Core Insights - Primerica reported revenue of $803.56 million for Q1 2025, an increase of 8.4% year-over-year, with an EPS of $5.02 compared to $3.91 a year ago, exceeding both revenue and EPS consensus estimates [1][3] Financial Performance - Revenue surprise was +2.06% over the Zacks Consensus Estimate of $787.37 million, while the EPS surprise was +5.24% over the consensus estimate of $4.77 [1] - Primerica's stock has returned +7.9% over the past month, underperforming the Zacks S&P 500 composite's +10.6% change [3] Key Metrics - Life-Licensed Sales Force at the end of the period was 152,167, slightly above the average estimate of 152,073 [4] - Life Insurance Policies Issued totaled 86,415, below the average estimate of 90,432 [4] - Recruits numbered 100,867, compared to the average estimate of 111,314 [4] - Average Client Asset Values were $113 billion, in line with the average estimate of $113.01 billion [4] Revenue Breakdown - Revenues from Commissions and Fees were $296.96 million, exceeding the estimate of $276.77 million, representing a +16.4% year-over-year change [4] - Revenues from Other, net, were $17.13 million, slightly below the estimate of $17.34 million, showing a -1.6% year-over-year change [4] - Net Premiums revenue was $448.32 million, slightly below the estimate of $451.57 million, with a +4% year-over-year change [4] - Adjusted Operating Revenues from Investment and Savings Products were $290.81 million, exceeding the estimate of $271.16 million, with a +19.3% year-over-year change [4] - Adjusted Operating Revenues from Term Life Insurance were $457.84 million, below the estimate of $464.46 million, with a +4% year-over-year change [4] - Net Investment Income was $41.67 million, exceeding the estimate of $39.77 million, representing a +10.2% year-over-year change [4] - Adjusted Operating Revenues from Corporate and Other Distributed Products were $54.90 million, above the estimate of $52.47 million, with an +8.4% year-over-year change [4] - Direct Premiums revenue was $858.85 million, below the estimate of $863.84 million, with a +2.1% year-over-year change [4]

Core Insights - Primerica reported quarterly earnings of $5.02 per share, exceeding the Zacks Consensus Estimate of $4.77 per share, and showing an increase from $3.91 per share a year ago, resulting in an earnings surprise of 5.24% [1] - The company achieved revenues of $803.56 million for the quarter, surpassing the Zacks Consensus Estimate by 2.06% and up from $741.66 million year-over-year [2] - Primerica has consistently outperformed consensus EPS and revenue estimates over the last four quarters [2] Earnings Performance - The earnings surprise for the previous quarter was 1.41%, with actual earnings of $5.03 per share against an expectation of $4.96 per share [1] - The current consensus EPS estimate for the upcoming quarter is $5.22, with projected revenues of $788.78 million, and for the current fiscal year, the EPS estimate is $20.74 on revenues of $3.2 billion [7] Stock Performance - Primerica shares have declined approximately 2.9% since the beginning of the year, while the S&P 500 has decreased by 4.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Outlook - The Insurance - Life Insurance industry is currently ranked in the bottom 43% of over 250 Zacks industries, suggesting potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and earnings estimate revisions, which could impact Primerica's stock performance [5]

Exhibit 99.2 Supplemental Financial Information First Quarter 2025 Table of Contents PRIMERICA, INC. Financial Supplement | | Page | | --- | --- | | Preface, definition of non-GAAP financial measures | 3 | | Condensed balance sheets and reconciliation of balance sheet non-GAAP to GAAP financial measures | 4 | | Financial results and other statistical data | 5 | | Statements of income | 6 | | Reconciliation of statement of income GAAP to non-GAAP financial measures | 7-8 | | Segment operating results | | | T ...

Core Viewpoint - Coinbase Global (COIN) is expected to report its first-quarter 2025 results on May 8, with a history of earnings surprises in the last four quarters [1] Trading Volumes - Increased asset volatility and improved crypto asset prices are likely to have boosted trading volumes in the first quarter, which remains a major revenue driver for Coinbase [2] - The Zacks Consensus Estimate for total trading volume is 404 million, reflecting a 28.5% increase year-over-year. The estimate for Consumer trading volume is 83 million, indicating a 48.2% rise, while Institutional trading volume is pegged at 321 million, showing a 25.4% increase [3] Transaction Revenues - Transaction revenues are expected to benefit from higher fees for both Consumer and Institutional segments, with the Zacks Consensus Estimate for total transaction revenues at $1.325 billion, a 23% increase from the previous year. Consumer transaction revenues are estimated at $1.2 billion, and Institutional revenues at $127 million, suggesting a 49.4% year-over-year increase [4] Market Share and Product Growth - Revenues are anticipated to be supported by market share gains in U.S. spot and derivatives trading products, as well as growth in custody, staking, USDC assets, and Coinbase One subscribers [5] Earnings Prediction - The quantitative model does not predict an earnings beat for Coinbase this quarter, with an Earnings ESP of -5.23% and a Zacks Rank of 3 (Hold) [6][7]

