Core Insights - XP Inc. reported 4Q25 results indicating a continuation of trends observed in previous analyses, characterized by stagnation in new clients and net new money, while asset growth has been strong due to long-only investment strategies [1] Group 1: Company Performance - The company has shown good performance in asset growth, attributed to a long-term investment approach that evaluates companies from an operational and buy-and-hold perspective [1] - There is a noted relative stagnation in acquiring new clients and net new money, suggesting challenges in expanding the client base [1] Group 2: Investment Philosophy - The investment philosophy of Quipus Capital emphasizes operational aspects and long-term earnings potential rather than market-driven dynamics [1] - The focus is on identifying companies that are worth holding regardless of future price movements, with most recommendations being holds rather than buys [1]

分组1 - XP Inc.A reported quarterly earnings of $0.46 per share, exceeding the Zacks Consensus Estimate of $0.45 per share, and showing an increase from $0.38 per share a year ago, representing an earnings surprise of +2.98% [1] - The company posted revenues of $916.73 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 3.22%, compared to year-ago revenues of $767.81 million [2] - XP Inc.A shares have increased approximately 24% since the beginning of the year, significantly outperforming the S&P 500's gain of 1.4% [3] 分组2 - The current consensus EPS estimate for the upcoming quarter is $0.46 on revenues of $905.43 million, and for the current fiscal year, it is $1.93 on revenues of $3.81 billion [7] - The Zacks Industry Rank indicates that the Financial - Miscellaneous Services sector is currently in the top 30% of over 250 Zacks industries, suggesting a favorable outlook for stocks in this category [8]

XP (NasdaqGS:XP) Q4 2025 Earnings call February 12, 2026 05:00 PM ET Company ParticipantsAndré Parize - Investor Relations OfficerAntonio Reale - Co-Head of European Banks Equity ResearchGustavo Schroden - Sell Side Equity Research DirectorJérémy Caspar - Equity Research AssociateThiago Maffra - CEOTito Labarta - VPVictor Mansur - CFOConference Call ParticipantsDaniel Vaz - Lead Research AnalystEduardo Rosman - Senior Equity Research AnalystMarcelo Mizrahi - Equity Research AnalystPedro Leduc - Equity Resea ...

XP (NasdaqGS:XP) Q4 2025 Earnings call February 12, 2026 05:00 PM ET Company ParticipantsAndré Parize - Investor Relations OfficerAntonio Reale - Co-Head of European Banks Equity ResearchGuillherme Grespan - Equity Research AssociateGustavo Schroden - Sell Side Equity Research DirectorThiago Maffra - CEOTito Labarta - VPVictor Mansur - CFOConference Call ParticipantsDaniel Vaz - Lead Research AnalystEduardo Rosman - Senior Equity Research AnalystMarcelo Mizrahi - Equity Research AnalystPedro Leduc - Equity ...

XP (NasdaqGS:XP) Q4 2025 Earnings call February 12, 2026 05:00 PM ET Speaker0Good evening, everyone. I'm André Parize, Investor Relations Officer at XP. Thank you for joining us. It's a pleasure to be here with you today. On behalf of the company, I would like to welcome you to our fourth quarter 2025 earnings call. Today's presentation will be delivered by our CEO, Thiago Maffra, and our CFO, Victor Mansur. Both will be available for the Q&A session immediately afterwards. If you'd like to ask a question d ...

4Q25 EARNINGS PRESENTATION IMPORTANT DISCLOSURE IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER. THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT. This presentation is prepared by XP Inc. (the "Company," "we" or "our"), is solely for informational purposes. This presentation does not constitute a prospectus and does not constitute an offer to sell or the solicitation of an ...

XP Inc. Reports Fourth Quarter 2025 Results-# XP Inc. Reports Fourth Quarter 2025 ResultsShare---SÃO PAULO--([BUSINESS WIRE])--XP Inc. (NASDAQ: XP) ("XP†or the "Company†), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2025.Dear Shareholders,Before reflecting on the year, I would like to thank our clients, investment advisors, employees, and partners for their trust, resili ...

Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of XP Inc.A (XP) and Blackstone Inc. (BX) . But which of these two stocks presents investors with the better value opportunity right now? Let's take a closer look.There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The Zacks Rank is a proven ...

Core Viewpoint - XP Inc. is considered one of the most undervalued foreign stocks to buy, with analysts from Jefferies and UBS issuing Buy ratings and setting price targets of $22 and $25 respectively [1][2]. Group 1: Competitive Position and Strengths - XP Inc. has a strong competitive position in the Brazilian market, operating through a multi-brand ecosystem that provides access to digital platforms and personalized advisory services [2][3]. - The company boasts a 26% return on equity and a CET1 capital ratio of approximately 18.5%, with about 50% of Brazil's independent financial advisors partnering with XP [3]. Group 2: Financial Outlook and Valuation - Jefferies views XP Inc. as attractively valued, particularly in the context of peak interest rates, and expects the company to be a top gainer from potential rate cuts [4]. - The firm anticipates a 15% compound annual growth rate (CAGR) in revenue and earnings through 2030, with return on equity projected to rise from 24% in 2025 to 28% by 2030 [4]. Group 3: Product Offering - XP Inc. is a technology-enabled platform that offers a variety of investment, credit, and pension products at low fees, covering diverse asset classes including equities, fixed income, and alternatives across both public and private markets [5].

Core Viewpoint - Investors in XP Inc. should closely monitor stock movements due to significant activity in the options market, particularly the Jan 23, 2026 $5 Call option which has high implied volatility [1] Group 1: Implied Volatility - Implied volatility indicates the market's expectation of future price movements, with high levels suggesting anticipation of a significant price change or an upcoming event that could lead to a rally or sell-off [2] - High implied volatility options are often targeted by traders looking to sell premium, as this strategy aims to benefit from the decay of option value if the stock does not move as expected [4] Group 2: Analyst Insights - XP is currently rated as Zacks Rank 3 (Hold) within the Financial - Miscellaneous Services industry, which is in the bottom 31% of the Zacks Industry Rank [3] - Over the past 30 days, one analyst has raised the earnings estimate for the current quarter from 44 cents per share to 45 cents, with no downward revisions from other analysts [3]