Core Insights - Fiserv reported $5.2 billion in revenue for Q2 2025, an 8.4% year-over-year increase, with an EPS of $2.47 compared to $2.13 a year ago, indicating positive growth in earnings [1] - The revenue was slightly below the Zacks Consensus Estimate by -0.03%, while the EPS exceeded the consensus estimate by +2.49% [1] Revenue Breakdown - Merchant Solutions generated $2.64 billion, slightly below the average estimate of $2.69 billion [4] - Financial Solutions revenue was $2.55 billion, surpassing the average estimate of $2.52 billion [4] - Product revenue reached $1.21 billion, exceeding the estimated $1.06 billion, reflecting a significant year-over-year increase of +25.3% [4] - Corporate and Other revenue was $320 million, below the average estimate of $336 million [4] - Processing and services revenue totaled $4.3 billion, compared to the average estimate of $4.45 billion, marking a +4% year-over-year change [4] Operating Income Analysis - Corporate and Other operating income was reported at -$462 million, better than the average estimate of -$512.86 million [4] - Financial Solutions operating income was $1.24 billion, slightly below the average estimate of $1.27 billion [4] - Merchant Solutions operating income was $914 million, compared to the average estimate of $991.11 million [4] Stock Performance - Fiserv's shares have returned -3.9% over the past month, contrasting with the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Western New England Bancorp (WNEB) reported a revenue of $21.05 million for the quarter ended June 2025, reflecting a 15% increase year-over-year [1] - The earnings per share (EPS) for the quarter was $0.23, up from $0.17 in the same quarter last year, indicating a strong performance [1] - The reported revenue exceeded the Zacks Consensus Estimate of $19.06 million by 10.46%, while the EPS surpassed the consensus estimate of $0.14 by 64.29% [1] Financial Performance Metrics - The efficiency ratio for WNEB was reported at 74.4%, better than the average estimate of 78.5% from three analysts [4] - The net interest margin stood at 2.8%, compared to the average estimate of 86.7% based on three analysts [4] - Average interest-earning assets were $2.53 billion, slightly below the average estimate of $2.54 billion from two analysts [4] - Total non-interest income was $3.41 million, exceeding the average estimate of $2.81 million from three analysts [4] - Net interest income reached $17.64 million, surpassing the average estimate of $16.36 million from three analysts [4] Stock Performance - Shares of Western New England Bancorp have returned +14.4% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

For the quarter ended June 2025, Synchrony (SYF) reported revenue of $4.52 billion, up 2.6% over the same period last year. EPS came in at $2.50, compared to $1.55 in the year-ago quarter. The reported revenue represents a surprise of +0.46% over the Zacks Consensus Estimate of $4.5 billion. With the consensus EPS estimate being $1.72, the EPS surprise was +45.35%. View all Key Company Metrics for Synchrony here>>> As these metrics influence top- and bottom-line performance, comparing them to the year-ago n ...

Here is how Interpublic performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: View all Key Company Metrics for Interpublic here>>> Shares of Interpublic have returned -1.7% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term. Revenue before billable expenses- International: $746.4 million versus ...

