Core Points - Fifth Third Bancorp will participate in the 2025 BancAnalysts Association of Boston Conference on November 7, 2025, at approximately 9:00 AM ET, represented by Jamie Leonard and Bryan Preston [1] - The conference will feature an audio webcast and presentation slides available for viewing live and for approximately 14 days post-conference [2] - Fifth Third Bancorp has a long history of innovation since its establishment in 1858, focusing on improving lives through financial services [3] - The company has been recognized as one of Ethisphere's World's Most Ethical Companies® for several years, emphasizing its commitment to customers, employees, communities, and shareholders [3] - Fifth Third Bancorp is the parent company of Fifth Third Bank, which is federally chartered and trades on NASDAQ under the symbol "FITB" [4] - The company reported revenues of $7.90 billion and net income of $2.77 billion in 2021 [5] Additional Information - Fifth Third Private Bank received the Datos Insights 2025 Impact Award for Best Innovation in Client Experience, highlighting its commitment to leveraging technology in wealth management [7] - Fifth Third has been recognized in the 2026 Forbes Best Customer Service List for the third consecutive year, reflecting its dedication to customer-centric service [8]

Core Points - Amerant Bancorp Inc. has rescheduled its third quarter 2025 earnings release and investor conference call to October 28, 2025, before market opens to complete customary review processes [1][2] - The Board of Directors declared a cash dividend of $0.09 per share of common stock, payable on November 28, 2025, to shareholders of record by November 14, 2025 [3] Company Overview - Amerant Bancorp Inc. is a bank holding company headquartered in Coral Gables, Florida, operating since 1979, with its main subsidiary being Amerant Bank, N.A. [4] - The company provides deposit, credit, and wealth management services, operating 22 banking centers, primarily in South Florida [4]

Core Insights - Community Bancorp. reported a significant increase in earnings for the third quarter of 2025, with net income reaching $4.7 million or $0.84 per share, marking a 52.42% increase compared to the same period in 2024 [1] Financial Performance - The earnings for the third quarter of 2025 were $4.7 million, up from $3.1 million in the third quarter of 2024 [1] - Earnings per share increased from $0.55 in Q3 2024 to $0.84 in Q3 2025 [1]

Key Highlights - Sturgis Bancorp, Inc. reported a net income of $2.4 million for the third quarter of 2025 [1] - The earnings per share (EPS) for the same period was $1.09 [1]

Core Insights - Cornerstone Bancorp, Inc. reported a consolidated net income of $2.9 million for the third quarter of 2025, reflecting an increase of 11.6% compared to $2.6 million in the same period last year [8][9] - The net interest margin improved to 3.75% in Q3 2025, up from 3.33% in Q3 2024, indicating enhanced profitability from interest-earning assets [8][9] - Total assets increased by 1.5% to $1.02 billion as of September 30, 2025, compared to $1.00 billion a year earlier [8][9] Income Statement Highlights - Net interest income rose to $9.5 million in Q3 2025, a 14.2% increase from $8.4 million in Q3 2024 [7] - Noninterest income decreased by 3.4% to $1.4 million, down from $1.5 million year-over-year [7] - Noninterest expenses increased by 7.5% to $6.7 million, compared to $6.3 million in the previous year [7] Balance Sheet Highlights - The loan portfolio grew by 10.1% to $716.4 million, up from $651 million a year earlier [8][9] - Deposits increased by 0.7% to $904.5 million, compared to $898.3 million in Q3 2024 [8][9] - Tangible shareholders' equity improved by 12.6% to $88.2 million, up from $78.3 million a year earlier [8][9] Trust and Wealth Management - Trust and wealth management assets reached $1.13 billion as of September 30, 2025, compared to $1.02 billion a year earlier, marking an 11.0% increase [2][9] Market Position and Strategy - Cornerstone Bancorp focuses on serving commercial banking and investment needs for families and family-owned businesses, emphasizing relationship-based banking as larger banks shift towards institutional approaches [3][4] - The company is recognized for its commercial lending services, including equipment, real estate, and construction loans, as well as treasury management services [4]

Core Insights - West Coast Community Bancorp reported unaudited earnings of $12.1 million for Q3 2025, a decrease from $12.9 million in Q2 2025 but a significant increase of 47% from $8.2 million in Q3 2024 [1] - Year-to-date earnings for the nine-month period ended September 30, 2025, were $36.7 million, up 42% from $25.7 million in the same period in 2024 [1] Earnings Per Share - Basic and diluted EPS for Q3 2025 were $1.15 and $1.14, respectively, down from $1.23 and $1.22 in Q2 2025, but up 17% and 19% from the same quarter last year [2] - For the nine-month period ended September 30, 2025, basic and diluted EPS were $3.49 and $3.45, reflecting a 14% increase from the same period in 2024 [2] Dividends - The Bancorp Board declared a quarterly cash dividend of $0.22 per common share, payable on November 10, 2025 [3] Financial Performance - Total deposits reached $2.4 billion at September 30, 2025, an increase of $176 million (8%) from June 30, 2025, and $909.1 million (60%) from September 30, 2024 [5][27] - Net income for Q3 2025 decreased by $857 thousand (7%) from Q2 2025 due to a $2.9 million increase in the provision for credit losses [5] - Total assets increased to $2.8 billion at September 30, 2025, up from $2.7 billion at June 30, 2025, and $1.8 billion at September 30, 2024 [5] Net Interest Income and Margin - Net interest income for Q3 2025 was $34.6 million, a 6% increase from Q2 2025 and a 69% increase from Q3 2024 [8] - Taxable equivalent net interest margin was 5.28% for Q3 2025, slightly down from 5.30% in Q2 2025 but up from 4.93% in Q3 2024 [10] Loan and Asset Quality - Gross loans increased by $17.2 million from Q2 2025 and $732.7 million (53%) from Q3 2024, driven by construction loans and the Merger [21] - Nonaccrual loans totaled $14.4 million, accounting for 0.67% of gross loans at September 30, 2025 [22] Allowance for Credit Losses - The allowance for credit losses was $37.1 million at September 30, 2025, representing 1.74% of total loans, an increase from 1.59% in Q2 2025 [23] Liquidity Position - As of September 30, 2025, net available liquidity sources were $1.6 billion, exceeding uninsured and uncollateralized deposits of $1.2 billion, with a coverage ratio of 132% [17] Investment Portfolio - The investment portfolio increased to $434.6 million as of September 30, 2025, primarily due to purchases of $90.3 million [19] - Net unrealized losses on AFS securities improved to $9.5 million at September 30, 2025, from $13.8 million at June 30, 2025 [20]

