Core Viewpoint - NNIT has updated its financial outlook for 2025 due to a slowdown in market and customer activity, leading to a suspension of its mid-term financial aspirations [1][4][5] Financial Outlook for 2025 - Organic revenue growth for 2025 is now anticipated to be around -3%, a decrease from the previous expectation of 0-5% [2] - The expected operating profit margin excluding special items is revised to around 5.5%, down from the previous low end of 7-9% [2] - Special items are now expected to be around DKK 83 million, an increase from the previous estimate of up to DKK 69 million, primarily due to an accelerated strategic process and cost-out project [2] Performance Drivers - The lower-than-expected financial performance is attributed to a temporary disruption in the US region, where several larger projects have been postponed to 2026 [3] - The US business has experienced a slowdown in new contract wins, negatively impacting revenue generation in the fourth quarter [3] - In Europe, performance remains subpar, with larger customers hesitant to enter new contracts [3] Mid-term Financial Aspirations - The mid-term financial aspirations communicated in February 2025 have been suspended due to increasing uncertainty in the macroeconomic and geopolitical environment [4][5] - The previously announced targets of annual organic revenue growth of 7 to 10% and an operating profit margin above 10% in 2027 are no longer in effect [5] Company Overview - NNIT is a leading provider of IT solutions, focusing on high complexity industries, particularly in life sciences and the public and private sectors in Denmark [6][8] - The company employs around 1,600 people across Europe, Asia, and the USA [8]

Jamaican conglomerate GraceKennedy has signed an agreement to acquire Fonterra’s shareholding in the equally split joint venture Dairy Industries (Jamaica). GraceKennedy Group, which operates in food and financial services, declined to disclose the terms of the deal with Just Food as it confirmed the business will now have full ownership of Dairy Industries (Jamaica). New Zealand-headquartered dairy giant Fonterra announced in May 2024 that it planned to quit the consumer-facing parts of the business to ...

Core Insights - The financial implications of separation or divorce can lead to significant monetary challenges, which are often overlooked during such life events [1] Group 1: Divorce Costs - The median cost of divorce in the U.S. is reported to be $7,000, while the average ranges from $15,000 to $20,000, indicating that a few high-cost contested divorces are influencing the overall average [2] Group 2: Retirement Planning - A survey by Schroders indicates that 46% of Americans in workplace retirement plans expect to have less than $500,000 saved by retirement, despite believing that $1.2 million is necessary for a comfortable retirement [4] - Individuals facing divorce may find it challenging to secure a financially stable retirement, especially if they have minimal savings [3] Group 3: Expense Management - One effective strategy for reducing fixed expenses is to shop for better rates on home and car insurance, which can lead to significant savings, averaging $482 per year [5] - OfficialCarInsurance offers a streamlined process for obtaining competitive insurance quotes without affecting credit scores, making it easier for individuals to manage their insurance costs [6]

Core Insights - First Principles Partners specializes in equity research focused on technology, innovation, and sustainability investment, utilizing a unique approach to identify overlooked investment opportunities [1] Group 1: Company Overview - First Principles Partners employs a "First Principles" methodology that breaks down complex financial and technological problems to their basic elements [1] - The firm has a strong background in investment, private equity, and venture capital, demonstrating a proven track record of delivering strong returns [1] Group 2: Research Focus - Articles produced by First Principles Partners on Seeking Alpha emphasize emerging technologies, sustainable investing, and the intersection of innovation and finance [1] - The company aims to share insights with a broader audience and engage with fellow investors to promote positive change and sustainability [1]

U.S. stock futures rose on Monday after Friday’s higher close. Futures of major benchmark indices advanced.In the last week, the S&P 500 dropped 0.37%, whereas the Nasdaq Composite and Dow Jones slipped 0.10% and 0.95%, respectively.Trading will be suspended on Thursday following an abbreviated session on Wednesday, with equity markets closing at 1:00 p.m. EST and bond markets at 2:00 p.m. EST. Despite the shortened schedule, investors have several economic indicators to digest, highlighted by the initial f ...

