| | | January 31 | | October 31 | | January 31 | | --- | --- | --- | --- | --- | --- | --- | | As at | | 2023 | | 2022 | | 2022 | | Assets | | | | | | | | Cash | $ | 201,372 | $ | 88,581 | $ | 155,239 | | Securities (note 4) | | 49,847 | | 141,564 | | - | | Loans, net of allowance for credit losses (note 5) | | 3,235,083 | | 2,992,678 | | 2,215,638 | | Other assets (note 6) | | 45,388 | | 43,175 | | 44,469 | | | $ | 3,531,690 | $ | 3,265,998 | $ | 2,415,346 | | Liabilities and Shareholders' Equity | | | | | ...

VersaBank (NASDAQ:VBNK) Q4 2022 Earnings Conference Call December 7, 2022 9:00 AM ET Company Participants David Taylor - President & CEO Shawn Clarke - CFO Conference Call Participants Greg MacDonald - LodeRock Research Stephen Ranzini - University Bank Brad Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBankÂ's Fourth Quarter and Year-End Fiscal 2022 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the f ...

VersaBank (NASDAQ:VBNK) Q3 2022 Earnings Conference Call August 31, 2022 9:00 AM ET Company Participants David Taylor – President and Chief Executive Officer Shawn Clarke – Chief Financial Officer Conference Call Participants Greg MacDonald – LodeRock Research Bradley Ness – Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBankÂ's Third Quarter 2022 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the third quarte ...

Q3 2022 Conference Call Presentation August 31, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corporate presentations, ...

Exhibit 99.1 Interim Consolidated Financial Statements July 31, 2022 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) | | | July 31 | | October 31 | | July 31 | | --- | --- | --- | --- | --- | --- | --- | | As at | | 2022 | | 2021 | | 2021 | | Assets | | | | | | | | Cash | $ | 84,214 | $ | 271,523 | $ | 297,005 | | Securities (note 4) | | 133,682 | | - | | - | | Loans, net of allowance for credit losses (note 5) | | 2,814,121 | | 2,103,050 | | 1,952,154 | | Oth ...

Q2 2022 Conference Call Presentation June 1, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 Passcode: 31237349# For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corpora ...

VersaBank (NASDAQ:VBNK) Q2 2022 Earnings Conference Call June 1, 2022 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants Greg MacDonald - LodeRock Research William Wallace - Raymond James Bradley Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Second Quarter 2022 Financial Results Conference Call. This morning VersaBank issued a news release reporting its financial ...

Exhibit 99.1 (thousands of Canadian dollars) | | | April 30 | | October 31 | | April 30 | | --- | --- | --- | --- | --- | --- | --- | | As at | | 2022 | | 2021 | | 2021 | | Assets | | | | | | | | Cash | $ | 198,157 | $ | 271,523 | $ | 272,428 | | Loans, net of allowance for credit losses (note 4) | | 2,450,276 | | 2,103,050 | | 1,829,776 | | Other assets (note 5) | | 43,713 | | 40,513 | | 37,553 | | | $ | 2,692,146 | $ | 2,415,086 | $ | 2,139,757 | | Liabilities and Shareholders' Equity | | | | | | | | Depo ...

VersaBank (NASDAQ:VBNK) Q1 2022 Earnings Conference Call March 2, 2022 9:00 AM ET Company Participants David Taylor – President & Chief Executive Officer Shawn Clarke – Chief Financial Officer and Treasurer Conference Call Participants William Wallace – Raymond James Greg MacDonald – LodeRock Advisors Inc. Trevor Reynolds – Acumen Capital Operator Good morning, ladies and gentlemen, and welcome to VersaBank's First Quarter 2022 Financial Results Conference Call. This morning, VersaBank issued a news release ...

Q1 2022 Conference Call Presentation March 2, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 Passcode: 43448798# For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corpor ...