☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 27, 2025 or UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 For the transition period from to . Commission File Number: 001-36743 Apple Inc. (Exact name of Registrant as specified in its charter) California 94-2404110 (I.R.S. Employer Identificat ...

Financial Performance - Fourth quarter 2025 revenue totaled $972.7 million, a decrease of 2.9% compared to $1.0 billion in the prior-year period[2] - Net loss from continuing operations was $8.1 million, or $0.36 per diluted share, compared to net income of $29.0 million, or $1.24 per diluted share, in Q4 2024[2] - Full year 2025 revenue was $4.0 billion, down from $4.2 billion in 2024, with net income of $60.1 million, or $2.62 per diluted share, compared to $173.4 million, or $7.28 per diluted share, in 2024[3] - Revenues for Q4 2025 were $972,688 thousand, a decrease of 2.7% from $1,001,645 thousand in Q4 2024[22] - The company reported a basic earnings per share of $(0.36) for Q4 2025, compared to $1.24 for Q4 2024[22] - Net income for the year ended December 31, 2025, was $60,098 thousand, down from $173,961 thousand in 2024, reflecting a decrease of 65.5%[25] - The company reported a net loss from continuing operations of $8.1 million for the year ended December 31, 2025, compared to a profit of $60.1 million in 2024[33] Operating Performance - Operating income for the Asset-Based segment was $24.4 million with an operating ratio of 96.2%, compared to $52.3 million and 92.0% in Q4 2024[6] - The operating income from continuing operations for Q4 2025 was a loss of $8.3 million, compared to a profit of $38.2 million in Q4 2024[33] - The Asset-Light segment reported total operating expenses of $363.4 million in Q4 2025, with a total operating loss of $9.9 million[26] - Non-GAAP operating income for Q4 2025 was $13.7 million, compared to $41.4 million in Q4 2024[33] - Consolidated Adjusted EBITDA from Continuing Operations for the year ended December 31, 2025, was $285,755, down from $328,599 in 2024[38] Cash Flow and Investments - Total net capital expenditures in 2025 were $198 million, including $133 million for revenue equipment and $31 million in real estate[13] - The company invested $114,775 thousand in property, plant, and equipment in 2025, down from $223,103 thousand in 2024[25] - Operating cash flow for the year was $228,953 thousand, a decrease from $285,846 thousand in 2024, reflecting a decline of 20%[25] Assets and Liabilities - Total assets as of December 31, 2025, were $2,452,662 thousand, a slight increase from $2,429,731 thousand in 2024[24] - Total current liabilities decreased to $656,888 thousand in 2025 from $665,985 thousand in 2024, a reduction of 1.6%[24] - Cash and cash equivalents decreased to $102,030 thousand at the end of 2025 from $127,444 thousand at the end of 2024, marking a decline of 20%[25] Shareholder Returns - ArcBest returned over $86 million to shareholders through share repurchases and dividends in 2025[14] Revenue Segmentation - Revenue for the Asset-Light segment was $353.5 million, a decrease of 5.8% per shipment compared to Q4 2024[12] - Asset-Based revenues were $648.8 million in Q4 2025, down 1.6% from $656.2 million in Q4 2024, while Asset-Light revenues decreased by 5.8% to $353.5 million from $375.4 million[26] Operational Metrics - The average daily tonnage increased by 2.6% to 11,036 tons in Q4 2025, up from 10,758 tons in Q4 2024[43] - Shipments per day rose by 2.4% to 20,163 in Q4 2025, compared to 19,698 in Q4 2024[43] - For the three months ended December 31, 2025, ArcBest reported billed revenue per hundredweight (CWT) of $47.94, a decrease of 2.7% compared to $49.27 in the same period of 2024[43] - Shipments per employee per day in the Asset-Light segment increased by 18.5% year-over-year for the three months ended December 31, 2025[44] Tax and Impairment - The effective tax rate for the year ended December 31, 2025, was 26.7%, compared to 27.7% in 2024[36] - The company recognized noncash asset impairment charges related to indefinite-lived intangible assets during Q4 2025[42] Future Outlook - The company plans to continue investing in innovative technology and expanding its service offerings across multiple operating segments[31]

OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to ____________ Commission File No.: 001-38033 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2025 DXC TECHNOLOGY COMPANY (Exact name of registrant as specified in its charter) Nevada 61-180031 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 DORIAN LPG LTD. (Exact name of registrant as specified in its charter) Republic of the Marshall Islands 001-36437 66-0818228 (State or other jurisdiction of incorporation or organization) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ______________________________________________________________________________________________ FORM 10-Q ______________________________________________________________________________________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2025 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 F ...