Photographer: Qilai Shen/Bloomberg China Vanke Co., once the country’s biggest developer before it succumbed to an unprecedented property crisis, won last-minute support from creditors to extend a bond grace period in a reprieve that helps it avoid default, at least for now. Holders of Vanke’s 2 billion yuan ($284 million) note voted in favor of a proposal to extend the grace period to Jan. 28, according to a filing to Chinamoney.com on Monday. The company didn’t pay the security by its Dec. 15 maturity, ...

Crypto markets remain calm on December 22, 2025, with Bitcoin holding above the $89,000 level as traders weigh year-end positioning. At the same time, renewed strength in privacy coins and fresh whale activity are pushing investors to reassess where the best new crypto to buy could be heading into Christmas. Bitcoin is trading near $89,441, up just over 1% on the day, showing resilience despite rising competition from traditional safe-haven assets. Ethereum follows a similar pattern, hovering around $3,0 ...

There are three reasons to think Microsoft's 15-year streak of dividend hikes is just getting started.When mapping out compound growth scenarios, one trick to use is the "Rule of 72." To see how long it takes an amount to double at a fixed growth rate, divide 72 by the rate of increase for your answer. For instance, capital growing at 8% a year will double in nine years, while an investment compounding at 10% a year will double in roughly seven.The Rule of 72 is imprecise, but it gets you close. Even if the ...

Core Insights - Bitget Wallet has launched a zero-fee USDC on-ramp in collaboration with Alchemy Pay, aimed at increasing access to digital dollars in emerging markets [2][4] - The initiative allows users to purchase USDC without transaction or network fees, utilizing familiar payment methods like Apple Pay and Google Pay [2][3] - This program is supported by Alchemy Pay's stablecoin subsidy program, funded in partnership with Coinbase, to enhance USDC accessibility in key growth markets [2][4] Group 1: Product Features - The zero-fee on-ramp is available across Asia Pacific, Latin America, and Africa, integrating various global payment channels including Mastercard and Visa [3] - Smaller-value purchases are settled instantly, providing a seamless experience for users who frequently engage in everyday transactions [3] - Bitget Wallet supports over 80 payment methods for buying and selling crypto in more than 100 markets, and allows USDC usage for gas fees on major blockchains [6] Group 2: Strategic Goals - Alchemy Pay aims to simplify the crypto experience and eliminate barriers to entry, promoting a more inclusive financial ecosystem [4] - Bitget Wallet emphasizes the importance of stablecoins for everyday financial needs and plans to expand localized fiat-to-stablecoin pathways to meet growing demand [5] - The wallet also offers yield-generating options for USDC, with annual rates of up to 10%, enhancing its appeal to users [6] Group 3: Company Background - Bitget Wallet serves over 80 million users, providing a comprehensive platform for buying, selling, trading, and spending crypto while ensuring fund security with a $700 million protection fund [8] - Alchemy Pay connects crypto with traditional fiat currencies, supporting fiat payments in 173 countries and offering various services like NFT Checkout and a Web3 Digital Bank [9]

Core Insights - Robex Resources has successfully completed the initial gold pour at the Kiniéro project in Guinea, achieving this milestone on time and within budget, with a yield of a 2.64kg (85 ounces) gold bar [1] - The construction of the Kiniéro project took 17 months, marking it as Robex's sixth successful project in 15 years, all delivered on schedule and within budget [2] - The Kiniéro processing plant is progressing as planned, with ore feed initiated and recoveries aligning with feasibility study expectations [2] Project Development - The construction team was deployed in July 2024, and the project has been completed without any lost-time injuries, totaling nearly five million hours worked [2][3] - Robex anticipates that the Kiniéro plant will reach its nameplate capacity in the first quarter of 2026 [3] Production and Future Plans - With Kiniéro now in production, Robex operates two assets, including Nampala in Mali, which is projected to produce 46,000-48,000 ounces annually [4] - The successful delivery of Kiniéro supports Robex's proposed merger with Predictive Discovery, aimed at developing the Bankan gold project, which is located within 25km of Kiniéro [5] - The merger is expected to create a tier-one gold hub in West Africa, targeting an annual output of over 400,000 ounces by 2029 and a consolidated resource of approximately 9.5 million ounces of gold [5][6]