Apple is reportedly holding discussions with Indian banks and international card networks to launch its payment service in the country. ICICI Bank, HDFC Bank and Axis Bank are among the lenders involved in the talks, Bloomberg reported, citing people familiar with the matter. According to the report, the iPhone maker is targeting the launch of Apple Pay around the middle of 2026. The schedule may change, but the talks indicate preparations are underway. Apple is also in conversations with Mastercard an ...

Apple is reportedly talking with banks and card networks to launch Apple Pay in India.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The company is holding discussions with Indian lenders ICICI Bank, HDFC Bank and ...

Apple Inc. is in discussions with key Indian banks and global card networks in preparation to start Apple Pay in the world’s most populous country.The iPhone maker is in talks with ICICI Bank Ltd., HDFC Bank Ltd. and Axis Bank Ltd., as it aims to introduce its payment service in India around the middle of 2026, according to people with knowledge of the matter. The timeline remains fluid, but the talks indicate an approaching launch.Also Read | Banks plan payment wallet to compete with PayPal, Apple PayApple ...

Apple Inc. is in discussions with key Indian banks and global card networks in preparation to start Apple Pay in the world’s most populous country.The iPhone maker is in talks with ICICI Bank, HDFC Bank and Axis Bank, as it aims to introduce its payment service in India around the middle of 2026, according to people with knowledge of the matter. The timeline remains fluid, but the talks indicate an approaching launch.Visa, Mastercard TalksApple is also discussing the plan with payment networks Mastercard In ...

Mastercard Incorporated (NYSE:MA) is included among the 14 Best Warren Buffett Dividend Stocks to Buy. Mastercard and Ericsson Partner to Expand Global Digital Payment Capabilities On February 18, Ericsson and Mastercard Incorporated (NYSE:MA) announced a new partnership aimed at improving how money moves around the world. The companies will integrate the Ericsson Fintech Platform, which supports mobile financial services, with Mastercard Move, Mastercard’s global money transfer network. This will allow ...

How do you teach kids about money in a world of apps, digital payments and online earnings? Experts share tips https://t.co/2oj4fS7Zkm ...

How do you teach kids about money in a world of apps, digital payments and online earnings? Experts share tips https://t.co/npGhGWk1cn ...

Core Insights - PayPal's stock has significantly underperformed, declining over 45% from its 52-week high and about 29% year-to-date [1] - Despite revenue growth and improved transaction margin dollars and EPS in 2025, the outlook for 2026 is challenging [1] Financial Performance - The company has experienced a slowdown in branded checkout, with online branded checkout TPV rising only 1% on a constant-currency basis in the most recent fourth quarter, down from 5% growth in Q3 [4] - The overall total payment volume (TPV) growth has been mid-single-digit over the past several years, but this growth is now eroding [3] Market Challenges - The U.S. retail environment is a significant drag, with PayPal's merchant base heavily reliant on discretionary spending, which has weakened among lower- and middle-income consumers [5] - Internationally, PayPal faces challenges in key markets like Germany, where growth has moderated due to macroeconomic softness and increased competition from alternative payment methods [6] Sector-Specific Issues - High-growth verticals such as travel, ticketing, crypto, and gaming, which had previously contributed robustly, are now experiencing a slowdown, dampening aggregate TPV expansion [7] - Ongoing investments to support growth and heightened competition are likely to weigh on profitability in the short term [2]

Industry Overview - The Financial Transaction Services industry is part of the broader FinTech space, encompassing card and payment processing, ATM services, money remittance, and investment solutions for financial advisors [2] - The industry benefits from ongoing digitization accelerated by the pandemic, facilitating quick and secure monetary transactions across multiple currencies globally [2] Key Growth Drivers - Expanding global trade, rising international travel, and increasing demand for cross-border payments and remittances are key factors driving growth in the industry [5] - Continued e-commerce growth and a resilient labor market are sustaining transaction volumes, although inflation and tariff pressures may strain consumer budgets [1][4] Technology Investments - Companies are significantly increasing technology expenditures to enhance digital infrastructure, including investments in biometric authentication, QR-code payments, and Buy Now, Pay Later (BNPL) platforms [3] - The rise in digital payments has led to increased exposure to cyber threats, prompting companies to invest heavily in cybersecurity and fraud detection systems [3] Strategic Mergers and Acquisitions - Companies in the sector are engaging in strategic mergers and acquisitions to strengthen digital ecosystems, expand service offerings, and enhance global reach [6][7] - Expectations for interest rate cuts in 2026 may encourage companies to utilize debt financing for M&A activities, allowing them to pursue growth opportunities while preserving cash [7] Consumer Spending Trends - Stable consumer spending supports higher transaction volumes, although persistent inflation may lead to more cautious spending behavior [4] - A resilient labor market with low unemployment and steady wage growth could help sustain consumer purchasing activity in the near term [4] Industry Performance - The Zacks Financial Transaction Services industry has underperformed compared to the Business Services sector and the S&P 500, declining 24.3% over the past year [11] - The industry's current valuation is at a forward 12-month price/earnings ratio of 18.15X, lower than the S&P 500's 22.51X [15] Notable Companies - **Global Payments**: Positioned for growth with strong performances in Merchant and Issuer Solutions, benefiting from increasing transaction volumes [18] - **Visa**: A major player in digital payments, expanding through strategic alliances and acquisitions, with a focus on technology investment [23] - **Mastercard**: Operates a multi-rail infrastructure for seamless payments, with a strong cross-border payments platform [26] - **Fiserv**: Maintains a competitive position in digital payments with a broad portfolio and strategic acquisitions [30] - **Fidelity National**: Achieving solid revenue growth through Banking and Capital Markets Solutions, with a strategic international footprint [34]

انسانها در طول تاریخ همواره در تلاش اختراع ابزارها بودن تا با اونا چالش‌های زندگی خودرا حل بسازن. مثلاً در عصر سنگ انسان‌ها با استفاده از سنگ ابزارهایی مثل چکش و سرنیزه می‌ساختن. با اون‌ها شکار می‌کردن و از این طریق برای خود غذا تأمین می‌کردن.بعدها با فلزاتی مثل مس برنز و آهن آشنا میشه می‌توانه اوها را ذوب بسازه و از این طریق ابزارهای کارآمدتری بسازه از قرن ابده الی ۱۹ میلادی زمانی که انسان‌ها میتوانه انرژی را تغییر بدن ابزارهای ماشینی میسازه درست در ای دور است که تولیدات دستی کمکم جای خود به تولیدات صنعتی ...