Core Insights - 82% of organizations plan to increase investment in environmental sustainability over the next 12–18 months as a core strategy for future-proofing [1] - Three-quarters of organizations view sustainability as essential for long-term competitiveness, innovation, and resilience, despite a gap between perceived preparedness and actual resilience [1][2] - Compliance with regulations is the primary driver for sustainability initiatives, followed by business value factors such as profitability and operational efficiency [2] Investment Trends - More than 80% of organizations are increasing their sustainability investments, an increase of 8 percentage points from the previous year [2] - Only 21% of organizations have developed detailed transition plans with interim targets and capital allocation, indicating a lack of concrete action [2] Climate Impact and Preparedness - Over 70% of executives report supply chain disruptions due to climate impacts, with many feeling underprepared for climate change effects [3] - Only 38% of organizations are upgrading infrastructure, 31% are shifting production to less climate-vulnerable regions, and 26% are redesigning products [3] Business Value and Leadership Perspectives - Business leaders recognize sustainability as a core driver of business value, but many face challenges due to global uncertainty and budget constraints [4] - There is a call for a pragmatic approach to implement concrete transition and adaptation measures to build resilience and foster innovation [4] AI and Sustainability - Nearly two-thirds of executives report using AI to support sustainability goals, but there is growing concern about the environmental impact of generative AI [5] - The belief that the benefits of generative AI outweigh its environmental costs has decreased from 67% in 2024 to 57% in 2025 [5] Consumer Sentiment - Consumer skepticism is rising, with 62% believing companies engage in greenwashing, up from a third in 2023 [6] - More than 75% of consumers feel corporations should do more to reduce greenhouse gas emissions, highlighting the need for transparent sustainability communication [6]

Core Viewpoint - Capgemini has received all necessary regulatory approvals for the acquisition of WNS, which is expected to enhance its capabilities in Agentic AI-powered Intelligent Operations [1][2]. Group 1: Acquisition Details - The acquisition agreement was announced on July 7, 2025, with Capgemini set to acquire WNS for a cash consideration of $76.50 per share, totaling approximately $3.3 billion, excluding WNS's net financial debt [3][10]. - The transaction is pending the sanction of the Scheme of Arrangement by the Royal Court of Jersey, with a hearing scheduled for October 9, 2025, and the closing expected by the end of October 2025 [2]. Group 2: Company Overview - Capgemini is a global business and technology transformation partner with a workforce of 350,000 across more than 50 countries, reporting global revenues of €22.1 billion for 2024 [4]. - The company focuses on helping organizations transition to a digital and sustainable world, leveraging its expertise in AI, generative AI, cloud, and data [4].

Core Insights - WNS has provided an update regarding its acquisition by Capgemini, indicating progress in the transaction [1] Company Updates - The acquisition by Capgemini is a significant development for WNS, reflecting strategic growth and expansion efforts [1] - Details on the financial implications or specific terms of the acquisition have not been disclosed in the update [1] Industry Context - The acquisition aligns with broader trends in the industry where companies are increasingly pursuing mergers and acquisitions to enhance capabilities and market presence [1]

Core Insights - Guidewire is developing PolicyCenter functionality specifically for the Japanese insurance market, collaborating with Capgemini and Nomura Research Institute to enhance digital transformation efforts [1][3][4] Group 1: Development Initiative - The new functionality will be integrated directly into PolicyCenter, building on previous accelerators offered to Japanese insurers [2] - This initiative aims to simplify the core and digital transformation journeys for Japanese insurers, addressing complex regulatory and operational needs [3] Group 2: Strategic Collaboration - Guidewire is deepening its partnership with Capgemini and nurturing its relationship with NRI to expedite the delivery of tailored solutions for Japanese insurers [3][4] - The collaboration combines global insurance technology expertise with local market knowledge to better serve the unique needs of Japanese insurers [4] Group 3: Company Overview - Guidewire is a trusted platform for property and casualty insurers, with over 570 insurance brands in 43 countries relying on its products [5] - The company boasts a strong implementation record with over 1,700 successful projects supported by a large R&D team and partner ecosystem [5]

