Core Viewpoint - Microsoft will pay its first quarterly dividend of 2026 on March 13, maintaining a dividend of $0.91 per share, consistent with the previous quarter [1][2]. Dividend Details - The next estimated dividend payment is $0.91 per share, with a pay date of March 12, 2026, and it is categorized as a regular quarterly dividend [2]. - Shareholders owning 100 shares before February 19 can expect a total dividend payment of $91 next month, leading to an estimated yearly payout of $364 for 2026 if the trend continues [3]. Dividend Profile - Microsoft is recognized as a reliable dividend payer in the technology sector, currently offering a dividend yield of 0.91%, which is below the sector average of 1.37% but is balanced by stability and long-term growth [4]. - The company has a forward payout ratio of 19.14%, indicating that less than one-fifth of expected earnings are distributed to shareholders, allowing for reinvestment and future dividend increases [5]. Historical Performance - Microsoft has increased its dividend for nearly 24 consecutive years, positioning itself among established dividend growth companies, with Broadcom being a notable peer with a 16-year track record of dividend increases [7]. - The shares exhibit strong historical dividend capture characteristics, with an average price recovery time of just 1.3 days following ex-dividend dates [8].

All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.Cash flow can come from bond interest, interest from other types of investments, and, of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a m ...

Company Overview - IdaCorp (IDA) is a utility company headquartered in Boise, Idaho, with a year-to-date price change of 9.28% [3] - The company currently pays a dividend of $0.88 per share, resulting in a dividend yield of 2.55%, which is lower than the Utility - Electric Power industry's yield of 2.79% but higher than the S&P 500's yield of 1.36% [3] Dividend Performance - IdaCorp's annualized dividend of $3.52 has increased by 1.7% from the previous year [4] - Over the past five years, the company has raised its dividend five times, achieving an average annual increase of 5.14% [4] - The current payout ratio is 59%, indicating that the company distributes 59% of its trailing 12-month earnings per share as dividends [4] Earnings Growth and Future Outlook - For the fiscal year, IdaCorp anticipates solid earnings growth, with the Zacks Consensus Estimate for 2026 projected at $6.42 per share, reflecting a year-over-year growth rate of 8.81% [5] - The company is positioned as an attractive dividend investment, supported by a strong Zacks Rank of 2 (Buy) [6]

Core Viewpoint - AGNC (NASDAQ: AGNC) offers a high forward yield of 12.8%, but its earnings are declining, raising concerns about the sustainability of its dividend [1][2] Group 1: AGNC Overview - AGNC is a mortgage real estate investment trust (mREIT) that generates income by buying mortgages and mortgage-backed securities (MBS) [2] - The projected EPS for AGNC is $1.51, which covers its forward dividend rate of $1.44, indicating a potential for dividend sustainability [1] - AGNC's current trading discount is attributed to declining earnings, which may lead to challenges in maintaining its dividend if the payout ratio exceeds 100% [2][3] Group 2: Interest Rate Impact - AGNC's profitability relies on the Fed's short-term rates being lower than long-term rates; however, recent interest rate cuts have not effectively reduced MBS yields and borrowing costs [2] - The company has been forced to take out loans at higher rates to purchase lower-yielding MBS, creating an ongoing imbalance if the real estate market remains weak [2] Group 3: Comparison with Vici Properties - Vici Properties (NYSE: VICI) is presented as a more stable investment option compared to AGNC, as it operates as an equity REIT that owns physical properties and has a consistent occupancy rate [3][4] - Vici has maintained a 100% occupancy rate since its IPO in 2018 by locking tenants into long-term leases, which are indexed to the Consumer Price Index (CPI) [5] - Vici's business model allows it to raise rents in line with inflation, and it has successfully increased its dividend every year since its IPO, currently offering a forward yield of 6% [6]

Company Overview - American International Group (AIG) is headquartered in New York and operates in the Finance sector [3] - The stock has experienced a price decline of 12.33% since the beginning of the year [3] Dividend Information - AIG currently pays a dividend of $0.45 per share, resulting in a dividend yield of 2.4%, which is higher than the Insurance - Multi line industry's yield of 1.52% and the S&P 500's yield of 1.36% [3] - The annualized dividend of $1.80 represents a 2.9% increase from the previous year [4] - Over the past 5 years, AIG has increased its dividend 3 times, averaging an annual increase of 6.78% [4] - The current payout ratio is 28%, indicating that AIG pays out 28% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for AIG's earnings in 2026 is $7.81 per share, reflecting a year-over-year growth rate of 10.16% [5] Investment Considerations - AIG is considered a strong dividend investment opportunity, especially for income investors, as it offers a compelling yield and has a Zacks Rank of 3 (Hold) [6]

