金现代信息产业股份有限公司 2025 年第三季度报告 证券代码：300830 证券简称：金现代 公告编号：2025-078 金现代信息产业股份有限公司 2025 年第三季度报告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈述或重 大遗漏。 重要内容提示： 1.董事会及董事、高级管理人员保证季度报告的真实、准确、完整，不存在虚假记载、误导性陈述或重大遗漏，并承担 个别和连带的法律责任。 2.公司负责人、主管会计工作负责人及会计机构负责人(会计主管人员)声明：保证季度报告中财务信息的真实、准确、完 整。 3.第三季度财务会计报告是否经过审计 □是 否 1 金现代信息产业股份有限公司 2025 年第三季度报告 一、主要财务数据 （一） 主要会计数据和财务指标 公司是否需追溯调整或重述以前年度会计数据 □是 否 | | 本报告期 | 本报告期比上年同 | 年初至报告期末 | 年初至报告期末比 | | --- | --- | --- | --- | --- | | | | 期增减 | | 上年同期增减 | | 营业收入（元） | 42,964,010.27 | -38.07% | 1 ...

Financial Performance - The company's revenue for Q3 2025 reached ¥657,312,817.82, representing a 69.98% increase year-over-year[5] - Net profit attributable to shareholders was ¥97,675,591.17, a significant increase of 182.23% compared to the same period last year[5] - The basic earnings per share (EPS) for the period was ¥0.87, reflecting a 165.24% increase year-over-year[5] - Total operating revenue for the current period reached ¥1,870,830,331.29, a significant increase from ¥1,193,784,347.32 in the previous period, representing a growth of approximately 56.7%[21] - Net profit for the current period was ¥277,140,401.86, compared to ¥150,393,952.76 in the previous period, reflecting an increase of approximately 84.2%[22] - Basic and diluted earnings per share were both ¥2.29, up from ¥1.55 in the previous period, marking an increase of approximately 47.7%[23] Assets and Liabilities - Total assets at the end of the reporting period amounted to ¥3,703,557,508.63, an increase of 11.48% from the end of the previous year[5] - Total assets increased to ¥3,703,557,508.63 from ¥3,322,239,767.10, showing a growth of about 11.5%[20] - Total liabilities rose to ¥1,366,245,180.56, compared to ¥1,252,001,239.15, which is an increase of approximately 9.1%[20] Cash Flow - Cash flow from operating activities showed a net outflow of ¥109,035,947.15, a decline of 85.48% compared to the previous year[11] - Operating cash inflow for the current period reached ¥1,614,544,777.64, a 48.5% increase from ¥1,085,596,508.44 in the previous period[24] - Net cash outflow from operating activities was ¥109,035,947.15, compared to a net outflow of ¥58,784,949.95 in the previous period[24] - Investment cash inflow totaled ¥314,508,167.45, significantly up from ¥54,461,375.88 in the previous period[25] - Net cash flow from investment activities was ¥16,789,518.08, recovering from a net outflow of ¥47,854,145.53 in the previous period[25] - Financing cash inflow was ¥14,961,176.83, down from ¥772,898,731.34 in the previous period[25] - Net cash outflow from financing activities was ¥27,722,898.69, compared to a net inflow of ¥715,411,557.24 in the previous period[25] - The ending cash and cash equivalents balance was ¥172,349,189.09, a decrease from ¥696,917,203.36 in the previous period[25] Shareholder Information - The total number of common shareholders at the end of the reporting period is 12,914[12] - The largest shareholder, Jiang Xiuhua, holds 39.75% of shares, totaling 48,000,000 shares[12] - The second-largest shareholder, Wang Haiyan, holds 26.50% of shares, totaling 32,000,000 shares[12] - The company has a total of 96,608,000 restricted shares, with 13,580,500 shares released during the period[16] - The company has no preferred shareholders as of the reporting period[14] - The company has no changes in the top 10 shareholders due to margin trading or securities lending[13] Operational Metrics - The company reported a 40.27% increase in accounts receivable, totaling ¥394,471,002.82, driven by increased sales orders[8] - The company’s contract liabilities increased by 34.84% to ¥133,714,127.63, reflecting growth in sales orders and advance payments received[8] - The company experienced a 121.46% increase in income tax expenses, amounting to ¥37,954,389.74, due to higher sales and profit levels[10] - Accounts receivable increased to ¥394,471,002.82 from ¥301,610,549.10, representing a growth of approximately 30.7%[18] - Inventory at the end of the period is ¥951,897,969.43, up from ¥848,317,518.82, indicating an increase of about 12.2%[18] - Research and development expenses for the current period were ¥72,617,776.00, up from ¥61,697,298.14, indicating a growth of approximately 17.5%[21] Investment and Future Outlook - The company’s investment income rose by 58.53% to ¥7,520,583.08, attributed to increased returns from financial products[10] - The company reported an investment income of ¥7,520,583.08, compared to ¥4,744,051.78 in the previous period, reflecting an increase of about 58.9%[22] - The company plans to expand its market presence and invest in new technologies to drive future growth[20] Audit and Reporting - The third quarter financial report was not audited[26]