After a cautious start, European are up in positive territory Monday afternoon with investors picking up stocks amid hopes of a rate cut by the Federal Reserve on Wednesday. The Bank of England, which is scheduled to announce its monetary policy on Thursday, is widely expected to hold rates steady. The Bank of Japan's policy announcement is also due this week.The pan European Stoxx 600 was up 0.43% a little while ago. Germany's DAX was up 0.15%, and France's CAC 40 was gaining 1.1%, while the U.K.'s FTSE 1 ...

Group 1 - The core viewpoint is that Gen Z and millennials are delaying traditional life milestones such as marriage, homeownership, and parenthood due to high housing costs and stagnant wages, which is influencing their perception of financial products like life insurance [1][2] - Capgemini's research indicates that nearly 70% of adults under 40 view life insurance as essential, yet the current options do not align with their financial priorities, leading many to forgo it [2][4] - The study, conducted with LIMRA, surveyed over 6,100 individuals aged 18-39 across 18 markets, revealing that 63% have no immediate marriage plans and 84% of both single and married individuals have no immediate plans to have children [4] Group 2 - Gen Z and millennials prefer flexible "living benefits" in life insurance policies, as traditional policies are perceived as rigid and confusing [1][5] - Samantha Chow from Capgemini noted that younger generations would consider life insurance if it were very cheap or free, but paying for it while unable to afford a home does not resonate with them [3][4] - The study highlights a trend where younger individuals are prioritizing savings in retirement accounts or personal investment accounts over traditional financial commitments like home buying [4]

Core Insights - The life insurance industry is facing challenges as consumers under 40 are delaying traditional life milestones, impacting their purchasing decisions for life insurance [2][3] - Despite 68% of adults under 40 viewing life insurance as essential, current offerings do not meet their financial priorities, leading to low adoption rates [1][4] - The report highlights a significant wealth transfer expected over the next 15-20 years, with millennials and Gen Z anticipating an average inheritance of US$106,000 per person, indicating a potential market for life insurance [3] Consumer Behavior - 63% of consumers under 40 have no immediate marriage plans, and 84% of both single and married individuals do not plan to have children soon, which are traditional triggers for purchasing life insurance [2] - Key barriers to purchasing life insurance include misalignment with current life stages (32%), high premium costs (28%), and lack of immediate benefits (25%) [7][8] - Younger consumers are increasingly seeking living benefits such as emergency financial support and wellness rewards rather than traditional death benefits [5][7] Industry Response - Life insurers are beginning to recognize the need to adapt their offerings to meet the expectations of under-40 consumers, focusing on living benefits and simplifying the purchasing process [5][6] - The report suggests that life insurers must innovate their products, empower advisors with AI tools, and forge strategic partnerships to remain relevant [11][10] - There is a significant gap in technological capabilities, with 59% of under-40s wanting direct digital engagement, yet only 31% of insurers currently provide such platforms [9] Recommendations for Transformation - The report recommends that life insurers focus on three core pillars: innovating products with living benefits, empowering advisors with modern tools, and forming strategic partnerships to integrate life insurance into everyday experiences [10][11] - Insurers need to address misconceptions about pricing and demonstrate the accessibility and affordability of life insurance to appeal to younger adults [8][9]