Core Viewpoint - Income investors prioritize generating consistent cash flow, primarily through dividends, which significantly contribute to long-term returns [2]. Company Overview - Air Products and Chemicals (APD) is located in the Basic Materials sector and has experienced a price change of 14.77% since the beginning of the year [3]. - The company currently pays a dividend of $1.79 per share, resulting in a dividend yield of 2.53%, which is higher than the Chemical - Diversified industry's yield of 1.69% and the S&P 500's yield of 1.36% [3]. Dividend Performance - The annualized dividend of $7.16 has increased by 0.6% from the previous year, with a historical average annual increase of 6.01% over the last five years [4]. - The current payout ratio for Air Products and Chemicals is 58%, indicating that 58% of its trailing 12-month earnings per share (EPS) is distributed as dividends [4]. Earnings Growth Expectations - For the fiscal year, APD anticipates solid earnings growth, with the Zacks Consensus Estimate for 2026 at $13.01 per share, reflecting an expected increase of 8.15% from the previous year [5]. Investment Considerations - APD is viewed as a compelling investment opportunity due to its attractive dividend and strong Zacks Rank of 2 (Buy), despite the general trend of high-yielding stocks struggling during rising interest rates [6].

Company Overview - Univest (UVSP) is headquartered in Souderton and operates in the Finance sector, with a year-to-date stock price change of 2.08% [3] - The company currently pays a dividend of $0.22 per share, resulting in a dividend yield of 2.63%, which is higher than the Banks - Northeast industry's yield of 2.42% and the S&P 500's yield of 1.36% [3] Dividend Performance - Univest's annualized dividend of $0.88 has increased by 1.1% from the previous year [4] - Over the last five years, the company has raised its dividend twice on a year-over-year basis, achieving an average annual increase of 1.61% [4] - The current payout ratio is 29%, indicating that the company distributes 29% of its trailing 12-month earnings per share as dividends [4] Earnings Expectations - The Zacks Consensus Estimate for Univest's earnings in 2026 is projected at $3.31 per share, reflecting an expected increase of 5.75% from the previous year [5] - Future dividend growth will depend on earnings growth and the payout ratio [4] Investment Considerations - Univest is considered a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [6] - Income investors are attracted to dividends for various reasons, including tax advantages and reduced overall portfolio risk [5]

Company Overview - WaFd (WAFD) is based in Seattle and operates in the Finance sector, with a year-to-date share price change of 4.62% [3] - The company is the holding entity for Washington Federal Savings Bank and currently pays a dividend of $0.27 per share, resulting in a dividend yield of 3.22% [3] Dividend Information - WaFd's current annualized dividend of $1.08 has increased by 0.9% from the previous year [4] - Over the past five years, WaFd has raised its dividend five times, achieving an average annual increase of 4.27% [4] - The company's payout ratio stands at 40%, indicating that it distributes 40% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for WaFd's earnings in 2026 is projected at $3.06 per share, reflecting a year-over-year earnings growth rate of 12.50% [5] Investment Considerations - WaFd is considered a strong dividend investment opportunity, especially in the context of rising interest rates, where high-yielding stocks may face challenges [6] - The stock currently holds a Zacks Rank of 3 (Hold), suggesting a stable investment outlook [6]

RESPONSIBLE CARE® OUR COMMITMENT TO SUSTAINABILITY Refer to the Appendix for additional notices of caution regarding forward looking information. 2 TSX: CHE.UN 2026 Guidance 2026 Guidance: 2026 GUIDANCE Chemtrade Logistics Income Fund (TSX: CHE.UN) January 8, 2026 CAUTION REGARDING FORWARD- LOOKING STATEMENTS Certain statements contained in this presentation constitute forward-looking statements within the meaning of certain securities laws, including the Securities Act (Ontario). Forward-looking statements ...

Core Viewpoint - Deutsche Bank AG has outlined a structured plan to increase its return on tangible equity (RoTE) above 13% by 2028 through revenue growth, cost discipline, capital optimization, and higher shareholder payouts [1] Revenue Growth - The bank aims to achieve an additional €5 billion ($5.8 billion) in revenues by expanding its Global Hausbank across asset gathering, payments servicing, and advisory [2] - Deutsche Bank plans to generate €2 billion ($2.3 billion) of this growth in Germany by leveraging its home-market leadership and capitalizing on fiscal stimulus, structural reforms, private-sector investment, and long-term transformation spending [2] Cost Control and Efficiency - Deutsche Bank targets a cost-income ratio of below 60% by 2028, an improvement from previous goals [3] - This improvement is expected to be driven by €2 billion in gross cost efficiencies through process simplification, automation, and increased use of digital and AI-enabled platforms [3] Capital Management - The bank intends to maintain its Common Equity Tier 1 (CET1) ratio at 13.5-14%, balancing resilience with return optimization [4] - Starting in 2026, Deutsche Bank plans to increase its payout ratio to 60% of net profit attributable to shareholders, up from the current 50% target for 2025 [4] - Higher dividends and share buybacks are aimed at enhancing shareholder returns and reinforcing management's confidence in sustainable earnings [4] Market Performance - Over the past six months, Deutsche Bank shares have increased by 35.5% on the NYSE, outperforming the industry growth of 24.8% [9]