Exhibit 99.1 Interim Consolidated Financial Statements April 30, 2023 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) April 30 October 31 April 30 As at 2023 2022 2022 Assets Cash $ 223,661 $ 88,581 $ 198,157 Securities (note 4) 39,652 141,564 - Loans, net of allowance for credit losses (note 5) 3,419,455 2,992,678 2,450,276 Other assets (note 6) 46,625 43,175 43,713 $ 3,729,393 $ 3,265,998 $ 2,692,146 Liabilities and Shareholders' Equity Deposits $ 3,108,218 ...

VersaBank (NASDAQ:VBNK) Q1 2023 Results Conference Call March 8, 2023 9:00 AM ET Company Participants David Taylor - President, CEO Shawn Clarke - CFO Conference Call Participants David Feaster - Raymond James Mike Rizvanovic - KBW Research Stephanie Woo - LodeRock Research Trevor Reynolds - Acumen Capital Brad Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's First Quarter Fiscal 2023 Financial Results Conference Call. This morning, VersaBank issued a news release re ...

Exhibit 99.1 Interim Consolidated Financial Statements January 31, 2023 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) January 31 October 31 January 31 As at 2023 2022 2022 Assets Cash $ 201,372 $ 88,581 $ 155,239 Securities (note 4) 49,847 141,564 - Loans, net of allowance for credit losses (note 5) 3,235,083 2,992,678 2,215,638 Other assets (note 6) 45,388 43,175 44,469 $ 3,531,690 $ 3,265,998 $ 2,415,346 Liabilities and Shareholders' Equity Deposits $ 2,92 ...

VersaBank (NASDAQ:VBNK) Q4 2022 Earnings Conference Call December 7, 2022 9:00 AM ET Company Participants David Taylor - President & CEO Shawn Clarke - CFO Conference Call Participants Greg MacDonald - LodeRock Research Stephen Ranzini - University Bank Brad Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBankÂ's Fourth Quarter and Year-End Fiscal 2022 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the f ...

VersaBank (NASDAQ:VBNK) Q3 2022 Earnings Conference Call August 31, 2022 9:00 AM ET Company Participants David Taylor – President and Chief Executive Officer Shawn Clarke – Chief Financial Officer Conference Call Participants Greg MacDonald – LodeRock Research Bradley Ness – Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBankÂ's Third Quarter 2022 Financial Results Conference Call. This morning, VersaBank issued a news release reporting its financial results for the third quarte ...

Q3 2022 Conference Call Presentation August 31, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corporate presentations, ...

Q2 2022 Conference Call Presentation June 1, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 Passcode: 31237349# For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corpora ...

VersaBank (NASDAQ:VBNK) Q2 2022 Earnings Conference Call June 1, 2022 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants Greg MacDonald - LodeRock Research William Wallace - Raymond James Bradley Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Second Quarter 2022 Financial Results Conference Call. This morning VersaBank issued a news release reporting its financial ...

VersaBank (NASDAQ:VBNK) Q1 2022 Earnings Conference Call March 2, 2022 9:00 AM ET Company Participants David Taylor – President & Chief Executive Officer Shawn Clarke – Chief Financial Officer and Treasurer Conference Call Participants William Wallace – Raymond James Greg MacDonald – LodeRock Advisors Inc. Trevor Reynolds – Acumen Capital Operator Good morning, ladies and gentlemen, and welcome to VersaBank's First Quarter 2022 Financial Results Conference Call. This morning, VersaBank issued a news release ...

Q1 2022 Conference Call Presentation March 2, 2022 Follow us Post Conference Call Q&A 2 Toll-free: 1 (888) 664-6392 (Canada/US) Local: (416) 764-8659 Passcode: 43448798# For those wishing to ask questions during the Q&A, please access today's call through the telephone dial-in: Advisory 3 The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corpor ...