Core Insights - Capgemini has enhanced its AI-powered platform Outcome IQ for the Ryder Cup 2025, providing real-time insights to improve fan engagement during the event [1][4][6] - The system utilizes live shot data, historical player performance, and various match factors to generate dynamic insights and probabilities [2][3] Group 1: Technology and Innovation - Outcome IQ leverages nearly five decades of Ryder Cup match history, processing up to 360 insights simultaneously for near real-time commentary [3] - The AI system calculates probabilities based on over 170 million possible match outcomes, adapting dynamically as the match progresses [4] Group 2: Fan Experience - The platform aims to enhance the fan experience by contextualizing every shot and providing "What If" scenarios to simulate potential outcomes [5][6] - Fans can access insights through multiple channels, including the Ryder Cup app, social media, and live broadcasts, making the experience more interactive [6] Group 3: Strategic Partnerships - Capgemini is the Worldwide Partner for the Ryder Cup until 2027, indicating a long-term commitment to integrating technology in sports [7][8] - The collaboration aims to deliver a richer viewing experience for both on-site attendees and remote viewers, enhancing the overall excitement of the competition [4][6]

H-1B Visa Trends - Indian IT services exporters, including Tata Consultancy Services (TCS), Infosys, HCLTech, Wipro, Tech Mahindra, and LTIMindtree, have reduced H-1B filings by an average of 46% over five years, with TCS reporting 5,505 H-1B employees last year, second only to Amazon [3][10] - Global peers like Accenture, Capgemini, Cognizant, and IBM have also seen an average drop of 44% in H-1B filings between FY21 and FY25 [3][10] - Big Tech companies are increasing their H-1B sponsorships, with OpenAI filing 76 petitions and Anthropic filing 41 [3][10] Industry Adaptation - Indian software giants are shifting their business models by hiring locally, nearshoring to Mexico and Eastern Europe, and automating core processes due to immigration fatigue, geopolitical unease, and rising protectionism [5][12] - The proposed HIRE Act, which aims to tax US firms that outsource, could further complicate the H-1B landscape [10] Real-Money Gaming Sector - Games24x7 plans to lay off 500 employees, approximately 70% of its workforce, due to a ban on online real-money gaming [5][12] - The gaming sector is facing significant challenges, with over 2,000 professionals actively seeking new jobs following the ban [7][12] - Other companies, such as Mobile Premier League, have also laid off around 60% of their Indian staff due to the new regulations [7][12] AI in Therapy - Demand for online therapy is increasing, with startups like Docvita and Amaha Health reporting user growth of 16% and 80% year-on-year, respectively [8][12] - Startups are developing AI tools to enhance therapy services, including chatbots for matching clients with therapists [8][12]

Core Insights - The rise of On-Demand technologies is reshaping business operations, but increasing costs, complexity, and governance gaps are jeopardizing returns [2][4][5] - Organizations are transitioning from capital-intensive IT investments to flexible, consumption-based models, with On-Demand tech expected to grow from 29% to 41% of IT budgets in the next year [3][4] - Despite the benefits of On-Demand technologies, many organizations struggle with cost management and achieving expected returns on investment [5][6] Cost and Complexity Challenges - 82% of executives report significant increases in costs associated with cloud, SaaS, and Gen AI, driven by inflation and digital infrastructure demands [6] - 76% of organizations exceeded their public cloud budgets by an average of 10%, with 68% overspending on Gen AI and 52% on SaaS [6] - Underutilized resources and decentralized procurement are major contributors to budget overruns [6] Governance and Management Issues - 60% of organizations utilize cloud cost management tools, but only 37% assess their effectiveness [7] - 76% of organizations have or plan to establish FinOps teams, yet most remain narrowly focused and operational [7] - Only 2% of organizations with a dedicated FinOps function cover cloud, SaaS, and Gen AI holistically [7] Sustainability Considerations - 53% of organizations acknowledge that suboptimal usage of On-Demand tech leads to excessive energy consumption and increased carbon emissions [8] - Only 36% have a strategy for integrating sustainability into FinOps, despite the potential for cost reduction and carbon footprint minimization [8] Research Methodology - The Capgemini Research Institute conducted a survey of 1,000 executives from global organizations with annual revenues of at least $1 billion, focusing on On-Demand technologies across 12 sectors and 14 countries [9]