $24.9 million in 2Q2025 but up from $22.1 million in 3Q2024 [1] - Total revenue for the quarter was $1.3 million above the prior quarter and $8.7 million above the same quarter last year [1] - Net interest revenue increased by $1.5 million from the prior quarter and $8.4 million from the same quarter last year [1][2] - Noninterest income for 3Q2025 was $15.9 million, a decrease of $0.2 million from the prior quarter but an increase of $0.4 million from the same quarter last year [2][8] Loan and Deposit Growth - The loan portfolio reached $4.8 billion, increasing by $92.1 million from the previous quarter and $443.4 million from the same quarter last year [2][14] - Total deposits, including repurchase agreements, increased to $5.7 billion, up by $212.2 million from the prior quarter and $598.7 million from the same quarter last year [5][14] Expense and Efficiency Metrics - Noninterest expense for 3Q2025 was $36.7 million, an increase of $1.1 million from the prior quarter and $4.2 million from the same quarter last year [11] - The efficiency ratio improved to 50.86% from 51.75% in the same quarter last year [1] Asset Quality - The provision for credit losses was $3.9 million, an increase of $1.8 million from the prior quarter and $1.1 million from the same quarter last year [2][19] - Total nonperforming loans were $24.7 million, an increase of $0.3 million from the prior quarter but a decrease of $0.4 million from the same quarter last year [5][16] Shareholder Returns - Dividends declared per share increased to $0.53 from $0.47 in the previous quarter and the same quarter last year [1] - Shareholders' equity rose to $831.4 million, an increase of $24.5 million during the quarter and $70.6 million from the same quarter last year [15]

Core Insights - Kish Bancorp, Inc. reported a net income of $5.2 million, or $1.72 per share, for Q3 2025, marking a 34.3% increase from $3.8 million, or $1.28 per share, in Q2 2025, and a 23.6% increase from $4.2 million, or $1.41 per share, in Q3 2024 [1] Financial Performance - For the first nine months of 2025, the net income reached $12.6 million, or $4.22 per share [1]