SALEM, Ore.--(BUSINESS WIRE)--Oregon Bancorp, Inc. (OTCBB: ORBN), parent company of Willamette Valley Bank, reported third quarter 2025 net income of $1.1 million, or $0.46 per share, up from $719,000, or $0.29 per share, in the prior quarter. The Company's return on average assets and return on average equity for the third quarter were 1.0% and 6.1%, respectively. Net interest margin improved to 3.8%, compared to 3.7% in the previous quarter. The balance sheet remained relatively consistent du. ...

Core Insights - Fifth Third Bancorp (FITB) reported quarterly earnings of $0.93 per share, exceeding the Zacks Consensus Estimate of $0.87 per share, and showing an increase from $0.85 per share a year ago, resulting in an earnings surprise of +6.90% [1][2] - The company achieved revenues of $2.3 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.51% and up from $2.13 billion year-over-year [2] - The stock has underperformed the market, losing about 4.5% since the beginning of the year compared to the S&P 500's gain of 12.7% [3][4] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.02 on revenues of $2.33 billion, and for the current fiscal year, it is $3.49 on revenues of $9.02 billion [7] - The estimate revisions trend for Fifth Third Bancorp was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Major Regional is currently in the top 21% of over 250 Zacks industries, suggesting a favorable outlook for the sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Points - The Bancorp, Inc. will release its third quarter 2025 financial results after market hours on October 30, 2025 [1] - An earnings results conference call is scheduled for October 31, 2025, at 8:00 a.m. Eastern time [1] - Interested parties can access the live conference call webcast through The Bancorp's website [1]

Core Insights - Fifth Third Bancorp reported a year-over-year growth of 3% in demand deposits, indicating stability in its deposit base [1] - The company experienced a 14% improvement in commercial non-performing assets (NPAs) compared to the previous quarter [1] - Tangible book value per share increased by 7% year-over-year, reflecting positive growth in shareholder equity [1] - The net interest margin was highlighted as a key profitability metric, although specific figures were not provided in the excerpt [1]

Core Viewpoint - Bank First Corporation has received all necessary regulatory approvals to proceed with its merger with Centre 1 Bancorp, which is set to close on January 1, 2026, pending customary closing conditions and shareholder approval from Centre [1][2]. Group 1: Merger Details - The merger will allow Bank First to operate under a unified brand, enhancing its commitment to long-term growth and community-focused banking [2]. - Following the merger, First National Bank and Trust will operate as a division of Bank First until a system conversion is expected in the second quarter of 2026, after which all branches will transition to the Bank First name [2]. Group 2: Company Profiles - Bank First Corporation, headquartered in Manitowoc, Wisconsin, has total assets of approximately $4.4 billion and offers a range of financial services including commercial, mortgage, and consumer lending [3]. - Centre 1 Bancorp, based in Beloit, Wisconsin, operates The First National Bank and Trust Company, which has a strong presence in southern Wisconsin and northern Illinois, focusing on full-service banking and exceptional customer service [4].

FRANKLIN, Ind.--(BUSINESS WIRE)--(OTCID: TDCB) - Third Century Bancorp ("Company†), the holding company for Mutual Savings Bank ("Bank†), announced it recorded unaudited net income of $498,000 for the quarter ended September 30, 2025, or $0.43 per basic share and $0.42 per diluted share, compared to net income of $262,000 for the quarter ended September 30, 2024, or $0.22 per basic and diluted share. "The improved financial performance of the Bank was the direct result of the efforts of our tea. ...