Financial Performance - The company's revenue for Q3 2025 was ¥222,287,195.16, a decrease of 17.69% compared to the same period last year[5]. - Net profit attributable to shareholders was ¥9,914,868.97, down 48.32% year-on-year[5]. - The basic earnings per share decreased by 50.00% to ¥0.04[5]. - Total operating revenue for the current period is ¥721,014,626.29, down from ¥830,872,973.77 in the previous period, representing a decrease of approximately 13.2%[19]. - Net profit for the current period is ¥50,882,334.53, a decline from ¥70,471,346.82 in the previous period, reflecting a decrease of approximately 28%[20]. - Basic earnings per share for the current period is ¥0.22, down from ¥0.30 in the previous period, a decrease of about 26.7%[21]. Assets and Liabilities - Total assets increased by 8.71% to ¥2,561,318,259.54 compared to the end of the previous year[5]. - Total assets amount to ¥2,561,318,259.54, an increase from ¥2,356,016,894.42 in the previous period, representing a growth of approximately 8.7%[17]. - Total liabilities are ¥956,977,598.68, up from ¥801,801,927.49 in the previous period, indicating an increase of about 19.4%[17]. - Non-current assets total ¥1,276,732,667.12, compared to ¥977,512,837.13 in the previous period, reflecting an increase of approximately 30.6%[17]. - Current liabilities amount to ¥462,651,820.72, an increase from ¥337,200,557.80 in the previous period, representing a growth of about 37.2%[17]. Cash Flow - Cash flow from operating activities showed a net outflow of ¥60,472,268.24, a decline of 293.85% compared to the same period last year[9]. - The company’s cash flow from financing activities improved to a net inflow of ¥8,758,423.52, compared to a net outflow in the previous year[9]. - Operating cash inflow for the current period was CNY 636,400,328.38, an increase from CNY 623,745,384.60 in the previous period[22]. - Net cash outflow from operating activities was CNY -60,472,268.24, compared to a net inflow of CNY 31,195,830.67 in the previous period[23]. - Cash inflow from financing activities was CNY 87,102,350.92, compared to CNY 724,201.06 in the previous period[23]. - Net cash inflow from financing activities was CNY 8,758,423.52, a significant improvement from a net outflow of CNY -73,717,815.72 in the previous period[23]. Shareholder Information - Total number of common shareholders at the end of the reporting period is 17,616[11]. - The largest shareholder, Linuo Investment Holding Group, holds 32.16% of shares, totaling 76,895,461 shares, with 56,930,000 shares pledged[11]. - Jinan Hongdao New Energy Partnership holds 6.35% of shares, totaling 15,177,000 shares[11]. - The top ten shareholders include various investment funds and companies, indicating a diverse shareholder base[12]. - The company has not reported any changes in the status of preferred shareholders or significant changes in shareholding due to margin trading[14]. Inventory and Investments - The company reported a significant increase in long-term equity investments by 168.48% to ¥142,261,977.71 due to the purchase of equity in Chuangyang[8]. - The company’s inventory increased by 55.11% to ¥422,960,281.23, attributed to increased production capacity[8]. - Long-term investments increased to ¥142,261,977.71 from ¥52,987,357.77, showing a significant rise of approximately 168.5%[17]. Other Financial Metrics - The company’s financial expenses rose by 35.95% to ¥17,238,659.96, primarily due to a decrease in interest income from reduced investment amounts[9]. - Total operating costs for the current period are ¥684,502,021.07, compared to ¥764,080,029.44 in the previous period, indicating a decrease of about 10.5%[19]. - Research and development expenses for the current period are ¥23,442,506.08, slightly up from ¥22,242,760.16 in the previous period, indicating a growth of about 5.4%[20]. - Total cash and cash equivalents decreased from ¥490,489,588.50 to ¥380,348,094.76, a decline of approximately 22.6%[15]. - Trading financial assets decreased from ¥295,750,585.02 to ¥116,398,478.20, a decline of approximately 60.7%[15]. - Accounts receivable increased from ¥207,803,012.45 to ¥233,866,369.38, an increase of approximately 12.5%[15]. - Prepayments increased from ¥17,214,368.78 to ¥25,040,449.73, an increase of approximately 45.5%[15]. - Other receivables increased from ¥9,526,282.49 to ¥10,373,628.53, an increase of approximately 8.9%[15]. Audit Status - The company has not yet audited its third-quarter financial report[25].

