The upcoming report from Truist Financial Corporation (TFC) is expected to reveal quarterly earnings of $1.09 per share, indicating an increase of 19.8% compared to the year-ago period. Analysts forecast revenues of $5.27 billion, representing an increase of 4.1% year over year.The consensus EPS estimate for the quarter has undergone an upward revision of 0.7% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estimates ...

Mark Cuccinello to lead asset-based lending, working capital solutions, and equipment finance businessesCHARLOTTE, N.C., Jan. 15, 2026 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Mark Cuccinello has joined the company as Head of Structured Credit, overseeing Asset-Based Lending, Working Capital Solutions, and Equipment Finance. In this role, Cuccinello will help advance Truist's structured credit strategy by aligning more closely with the corporate and commercial banking t ...

Group 1 - Truist has lowered the target price for Datadog from $195 to $140 while maintaining a "Hold" rating [1]

Core Insights - Truist Financial Corporation (TFC) has experienced a steady rise in net interest income (NII) with a five-year compound annual growth rate (CAGR) of 14% from 2019 to 2024, despite declines in 2021 and 2024 [1][10] - The outlook for TFC's NII expansion is positive due to falling interest rates and easing lending standards, with interest rates currently at 3.50-3.75% [2] - Management anticipates a 2% sequential increase in NII for the fourth quarter of 2025, driven by loan growth, higher client deposits, and lower deposit costs [3][10] NII Growth Projections - NII is expected to grow by 2.3%, 4%, and 2.7% in 2025, 2026, and 2027 respectively, supported by stabilizing deposit costs and increasing loan demand [4] - The decline in interest rates is expected to improve borrower solvency and reduce delinquency rates, further supporting NII growth [3] Peer Comparison - Fifth Third Bancorp (FITB) has a five-year CAGR of 4.2% in NII, with a year-over-year increase of 6.2% in the first nine months of 2025 [6] - U.S. Bancorp (USB) has a five-year CAGR of 4.4% in NII, with a 2% year-over-year increase in the first nine months of 2025 [7] Market Performance - Truist's shares have risen 13.2% over the past six months, compared to the industry's growth of 18.2% [9]

Core Insights - The article discusses the positive outlook for bank stocks, particularly focusing on high dividend yield stocks, following a rebound in the market after a dip in April due to tariff plans [2][4] - The Federal Reserve's interest rate cuts, totaling 75 basis points this year, are expected to support banks' net interest income (NII) and accelerate deal-making activities in 2026 [2][3] Group 1: Bank Stocks Overview - Three bank stocks highlighted for their high dividend yields are Truist Financial Corp. (TFC), Columbia Banking System, Inc. (COLB), and Norwood Financial Corp. (NWFL) [2][5] - Each of these stocks has seen a share price increase of over 3% in the past year, with one stock rated as a Strong Buy and the others rated as Hold [5] Group 2: Norwood Financial Corp. (NWFL) - Norwood Financial, with $2.4 billion in assets as of September 30, 2025, is set to enhance its scale through the acquisition of PB Bankshares, expected to close on January 5, 2026 [6][7] - The company has a strong liquidity position, reporting long-term debt of $72.1 million and cash and cash equivalents of $49.3 million as of September 30, 2025 [8] - Norwood Financial raised its quarterly dividend by 3.2% to 32 cents per share, yielding 4.33%, and has increased its dividend six times over the past five years [9][10] Group 3: Columbia Banking System, Inc. (COLB) - Columbia Banking operates approximately 350 branches across eight Western states and has expanded its assets to nearly $70 billion following a merger with Pacific Premier in August 2025 [11][12] - The bank's NII rose to approximately $1.38 billion in the first nine months of 2025, a 7.8% year-over-year increase, supported by higher customer-related fee income [13] - Columbia raised its quarterly dividend by 2.8% to 37 cents per share, currently yielding 5.17%, with a payout ratio of 48% [15] Group 4: Truist Financial Corp. (TFC) - Truist Financial operates a wide range of services and anticipates a sequential NII increase of approximately 2% in the fourth quarter, driven by higher client deposits and lower deposit costs [16][19] - The company is refining its business mix and investing in digital capabilities to support long-term growth while maintaining a liquidity position with total debt of $71.1 billion [17][18] - Truist's quarterly dividend remains at 52 cents per share, yielding 4.12%, with a payout ratio of 56% [19][20]

