According to Fortune, Swedish BNPL giant Klarna has partnered with Coinbase to accept capital from institutional investors in the form of stablecoins. Klarna’s CFO said stablecoins open access to an entirely new class of institutional funding.https://t.co/NL3bMIUjND ...

据 Fortune，瑞典 "先买后付"（BNPL）巨头 Klarna 宣布与 Coinbase 达成合作，将通过该平台接受机构 投资者以稳定币形式提供资金。Klarna CFO 表示，稳定币为公司连接到全新的机构资金来源。过去多 年 Klarna 一直谨慎对待加密领域，但今年动作频频：11 月底推出自有稳定币 KlarnaUSD，随后与钱包 开发商 Privy 合作探索更多加密产品。 （来源：吴说） ...

Core Insights - Klarna Group has positioned itself as a leading player in the buy now, pay later (BNPL) fintech sector, despite experiencing a stock market decline of over 30% since its September IPO [1] - The overall performance of BNPL stocks, including Sezzle, has been weak, with Sezzle down approximately 20% since Klarna's IPO and over 40% at its October low [2] - Patient investors may find potential in Klarna as it is expected to outperform the S&P 500 in the coming year due to several favorable factors [2] Demand and Growth - The Klarna Card, launched in the U.S. on July 4, has seen rapid adoption, achieving over 1 million sign-ups in its first 11 weeks and reaching 4 million sign-ups within four months [4] - Klarna reported a 28% year-over-year revenue increase, with U.S. revenue surging by 51%, largely driven by the success of the Klarna Card [5] - The card has gained acceptance among over 850,000 retailers, enhancing accessibility to BNPL services and expected to continue driving growth into 2026 and beyond [6] User Base Expansion - Klarna's user base has expanded significantly, with 27 million new users added in the latest quarter, bringing the total to 114 million active users globally [9] - The growth in user numbers and the popularity of the Klarna Card indicate a rising demand for BNPL services, countering criticisms regarding the sustainability of such financial products [8]

Core Insights - The discussion highlights the behavioral risks associated with Buy Now, Pay Later (BNPL) services like Klarna and Afterpay, suggesting that while they may seem beneficial, they can lead to overspending and financial strain [1][2][3] Behavioral Risks - Users may feel encouraged to make purchases they wouldn't normally consider due to the perceived increase in purchasing power from splitting payments [2] - The structure of BNPL services can lead to a cycle of overspending, particularly for individuals living paycheck to paycheck [2][3] - A user shared an experience of accumulating $900 in monthly payments through Klarna, illustrating the potential for financial distress [3] Financial Comparison - The financial benefits of using BNPL services are minimal; for example, parking $1,700 in a high-yield savings account may yield only $3 to $5 in interest over six weeks [4] - In contrast, using a credit card with a 2% cashback on a $1,700 purchase would provide $34 in rewards, significantly outweighing the interest earned from a savings account [4] - Credit cards also offer additional benefits such as purchase protection and chargeback options, which are not available with BNPL services [4]

【美股】截至收盘，道指涨183.04点，涨幅为，报点48134.89；纳指涨301.26点，涨幅为1.31%，报 23307.62点；标普500指数涨59.82点，涨幅为0.88%，报6834.58点。甲骨文(ORCL.US)涨超6.6%，英伟 达(NVDA.US)涨超3.9%，Circle(CRCL.US)涨超6%，Strategy(MSTR.US)涨超4%。 【欧股】德国DAX30指数涨92.47点，涨幅0.38%，报24289.47点；英国富时100指数涨57.15点，涨幅 0.58%，报9894.92点；法国CAC40指数涨0.74点，涨幅0.01%，报8151.38点；欧洲斯托克50指数涨17.44 点，涨幅0.30%，报5759.15点；西班牙IBEX35指数涨36.47点，涨幅0.21%，报17169.07点；意大利富时 MIB指数涨270.22点，涨幅0.61%，报44733.50点。 【亚太股市】日经225指数涨超1%，韩国KOSPI指数涨0.65%，印尼综合指数跌0.1%。 【加密货币】比特币涨超2.9%，重返8.8万美元上方；以太坊涨超5%，盘中一度突破3000美元。 智通财经APP获悉 ...

Coinbase launched a program that helps businesses create their own stablecoins, and, in a separate project, will help Klarna implement stablecoin funding.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The company’ ...

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz announces an investigation of Klarna Group plc ("Klarna†or the "Company†) (NYSE: KLAR) on behalf of investors concerning the Company's possible violations of federal securities laws. IF YOU ARE AN INVESTOR WHO LOST MONEY ON KLARNA GROUP PLC (KLAR), CLICK HERE TO INQUIRE ABOUT POTENTIALLY PURSUING A CLAIM TO RECOVER YOUR LOSS. What Is The Investigation About? On September 10, 2025, Klarna conducted its initial public offering (IPO),. ...

NEW YORK--(BUSINESS WIRE)--Klarna, the global digital bank and flexible payments provider, has partnered with Coinbase to add stablecoin funding to its broad range of traditional sources of funding, which include consumer deposits, long-term loans and short-dated commercial paper. The digital bank plans to raise short-term funding from institutional investors denominated in USDC utilizing Coinbase's digitally native infrastructure. Adding a USDC-denominated funding source enables Klarna to acce. ...

Shares of Klarna (KLAR) have gained 8.4% over the past four weeks to close the last trading session at $30.48, but there could still be a solid upside left in the stock if short-term price targets of Wall Street analysts are any indication. Going by the price targets, the mean estimate of $46.06 indicates a potential upside of 51.1%.The mean estimate comprises 16 short-term price targets with a standard deviation of $3.7. While the lowest estimate of $39.00 indicates a 28% increase from the current price le ...

尽管如此，新股发行量仍创下四年新高，共有202家公司上市，共筹集资金440亿美元。整体市场活动更 接近历史水平，但交易量再次受到外国微型股的推动，而少数几家规模巨大的公司也推高了融资额。与 近年来相比，规模较大的发行人表现更为强劲，共有71家公司IPO融资额达到或超过1亿美元，但由于 许多大型风投支持的公司继续推迟上市计划，整体规模仍低于历史平均水平。 医疗用品巨头Medline领衔今年的交易，筹集了63亿美元，创下自2021年以来的最大规模IPO纪录。尽管 如此，IPO名单中也包括几家备受瞩目的独角兽企业，以及科技、金融科技和航空航天领域的公司，这 反映了市场对成长型股票的重新需求。需求激增在夏季达到顶峰，催生了有史以来规模最大的十亿美元 IPO（Figma数据），但秋季市场趋于冷静，备受瞩目的Klarna和StubHub等公司的IPO反响较为温和。 规模超过1亿美元的IPO平均回报率为18%，远超全年IPO整体2%的回报率。 SPAC市场在2025年加速复苏，新发行量较2024年增长超过一倍，这在并购活动萎缩的情况下，对SPAC 这一IPO替代方案来说是一个积极的信号。 IPO指数经历了震荡，最终以5%的 ...