Financial Performance - The company's operating revenue for Q3 2025 was ¥342,707,426.71, a decrease of 20.63% compared to the same period last year[5]. - The net profit attributable to shareholders for Q3 2025 was ¥5,115,431.80, an increase of 109.11% year-on-year[5]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥105,723.49, up 100.17% from the previous year[5]. - Total operating revenue for the current period was ¥1,102,095,711.13, a decrease of 16.5% compared to ¥1,320,029,736.34 in the previous period[24]. - Total operating costs decreased to ¥1,065,770,911.06, down 17.9% from ¥1,298,282,175.55 in the previous period[24]. - Net profit for the current period was ¥10,207,252.28, a significant recovery from a net loss of ¥53,179,196.56 in the previous period[25]. - The total comprehensive income for the current period was ¥10,207,252.28, recovering from a loss of ¥53,179,196.56 in the previous period[25]. - Basic and diluted earnings per share were both ¥-0.0017, an improvement from ¥-0.1026 in the previous period[25]. Cash Flow - The net cash flow from operating activities for the year-to-date was ¥171,758,891.35, a significant increase of 707.47%[12]. - The company reported a net cash flow from operating activities of ¥171,758,891.35, compared to a negative cash flow of ¥28,274,515.34 in the previous period[26]. - The net cash flow from investing activities improved by 45.13%, amounting to -¥26,617,005.57, as the acquisition of long-term assets decreased[13]. - Net cash flow from investing activities was -$26.62 million, an improvement from -$48.50 million in the previous period[27]. - The net cash flow from financing activities was -¥227,607,418.10, a decrease of 128.75% primarily due to dividend payments[13]. - The net cash flow from financing activities was -$227.61 million, worsening from -$99.50 million year-over-year[27]. Assets and Liabilities - Total assets at the end of Q3 2025 were ¥2,430,758,449.35, down 7.34% from the end of the previous year[5]. - The total assets decreased to ¥2,430,758,449.35 from ¥2,623,334,426.70, a reduction of approximately 7.3%[21]. - Total current assets decreased to ¥1,843,699,090.36 from ¥1,998,640,598.09, a reduction of approximately 7.8%[19]. - Total liabilities decreased to ¥760,428,114.90 from ¥802,997,927.54, a decline of about 5.3%[21]. - The company’s total equity attributable to shareholders decreased by 4.85% to ¥1,577,756,499.98 compared to the end of the previous year[5]. Shareholder Information - The total number of common shareholders at the end of the reporting period is 21,745[15]. - Shanghai Lanwei Investment Co., Ltd. holds 37.34% of shares, totaling 149,554,017 shares[15]. - The company has a total of 1,996,100 shares in the repurchase account, accounting for 0.50% of the total share capital[16]. - The number of restricted shares held by Sun Linjie is 4,805,680, all of which are executive lock-up shares[17]. - The company has no changes in the top 10 shareholders due to margin trading or securities lending[16]. Expenses and Costs - Research and development expenses were ¥38,357,166.74, down 14.6% from ¥44,916,908.61 in the previous period[24]. - The company achieved a gross profit margin of approximately 3.3% for the current period, compared to a negative margin in the previous period[24]. - The company recorded a significant decrease in credit impairment losses, which were ¥-13,501,833.70, compared to ¥-30,771,031.56 in the previous period[25]. - The company reported a significant decrease in financial expenses, down 55.71% to ¥2,193,528.37 due to reduced bank loans[11]. Audit Information - The company did not undergo an audit for the third quarter financial report[28].

