RT TBPN (@tbpn)"We had this philosophy when we started Circle that over the long run—the marginal cost of storing and moving value would go to zero, and that the business model of charging fees for payments would collapse."— Circle CEO @jerallaire"You don't get charged for your WhatsApp audio call.""We just announced something called Circle Nano Payments. It's a module for agents to be able to have a stored balance of digital dollars—tokenized dollars—and be able to transact them to different wallets on dif ...

Mainstream adoption for #Crypto.That's what this cycle is all about.How do you do that?Through stablecoins.USA₮, a digital dollar backed by Tether and issued by Anchorage Digital Bank, is taking over Times Square today.They are handing out 25,000 QR codes with $10 in digital dollars.Stablecoins will be a massive adoption accelerator, as they provide instant, fast, and transparent transfers between digital wallets and a bridge between the real world and the on-chain world.People walking in Times Square today ...

Real-world impact, powered by @USDC.→ @go_rosen turns everyday moments into global income, helping young people discover micro jobs and get paid in digital dollars across 150+ countries.→ @sproutlyrwa brings verifiable transparency to carbon offsetting, recording climate impact onchain and settling funding with predictable, stable value.→ Givepact enables nonprofits to accept digital asset donations seamlessly, converting crypto into usable funds with clarity and confidence.From income access to climate acc ...

Stablecoins are growing globally, especially in places where people want access to digital dollars.When money settles directly over the internet, without intermediaries or delay, expectations change.Why settle for less when you can settle in @USDC? https://t.co/ZYq6tMQbEa ...

Core Insights - January 2026 marked a significant milestone for stablecoins, with total on-chain transaction volume exceeding $10 trillion, primarily driven by USDC, which processed over $8.4 trillion in payments [1][2] - Despite the substantial growth in transaction volume, Circle, the issuer of USDC, is experiencing a stark disconnect between its on-chain performance and market valuation, with its stock down approximately 80% from its peak [3][5] - Analysts suggest that the market may be misclassifying Circle's role, viewing it as a fintech company rather than recognizing its position as a core component of financial infrastructure [6] Industry Performance - The stablecoin activity in January 2026 indicates a shift from niche crypto applications to mainstream financial infrastructure, with USDC accounting for the majority of the transaction volume [2] - In comparison, Visa and Mastercard typically process around $2 trillion in monthly payments, highlighting the scale of USDC's performance [3] - The total volume for stablecoins in 2025 reached $33 trillion, with USDC contributing significantly to this figure, suggesting a potential total addressable market for stablecoins exceeding $1,000 trillion over time [5]

Global payments and treasury are entering an always-on era.Since the passage of the GENIUS Act, stablecoin usage for payments has grown 70%, as institutions gained confidence to deploy digital dollars in real-world workflows.@USDC is enabling:→ Real-time cross-border settlement→ Programmable treasury and cash management→ Global liquidity without legacy banking constraintsThis is what happens when money moves at internet speed. ...

Rosen turns everyday moments into global income with @USDC.Through AI-powered translation, @go_rosen helps young people discover micro jobs, communicate in any language, and get paid in digital dollars that arrive without transfer fees.By integrating USDC and Circle’s programmable wallet infrastructure, Rosen is opening global earning opportunities across more than 150 countries.Read the full Impact story: https://t.co/ISfJX4Xamh ...

Policy & Regulation Impact - The US government is rerouting hundreds of billions of dollars through the economy via executive orders [1] - A new law, the Genius Act, is converting the crypto industry into a major buyer of Treasury bills, redirecting tens of billions of dollars toward Washington's borrowing needs [2] - Proposed changes to capital rules could free up balance sheet space for big banks, allowing them to hold more treasuries and expand repo lending [5] Energy Sector Shifts - The administration is speeding up fossil fuel permits and phasing out key clean energy tax credits earlier than expected [3] - This is cooling investment in offshore wind and EVs while reviving drilling projects in midstream pipelines, shifting big money out of green power and back toward oil and gas [3] Financial Market Restructuring - Fannie Mae and Freddie Mac are being prepared for a return to private ownership, which could lead to massive equity raises and changes in how home loans are financed and priced [4] - A new executive order makes it easier for retirement plans to offer private equity and private credit options for workers, potentially pushing billions into alternative asset managers [3][4] Potential Risks & Criticisms - Critics argue that the proposed changes to capital rules will make the financial system more fragile and give big banks an even greater competitive advantage [5]

Use Cases of USDC - @BeeezoHive enables users to earn real income in stablecoins for verified engagement [1] - @edenfi_onchain empowers users in Africa to save, send, and convert digital dollars without banks [1] - @BuFi_Global facilitates near-instant global payroll payments for remote teams in USDC [1] Geographic Impact - Digital dollars are providing greater control over savings and earnings in cities like Cairo, Lagos, Nairobi, Manila, and São Paulo [2] - Inclusive finance is being realized through the use of digital dollars in various regions [2]

Core Viewpoint - Western Union is set to launch a stablecoin, the U.S. Dollar Payment Token (USDPT), for its 100 million-user payment network, marking its entry into blockchain technology for global transfers [1][3]. Group 1: Company Developments - The USDPT will be issued by Anchorage Digital, a federally regulated digital asset bank, utilizing the Solana network for low-cost and fast settlements [2]. - Western Union's CEO, Devin McGranahan, emphasized that this partnership will enhance the efficiency and inclusivity of payments globally [3]. Group 2: Industry Context - The stablecoin market, valued at $300 billion, is increasingly integrated into global payment systems, providing a cheaper and faster alternative to traditional payment methods [3]. - The adoption of stablecoins has been supported by regulatory advancements in the U.S., such as the GENIUS Act, which clarifies regulations for the sector [3]. - Competitors like MoneyGram and PayPal are also incorporating stablecoins into their services, with PayPal's stablecoin reaching a valuation of $2.7 billion since its launch in 2023 [4].