Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by ...

RESPONSIBLE CARE® OUR COMMITMENT TO SUSTAINABILITY Refer to the Appendix for additional notices of caution regarding forward looking information. 2 TSX: CHE.UN 2026 Guidance 2026 Guidance: 2026 GUIDANCE Chemtrade Logistics Income Fund (TSX: CHE.UN) January 8, 2026 CAUTION REGARDING FORWARD- LOOKING STATEMENTS Certain statements contained in this presentation constitute forward-looking statements within the meaning of certain securities laws, including the Securities Act (Ontario). Forward-looking statements ...

Core Viewpoint - Deutsche Bank AG has outlined a structured plan to increase its return on tangible equity (RoTE) above 13% by 2028 through revenue growth, cost discipline, capital optimization, and higher shareholder payouts [1] Revenue Growth - The bank aims to achieve an additional €5 billion ($5.8 billion) in revenues by expanding its Global Hausbank across asset gathering, payments servicing, and advisory [2] - Deutsche Bank plans to generate €2 billion ($2.3 billion) of this growth in Germany by leveraging its home-market leadership and capitalizing on fiscal stimulus, structural reforms, private-sector investment, and long-term transformation spending [2] Cost Control and Efficiency - Deutsche Bank targets a cost-income ratio of below 60% by 2028, an improvement from previous goals [3] - This improvement is expected to be driven by €2 billion in gross cost efficiencies through process simplification, automation, and increased use of digital and AI-enabled platforms [3] Capital Management - The bank intends to maintain its Common Equity Tier 1 (CET1) ratio at 13.5-14%, balancing resilience with return optimization [4] - Starting in 2026, Deutsche Bank plans to increase its payout ratio to 60% of net profit attributable to shareholders, up from the current 50% target for 2025 [4] - Higher dividends and share buybacks are aimed at enhancing shareholder returns and reinforcing management's confidence in sustainable earnings [4] Market Performance - Over the past six months, Deutsche Bank shares have increased by 35.5% on the NYSE, outperforming the industry growth of 24.8% [9]

In this article, we will take a look at some of the best dividend stocks with low payout ratios and strong upside.The payout ratio is one of the simplest ways to assess whether a dividend can sustain itself over time. It shows how much of a company’s earnings are being paid out to shareholders. When the ratio runs high, most of the profits are already spoken for. That leaves less room to invest back into the business.A report by Hartford Funds looked at long-term payout trends within the Russell 1000 Index. ...

Core Insights - The Global X SuperDividend ETF (SDIV) offers a high dividend yield of 9.7%, significantly higher than the Vanguard High Dividend Yield ETF (2.5%) and Schwab U.S. Dividend Equity ETF (3.7%) [1] - SDIV's high yield is primarily derived from its holdings in mortgage REITs and international stocks, but this comes with sustainability concerns due to high payout ratios [2][3] Group 1: Yield and Performance - SDIV's yield is more than triple that of VYM and over double that of SCHD, tracking 100 of the highest-yielding equities globally [1] - The fund has a high expense ratio of 0.58%, nearly ten times that of its peers, and a portfolio turnover rate of 93%, indicating frequent trading [2] Group 2: Dividend Sustainability - The monthly dividend has decreased from $0.255 in early 2023 to $0.19, marking a 25% reduction, which highlights structural challenges within the fund [2] - Key holdings like Annaly Capital Management, AGNC Investment, and Invesco Mortgage Capital exhibit unsustainable payout ratios, with Annaly at 122%, AGNC at 215%, and Invesco at 296% [3][4] Group 3: Alternative Options - For investors seeking more sustainable income, the JPMorgan Equity Premium Income ETF (JEPI) offers an 8.2% yield through a covered call strategy, with a more manageable payout ratio of 61% [6][7] - JEPI's monthly distributions have been more consistent compared to SDIV, providing better downside protection without the risks associated with emerging markets [7]

Core Viewpoint - Lincoln Electric Holdings (NASDAQ: LECO) has declared a quarterly dividend increase of 5.3% to $0.79 per share, marking its 30th consecutive year of dividend growth, supported by strong financial metrics and a healthy payout ratio [2][8]. Financial Performance - The annual dividend is $3.04 per share, with a current yield of 1.23% [3]. - The earnings payout ratio is 32.6%, indicating a healthy balance between dividends and retained earnings for reinvestment [4][6]. - In Q3 2025, Lincoln Electric generated $205.1 million in free cash flow, with a free cash flow payout ratio below 50%, demonstrating strong cash generation capabilities [5][6]. Debt and Balance Sheet - Total debt increased by 13.8% year over year to $1.32 billion, primarily due to the Alloy Steel acquisition [8][9]. - Net debt stands at $939 million after accounting for $377 million in cash, with a net debt to EBITDA ratio of 1.15x, indicating manageable leverage despite an upward trend from 0.91x in 2023 [9][10]. - The debt-to-equity ratio is 0.99, and total liabilities rose by 14.8% year over year, suggesting increased financial obligations [10].