Financial Performance - The company's revenue for Q3 2025 reached ¥554,285,509.45, representing a year-on-year increase of 109.07%[3] - Year-to-date revenue as of the end of Q3 2025 was ¥1,659,174,540.10, reflecting a growth of 121.47% compared to the same period last year[3] - The net profit attributable to shareholders for Q3 2025 was ¥72,377,896.27, with a year-to-date net profit of ¥223,077,729.86[3] - Basic earnings per share for Q3 2025 stood at ¥0.16, consistent with the year-to-date figure of ¥0.48[4] - Total operating revenue for the first three quarters of 2025 reached ¥1,659,174,540.10, a significant increase of 121.5% compared to ¥749,161,345.33 in the same period of 2024[19] - Net profit for the first three quarters of 2025 was ¥216,659,714.23, compared to a net loss of ¥53,344,060.22 in the same period of 2024[20] - Basic earnings per share for the first three quarters of 2025 were ¥0.48, compared to a loss of ¥0.11 per share in the same period of 2024[21] Assets and Liabilities - Total assets at the end of Q3 2025 amounted to ¥3,704,981,717.34, marking a 33.57% increase from the end of the previous year[4] - The company's total current assets as of September 30, 2025, amount to ¥2,059,429,805.87, an increase from ¥1,526,395,234.23 as of December 31, 2024[15] - Total assets increased to ¥3,704,981,717.34 in 2025 from ¥2,773,914,542.25 in 2024, representing a growth of 33.5%[17] - Total liabilities rose to ¥2,016,594,639.72 in 2025, up from ¥1,299,210,441.67 in 2024, reflecting an increase of 55.1%[17] - The company's equity attributable to shareholders increased to ¥1,683,750,697.58 in 2025 from ¥1,460,585,845.16 in 2024, a growth of 15.3%[17] Cash Flow - The company reported a net cash flow from operating activities of -¥6,325,623.90 for the year-to-date period, indicating a need for improvement in cash generation[3] - Cash flow from operating activities for the first three quarters of 2025 was ¥1,360,858,079.18, compared to ¥799,368,534.83 in 2024, indicating a growth of 70.1%[23] - Net cash flow from operating activities was -6,325,623.90, compared to -101,556,994.11 in the previous period, indicating a significant improvement[24] - Total cash inflow from investment activities was 207,206,648.09, while cash outflow was 440,498,064.73, resulting in a net cash flow of -233,291,416.64[24] - Cash inflow from financing activities totaled 350,023,896.12, with a net cash flow of 282,720,698.27 after outflows[25] - The ending balance of cash and cash equivalents was 384,622,649.00, up from 341,475,266.90 at the beginning of the period[25] Research and Development - The company's R&D investment for Q3 2025 was ¥40,531,970.65, accounting for 7.31% of revenue, a decrease of 4.64 percentage points year-on-year[4] - The company reported a significant increase in R&D expenses, totaling ¥105,506,010.92 in 2025, compared to ¥82,708,164.38 in 2024, marking a rise of 27.5%[20] Shareholder Information - The total number of common shareholders at the end of the reporting period is 30,591[11] - Sichuan Changhong Electronic Holding Group holds 145,710,720 shares, accounting for 31.61% of total shares[12] - The total number of shares held by the top 10 shareholders is significant, with the largest shareholder holding over 31%[12] - The company has not reported any significant changes in shareholder relationships or agreements during the reporting period[13] Operational Insights - The growth in revenue was driven by increased demand in AI, cloud computing, and data center construction, particularly in communication products and defense connectors[9] - The company plans to continue optimizing its supply chain and cost control measures to enhance profitability moving forward[9] - Accounts receivable increased to ¥933,184,822.13 from ¥559,090,849.52, reflecting a growth of approximately 66.94%[15] - Inventory has risen to ¥509,234,965.17, up from ¥321,592,096.06, indicating a growth of about 58.5%[15] - The company's fixed assets increased to ¥952,669,215.30 from ¥768,053,938.08, representing a growth of approximately 23.9%[15] - The long-term equity investment remains stable at ¥15,591,687.83, slightly down from ¥15,638,092.17[15] - The company has a significant increase in cash and cash equivalents, totaling ¥412,920,143.36 compared to ¥386,139,039.68[15] Employee Compensation - The company paid 294,133,120.21 in employee compensation, reflecting its commitment to workforce investment[24]

