Core Insights - Generating a regular stream of income through dividend-paying stocks is essential for retirement planning [3] - Exchange-traded funds (ETFs) provide a diversified approach to investing in dividend stocks, managed by professionals [4] Group 1: Schwab U.S. Dividend Equity ETF (SCHD) - SCHD has a high yield of approximately 3.88% and invests in 103 high-quality, large-cap companies from the Dow Jones U.S. Dividend 100 Index [6] - The fund focuses on sectors such as energy, consumer staples, and healthcare, which are considered defensive and resilient during economic downturns [6] - SCHD has a low expense ratio of 0.06%, net assets of $71.55 billion, and a five-year return of about 30% [7] Group 2: Schwab International Dividend Equity ETF (SCHY) - SCHY offers global diversification by investing in high-yielding stocks from companies outside the United States, with a yield of around 4% [8][9]

Generating a steady and hefty stream of income is a key factor in any investing strategy. And to reach this goal, many turn to dividend paying stocks. A dividend is a regular payment a company makes to shareholders out of its profits. But it can be difficult and time consuming to analyze and handpick individual dividend paying stocks. That's why many investors seek out dividend paying exchange-traded funds (ETFs). These professionally managed funds invest in a handful of dividend paying stocks, offering ins ...

Core Viewpoint - Build-A-Bear Workshop (BBW) has shown strong performance compared to typical growth stocks, despite not being a conventional dividend stock, and recently reported mixed Q3 earnings results [1]. Financial Performance - BBW reported its Q3 earnings with mixed results, indicating variability in performance metrics [1]. Investment Perspective - The company has been viewed positively since early 2024, suggesting a bullish outlook among analysts and investors [1].

Core Viewpoint - The Schwab U.S. Dividend Equity ETF (SCHD) is a favored investment option for retirees, focusing on dividend-paying U.S. stocks with strong financial metrics and a history of consistent dividend payments [1]. Dividend Yield and Top Holdings - SCHD currently offers a yield of 3.9%, surpassing most other stocks and the S&P 500 [2]. - The top five holdings contributing to this yield include: - Merck (MRK): 4.71% yield, contributing 3.51% to ETF yield - Cisco Systems (CSCO): 4.67% yield, contributing 2.06% to ETF yield - Amgen (AMGN): 4.54% yield, contributing 3.03% to ETF yield - Bristol Myers (BMY): 4.24% yield, contributing 4.9% to ETF yield - AbbVie (ABBV): 4.22% yield, contributing 3.1% to ETF yield [2]. Dividend Safety Analysis - The dividend safety varies among the top holdings, with Merck showing a conservative payout ratio of 43% and a history of uninterrupted payments for over 26 years [4]. - Cisco's payout ratio is 63%, while Amgen's is 73% and Bristol-Myers is 85%, indicating increasing risk as the payout ratios rise [5]. - AbbVie presents the highest concern with a 501% payout ratio based on trailing earnings, but its operating cash flow of $18.8 billion in 2024 allows for a more manageable 58.6% cash flow payout ratio [6][7].

Gabelli Funds launched the Keeley Dividend ETF (NYSE:KDVD) , an actively managed fund targeting income and long-term appreciation through small- and mid-cap dividend payers, just as markets hover near record highs and investors brace for a highly anticipated Federal Reserve rate cut. • Keeley Dividend ETF stock is approaching key resistance levels. Why are KDVD shares at highs?The SMID-cap-focused strategy seeks to uncover missed dividend opportunities and is managed by the Chicago-based team of Thomas E. B ...

Core Insights - The Schwab US Dividend Equity ETF (SCHD) is popular due to its combination of long-term capital returns and a sustainable dividend yield close to 4% [1] - However, there are monthly dividend ETFs that have outperformed SCHD, suggesting income investors may benefit from diversifying their portfolios [2] - SCHD has declined by 2.98% over the past year, primarily due to limited exposure to the tech sector, while other ETFs have provided better returns [3] ETF Comparisons - The Amplify CWP Enhanced Dividend Income ETF (DIVO) is noted for outperforming SCHD by utilizing a strategy that combines high-quality large-cap investments with covered call options [4] - DIVO currently offers a dividend yield of 4.55% and has an expense ratio of 0.56%, with returns of 12.18% over the past year compared to SCHD's 0.33% [5][6] - The NEOS Nasdaq-100 High Income ETF (QQQI) provides a higher yield of 13.6% and has returned 21.8% over the past year, indicating strong competition in the dividend ETF space [7]

