MARBURY An uscentium Company 表示："加入Ascentium为Marbury带来了令人振奋的机遇。我们的专业团队和客户关系保持不变，但我 们将受益于更强大的全球平台、更先进的技术以及更广泛的服务能力。我们期待未来为客户创造更大价 值。" 补充："我很高兴看到Marbury迈出这一重要一步，成为Ascentium的一部分。与Lennard及其领导团队会 面后，我深信这一举措将为我们的客户乃至整个行业带来积极变革。双方将携手打造更强大的平台，结 合专业知识与科技，为全球客户提供卓越的基金解决方案。" 此次收购将进一步提升Ascentium在企业服务、财务与会计、基金管理、人力资源以及信托服务等领域 的能力，为客户带来更卓越的体验。 该交易体现了Ascentium长期战略：汇聚高质量企业、专业人才及领先科技，为客户提供更完善的服 务。这是继收购 、、以及后的又一重要里程碑。目前，Ascentium在全球23个市场、45个城市设有办公 室，拥有超过2,500名专业人员，服务超过60,000家客户实体。 新加坡2025年12月11日-- 总部位于新加坡的全球领先商业服务平台欣然宣布成功收购总 ...

Binance will delist FIS, REI, VOXEL on 17 Dechttps://t.co/HvkBPoBoTm ...

Intain administers $26B+ in loans across its private Avalanche L1, IntainMARKETS.Recently it created the Digital Liquidity Gateway with FIS to administer loans across 10,000+ banks.Learn more here: https://t.co/BteokVVxxO ...

Summary of Q2 FY Conference Call Company Overview - **Company**: Q2 Holdings, Inc. (NYSE: QTWO) - **Industry**: Digital Banking and FinTech - **Position**: Largest standalone digital banking company globally with 450 digital banking customers, including 40% of the top 100 banks and credit unions [3][4][6] Core Differentiation and Solutions - **Single Platform**: Q2 offers a unified digital banking experience across mobile, tablet, and desktop, enhancing operational efficiency for banks [4][5] - **Target Market**: Focuses on banks and credit unions with assets of $750 million and above, targeting approximately 2,000 institutions [6][7] - **Product Bundling**: Offers a suite of products including fraud solutions and a marketplace (Innovation Studio) for fintech integration [6][8] Revenue Segmentation - **Revenue Composition**: As of Q3, 82% of revenue is subscription-based, which is the highest margin and fastest-growing segment [9][10] - **Digital Banking Revenue**: Represents over 80% of total revenue, with significant contributions from fraud solutions and Innovation Studio [9][10] Growth Drivers - **Customer Expansion**: Increasing revenue from existing customers, with a shift from a 50/50 mix of new and existing logos to a 60/40 or 65/35 mix [11][12] - **Macro Environment Impact**: Rising interest rates and bank consolidation have driven demand for Q2's solutions, leading to record bookings in 2023 [14][17] Industry Trends and Challenges - **Bank M&A Activity**: Q2 has benefited from the consolidation in the banking sector, retaining a high percentage of clients post-acquisition [20][21] - **Interest Rates**: Higher rates have created a favorable environment for Q2, as banks seek to enhance their operational capabilities [18][19] Margin Expansion and Financial Health - **Profitability Focus**: Transitioned to a strategy of profitable growth, achieving approximately $150 million in free cash flow with a 90% conversion from EBITDA [22][23] - **Future Projections**: Expected gross margins to exceed 60% in 2026, with an anticipated EBITDA expansion of 250 basis points [24][25] AI Integration and Competitive Landscape - **AI Initiatives**: Q2 is committed to integrating AI across its platform to enhance efficiency and customer experience, leveraging existing data and relationships [26][28] - **Competitive Position**: Competes primarily with legacy providers like Jack Henry, Fiserv, and FIS, with a favorable win rate in the market [32][34] Future Opportunities - **Emerging Trends**: Q2 sees potential in stablecoins, real-time payments, and open banking, positioning itself to partner and innovate in these areas [35][36] - **Market Penetration**: Less than 5% penetration in the banking space indicates significant growth opportunities ahead [54][55] Capital Allocation Strategy - **Share Buyback Authorization**: Reflects improved cash flow generation, allowing for opportunistic buybacks while maintaining flexibility for investments and M&A [41][44] Conclusion - **Long-term Outlook**: Q2 is well-positioned for growth with a strong focus on customer experience, innovative solutions, and a robust financial strategy, anticipating continued demand in the digital banking sector [54][55]

RT CoinDesk (@CoinDesk)EXCLUSIVE: FIS and Intain are rolling out a tokenized loan marketplace built on @avax to help small banks securitize assets, settle with stablecoins and access capital markets directly. Full story by @sndr_krisztianhttps://t.co/lEkhTAYeM7 ...

RT voh 🔺 (@vohvohh)BREAKING: FIS and Intain announce Digital Liquidity Gateway, a tokenized loan marketplace built on AvalancheTLDR: Banks are moving on chainWhy should I care?> FIS processes $9T+ annually and supports over 20,000 institutions> Intain has already administered $6B+ in loans> Digital Liquidity Gateway will help regional banks securitize and sell loans directly to institutional investors> Hundreds of millions of dollars in loan transactions expected by year end> Initial focus on two major Trad ...

EXCLUSIVE: FIS and Intain are rolling out a tokenized loan marketplace built on @avax to help small banks securitize assets, settle with stablecoins and access capital markets directly. Full story by @sndr_krisztianhttps://t.co/lEkhTAYeM7 ...

RT Avalanche Foundation 🔺 (@AvalancheFDN)The Avalanche Foundation welcomes the launch of the 'Digital Liquidity Gateway' by FIS and Intain Markets on Avalanche.A tokenized loan marketplace for small banks, integrated with FIS’s network of more than 20,000 financial institutions.Avalanche continues to establish itself as core infrastructure for institutional adoption 🔺 ...

Fintech Partnership - FIS, a major fintech firm processing $9 trillion across 75 billion transactions annually, is building the 'Digital Liquidity Gateway' on Intainft, an Avalanche L1 [1] Blockchain Adoption - Institutions are increasingly choosing Avalanche (@avax) for their blockchain solutions [1]

Core Insights - Fiserv's shares dropped nearly 42%, marking a record single-day decline after reporting disappointing earnings and cutting its growth forecast for the second consecutive quarter, with analysts labeling the results as "shockingly bad" [1][2][3] Financial Performance - The earnings report revealed significant struggles in Fiserv's core payments and merchant business, attributed to intense competition and a slowdown in consumer spending [2][4] - If current losses persist, approximately $29 billion will be wiped from Fiserv's market capitalization [3] Management Changes - Fiserv announced a major overhaul in its senior leadership, including the appointment of a new finance chief and two co-presidents, which raises concerns about internal challenges or strategic shifts [2][3] Market Reaction - The disappointing results led to a sell-off in fintech stocks, with notable declines in FIS (down 8.8%), Global Payments (down 6.7%), Block (down 3%), and Jack Henry (down 4%) [5] - At least two brokerages downgraded Fiserv's stock rating following the earnings report [6] Investor Sentiment - Analysts expressed that the "abysmal" third-quarter results and outlook would further dampen investor appetite, especially given the broader economic headwinds affecting consumer spending [4][5]