Company Overview - National Bank Holdings (NBHC) is located in Greenwood Village and operates in the Finance sector, with a year-to-date share price change of -17.3% [3] - The company currently pays a dividend of $0.30 per share, resulting in a dividend yield of 3.37%, which is higher than the Banks - Southeast industry's yield of 2.41% and the S&P 500's yield of 1.52% [3] Dividend Performance - The current annualized dividend of $1.20 represents a 7.1% increase from the previous year [4] - Over the past five years, NBHC has increased its dividend five times, achieving an average annual increase of 8.98% [4] - The company's current payout ratio is 37%, indicating that it pays out 37% of its trailing 12-month earnings per share as dividends [4] Earnings Outlook - NBHC is expected to see earnings growth this fiscal year, with the Zacks Consensus Estimate for 2025 at $3.30 per share, reflecting a year-over-year growth rate of 2.48% [5] Investment Appeal - NBHC is considered an attractive dividend play and a compelling investment opportunity, currently holding a Zacks Rank of 1 (Strong Buy) [6]

Company Overview - TowneBank (TOWN) is based in Portsmouth and operates in the Finance sector, with a year-to-date share price change of 1.09% [3] - The company currently pays a dividend of $0.27 per share, resulting in a dividend yield of 3.14%, which is higher than the Banks - Southeast industry's yield of 2.28% and the S&P 500's yield of 1.5% [3] Dividend Performance - TowneBank's annualized dividend of $1.08 has increased by 8% from the previous year [4] - Over the last five years, the company has raised its dividend four times, achieving an average annual increase of 8.72% [4] - The current payout ratio is 41%, indicating that the company pays out 41% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year 2025, the Zacks Consensus Estimate predicts earnings of $3.00 per share, reflecting a year-over-year growth rate of 37.61% [5] Investment Considerations - TowneBank is considered a compelling investment opportunity due to its strong dividend profile and favorable earnings growth outlook [6] - The stock currently holds a Zacks Rank of 3 (Hold), suggesting a stable investment position [6]

Company Overview - COPT Defense (CDP) is a real estate investment trust (REIT) based in Columbia, specializing in suburban office properties [3] - The company has experienced a price change of -3.91% this year [3] Dividend Information - CDP currently pays a dividend of $0.31 per share, resulting in a dividend yield of 4.1%, which is lower than the industry average of 4.65% and the S&P 500's yield of 1.52% [3] - The annualized dividend of $1.22 represents a 3.4% increase from the previous year [4] - Over the past five years, CDP has increased its dividend three times, averaging an annual increase of 2.33% [4] - The current payout ratio is 46%, indicating that the company pays out 46% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for CDP's earnings in 2025 is $2.67 per share, reflecting a year-over-year growth rate of 3.89% [5] - Future dividend growth will depend on earnings growth and the payout ratio [4] Investment Appeal - CDP is considered an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6] - Income investors are drawn to dividends for their potential to enhance stock investing profits and reduce overall portfolio risk [5]

Core Viewpoint - Pfizer offers a high dividend yield of 6.8%, significantly above the S&P 500 average of 1.2%, raising questions about the sustainability of this yield given its high payout ratio of around 90% [2][4]. Financial Metrics - Pfizer's payout ratio is approximately 90%, indicating a potential risk to dividend sustainability [4]. - The company's free cash flow for the trailing 12 months was $12.4 billion, exceeding the $9.6 billion paid out in dividends, suggesting the dividend is safe [6]. - In the most recent quarter, Pfizer reported revenue growth of 10% year-over-year, with sales reaching $14.7 billion and diluted earnings per share of $0.51, which is higher than the quarterly dividend payment of $0.43 [9]. Strategic Developments - Pfizer is actively working to reduce costs while expanding operations, including a significant $43 billion acquisition of oncology company Seagen in 2023, which is expected to create new opportunities [8]. - The company is adapting to declining demand for its COVID-19 vaccine and pill while continuing to focus on cost reduction [9]. Market Position - Despite a 5% decline in stock price year-to-date, Pfizer's financials do not indicate any immediate concerns regarding its dividend [7][10]. - The stock is currently trading at a price-to-earnings multiple of 13, suggesting it is relatively cheap compared to its earnings potential [10].