Core Insights - The primary focus for income investors is generating consistent cash flow, particularly through dividends, which are distributions of a company's earnings to shareholders [1][2] Company Overview - Toronto-Dominion Bank (TD), headquartered in Toronto, has experienced a price change of 65.53% this year and currently pays a dividend of $0.75 per share, resulting in a dividend yield of 3.42% [3] - The bank's dividend yield surpasses the Banks - Foreign industry's yield of 2.78% and the S&P 500's yield of 1.45% [3] Dividend Performance - TD's current annualized dividend of $3.02 has increased by 1.2% from the previous year, with an average annual increase of 5.24% over the last five years [4] - The current payout ratio for TD is 48%, indicating that it paid out 48% of its trailing 12-month earnings per share as dividends [4] Earnings Outlook - The Zacks Consensus Estimate for TD's earnings in 2025 is $6.42 per share, reflecting a year-over-year earnings growth rate of 7.36% [5] Investment Considerations - TD is positioned as an attractive dividend investment, especially compared to high-growth firms that typically do not offer dividends [6] - The stock holds a strong Zacks Rank of 2 (Buy), indicating a favorable investment opportunity [6]

Core Insights - The performance of Dollar Tree (DLTR) and Dollar General (DG) indicates a preference for value investments amidst economic pressures, with DLTR and DG shares rising approximately 57% and 64% year-to-date, respectively, surpassing AI leaders like NVIDIA [1][2] Economic Indicators - Dollar General reported a same-store sales increase of 2.5% in Q3, while Dollar Tree's same-store sales rose by 4.2%, contrasting with Target's 3.8% decline [3][4] - Dollar Tree added 3 million new shoppers, expanding its customer base to 100 million [4] Consumer Behavior - A significant shift in consumer behavior is noted, with 60% of new Dollar Tree shoppers earning over $100,000, indicating that higher-income shoppers are "trading down" to discount retailers [5][6] - Dollar General's CEO reported increased customer traffic but noted more restrained spending per trip, reflecting changing consumer spending habits [6] Investment Implications - The rise of discount retailers suggests that value-focused investments may perform well in the near term due to ongoing economic uncertainties, despite a seemingly strong economy driven by AI investments [7] - In a volatile market, dividend ETFs are highlighted as a potential safe haven for investors seeking stable income [8] Value Stocks Characteristics - Value stocks, typically trading at low valuations, are favored in uncertain economic conditions due to their stable demand and predictable earnings, making them attractive for investors prioritizing cash flow [9] ETFs to Consider - DLTR and DG stocks are included in ETFs such as Invesco S&P 500 Equal Weight Consumer Staples ETF (RSPS) and Invesco S&P 500 Pure Value ETF (RPV), which are recommended for investors [10]

24/7 Wall St. Key Points Many of these funds have outperformed SCHD over time. Some of these funds offer much wider diversification than SCHD. These funds involve strategies that could help them outperform SCHD in the long term. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more here To generate passive income while also potentially earning capital appreci ...

Core Insights - The article emphasizes the importance of reliable income-focused equities, particularly highlighting the MarketBeat Top-Rated Dividend Stocks screener which identifies highly rated dividend stocks [2] Group 1: MarketBeat Tools and Methodology - MarketBeat's Top-Rated Dividend Stocks screener analyzes analyst data and ranks dividend stocks by rating, with a focus on those scoring above 3.0 and yielding over 3% [2] - The tool aims to filter out stocks with insufficient analyst coverage, ensuring that only those with solid market support are considered [2][5] Group 2: Company Highlights - Cenovus Energy (NYSE: CVE) is noted for its cost-effective assets and substantial free cash flow margin, with an expected yield of approximately 3.2% by the end of 2025 [3] - Cenovus is ranked 4th overall on MarketBeat's screen, being the first to offer a return exceeding 3.0%, with a quality score of 3.15 based on adequate analyst coverage [4] - Heritage Commerce Corp (NASDAQ: HTBK) ranks 9th on MarketBeat's screener, with a score of 3.0 and a yield of 4.5% [7] Group 3: Analyst Sentiment and Projections - Analysts project a 40% advancement for Cenovus Energy by 2026, supported by increasing coverage and strengthening sentiment since early 2025 [5] - The article highlights several small- and mid-cap stocks, including Cenovus, Heritage Commerce, ACNB, Evergy, and Copa Holdings, which combine reliable dividends with solid analyst support [5]