Financial Performance - Q3 2025 revenue reached ¥1,926,756,627.44, an increase of 15.52% year-over-year, while year-to-date revenue was ¥5,421,954,397.61, up 19.23% compared to the same period last year[2] - Total profit for the quarter was -¥639,759,662.36, and year-to-date profit was -¥1,576,488,174.69, indicating significant losses[2] - The gross margin for Q3 was 4.75%, a decrease of 1.41 percentage points year-over-year, while the net margin was -33.20%, down 1.95 percentage points[3] - The company reported an EBITDA of ¥380,509,155.21 for Q3, a decrease of 29.07% year-over-year, and year-to-date EBITDA was ¥1,481,991,331.97, down 10.71%[2] - The net profit attributable to shareholders was -¥292,707,251.85 for Q3, with a year-to-date figure of -¥463,047,626.63[2] - The weighted average return on equity was -2.37% for Q3, with a year-to-date return of -3.78%[3] - The company experienced a 32.32% reduction in net loss year-to-date, attributed to increased sales and ongoing cost control measures[6] - Net loss attributable to shareholders of the parent company was ¥463,047,626.63, an improvement from a loss of ¥684,175,637.03 in the previous year[19] - Operating profit for the first three quarters was a loss of ¥1,577,423,042.18, slightly better than the loss of ¥1,649,464,570.68 in the same period last year[18] - The company reported a total comprehensive loss of ¥1,576,488,174.69 for the period, compared to a loss of ¥1,648,196,230.22 in the previous year[19] Assets and Liabilities - Total assets at the end of the reporting period were ¥32,169,333,562.55, a decrease of 5.95% from the end of the previous year[3] - The company's total assets as of September 30, 2025, amounted to RMB 32.17 billion, a decrease from RMB 34.20 billion as of December 31, 2024[14] - Current assets decreased to RMB 8.40 billion from RMB 10.86 billion year-over-year[14] - Total liabilities decreased to ¥13,586,785,459.69 from ¥14,255,904,411.99, showing a reduction in financial obligations[16] - Total equity attributable to shareholders of the parent company increased to ¥13,215,262,816.32 from ¥12,321,013,873.28, reflecting a growth of 7.3%[16] Cash Flow - Cash flow from operating activities increased to ¥5,752,436,611.79, compared to ¥4,248,238,001.10 in the first three quarters of 2024, reflecting a growth of 35.4%[22] - The net cash inflow from operating activities was CNY 772,315,596.72, a decrease of 24.3% compared to CNY 1,019,878,641.46 in the previous period[23] - Total cash inflow from investment activities amounted to CNY 8,946,004,493.87, significantly higher than CNY 1,469,849,270.58 in the prior period[23] - The net cash outflow from investment activities was CNY -3,732,979,347.15, compared to CNY -3,281,912,030.11 previously, indicating increased investment expenditures[23] - Cash inflow from financing activities totaled CNY 4,415,839,960.83, down from CNY 12,473,821,865.18 in the last period[24] - The net cash outflow from financing activities was CNY -88,860,261.60, contrasting with a net inflow of CNY 3,104,574,219.65 previously[24] - The ending balance of cash and cash equivalents was CNY 2,108,592,096.95, a decrease from CNY 4,729,088,028.26 at the end of the previous period[24] Research and Development - Research and development expenses totaled ¥524,782,122.54 for the quarter, accounting for 27.24% of revenue, a decrease of 1.70 