Industry Overview - This year has been favorable for bank stocks following a recovery from a dip in April due to tariff plans, with markets reaching record highs supported by the Federal Reserve's interest rate cuts of 75 basis points [1] - The Federal Reserve is expected to implement another rate cut in 2026, which is anticipated to enhance banks' net interest income (NII) as funding costs stabilize and loan demand improves [1] Technological Advancements - Banks are increasingly focusing on artificial intelligence (AI) and technology to improve client experiences and expand their online presence, aiming to capture the growing mobile banking demographic [2] - Strategic buyouts and collaborations are expected to deepen global presence and diversify revenue streams, further bolstering fee income for banking firms [2] Economic Factors - Stronger-than-expected GDP growth and robust consumer spending have renewed investor optimism, making dividend stocks an attractive option for stable income and growth [3] - Dividend-heavy bank stocks such as Truist Financial Corporation, Columbia Banking System, and Norwood Financial Corporation are highlighted as potential steady income generators [3] Bank Performance and Dividends - Norwood Financial has a dividend yield of 4.18%, supported by consistent dividend increases and a conservative payout ratio [7] - Columbia Banking offers a 5.13% yield, bolstered by recent dividend hikes and solid capital returns [7] - Truist Financial provides a 4.12% yield, maintaining its quarterly dividend following the 2025 stress test [21] Company-Specific Insights - Norwood Financial's strategic growth initiatives include the acquisition of PB Bankshares, expected to enhance scale and create sustainable earnings growth opportunities [9] - Columbia Banking's relationship-based model and diversified deposit base support stable earnings, with NII rising to approximately $1.38 billion, up 7.8% year over year [14] - Truist Financial is refining its business mix to support long-term growth, investing in digital capabilities while divesting non-core businesses to enhance operational efficiency [19]

Core Viewpoint - Truist Financial Corporation is set to report its fourth quarter 2025 financial results on January 21, 2026, with a conference call scheduled for 8 a.m. ET to discuss the results [1][2]. Group 1: Financial Reporting - The financial results will be announced before the market opens on January 21, 2026 [1]. - A conference call will be hosted by Chairman and CEO Bill Rogers and CFO Mike Maguire to review the financial results [1]. - Investors can access the live earnings call via webcast or dial-in [1][2]. Group 2: Company Overview - Truist Financial Corporation is a purpose-driven financial services company headquartered in Charlotte, North Carolina [3]. - The company has a leading market share in many high-growth markets in the U.S. and offers a wide range of financial products and services [3]. - As of September 30, 2025, Truist has total assets of $544 billion, making it a top-10 commercial bank [3].

