Americans are also concerned about the effects of tariffs on their wallets. Though the One Big Beautiful Bill Act is poised to boost tax refunds this year, the Tax Foundation estimates that for middle-income households, tariffs will erase 70% to 95% of those gains. For lower-income tax filers, the situation is even worse (4).Since 2020, costs have soared — the price of groceries is up 30%, electricity has risen 41% and car repairs have skyrocketed 63%. And while average weekly wages have risen 31% over the ...

If you're considering buying cryptocurrency, start with Bitcoin (CRYPTO: BTC). Even compared to traditional assets like gold, Bitcoin has lucrative long-term upside potential. But how much Bitcoin should the average investor hold? The answer might surprise you. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » Most investors should own ...

In a recent interview, Kiyosaki revealed he’s been hoarding the metal: “I have boxes of gold. I own gold mines,” he said (4).Indeed, precious metals are often viewed as a natural hedge against inflation — unlike fiat currencies, they can’t be printed at will by central banks. Gold is also widely considered the ultimate safe haven asset. It’s not tied to any one country, currency or economy and in times of economic turmoil or geopolitical uncertainty, investors often flock to it — driving prices higher.Kiyos ...

Core Insights - U.S. technology giants Alphabet, Amazon, Meta, and Microsoft are projected to invest approximately $650 billion in AI-related infrastructure in 2026, a significant increase from $410 billion in 2025 [1] Investment Trends - The investment surge indicates a shift into a "more dangerous phase" of the AI boom, characterized by rapidly increasing investments in physical infrastructure and a growing dependence on external capital [1] - The demand for computing resources is outpacing supply, prompting hyperscalers to accelerate their investments to meet future demand [1] Financial Strategies - The four companies have reduced share buybacks to finance the increase in capital expenditures [1] - Significant spending creates downside risks if investments do not yield expected returns, particularly for companies like Anthropic and OpenAI, which require major product breakthroughs to secure funding for potential IPOs [1] Market Implications - The tech investment boom is expected to exert upward pressure on U.S. economic growth, contributing approximately 50 basis points to GDP growth in 2025 and potentially around 100 basis points in 2026 [1] - However, this spending may also lead to inflation in technology and communications equipment and increase electricity prices in certain regions [1] Sector Risks - The aggressive investment in AI is creating existential risks for other sectors, particularly software companies and data providers, as evidenced by recent selloffs in software stocks [1] - A severe stock market correction could hinder growth and limit capital-raising capabilities for companies, reminiscent of the Dot-com bubble in 2000, although current market movements are described as much smaller [1]

Group 1 - The core message from Ray Dalio emphasizes the potential for a "capital war" between the U.S. and its trading partners, driven by mutual fears and geopolitical tensions, particularly with China [1][2] - Dalio highlights the significant internal divisions within the U.S., stemming from wealth and value gaps, which contribute to a lack of faith in the system [3] - The U.S. national debt is a critical concern, currently around $38.7 trillion, which Dalio warns could lead to a "debt death spiral" where borrowing is necessary just to meet existing obligations [4] Group 2 - Dalio's outlook for investors is cautious, citing rising debt, political divides, and competition with China as major risks [7] - He advocates for diversification as a strategy to mitigate risks while maintaining returns, emphasizing the importance of including gold in investment portfolios [8][9] - Gold has reached record highs, with projections from JP Morgan suggesting it could hit $6,300 by the end of 2026, making it an attractive investment option [10] Group 3 - Real estate is presented as another viable asset class for diversification, with multifamily units now comprising 33.1% of renter-occupied housing in the U.S., surpassing single-family units [18] - Investment platforms like Lightstone DIRECT offer opportunities for accredited investors to access multifamily real estate directly, enhancing transparency and reducing fees [20][23] - Dalio has recently increased investments in American stocks, particularly in AI companies, indicating a belief in the potential of the U.S. market despite broader concerns [26]