percentage points from the previous year[3] - Research and development expenses rose to ¥1,489,022,920.19, up from ¥1,352,021,798.87, indicating a focus on innovation and technology[18] Shareholder Information - The top shareholder, Shaoxing Yuecheng Integrated Circuit Industry Fund, holds 1,152,000,000 shares, representing 13.74% of total shares[7] - The company expects full-year revenue to reach between RMB 8 billion and RMB 8.3 billion, representing a year-over-year growth of 23% to 28%[10] - The company's net profit attributable to shareholders is projected to continue reducing losses compared to the previous year[10] Operational Insights - The company is deepening cooperation with clients to enhance product range and flexibility, aiming to increase customer stickiness[10] - The company reported an increase in accounts receivable to RMB 1.42 billion from RMB 1.35 billion year-over-year[14] - The company’s inventory increased to RMB 2.44 billion from RMB 2.18 billion year-over-year[14] - Total operating revenue for the first three quarters of 2025 reached ¥5,421,954,397.61, an increase of 19.2% compared to ¥4,547,418,766.97 in the same period of 2024[18] - Total operating costs increased to ¥7,098,091,851.53, up 12.5% from ¥6,309,094,941.16 year-over-year[18] Future Outlook - The company plans to implement new accounting standards starting in 2025, which may affect financial reporting[25] - The company's credit rating has been assessed as AAA with a stable outlook, valid until July 30, 2026[11] - Cash and cash equivalents decreased to RMB 2.11 billion from RMB 5.19 billion year-over-year[14] - Cash paid to employees increased to CNY 1,332,410,619.78 from CNY 1,018,980,455.40, reflecting a rise of 30.7%[23] - Cash outflow for purchasing goods and services was CNY 3,549,020,395.13, up from CNY 2,684,948,570.06, indicating a 32.2% increase[23] - The company received CNY 272,404,604.68 in tax refunds, compared to CNY 589,073,982.88 in the previous period[23]

智洋创新科技股份有限公司 2025 年第三季度报告 证券代码：688191 证券简称：智洋创新 智洋创新科技股份有限公司 2025 年第三季度报告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 重要内容提示： 公司董事会及董事、高级管理人员保证季度报告内容的真实、准确、完整，不存在虚假记载、误 导性陈述或重大遗漏，并承担个别和连带的法律责任。 公司负责人、主管会计工作负责人及会计机构负责人（会计主管人员）保证季度报告中财务信息 的真实、准确、完整。 第三季度财务报表是否经审计 □是 √否 一、主要财务数据 （一） 主要会计数据和财务指标 单位：元 币种：人民币 | | | 本报告期比 | | 年初至报告期 | | --- | --- | --- | --- | --- | | 项目 | 本报告期 | 上年同期增 | 年初至报告期末 | 末比上年同期 | | | | 减变动幅度 | | 增减变动幅度 | | | | (%) | | (%) | | 营业收入 | 290,367,727.11 | 20.07 | 752,93 ...

Financial Performance - The company's operating revenue for Q3 2025 was CNY 13,468,596, representing a year-on-year increase of 9.12%[4] - The net profit attributable to shareholders for Q3 2025 was CNY 5,385,651, reflecting a year-on-year growth of 6.26%[4] - The net cash flow from operating activities for the first nine months of 2025 reached CNY 174,518,916, a significant increase of 334.07%[4] - The company achieved an operating income of CNY 419.49 billion, representing an 8.79% increase year-on-year[21] - The net interest income was CNY 252.07 billion, up by 28.52% year-on-year, accounting for 60.09% of total operating income[21] - The non-interest net income decreased to CNY 167.42 billion, down 11.63% year-on-year, making up 39.91% of total operating income[21] - The bank's total profit for the first nine months was RMB 21,424,980 thousand, up from RMB 20,403,475 thousand in the previous year, reflecting a growth of 5%[51] - The net profit attributable to shareholders reached CNY 18.005 billion, an increase of 8.06% compared to the same period last year[22] Assets and Liabilities - The total assets as of September 30, 2025, amounted to CNY 2,962,307,669, marking a year-on-year increase of 14.31%[5] - The total liabilities of the company amounted to CNY 27,468.16 billion, growing by CNY 3,473.73 billion or 14.48% year-on-year[20] - The total deposits increased to CNY 16,405.55 billion, reflecting a growth of