NEW YORK, March 31, 2025 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of XP Inc. ("XP" or the "Company") (NASDAQ: XP). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980. The investigation concerns whether XP and certain of its officers and/or directors have engaged in securities fraud or other unlawful business practices. [Click here for information about joining the class action] On March 12, 2025, Grizzly Research publishe ...

XP Inc.A (XP) closed the last trading session at $14.67, gaining 1.2% over the past four weeks, but there could be plenty of upside left in the stock if short-term price targets set by Wall Street analysts are any guide. The mean price target of $20.13 indicates a 37.2% upside potential.The average comprises eight short-term price targets ranging from a low of $13 to a high of $30, with a standard deviation of $5.94. While the lowest estimate indicates a decline of 11.4% from the current price level, the mo ...

Shares of XP Inc.A (XP) have been struggling lately and have lost 5.3% over the past week. However, a hammer chart pattern was formed in its last trading session, which could mean that the stock found support with bulls being able to counteract the bears. So, it could witness a trend reversal down the road.The formation of a hammer pattern is considered a technical indication of nearing a bottom with likely subsiding of selling pressure. But this is not the only factor that makes a bullish case for the stoc ...

NEW YORK, March 24, 2025 /PRNewswire/ --Why: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of XP Inc. (NASDAQ: XP) resulting from allegations that XP may have issued materially misleading business information to the investing public.So What: If you purchased XP securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Rosen Law Firm is pr ...

Core Viewpoint - XP Inc.A (XP) shows a significant improvement in earnings outlook, making it an attractive investment option as analysts continue to raise earnings estimates for the company [1][3]. Estimate Revisions - The rising trend in earnings estimate revisions reflects growing analyst optimism, which is expected to positively impact the stock price [2]. - For the current quarter, the earnings estimate is $0.38 per share, indicating a +2.7% change from the previous year, with a 9.09% increase in the Zacks Consensus Estimate over the last 30 days [4]. - For the full year, the earnings estimate stands at $1.62 per share, representing a +5.19% change from the year-ago figure, with a 7.35% increase in the consensus estimate due to two upward revisions [5]. Zacks Rank - XP Inc.A currently holds a Zacks Rank 1 (Strong Buy), indicating strong agreement among analysts in raising earnings estimates, which historically correlates with outperformance [3][6]. - Stocks with Zacks Rank 1 and 2 have shown significant outperformance compared to the S&P 500 [6]. Stock Performance - The stock has appreciated by 5.8% over the past four weeks due to strong estimate revisions, suggesting potential for further upside [7].

Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the ...

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of XP Inc. due to allegations of misleading business information [1] Group 1: Legal Action and Investor Rights - Shareholders who purchased XP securities may be entitled to compensation through a class action without any out-of-pocket fees [2] - The Rosen Law Firm is preparing a class action to seek recovery of investor losses [2] Group 2: Allegations Against XP Inc. - A report by Grizzly Research claims that XP is running a Ponzi scheme, with profits misrepresented as proprietary trading profits [3] - Following the report, XP's stock price fell by 5.4% on March 12, 2025 [3] Group 3: Rosen Law Firm's Credentials - The Rosen Law Firm has a strong track record in securities class actions, having achieved significant settlements for investors [4] - The firm was ranked No. 1 for securities class action settlements in 2017 and has recovered hundreds of millions for investors over the years [4]

Core Insights - The article emphasizes the importance of in-depth research and insights for informed investment decisions in the Latin American equity market [1]. Group 1 - The company has over 5 years of experience in equity analysis specifically focused on Latin America [1]. - The research provided aims to assist clients in making informed investment decisions [1].

Group 1 - XP Inc. reported Q4 2024 earnings, showing growth consistent with the broader Brazilian financial market [1] - The company is evolving to resemble a bank operation, emphasizing advisory and financial planning services [1] - The investment strategy focuses on long-only investments, evaluating companies from an operational and buy-and-hold perspective [1] Group 2 - Quipus Capital's approach does not prioritize market-driven dynamics or future price action, instead focusing on operational aspects and long-term earnings potential [1] - The majority of Quipus Capital's calls will be holds, reflecting a design choice to maintain a cautious stance in a bullish market [1]

Financial Data and Key Metrics Changes - Client assets reached BRL 1.22 trillion, a 9% year-over-year growth [12] - Gross revenues totaled BRL 18 billion, reflecting a solid 15% growth year-over-year [12] - EBT grew by 26% year-over-year, reaching BRL 5 billion [13] - Adjusted net income for Q4 2024 was BRL 1.2 billion, with a total of BRL 4.5 billion for the full year, representing a 17% expansion year-over-year [13] - ROTE was 28.7% for 2024, a 376 basis points increase compared to 2023 [13] - Adjusted diluted EPS grew by 16% during the year [14] Business Line Data and Key Metrics Changes - Retail revenue posted BRL 11.791 billion, a 14% growth in 2024 [56] - Fixed income revenue achieved BRL 3.447 billion for the full year, marking a 49% growth [56] - Corporate and issuer services revenue reached BRL 2.289 billion, a 45% growth year-over-year [58] - Life insurance written premium grew by 44% for the full year [35] - Retail credit NII posted 79% growth year-over-year, marking BRL 81 million in revenues for Q4 [38] Market Data and Key Metrics Changes - Net new money in retail reached BRL 20 billion per quarter, with a total of BRL 103 billion for the full year, representing a 45% growth [20] - The corporate credit market share reached over 50% in secondary trading [41] - XP's market share in institutional broker-dealer services was 16% by the end of 2024 [42] Company Strategy and Development Direction - The company aims to enhance its service quality, product innovation, and sales channel expansion while maintaining strict cost control [10] - A focus on cross-selling initiatives and expanding the advisor network is emphasized for future growth [20][30] - The strategy includes leveraging technology to improve advisor productivity and client engagement [26][30] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving 2026 guidance, with expectations for continued growth in net new money and revenue [15][82] - The company anticipates a double-digit growth in AUC and revenues, supported by fixed income and new verticals [48][49] - Management acknowledged the competitive landscape with banks but indicated that they have developed strategies to compete effectively [104] Other Important Information - The company distributed BRL 2 billion in dividends and has an ongoing share buyback program [71] - The efficiency ratio improved to 34.7%, reflecting better cost management [64] - The capital management strategy aims for a BIS ratio between 16% and 19% [73][124] Q&A Session Summary Question: Capital or BIS ratio increase - Management explained that the increase in risk-weighted assets was primarily due to market risk and the expansion of the corporate securities book [96] Question: Internal advisors' efficiency - Management clarified that internal advisors are more productive due to better management and technology support compared to IFAs [92][93] Question: Competition with banks and regulation - Management noted that while banks have advantages, they have developed competitive products and strategies to mitigate these challenges [104][105] Question: Balance sheet and market-to-market impacts - Management explained that the market-to-market impact was related to government bonds and not the warehouse books [113] Question: Capital generation and payout ratio - Management confirmed that they expect to maintain a payout ratio of more than 50% while managing capital growth effectively [122][124]