Core Insights - Peapack-Gladstone (PGC) reported a revenue of $69.74 million for the quarter ended June 2025, reflecting a year-over-year increase of 23.2% [1] - The earnings per share (EPS) for the quarter was $0.45, up from $0.42 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $69.43 million by 0.46%, while the EPS fell short of the consensus estimate of $0.61 by 26.23% [1] Financial Performance Metrics - The net interest margin was reported at 2.8%, matching the average estimate from two analysts [4] - The efficiency ratio stood at 74.4%, which is higher than the average estimate of 72.5% from two analysts [4] - Total non-interest income was $21.45 million, surpassing the average estimate of $20 million from two analysts [4] Stock Performance - Peapack-Gladstone shares have returned +12.1% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Comerica Incorporated (CMA) reported revenue of $849 million for the quarter ended June 2025, reflecting a 3% increase year-over-year, with EPS at $1.42, down from $1.53 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $844.72 million by 0.51%, while the EPS surpassed the consensus estimate of $1.23 by 15.45% [1] Financial Performance Metrics - Efficiency Ratio stood at 65.8%, better than the six-analyst average estimate of 70.1% [4] - Net interest margin was reported at 3.2%, slightly below the six-analyst average estimate of 3.3% [4] - Net charge-offs (recoveries) to average total loans were at 0.2%, matching the average estimate [4] - Average balance of total earning assets was $70.34 billion, close to the $70.4 billion average estimate [4] - Total nonperforming assets amounted to $249 million, significantly lower than the three-analyst average estimate of $306.34 million [4] - Total nonperforming loans were reported at $248 million, compared to the average estimate of $308.51 million [4] - Net interest income was $575 million, slightly below the average estimate of $576.45 million [4] - Total noninterest income reached $274 million, exceeding the six-analyst average estimate of $263.45 million [4] - Service charges on deposit accounts were $47 million, slightly above the average estimate of $46.96 million [4] - Commercial lending fees totaled $17 million, compared to the average estimate of $16.82 million [4] - Fiduciary income was reported at $57 million, above the average estimate of $54.69 million [4] - Letter of credit fees were $10 million, below the three-analyst average estimate of $11.94 million [4] Stock Performance - Comerica's shares have returned +11.8% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Ally Financial reported $2.08 billion in revenue for the quarter ended June 2025, a year-over-year increase of 4.1%, with an EPS of $0.99 compared to $0.97 a year ago, exceeding the Zacks Consensus Estimate of $2.03 billion by 2.56% and delivering an EPS surprise of 26.92% [1] Financial Performance Metrics - Net interest margin was reported at 3.4%, slightly above the average estimate of 3.3% [4] - Efficiency Ratio stood at 60.6%, compared to the estimated 59.8% [4] - Net charge-offs to average finance receivables and loans outstanding were 1.1%, better than the average estimate of 1.3% [4] - Book value per share was $39.71, exceeding the average estimate of $39.21 [4] - Net financing revenue reached $1.52 billion, slightly above the estimated $1.51 billion, representing a 1.4% increase year-over-year [4] - Total other revenue was $566 million, surpassing the average estimate of $519.32 million, reflecting a 12.1% year-over-year change [4] - Insurance premiums and service revenue earned were $359 million, compared to the average estimate of $354.05 million, marking a 5.3% year-over-year increase [4] - Gain on mortgage and automotive loans was reported at -$4 million, significantly below the average estimate of $4.78 million, indicating a year-over-year decline of 166.7% [4] - Total financing revenue and other interest income was $3.33 billion, below the average estimate of $3.44 billion, representing a 6% year-over-year decrease [4] - Other income, net of losses, was $150 million, compared to the average estimate of $160.26 million, reflecting a 9.1% year-over-year decline [4] - Interest-bearing cash was reported at $95 million, below the average estimate of $105.92 million, but showing an 8% year-over-year increase [4] - Interest on loans held-for-sale was $6 million, compared to the estimated -$9.3 million, indicating a 14.3% year-over-year decline [4] Stock Performance - Shares of Ally Financial returned +9.2% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Snap-On reported revenue of $1.18 billion for the quarter ended June 2025, showing no change compared to the same period last year, with an EPS of $4.72, down from $4.91 year-over-year [1] - The revenue exceeded the Zacks Consensus Estimate by +2.24%, while