CNY 1,443.83 billion or 9.65% from the previous year[20] - The total loans reached CNY 14,114.81 billion, which is an increase of CNY 1,550.83 billion or 12.34% compared to the previous year[20] - The bank's total assets increased to ¥2,962,307,669 as of September 30, 2025, compared to ¥2,591,399,702 at the end of 2024[49] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 76,761[11] - The top shareholder, BNP Paribas (including QFII), held 2,119,700,918 shares, accounting for 17.14% of the total shares[12] - The company reported a total shareholding increase of 1,034,444,310 shares by shareholders holding more than 1% of the shares, representing 8.37% of the total share capital at the end of the reporting period[16] Loan and Financial Ratios - The non-performing loan ratio remained stable at 0.83%, with a provision coverage ratio of 313.22%[23] - Corporate loan balance was CNY 1,073.14 billion, growing by CNY 136.93 billion or 14.63% year-on-year, with green finance loans increasing by 33.03%[24] - Personal loan balance increased to CNY 338.35 billion, a growth of CNY 18.15 billion or 5.67% year-on-year[26] - The personal loan non-performing rate improved to 1.33%, a decrease of 10 basis points from the previous quarter[26] - The normal loan migration rate decreased to 0.75% as of September 30, 2025, down from 1.08% in December 2024 and 1.39% in December 2023[35] - The provision coverage ratio for non-performing loans was 313.22% as of September 30, 2025, indicating robust risk management[39] Capital and Liquidity - The total capital net amount reached ¥261,732,675, with a core Tier 1 capital of ¥184,033,857 as of September 30, 2025[36] - The capital adequacy ratio stood at 13.64%, while the Tier 1 capital adequacy ratio was 11.11% as of September 30, 2025[37] - The liquidity coverage ratio was reported at 151.01%, indicating strong liquidity position[42] - The net stable funding ratio was 111.79%, reflecting a solid funding structure[44] - The bank's leverage ratio was reported at 6.24% as of September 30, 2025, showing a stable capital structure[45] Business Growth and Innovation - The company maintained a focus on innovation-driven development in various financial sectors, including technology finance and green finance[19] - The company reported a significant increase in gold and precious metals business scale, with a total of CNY 7,201,046 for Q3 2025[7] - The company’s debt investment scale increased by 46.14%, reaching CNY 459,926,851[7] - The retail segment achieved revenue of CNY 11.70 billion, with a year-on-year growth rate of 22.10%[26] - The total assets under custody reached CNY 3.97 trillion, an increase of 16.42% compared to the previous year[27] - The number of international business clients grew by 28.38% year-to-date, reaching 12,838 clients[24] Other Financial Metrics - The weighted average return on equity for Q3 2025 was 2.88%, a decrease of 0.38 percentage points compared to the previous year[4] - The basic earnings per share for Q3 2025 was CNY 0.42, down 10.64% year-on-year[4] - The cost-to-income ratio stood at 23.27%[21] - The cost-to-income ratio improved to 23.27% for the third quarter of 2025, down from 25.68% in the previous quarter[39] - Other comprehensive income after tax showed a loss of RMB 2,726,374 thousand, compared to a gain of RMB 1,146,772 thousand in the previous year[51]

北京煜邦电力技术股份有限公司 2025 年第三季度报告 证券代码：688597 证券简称：煜邦电力 转债代码：118039 债券简称：煜邦转债 北京煜邦电力技术股份有限公司 2025 年第三季度报告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性依法承担法律责任。 重要内容提示： 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整，不存 在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 公司负责人、主管会计工作负责人及会计机构负责人（会计主管人员）保证季度报告中财务信息 的真实、准确、完整。 第三季度财务报表是否经审计 □是 √否 一、主要财务数据 （一） 主要会计数据和财务指标 单位：元 币种：人民币 | 项目 | 本报告期 | 本报告期比 上年同期增 减变动幅度 | 年初至报告期末 | 年初至报告期末比 上年同期增减变动 | | --- | --- | --- | --- | --- | | | | | | 幅度(%) | | | | (%) | | | | 营业收入 | 225,799,413 ...