Core Insights - U.S. Bancorp's third-quarter 2025 earnings per share (EPS) of $1.22 exceeded the Zacks Consensus Estimate of $1.11, marking an 18.4% increase from the prior-year quarter [1][8] - The company's shares rose approximately 1.5% in pre-market trading following the earnings announcement [1] - Key drivers of the results included lower expenses, higher non-interest income, and an increase in net interest income (NII) [1][9] Financial Performance - Net income attributable to U.S. Bancorp was $2 billion, reflecting a 16.6% increase from the prior-year quarter [2] - Total revenues for the quarter reached $7.33 billion, up 6.8% year over year, surpassing the Zacks Consensus Estimate by 2.4% [3] - Tax-equivalent NII was $4.25 billion, a 2% increase from the previous year, driven by fixed asset repricing and a favorable loan mix [3] - Non-interest income rose 14.1% year over year to $3.08 billion, supported by growth across nearly all components [4] - Non-interest expenses decreased by 2% year over year to $4.19 billion, primarily due to lower compensation and employee benefits [4] - The efficiency ratio improved to 57.2%, down from 60.2% in the prior-year quarter, indicating enhanced profitability [4] Loan and Deposit Growth - Average total loans increased slightly to $379.2 billion from the previous quarter [5] - Average total deposits rose by 1.8% from the previous quarter to $511.8 billion [5] Credit Quality - The total allowance for credit losses was $7.89 billion, showing a marginal year-over-year decline [6] - Non-performing assets decreased by 10.4% year over year to $1.65 billion [6] - Net charge-offs were $536 million, down 4.9% from the prior-year quarter [6] - The provision for credit losses increased by 2.5% year over year to $571 million [6] Capital Ratios - The Tier 1 capital ratio improved to 12.4% as of September 30, 2025, up from 12.2% in the prior-year quarter [7] - The Common Equity Tier 1 capital ratio was 10.9%, an increase from 10.5% year over year [7] - The tangible common equity to tangible assets ratio rose to 6.4%, up from 5.7% in the prior-year quarter [7] Overall Assessment - U.S. Bancorp's diversified revenue streams, solid balance sheet, and disciplined cost control continue to support strong financial performance [9] - Growth in NII and non-interest income, along with improved efficiency, is expected to enhance future profitability [9] - Despite a modest rise in provisions, U.S. Bancorp is well-positioned to deliver steady returns on tangible common equity and maintain positive operating leverage in upcoming quarters [9]

Core Insights - Seneca Bancorp, Inc. has qualified to trade on the OTCQX® Best Market, marking a significant upgrade from the OTCID™ Basic Market [1][3][4] - The company began trading under the symbol "SNNF" and aims to enhance visibility and accessibility to U.S. investors [2][4] - This upgrade reflects the company's commitment to transparency, sound governance, and long-term shareholder value [4] Company Overview - Seneca Bancorp, Inc. is the successor to Seneca Financial Corp. and serves as the bank holding company for Seneca Savings Bank, National Association, headquartered in Baldwinsville, New York [6] - The Bank operates five full-service locations in Onondaga and Madison Counties in New York [6] Market Context - The OTCQX Market provides a premium platform for investor-focused companies, requiring high financial standards and compliance with securities laws for qualification [3][7] - OTC Markets Group Inc. operates regulated markets for trading 12,000 U.S. and international securities, facilitating efficient access to financial markets [7]

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp Reports Third Quarter 2025 Results. ...

Core Points - Plumas Bancorp reported a net income of $5.1 million or $0.74 per share for Q3 2025, a decrease from $7.8 million or $1.33 per share in Q3 2024 [1] - The company completed the acquisition of Cornerstone Community Bank, which significantly impacted its financial results [3][9] Financial Performance - For the nine months ended September 30, 2025, net income was $18.6 million or $2.98 per share, down from $20.9 million or $3.54 per share in the same period of 2024 [2] - Net interest income increased by $6.3 million in Q3 2025, totaling $25.2 million, while the provision for credit losses rose by $5.8 million [1][32] - The annualized return on average assets decreased to 0.90% in Q3 2025 from 1.84% in Q3 2024, and return on average equity fell from 18.1% to 8.5% [1] Acquisition Details - The acquisition of Cornerstone Community Bank included total assets of $658 million, gross loans of $478 million, and deposits of $580 million [3] - Goodwill from the acquisition was recorded at $18.7 million, with a core deposit intangible of $11.6 million [3] Balance Sheet Highlights - Total assets increased by 34% to $2.23 billion as of September 30, 2025, compared to $1.66 billion a year earlier [57] - Gross loans rose by 49% to $1.5 billion, while total deposits increased by 35% to $1.8 billion [11][13][14] Non-Interest Income and Expenses - Non-interest income for Q3 2025 was $2.2 million, a slight increase from the previous year, with notable gains from the acquisition [46] - Non-interest expenses rose by $4.3 million to $15.1 million, driven by merger-related costs and increased salary expenses [47] Asset Quality - Nonperforming assets increased to $15.2 million, representing 0.68% of total assets, up from 0.29% a year prior [16] - The provision for credit losses for the first nine months of 2025 was $6.5 million, significantly higher than $1.3 million in the same period of 2024 [17] Shareholders' Equity - Total shareholders' equity increased by $64 million to $246 million as of September 30, 2025, reflecting earnings and stock issued during the acquisition [21]