Group 1: Economic Concerns - Legendary investor Ray Dalio has expressed concerns about the U.S. economy, highlighting unsustainable debt and geopolitical conflicts impacting long-term economic growth [1] - Bridgewater Associates reduced holdings in major tech stocks due to worries about artificial intelligence (AI) capital spending not justifying returns [6] Group 2: Microsoft Corporation - Dalio offloaded 113,078 shares in Microsoft, reducing its portfolio share from 2.23% to 1.74%, with MSFT stock experiencing a 4.25% decline over the past year [3][4] - Despite steady revenue growth driven by Azure and cloud segments, investor anxiety over AI margins versus spending has led to a sell-off, compounded by concerns over high valuation and potential market correction [4][6] Group 3: Meta Platforms - Bridgewater sold 193,218 shares of Meta Platforms, with the stock down 7.20% over the past year, currently trading at $644 [7] - Analysts remain bullish on Meta, but investor skepticism exists regarding excessive AI spending, with capital expenditures expected to rise due to heavy investments through 2026 [8] Group 4: Portfolio Rebalancing - Dalio added positions in Nvidia, Broadcom, Oracle, Adobe, and Micron while trimming major positions in Microsoft, Meta, and Alphabet, indicating a strategy of portfolio rebalancing rather than exiting the sector entirely [6]

Ray Dalio's family office disclosed a $500 million investment in US stocks, including a big bet on gold https://t.co/QzJpqLP9lK ...

“Protecting one’s wealth in times of war is difficult, as normal economic activities are curtailed, traditionally safe investments are not safe, capital mobility is limited and high taxes are imposed when people and countries are fighting for their survival,” he wrote.As a longtime student of history, Dalio noted that managing money during periods of conflict has never been straightforward.Dalio cautioned that the international order now resembles the “law of the jungle” more than a system governed by inter ...

Core Viewpoint - The U.S. stock market is highlighted as a significant source of wealth creation, with President Trump emphasizing its strength and the potential financial windfall for Americans due to recent tax legislation [1][5]. Tax Refunds and Financial Strategies - The Tax Foundation estimates that the One Big Beautiful Bill Act will reduce individual taxes by $129 billion for 2025, leading to higher tax refunds for millions of taxpayers this season [3]. - Investment firm Piper Sandler projects that tax refunds could average about $1,000 higher than usual this year, with some taxpayers potentially receiving refunds of $10,000 or more [4]. - Trump encourages Americans to recognize the benefits of the tax legislation, suggesting that over 20% of refunds will be returned to taxpayers [5]. Investment Opportunities - The S&P 500 index fund is recommended as a suitable investment for most individuals, providing exposure to 500 of America's largest companies and instant diversification [6][7]. - Acorns, an investment app, allows users to invest spare change into an S&P 500 ETF with as little as $5, making investing accessible to a broader audience [8][9]. Gold as a Safe Haven - Ray Dalio emphasizes the importance of a well-diversified portfolio, highlighting gold as a key asset for hedging against economic downturns [10][11]. - Gold prices have increased by over 70% in the past 12 months, with JPMorgan CEO Jamie Dimon suggesting that gold could rise to $10,000 an ounce in the current environment [12]. - Gold IRAs offer tax advantages while allowing investors to hold physical gold, combining the benefits of retirement accounts with gold investment [13]. High-Yield Cash Accounts - Wealthfront Cash Account offers a competitive APY of 3.30%, with new clients receiving a boost to 4.05% for the first three months, significantly higher than the national deposit savings rate [15]. - The account has no minimum balances or fees, providing easy access to funds while allowing cash to earn income [16]. Financial Advisory Services - Advisor.com connects individuals with vetted financial advisors to tailor strategies based on unique financial situations, helping with wealth growth and long-term financial security [17][18].

Of course, not everyone has the time — or the back muscles — to dig for gold in a riverbed. But you don’t need a pan to get in on the action. Gold has long been prized as a store of value — and some of the biggest names in finance are urging investors to make room for it in their portfolios.“It’s emotional, some days you find $15,000, some days you don’t find anything,” Goza said.And payday is never a sure thing.Still, hunting for treasure is often grueling. As another prospector put it, gold “doesn’t jump ...