Bank to Report Second Quarter Fiscal 2024 Results Wednesday, June 5, 2024 at 7:00 a.m. ET LONDON, ON, May 22, 2024 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its second quarter 2024 financial results and host a conference call to discuss those results on Wednesday, June 5, 2024. The conference call/webcast is scheduled for 9:00 a.m. ET and is expected to last approximately 60 minutes. The conference call/webcast will include a presentation by David Taylor, Pr ...

Company Participants Conference Call Participants Operator Please note that in addition to the telephone dial-in, VersaBank is webcasting this morning's conference call. The webcast is listen-only. If you are listening on the webcast but wish to ask a question in the Q&A session following Mr. Taylor's presentation, please dial into the conference line, the details of which are included in this morning's news release and on the Bank's website. I would like to remind our listeners that the statements about fu ...

Exhibit 99.1 Interim Consolidated Financial Statements January 31, 2024 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) | | | January 31 | | October 31 | | January 31 | | --- | --- | --- | --- | --- | --- | --- | | As at | | 2024 | | 2023 | | 2023 | | Assets | | | | | | | | Cash | $ | 127,509 | $ | 132,242 | $ | 201,372 | | Securities (note 4) | | 133,005 | | 167,940 | | 49,847 | | Loans, net of allowance for credit losses (note 5) | | 3,984,281 | | 3,850,404 ...

Company Participants Conference Call Participants Operator This morning, VersaBank issued a news release reporting its financial results for the fourth quarter and fiscal year ended October 31, 2023. The news release along with the bank's financial statements, MD&A, and supplemental financial information are available on the bank's website in the Investor Relations section, as well as on the SEDAR+ and EDGAR. Also, today's call will be archived for replay, both by telephone and via the Internet, beginning a ...

Q4 2023 Conference Call Presentation December 13, 2023 Post Conference Call Q&A 2 For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corporate presentations, annual reports and other disclosure documents and communications. By their very ...

Exhibit 99.1 For Immediate Release: December 13, 2023 Attention: Business Editors VERSABANK REPORTS RECORD FOURTH QUARTER AND FISCAL 2023 FINANCIAL RESULTS AS IT CONTINUES TO BENEFIT FROM INCREASING OPERATING LEVERAGE IN ITS UNIQUE DIGITAL BANKING MODEL – Fourth Quarter and Fiscal 2023 Highlighted by Another Record Loan Portfolio and Record Revenue, Net Interest Income and Net Income While ROCE Improves to 13.58% – VersaBank's 2023 annual audited Consolidated Financial Statements and Management's Discussion ...

VersaBank (NASDAQ:VBNK) Q3 2023 Earnings Call Transcript August 30, 2023 9:00 AM ET David Taylor - President and CEO Shawn Clarke - CFO David Feaster - Raymond James Mike Rizvanovic - KBW Research Stephen Ranzini - University Bank Bradley Ness - Choral Capital Good morning, ladies and gentlemen, and welcome to VersaBank's Third Quarter fiscal 2023 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the third quarter ended July 31, 2023. That n ...

Q3 2023 Conference Call Presentation August 30, 2023 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corporate presentations, ...

Exhibit 99.1 Interim Consolidated Financial Statements July 31, 2023 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) July 31 October 31 July 31 As at 2023 2022 2022 Assets Cash $ 87,726 $ 88,581 $ 84,214 Securities (note 4) 182,944 141,564 133,682 Loans, net of allowance for credit losses (note 5) 3,661,672 2,992,678 2,814,121 Other assets (note 6) 48,503 43,175 43,326 $ 3,980,845 $ 3,265,998 $ 3,075,343 Liabilities and Shareholders' Equity Deposits $ 3,328,01 ...

VersaBank (NASDAQ:VBNK) Q2 2023 Earnings Conference Call June 7, 2023 9:00 AM ET Company Participants David Taylor - President, Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants David Feaster - Raymond James Stephen Lange Ranzini - University Bank Abhilash Shashidharan - KBW Research Operator Good morning ladies and gentlemen. Welcome to VersaBank’s second quarter fiscal 2023 financial results conference call. This morning, VersaBank issued a news release reporting ...