Core Viewpoint - Analysts project Primerica (PRI) will report quarterly earnings of $4.77 per share, a 22% increase year over year, with revenues expected to reach $787.37 million, reflecting a 6.2% increase from the same quarter last year [1]. Earnings Projections - There has been a downward revision of 0.6% in the consensus EPS estimate over the last 30 days, indicating a collective reconsideration by covering analysts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Revenue Estimates - The consensus estimate for 'Revenues- Other, net' is $17.34 million, indicating a -0.4% year-over-year change [5]. - 'Revenues- Commissions and fees' are projected at $276.77 million, reflecting an 8.5% year-over-year increase [5]. - 'Revenues- Net premiums' are expected to reach $451.57 million, showing a 4.7% year-over-year increase [5]. - 'Adjusted Operating Revenues- Investment and Savings Products' are forecasted at $271.16 million, indicating an 11.3% year-over-year increase [6]. - 'Adjusted Operating Revenues- Term Life Insurance' is expected to be $464.46 million, reflecting a 5.5% increase from the prior-year quarter [6]. - 'Revenues- Net investment income' is projected to be $39.77 million, indicating a 5.2% year-over-year increase [7]. - 'Adjusted Operating Revenues- Corporate and Other Distributed Products' is expected to reach $52.47 million, reflecting a 3.6% year-over-year change [7]. Sales Force and Policy Metrics - The consensus estimate for 'Life-Licensed Sales Force, End of period' is 152,073, up from 142,855 in the same quarter last year [8]. - 'Life Insurance Policies Issued' is expected to be 90,432, compared to 86,587 in the same quarter of the previous year [8]. - 'Recruits' are projected to reach 111,314, slightly up from 110,710 year-over-year [9]. - 'Average Client Asset Values' are expected to arrive at $113.01 billion, compared to $99.5 billion in the previous year [9]. - 'New Life-Licensed Representatives' is estimated at 12,860, compared to 12,949 in the same quarter of the previous year [10]. Stock Performance - Shares of Primerica have returned +7.4% over the past month, while the Zacks S&P 500 composite has changed by +11.5% [10].

Core Insights - Root, Inc. (ROOT) is anticipated to show improvements in both revenue and earnings for Q1 2025, with revenue expected to reach $305 million, reflecting a 19.6% year-over-year growth [1] - The earnings consensus estimate is set at 45 cents per share, indicating a significant year-over-year increase of 207.1%, with a 36.4% upward revision in the past 30 days [2] Revenue and Earnings Estimates - The Zacks Consensus Estimate for ROOT's first-quarter revenues is $305 million, which is a 19.6% increase from the previous year [1] - The earnings estimate for the first quarter is 45 cents per share, which has seen a 36.4% increase in the last month, suggesting a 207.1% year-over-year growth [2][3] Factors Influencing Q1 Results - Expected drivers for revenue growth include higher net premiums earned, improved net investment income, and increased fee income [4] - The increase in policies in force and growth in partnership channels are likely to contribute positively to net premiums earned, with the estimate for first-quarter net investment income at $279 million [5] - The net investment income is projected to rise due to a higher average cash balance and a larger investment portfolio, although some offset may occur due to increased impairments [6] Underwriting and Expenses - Improved underwriting profitability is anticipated due to better pricing and prudent underwriting practices, although recent California wildfires may negatively impact results [7] - Total operating expenses are expected to rise due to higher loss adjustment expenses and increased costs in various operational areas [7]

Assurant, Inc. (AIZ) is expected to register an improvement in its top line but a decline in its bottom line when it reports first-quarter 2025 results on May 6, after the closing bell.The Zacks Consensus Estimate for AIZ’s first-quarter revenues is pegged at $3.05 billion, indicating 5.6% growth from the year-ago reported figure.The consensus estimate for earnings is pegged at $3.00 per share. The Zacks Consensus Estimate for AIZ’s first-quarter earnings has moved up 2.5% in the past 30 days. The estimate ...

Core Viewpoint - Coastal Financial Corporation (CCB) reported quarterly earnings of $0.63 per share, missing the Zacks Consensus Estimate of $0.93 per share, representing a -32.26% earnings surprise [1] - The company posted revenues of $139.54 million for the quarter, missing the Zacks Consensus Estimate by 7.77% and down from $147.89 million a year ago [2] Financial Performance - Earnings per share (EPS) for the current quarter is $0.63, compared to $0.67 per share a year ago [1] - The company has surpassed consensus EPS estimates two times over the last four quarters [2] - Revenue for the quarter was $139.54 million, compared to $147.89 million in the same quarter last year [2] Market Performance - Coastal Financial shares have increased by approximately 3.6% since the beginning of the year, while the S&P 500 has declined by 6% [3] - The current Zacks Rank for Coastal Financial is 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.14 on revenues of $160 million, and for the current fiscal year, it is $4.59 on revenues of $669.5 million [7] - The outlook for the industry, specifically the Banks - West sector, is in the bottom 42% of over 250 Zacks industries, which may impact stock performance [8]

Core Viewpoint - The investment community is concerned about Elon Musk's involvement in political activities, particularly regarding federal spending cuts, which may negatively impact Tesla's stock performance and investor sentiment [2][5][6]. Company Insights - Investment manager Christopher Tsai, whose firm manages approximately $137 million, has significant investments in Tesla and has expressed hope that Musk's political involvement is temporary, allowing him to focus on his businesses [2][4]. - Despite recent stock market downturns, Tsai Capital has seen a return of more than six times its initial investment in Tesla since February 2020, indicating strong long-term confidence in the company's potential [3]. - Tsai views Tesla as a creator of advanced electronics and software rather than a traditional automotive manufacturer, suggesting a belief in its long-term value and growth trajectory [4]. Market Reaction - The stock market has reacted negatively to Musk's political activities, with a notable decline in Tesla's stock price, which fell over 15% amid public protests and vandalism at dealerships [7]. - A CNN poll indicated that 53% of Americans disapprove of Musk, reflecting a significant public backlash against his recent actions [7].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34680 Primerica, Inc. (Exact name of registrant as specified in its charter) Delaware 27-1204330 (State or other jurisdiction of ...