the EPS surprised by +2.39% over the consensus estimate [1] Financial Performance Metrics - Financial Services Revenue was reported at $101.7 million, surpassing the average estimate of $99.86 million [4] - Intersegment eliminations showed a revenue of $-128 million, slightly better than the average estimate of $-134.31 million, reflecting a year-over-year change of -1.1% [4] - Repair Systems & Information Group revenue was $468.6 million, close to the estimated $469.57 million, marking a +3% change year-over-year [4] - Snap-on Tools Group revenue reached $491 million, exceeding the average estimate of $467.58 million, with a year-over-year increase of +1.9% [4] - Commercial & Industrial Group revenue was $347.8 million, below the average estimate of $359.03 million, indicating a -6.5% year-over-year change [4] Operating Earnings - Operating earnings for Financial Services were $68.2 million, slightly below the average estimate of $68.73 million [4] - The Commercial & Industrial Group reported operating earnings of $46.9 million, significantly lower than the average estimate of $57.86 million [4] - Corporate operating losses were reported at $-24.3 million, compared to the estimated $-23.53 million [4] - Snap-on Tools Group operating earnings were $116.7 million, exceeding the average estimate of $107.02 million [4] - Repair Systems & Information Group operating earnings were $119.8 million, above the average estimate of $112.74 million [4] Stock Performance - Snap-On shares returned +2% over the past month, while the Zacks S&P 500 composite increased by +4.2% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Travelers (TRV) reported $12.11 billion in revenue for the quarter ended June 2025, marking a year-over-year increase of 6.7% and an EPS of $6.51 compared to $2.51 a year ago, indicating strong earnings growth [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $12.2 billion, resulting in a revenue surprise of -0.78%, while the EPS exceeded expectations with a surprise of +83.9% against a consensus estimate of $3.54 [1] Financial Performance Metrics - The combined ratio was reported at 90.3%, significantly better than the estimated 99.1% by analysts [4] - The loss and loss adjustment expense ratio was 61.7%, outperforming the average estimate of 70.1% [4] - The underwriting expense ratio was 28.6%, slightly better than the estimated 29.1% [4] - Net investment income totaled $942 million, exceeding the estimate of $936.44 million, reflecting a year-over-year increase of 6.4% [4] - Fee income reached $124 million, surpassing the average estimate of $119.98 million, with a year-over-year change of +7.8% [4] - Premium revenues amounted to $10.92 billion, slightly below the estimate of $11.04 billion, but still showing a year-over-year increase of 6.6% [4] - Other revenues were reported at $123 million, exceeding the estimate of $109.38 million, representing a year-over-year increase of 17.1% [4] Segment Performance - Premium revenues from Business Insurance were $5.55 billion, slightly below the estimate of $5.57 billion, with a year-over-year change of +7.3% [4] - Premium revenues from Personal Insurance totaled $4.36 billion, slightly below the estimate of $4.4 billion, reflecting a year-over-year increase of 6.3% [4] - Premium revenues from Bond & Specialty Insurance were reported at $1.02 billion, below the estimate of $1.06 billion, with a year-over-year change of +4.5% [4] - Other revenues from Personal Insurance were $23 million, slightly below the estimate of $24.27 million, with a year-over-year increase of 4.6% [4] Stock Performance - Shares of Travelers have returned -4.8% over the past month, contrasting with the Zacks S&P 500 composite's +4.2% change, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the market in the near term [3]

Core Insights - Banner (BANR) reported revenue of $162.15 million for the quarter ended June 2025, marking an 8.3% year-over-year increase, with EPS of $1.35 compared to $1.17 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate of $163.6 million by 0.89%, while the EPS exceeded the consensus estimate of $1.32 by 2.27% [1] Financial Performance Metrics - The efficiency ratio was reported at 62.5%, slightly above the average estimate of 61% [4] - The net interest margin (tax equivalent) was 3.9%, matching the average estimate [4] - Net charge-offs as a percentage of average loans receivable were reported at -0%, better than the average estimate of 0.1% [4] - Total non-interest income was $17.75 million, below the average estimate of $18.8 million [4] - Net interest income was reported at $144.4 million, slightly below the average estimate of $144.8 million [4] Stock Performance - Banner's shares have returned +9% over the past month, outperforming the Zacks S&P 500 composite's +4.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]