Financial Performance - Mechanics Bancorp reported a net income of $124.3 million, or $0.54 per diluted share, for Q4 2025, compared to $55.2 million, or $0.25 per diluted share, in Q3 2025[1]. - Net interest income for Q4 2025 was $181.5 million, an increase of $35.8 million from Q3 2025, driven by the merger with HomeStreet Bank[9]. - Noninterest income for Q4 2025 decreased to $78.5 million from $109.8 million in Q3 2025, primarily due to a lower bargain purchase gain[13]. - Net income for the quarter was $124,302 thousand, compared to $55,161 thousand in the previous quarter, representing an increase of 125.5%[44]. - Basic earnings per share for Class A common stock increased to $0.54 from $0.25, a growth of 116%[44]. - Return on average equity increased significantly to 17.66% for the quarter ended December 31, 2025, up from 8.61% in the previous quarter, indicating strong profitability growth[47]. - Net interest income for the year ended December 31, 2025, was $585,718, compared to $519,169 for 2024, reflecting a 12.8% increase[51]. - Return on average equity for 2025 was 17.66%, significantly higher than 8.95% in 2024[54]. Assets and Liabilities - Total assets were $22.4 billion at December 31, 2025, down from $22.7 billion at September 30, 2025, and up from $16.5 billion at December 31, 2024[4]. - Total assets decreased to $22.35 billion at December 31, 2025, from $22.71 billion at September 30, 2025[19]. - Total liabilities decreased to $19,489,100 thousand from $19,934,686 thousand, a decline of 2.2% quarter-over-quarter[42]. - Total deposits decreased by $427.8 million to $19.02 billion at December 31, 2025, primarily due to maturities of certificates of deposits[22]. - Total deposits decreased to $19,024,997 thousand from $19,452,819 thousand, a decline of 2.2% quarter-over-quarter[42]. Loans and Credit Losses - The total loans amounted to $14.2 billion at December 31, 2025, with a loans-to-deposits ratio of 75%[4]. - The provision for credit losses in Q4 2025 was a reversal of $23.5 million, compared to a provision of $47.0 million in Q3 2025[11]. - The allowance for credit losses on loans was $153.3 million, representing 1.08% of total loans held for investment at December 31, 2025[28]. - The provision for credit losses was a reversal of $22.16 million for the quarter ended December 31, 2025, compared to a provision of $46.06 million for the previous quarter[30]. - Net charge-offs for the quarter were $17.05 million, compared to $12.80 million in the previous quarter[30]. Equity and Capital Ratios - Total shareholders' equity increased by $88.2 million to $2.86 billion at December 31, 2025, driven by net income for the quarter[25]. - Mechanics Bancorp's CET1 capital ratio was reported at 14.07% as of December 31, 2025[4]. - The Tier 1 leverage ratio was 8.65% at December 31, 2025, down from 10.34% at September 30, 2025[26]. - Common equity ratio improved to 12.81% in Q4 2025 from 14.58% in Q2 2025, indicating a stronger capital position[54]. Operational Efficiency - Noninterest expense decreased by $33.8 million in Q4 2025 compared to Q3 2025, largely due to reduced acquisition and integration costs[15]. - The efficiency ratio improved to 49.8% for the quarter ended December 31, 2025, compared to 63.9% in the previous quarter, reflecting enhanced operational efficiency[47]. - Total noninterest expense decreased to $129,510 thousand from $163,329 thousand, a reduction of 20.7%[44]. Other Key Metrics - The effective tax rate for Q4 2025 was 19.3%, compared to (22.3)% in Q3 2025, influenced by the bargain purchase gain from the merger[17]. - The net interest margin improved to 3.47% for the quarter ended December 31, 2025, compared to 3.36% in the previous quarter, indicating better interest income generation[49]. - The book value per common share increased to $12.93 at December 31, 2025, compared to $12.54 at September 30, 2025[25]. - The company operates 166 branches across California, Oregon, Washington, and Hawaii[34]. - The company will host a conference call on January 30, 2026, to discuss its fourth quarter 2025 financial results[32]. - The company emphasizes the potential risks and uncertainties that could affect its financial results, including economic conditions and regulatory changes[39].