Financial Performance - The company's operating revenue for the third quarter reached ¥3,352,344,024.27, an increase of 52.29% compared to the same period last year[5] - The total profit for the third quarter was a loss of ¥93,573,818.46, with a year-to-date loss of ¥88,349,523.01, reflecting a decrease of 162.18% year-on-year[5] - The net profit attributable to shareholders for the third quarter was a loss of ¥49,443,729.85, a decrease of 2,802.94% compared to the same period last year[5] - The basic earnings per share for the third quarter was -¥0.2084, a decline of 2,340.86% year-on-year[6] - The net profit attributable to shareholders for the year-to-date period showed a decrease of 98.77% compared to the previous year[11] - The net profit for the first three quarters of 2025 was ¥2,190,598.22, a decrease from ¥178,411,655.89 in 2024, indicating a decline in profitability[21] - Other comprehensive income after tax for the first three quarters of 2025 was -¥50,694,931.01, worsening from -¥26,596,911.28 in 2024, indicating increased losses in this area[21] - The basic and diluted earnings per share for the current period were CNY 0.0092, a decrease from CNY 0.9024 in the previous period[22] - The company reported a net profit of -CNY 8,834.97 from the merged entity prior to consolidation, compared to -CNY 3,415,929.46 in the previous period[22] Assets and Liabilities - The total assets at the end of the reporting period were ¥13,584,262,494.09, an increase of 26.28% compared to the end of the previous year[6] - The total assets increased to ¥13,584,262,494.09 in 2025 from ¥10,757,027,275.11 in 2024, representing a growth of 26.9%[18] - Current liabilities rose to ¥9,655,480,762.32 in 2025, compared to ¥6,727,839,894.96 in 2024, marking an increase of 43.5%[18] - Non-current liabilities increased to ¥352,212,784.71 in 2025 from ¥277,701,580.37 in 2024, reflecting a growth of 27.0%[18] - The total equity attributable to shareholders decreased to ¥3,576,568,947.06 in 2025 from ¥3,751,485,799.78 in 2024, a decline of 4.6%[18] Cash Flow - The company reported a cash flow from operating activities of -¥2,486,597,800.72 for the year-to-date period[6] - The total cash inflow from operating activities for the first three quarters of 2025 was approximately CNY 7.43 billion, a significant increase from CNY 3.94 billion in the same period of 2024, representing an increase of about 88.5%[23] - The net cash flow from operating activities for the first three quarters of 2025 was -CNY 2.49 billion, an improvement compared to -CNY 3.38 billion in the first three quarters of 2024[23] - The total cash outflow from investing activities in the first three quarters of 2025 was CNY 300.96 million, a decrease from CNY 812.19 million in the same period of 2024[24] - The net cash flow from financing activities for the first three quarters of 2025 was CNY 3.22 billion, compared to CNY 4.18 billion in the first three quarters of 2024, indicating a decrease of approximately 22.9%[24] - The total cash and cash equivalents at the end of the first three quarters of 2025 amounted to CNY 1.09 billion, up from CNY 474.34 million at the end of the same period in 2024[24] - The cash inflow from financing activities in the first three quarters of 2025 included CNY 3.52 billion from borrowings, an increase from CNY 2.43 billion in the same period of 2024[24] - The cash inflow from operating activities included CNY 60.98 million in tax refunds, slightly up from CNY 53.15 million in the previous year[23] Shareholder Information - Total number of common shareholders at the end of the reporting period is 18,309[13] - The largest shareholder, Wang Xianli, holds 88,118,640 shares, representing 37.14% of total shares[13] - The company has a total of 27,803,473 shares held by Shenzhen Ruiheheng Investment Consulting Center, accounting for 11.72% of total shares[14] - The company has no significant changes in the top 10 shareholders due to margin trading activities[15] Operational Insights - The company attributed the increase in operating revenue to growth in product sales[10] - The decline in total profit was primarily due to intensified competition in the photovoltaic industry and a decrease in prices, leading to a lower gross margin[10] - Research and development expenses for the first three quarters of 2025 were ¥73,280,017.82, slightly up from ¥72,877,688.74 in 2024, indicating a focus on innovation[20] - The company reported a significant increase in financial expenses, totaling ¥119,787,942.47 in 2025 compared to ¥60,897,307.39 in 2024, highlighting rising costs[20] - There are no other important reminders regarding the company's operational situation during the reporting period[15] Accounting Standards - The company did not apply new accounting standards for the first time in 2025[25]