UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-Q _________________________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2023 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) _________________________________________ ...

Truist Financial Corporation (NYSE:TFC) Q3 2023 Earnings Conference Call October 18, 2023 8:00 AM ET Company Participants Brad Milsaps - Head of IR Bill Rogers - Chairman and CEO Mike Maguire - CFO Clarke Starnes - Vice Chair and CRO Conference Call Participants Ken Usdin - Jefferies John McDonald - Autonomous Research Ebrahim Poonawala - Bank of America Erika Najarian - UBS John Pancari - Evercore ISI Mike Mayo - Wells Fargo Securities Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Capital Markets Ryan ...

5-Quarter Trend vs. Linked Quarter – Improving spreads on new and renewed loans 1 See non-GAAP reconciliations in the appendix $2,102 $2,227 $2,234 $2,293 $2,108 3Q22 4Q22 1Q23 2Q23 3Q23 – Lower service charges on deposits revenue of $88 million primarily due to $87 million of client refund accruals – Noninterest income increased 0.3% as 9.4% growth in insurance revenue (6.3% organic) was partially offset by lower service charges on deposits and investment banking and trading income 61.8% 60.0% 60.5% 63.3% ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-Q _________________________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: June 30, 2023 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | ____________________________________________ ...

2Q22 3Q22 4Q22 1Q23 2Q23 – Partially offset by lower investment banking and trading revenue Increase in the loan loss reserve reflects normalization of asset quality Provision increased slightly vs. 1Q23 due to higher NCOs and an updated economic outlook | --- | --- | |-----------------------------------------------|----------| | NPL% | 5.6% | | LTM NCO ratio | 0.88% | | Loan loss reserves | 6.2% | | WALTV | ~60% | | Weighted average maturity | ~3 years | | % in Truist Southeast/ Mid-Atlantic footprint | ~7 ...

Truist Financial Corporation (NYSE:TFC) Q2 2023 Earnings Conference Call July 20, 2023 8:00 AM ET Company Participants Brad Milsaps - Head of Investor Relations Bill Rogers - Chairman and Chief Executive Officer Mike Maguire - Chief Financial Officer Clarke Starnes - Vice Chair and Chief Risk Officer Conference Call Participants Ken Usdin - Jefferies Ebrahim Poonawala - Bank of America Erika Najarian - UBS Betsy Graseck - Morgan Stanley Mike Mayo - Wells Fargo Securities John McDonald - Autonomous Research ...

For the quarterly period ended: March 31, 2023 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | _________________________________________________________________ | | | | --- | --- | --- | | North Carolina | 56-0939887 | | | (State or other jurisdiction of incorporation or organization) | (I.R.S. Employer Identification No.) | | | 214 North Tryon Street | | | | Charlotte, North Carolina | 28202 | | | (Address of principal executive offices) ...

| --- | --- | --- | |-------------------------------------------------|-------|-------| | | | | | | | | | | | | | First Quarter 2023 | | | | Earnings Conference Call | | | | | | | | Bill Rogers – Chairman & CEO Mike Maguire – CFO | | | | April 20, 2023 | | | Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, regarding the financial condition, results of operations, business plans and the future perfor ...

Truist Financial Corporation (NYSE:TFC) Q1 2023 Earnings Conference Call April 20, 2023 8:00 AM ET Company Participants Ankur Vyas - Head, IR Bill Rogers - Chairman & CEO Mike Maguire - CFO Clarke Starnes - Vice Chair & Chief Risk Officer John Howard - Chief Insurance Officer Conference Call Participants Ken Usdin - Jefferies Blake Netter - Morgan Stanley John Pancari - Evercore ISI Mike Mayo - Wells Fargo Securities Erika Najarian - UBS Gerard Cassidy - RBC John McDonald - Autonomous Research Operator Gree ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-K _________________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | _________________________________________________ ...