Market Overview - Markets are experiencing volatility as 2025 approaches, with signs of weakness in the artificial intelligence sector, particularly highlighted by Oracle's data center issues [1] - Economic sentiment is declining, and the job market is showing instability, contributing to investor anxiety [1] Technical Analysis Insights - In uncertain market conditions, investors often rely on technical analysis to predict short-term price movements, focusing on price patterns rather than fundamental metrics [2] - Technical indicators are crucial for identifying stocks with bearish trends, which may indicate further price declines [3] Stocks to Sell Cabot Corp. (NYSE:CBT) - Cabot Corp. has a market cap of $3.5 billion and annual sales of $3.7 billion, operating in the chemicals and materials sector [4] - The stock is facing technical resistance, trading below both the 50-day and 200-day simple moving averages (SMAs), with a weakening Relative Strength Index (RSI) [6] - A short position is recommended due to the stock's recent performance and technical indicators [6] CoreWeave Inc. (NASDAQ:CRWV) - CoreWeave, a cloud infrastructure provider, has a market cap of $26 billion but has seen its stock price drop over 40% in the last three months due to concerns over AI capital spending [7] - The stock is exhibiting a "Death Cross" pattern, indicating a potential continuation of its downtrend [9] Equity Bancshares Inc. (NYSE:EQBK) - Equity Bancshares has a market cap under $1 billion and has recently projected a decline in net interest margin for 2026, despite a 15% stock price increase over the last month [11] - The stock is currently overbought, with an RSI of 77, suggesting it may be a good time to take profits [13] AMREP Corp. (NYSE:AXR) - AMREP Corp. has a market cap of $100 million and reported a nearly 20% year-over-year revenue decline in its latest earnings [14] - The stock has dropped 30% over the last three months, with bearish technical indicators suggesting further downside [16] Truist Financial Corp. (NYSE:TFC) - Truist Financial, with a market cap of $64 billion, has strong fundamentals but is facing analyst downgrades and technical red flags [17] - The stock has gained 12% in the last month but is now considered overbought with an RSI of 76, indicating a potential reversal in momentum [19]

Core Insights - Truist Financial Corp (TFC) has launched an electronic direct deposit switching feature to enhance the digital onboarding process for clients, resulting in 19% of new digital applicants completing the switch since its introduction in August [1][6] Group 1: Truist's Digital Strategy - The introduction of the direct deposit switching feature aligns with Truist's strategy to invest in a digitally enabled client experience and support long-term financial success [2] - Truist plans to add 100 insights-driven branches and renovate over 300 branches in high-growth markets over the next five years, alongside hiring additional Premier advisors for complex financial needs [2] - The firm is enhancing its digital platform with smarter appointment scheduling, self-service onboarding, and digital planning tools, while also expanding AI-driven solutions like Truist Assist and Truist Insights [3] Group 2: Client Experience and Growth Strategy - Sherry Graziano, head of digital, emphasized the importance of a faster onboarding experience, allowing clients to choose Truist as their primary financial partner through various channels [4] - Truist's strategy focuses on disciplined growth through physical expansion and digital innovation, aiming to boost fee income, loan growth, and operational efficiency [4] Group 3: Market Performance - Truist's shares have increased by 10% over the past three months, outperforming the industry average rise of 7.6% [5]

Company Overview - Truist Financial Corporation (TFC) has a market capitalization of $64.2 billion and is one of the largest regional financial services companies in the U.S., formed in 2019 through the merger of BB&T and SunTrust [1] - The company is headquartered in Charlotte, North Carolina, and offers a wide range of services including consumer and commercial banking, lending, wealth and asset management, insurance, and investment banking [1] Earnings Expectations - Analysts anticipate TFC will report a profit of $1.09 per share for fiscal Q4, representing a 19.8% increase from $0.91 per share in the same quarter last year [2] - For the current fiscal year, TFC is expected to report a profit of $3.94 per share, up 6.8% from $3.69 per share in fiscal 2024, with further growth projected to $4.46 per share in fiscal 2026, a 13.2% year-over-year increase [3] Stock Performance - TFC shares have increased by 15.8% over the past 52 weeks, slightly outperforming the S&P 500 Index's 15.4% rise and the Financial Select Sector SPDR Fund's 14.5% increase during the same period [4] - On December 10, TFC shares rallied more than 3% following the announcement of a reduction in its prime lending rate from 7% to 6.75%, which is seen as a positive signal for loan demand [5] Analyst Ratings - Wall Street analysts have a "Moderate Buy" rating for TFC, with 22 analysts covering the stock: seven recommend "Strong Buy," two suggest "Moderate Buy," 12 indicate "Hold," and one advises a "Strong Sell" [6] - The mean price target for TFC is $51.17, indicating a potential upside of 2.5% from current levels [6]