Exhibit 99.1 NECB Earnings Press Release for 12/31/2025: NORTHEAST COMMUNITY BANCORP, INC. REPORTS RESULTS FOR THE QUARTER AND YEAR ENDED DECEMBER 31, 2025 White Plains, New York, January 28, 2026 – NorthEast Community Bancorp, Inc. (Nasdaq: NECB) (the "Company"), the parent holding company of NorthEast Community Bank (the "Bank"), reported net income of $10.8 million, or $0.81 per basic share and $0.79 per diluted share, for the quarter ended December 31, 2025 compared to net income of $10.2 million, or $0 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION (Mark One) Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended January 2, 2026 FORM 10-Q Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 1-8703 Registrant's telephone number, including area code: (408) 717-6000 Securities registered pursuant to Section 12(b) of the A ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Exact Name of Registrant as Specified in its Charter) incorporation or organization) DELAWARE 39-1168275 (State or other jurisdiction of (I.R.S. Employer Identification No.) 4129 North Port Washington Avenue, Milwaukee, Wisconsin (Address of principal executive offices) (Zip Code) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 for the quarterly period ended December ...

Financial Performance - For the three months ended December 31, 2025, net revenue increased by 15% to $10,901 million compared to $9,510 million in the prior year[91]. - Net income for the same period was $5,853 million, reflecting a 14% increase from $5,119 million[91]. - Non-GAAP net income increased by 12% to $6,124 million compared to $5,463 million in the prior year[91]. - Non-GAAP diluted earnings per share increased by 15% to $3.17 from $2.75 in the prior year[91]. - Service revenue increased by 13% to $4,760 million in Q4 2025, driven by a 9% growth in nominal payments volume[3]. - Data processing revenue rose 17% to $5,544 million, supported by a 9% increase in processed transactions[3]. Operating Expenses - Operating expenses rose by 27% to $4,164 million, primarily due to higher litigation provisions[92]. - Total operating expenses for the three months ended December 31, 2025, were $4,164 million, a 27% increase from $3,276 million in 2024[5]. - The company recorded an additional accrual of $707 million related to interchange multidistrict litigation for the quarter[94]. Shareholder Actions - The company repurchased 11 million shares of class A common stock for $3.8 billion, with remaining authorized funds for repurchase at $21.1 billion[95]. - The company repurchased $3.8 billion of its class A common stock in the open market during the three months ended December 31, 2025[13]. - For the three months ended December 31, 2025, the company declared and paid $1.3 billion in dividends[15]. Cash Flow - Cash provided by operating activities increased to $6,780 million in Q4 2025, up from $5,396 million in 2024[10]. Market and Transaction Metrics - Payments volume, a key driver of service revenue, is calculated in U.S. dollars and excludes Europe co-badged volume[100]. - Processed transactions, which include payments and cash transactions, represent the total transactions processed on Visa's networks[100]. - Total nominal payments volume for the three months ended September 30, 2025, reached $3,732 billion, a 9% increase compared to $3,409 billion in 2024[1]. - Exchange rate movements contributed approximately one percentage point to net revenue growth for the quarter[91]. Tax and Regulatory Changes - The effective income tax rate decreased to 13% in Q4 2025 from 17% in 2024, primarily due to a $333 million deferred tax benefit[9]. - FASB issued ASU 2024-03 in November 2024, requiring additional disclosure on specific expense categories, effective for annual periods beginning October 1, 2027[119]. - FASB issued ASU 2025-06 in September 2025, modernizing accounting for internal-use software, effective for annual and interim periods beginning October 1, 2028[120]. - No significant changes to market risks since September 30, 2025[121]. Litigation and Escrow - The company deposited $500 million into a U.S. litigation escrow account for claims associated with interchange multidistrict litigation[17].