Accessibility StatementSkip Navigation While we have experienced an increase in non-performing assets year-to-date, we believe these assets are well collateralized and do not represent a risk of material loss to the Company. Our adjusted noninterest expense to average assets was 1.46% during the third quarter of 2025, which continues to be nearly half that of similarly-sized peer banks based on recent call report data. Careful management of our dividend and asset growth has allowed our tangible common equit ...

Earnings Report - Zions Bancorporation is set to release its third-quarter earnings results on October 20, with analysts expecting earnings of $1.40 per share, an increase from $1.37 per share in the same period last year [1] - The consensus estimate for quarterly revenue is $842.34 million, compared to $804 million a year earlier [1] Legal Actions and Financial Impact - On October 15, Zions Bancorporation announced awareness of legal actions against two borrowers related to commercial and industrial loans, leading to a provision of approximately $60 million [2] - Following this announcement, shares of Zions Bancorp increased by 5.8%, closing at $49.67 [2] Analyst Ratings - Baird analyst David George upgraded Zions Bancorp from Neutral to Overweight with a price target of $65 [6] - Piper Sandler analyst Matthew Clark maintained a Neutral rating and lowered the price target from $62 to $59 [6] - Evercore ISI Group analyst Jon Pancari maintained an Outperform rating and raised the price target from $62 to $64 [6] - Morgan Stanley analyst Manan Gosalia maintained an Equal-Weight rating and increased the price target from $63 to $70 [6] - Truist Securities analyst Jennifer Demba maintained a Hold rating and raised the price target from $57 to $59 [6]

Core Insights - Chino Commercial Bancorp reported strong financial performance for Q3 2025, with net earnings of $1.54 million, a 21.57% increase year-over-year [2][3] - The bank achieved record levels in total deposits, loans, revenue, earnings, and earnings per share, indicating robust growth and operational efficiency [3] - The bank opened a new branch in Corona, generating $20 million in new deposits, contributing to overall growth [4] Financial Performance - Net earnings for the year-to-date increased by 18.45% to $4.43 million compared to $3.74 million in the same period last year [2] - Basic and diluted earnings per share rose to $0.48 for Q3 2025, up from $0.39 in Q3 2024 [2] - Net interest income for Q3 2025 was $4.0 million, compared to $3.4 million in Q3 2024, reflecting a net interest margin of 3.79%, up from 3.08% the previous year [6][16] Asset and Deposit Growth - Total assets reached $488.9 million, an increase of 4.8% from $466.7 million at the end of 2024 [4][12] - Total deposits rose by 10.7% to $386.0 million, with core deposits making up 97.09% of total deposits [4][19] - Gross loans increased by 2.7% to $210.8 million, with no delinquent loans reported [5][12] Non-Interest Income and Expenses - Non-interest income for Q3 2025 totaled $891.7 thousand, a 12.44% increase from $793.1 thousand in Q3 2024, driven by higher service charges and fees [7][14] - General and administrative expenses increased to $2.8 million from $2.5 million in the prior year, with salaries and benefits being the largest component [8][15] Tax and Equity - Income tax expense for the quarter was $614.1 thousand, a 22.9% increase from $499.6 thousand in the same period last year [9] - Total shareholders' equity increased to $47.16 million from $42.71 million, reflecting strong retained earnings growth [13]

Core Insights - Johnson Fistel, PLLP is investigating Zions Bancorporation for potential violations of federal securities laws related to misleading statements and undisclosed material information [1] - A Bloomberg report on October 16, 2025, indicated that Zions and another regional bank faced losses from fraudulent loans linked to distressed commercial real estate, resulting in a stock price drop of over 13% [2] Company Overview - Zions Bancorporation is under scrutiny for its lending practices and risk management controls following allegations of fraud [2] - The investigation by Johnson Fistel aims to determine if Zions' officers and directors failed to disclose critical information to investors [1] Legal Context - Investors who purchased Zions securities and experienced significant losses are encouraged to participate in the investigation led by Johnson Fistel [3] - Johnson Fistel is recognized for its role in securities class actions and has a history of recovering substantial amounts for investors [5]